45150 ZIP Code — Milford, OH
Clermont County, Ohio
ZIP code 45150 is located in Milford, Ohio, within Clermont County. It covers approximately 32.26 square miles and serves a population of 33,853 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.
About ZIP code 45150
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $241,800. Owner-occupancy sits near the national average at 74%.
Median household income is $87,950. The poverty rate of 6% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
33,853
population
32.26
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45150 ZIP code map
Cities in ZIP code 45150
Below are the cities the US Postal Service accepts for ZIP code 45150. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Milford | Acceptable |
| Milford | Preferred |
Nearby ZIP codes
45111 Camp Dennison (3.9 mi)
45174 Terrace Park (4.3 mi)
45160 Owensville (5.8 mi)
45244 Cincinnati (5.8 mi)
45103 Batavia (6.3 mi)
45243 Cincinnati (6.3 mi)
45140 Loveland (6.4 mi)
45245 Cincinnati (7.1 mi)
45227 Cincinnati (7.5 mi)
45122 Goshen (8.2 mi)
45242 Cincinnati (8.6 mi)
45249 Cincinnati (9.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 33,853 |
| Population density | 1,049 / sq mi |
| State FIPS | 39 |
| County FIPS | 025 |
| Geography | |
|---|---|
| Land area | 32.26 sq mi |
| Water area | 0.37 sq mi |
| Latitude | 39.1628 |
| Longitude | -84.2313 |
| Timezone | Eastern (ET) |
| Area code | 513 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.0% | 33.6% | 43.3% |
| $50k – $100k | 31.1% | 32.3% | 31.4% |
| $100k – $200k | 29.7% | 26.8% | 20.0% |
| Over $200k | 7.1% | 7.4% | 5.2% |
Demographics & statistics
33,853
Population
1,049
People per sq mi
42.3
Median age
$87,950
Median household income
$46,691
Per capita income
$241,800
Median home value
$1,025
Median monthly rent
74.0%
Home ownership
5.7%
Poverty rate
2.7%
Unemployment
10,481
Housing units
39.9%
Bachelor's or higher
Age distribution
Male
Female
900
Under 5
921
1,115
5–9
1,141
974
10–14
997
930
15–19
952
883
20–24
903
2,136
25–34
2,187
1,934
35–44
1,980
2,275
45–54
2,328
1,126
55–59
1,152
1,056
60–64
1,080
2,007
65–74
2,054
902
75–84
923
493
85+
504
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 7,346 | 21.7% |
| 18 and over | 26,507 | 78.3% |
| 65 and over | 6,883 | 20.3% |
| Median age | 42.3 years | |
Race & ethnicity
White
89.3%
Two or more races
3%
Black or African American
3%
Hispanic or Latino
2.3%
Asian
1.5%
Other race
0.9%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 30,946 | 89.3% |
| Two or more races | 1,038 | 3% |
| Black or African American | 1,035 | 3% |
| Hispanic or Latino | 798 | 2.3% |
| Asian | 512 | 1.5% |
| Other race | 300 | 0.9% |
| American Indian / Alaska Native | 22 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.0% | 33.6% | 43.3% |
| $50k – $100k | 31.1% | 32.3% | 31.4% |
| $100k – $200k | 29.7% | 26.8% | 20.0% |
| Over $200k | 7.1% | 7.4% | 5.2% |
Under $10k
2.5%
$10k–$15k
2.4%
$15k–$25k
7.1%
$25k–$35k
6.6%
$35k–$50k
8.4%
$50k–$75k
16.4%
$75k–$100k
15.3%
$100k–$150k
19.2%
$150k–$200k
8.6%
$200k+
13.5%
| Range | % of households |
|---|---|
| Under $10k | 2.5% |
| $10k–$15k | 2.4% |
| $15k–$25k | 7.1% |
| $25k–$35k | 6.6% |
| $35k–$50k | 8.4% |
| $50k–$75k | 16.4% |
| $75k–$100k | 15.3% |
| $100k–$150k | 19.2% |
| $150k–$200k | 8.6% |
| $200k+ | 13.5% |
| Median income | $87,950 |
Housing
Home values
Under $50k
3.7%
$50k–$100k
3.5%
$100k–$150k
10.6%
$150k–$200k
18.0%
$200k–$300k
31.8%
$300k–$500k
28.7%
$500k–$1M
3.2%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $241,800 |
| Median rent / month | $1,025 |
| Owner occupied | 74.0% |
| Renter occupied | 26.0% |
| Vacant | 2.3% |
| Single-family detached | 69.6% |
| Large apartment buildings | 7.3% |
| Mobile homes | 1.4% |
| Median rooms | 6.4 |
| Avg household size (owned) | 2.60 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 5.2% |
| 2000–2009 | 16.4% |
| 1990–1999 | 12.7% |
| 1980–1989 | 15.6% |
| 1970–1979 | 16.9% |
| 1960–1969 | 8.1% |
| 1950–1959 | 15.4% |
| 1940–1949 | 1.8% |
| 1939 or earlier | 7.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.4% |
| 1 bedroom | 9.5% |
| 2 bedrooms | 20.3% |
| 3 bedrooms | 37.9% |
| 4 bedrooms | 28.1% |
| 5+ bedrooms | 2.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.5% |
| 1 vehicle | 29.8% |
| 2 vehicles | 40.2% |
| 3 or more | 25.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 41.8% |
| Electricity | 45.7% |
| Propane / LP gas | 4.6% |
| Fuel oil | 4.8% |
| Wood | 0.9% |
| Solar | 0.1% |
| No fuel used | 1.0% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,853 | 49.9% |
| Cohabiting couple | 918 | 6.7% |
| Male householder, no spouse | 2,628 | 19.2% |
| Female householder, no spouse | 3,323 | 24.2% |
| Households with children under 18 | 4,245 | 30.9% |
| Households with seniors (65+) | 4,768 | 34.7% |
| Average household size | 2.43 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 28.7% | 25.0% |
| Married | 54.3% | 48.0% |
| Separated | 1.8% | 1.9% |
| Widowed | 3.6% | 10.9% |
| Divorced | 11.5% | 14.3% |
Education
Less than 9th grade
1.0%
Some HS, no diploma
5.0%
HS graduate
27.7%
Some college, no degree
18.2%
Associate's degree
8.1%
Bachelor's degree
24.6%
Graduate / professional
15.3%
| Metric | % |
|---|---|
| HS diploma or higher | 94.0% |
| Bachelor's or higher | 39.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 652 | 8.9% |
| Kindergarten | 401 | 5.5% |
| Elementary school | 3,204 | 43.6% |
| High school | 1,680 | 22.8% |
| College / grad school | 1,419 | 19.3% |
Employment
Industry of employment
Education & healthcare
19.1%
Professional & management
13.8%
Manufacturing
13.3%
Retail trade
10.3%
Arts, food & hospitality
10.2%
Finance & real estate
10.0%
Construction
8.3%
Other services
5.0%
Transportation & utilities
3.2%
Public administration
3.0%
Wholesale trade
2.2%
Information
1.0%
Agriculture & mining
0.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.2% |
| Service | 15.4% |
| Sales & office | 20.8% |
| Natural resources & construction | 10.2% |
| Production & transportation | 10.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.0% |
| Government | 9.2% |
| Self-employed | 6.2% |
| Unpaid family workers | 0.7% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.1% |
| Carpool | 7.6% |
| Public transit | 0.3% |
| Walk | 0.8% |
| Work from home | 12.5% |
| Other means | 0.8% |
| Avg commute (minutes) | 25.0 |
Poverty
All people
5.7%
Under 18 years
4.8%
18 and over
6.0%
Married-couple families
1.9%
Female-led households
6.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 35.5% |
| Retirement income | 26.6% |
| Supplemental Security | 5.3% |
| Cash public assistance | 1.5% |
| Food stamps / SNAP | 4.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.6% |
| High blood pressure | 33.5% |
| High cholesterol | 31.8% |
| Diabetes | 10.2% |
| Heart disease | 6.7% |
| Stroke | 2.9% |
| Asthma | 9.9% |
| Arthritis | 27.8% |
| Kidney disease | 2.8% |
| Pulmonary disease | 7.6% |
| Cancer | 7.3% |
| Behavior / access | % |
|---|---|
| Smoking | 19.0% |
| Binge drinking | 17.6% |
| No physical activity | 25.3% |
| Less than 7 hrs sleep | 34.0% |
| Depression | 23.7% |
| Fair or poor health | 13.1% |
| Poor mental health | 15.0% |
| Poor physical health | 9.6% |
| No health insurance | 10.1% |
| Visited doctor (checkup) | 77.2% |
| Visited dentist | 65.1% |
| Cholesterol screening | 90.0% |
| Teeth loss | 12.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,040 | 7.7% |
| Disability | % |
|---|---|
| Any disability | 13.3% |
| Under 18 | 2.3% |
| 18–64 years | 12.9% |
| 65 and over | 26.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 74.6% |
| Public insurance | 33.4% |
| No insurance | 5.2% |
| Uninsured under 19 | 2.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 32,032 | 94.6% |
| Spanish | 248 | 0.8% |
| Other Indo-European | 84 | 0.3% |
| Asian & Pacific Islander | 48 | 0.1% |
| Other languages | 116 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 33,008 | 97.5% |
| Born in same state | 32,763 | 96.8% |
| Born in different state | 24,703 | 73.0% |
| Foreign born | 245 | 0.7% |
| Naturalized citizen | 845 | 2.5% |
| Not a US citizen | 428 | 50.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,073 | 15% |
| French | 4,766 | 14.1% |
| Arab | 2,396 | 7.1% |
| English | 315 | 0.9% |
| Polish | 249 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 129 | 0.4% |
| German | 33 | 0.1% |
| Norwegian | 27 | 0.1% |
| Dutch | 8 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.5% |
| Internet access | 95.6% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45150
What city is ZIP code 45150 in?
ZIP code 45150 is primarily assigned to Milford, Ohio.
What county is ZIP code 45150 in?
ZIP code 45150 falls within Clermont County, Ohio.
Does ZIP code 45150 have a large retiree population?
36% of households in ZIP code 45150 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 45150?
ZIP code 45150 has an estimated population of 33,853 residents, with a density of 1,049 people per square mile.
What is the median household income in ZIP code 45150?
The median household income in ZIP code 45150 is $87,950, above the national median of ~$75,000.
What is the typical home value in ZIP code 45150?
The median home value in ZIP code 45150 is $241,800.
What timezone is ZIP code 45150 in?
ZIP code 45150 observes the EST timezone.