Terrace Park ZIP Code List — Hamilton County, OH

There is one unique ZIP code in Terrace Park, Ohio and it is 45174. Area code: 513.

ZIP codes

1.24

sq mi land

0.05

sq mi water

513

area code

Terrace Park, OH ZIP code map

About Terrace Park, OH

Terrace Park is a charming village located in Hamilton County, Ohio. Known for its serene residential atmosphere and beautiful landscapes, this quaint community offers a unique blend of suburban comfort and natural beauty. With a close-knit population, Terrace Park fosters a strong sense of community among its residents.

Location & geography

Terrace Park is situated within Hamilton County, approximately 15 miles east of downtown Cincinnati. The village is bordered by neighboring communities such as Milford to the north, Indian Hill to the east, and Newtown to the west. Covering an area of 1.24 square miles of land and 0.05 square miles of water, it is characterized by its lush, green spaces and scenic waterways.

Community & economy

The village of Terrace Park is known for its friendly and inviting atmosphere, making it a desirable place for families and individuals alike. The local community thrives on small businesses and a range of service industries that provide daily necessities and recreational activities. Residents enjoy a peaceful lifestyle, often participating in community events and enjoying the ample parks and natural surroundings.

Transportation

Terrace Park is conveniently located near major thoroughfares, including State Route 125, which provides easy access to surrounding areas. The nearest airport is Cincinnati/Northern Kentucky International Airport, located approximately 25 miles to the southwest. Public transportation options are limited, but residents primarily rely on their vehicles for commuting.

History

Terrace Park was established in the late 19th century, originally as a summer resort community. The village grew as a residential area over the years, attracting families and professionals looking for a quiet retreat from urban life. Notable events in its history include the annual Fourth of July celebrations that bring the community together in a display of patriotism and pride.

Did you know?

One little-known fact about Terrace Park is that it features several historic buildings, reflecting its rich architectural heritage. Additionally, the village maintains a strong emphasis on preserving its natural environment, evident in its many parks and local conservation efforts.

ZIP codes for Terrace Park, OH (1)

ZIP code	City	County	Map
45174	Terrace Park	Hamilton	View map

Demographics & statistics

2,165

Population

36.5

Median age

$194,750

Median household income

$88,182

Per capita income

$582,100

Median home value

$1,750

Median monthly rent

96.4%

Home ownership

1.0%

Poverty rate

1.2%

Unemployment

734

Housing units

85.9%

Bachelor's or higher

Age distribution

Male Female

131

Under 5

125

115

5–9

109

110

10–14

105

15–19

20–24

25–34

191

35–44

181

122

45–54

116

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	809	37.4%
18 and over	1,356	62.6%
65 and over	254	11.7%
Median age	36.5 years

Race & ethnicity

White 92.5%

Two or more races 3.2%

Hispanic or Latino 2.8%

Other race 1.1%

Asian 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,062	92.5%
Two or more races	71	3.2%
Hispanic or Latino	63	2.8%
Other race	24	1.1%
Asian	6	0.3%
American Indian / Alaska Native	2	0.1%

Household income

$15k–$25k 2.0%

$25k–$35k 3.3%

$35k–$50k 4.0%

$50k–$75k 5.7%

$75k–$100k 1.9%

$100k–$150k 18.0%

$150k–$200k 18.0%

$200k+ 47.1%

Range	% of households
$15k–$25k	2.0%
$25k–$35k	3.3%
$35k–$50k	4.0%
$50k–$75k	5.7%
$75k–$100k	1.9%
$100k–$150k	18.0%
$150k–$200k	18.0%
$200k+	47.1%
Median income	$194,750

Housing

Home values

Under $50k 1.9%

$200k–$300k 4.5%

$300k–$500k 34.1%

$500k–$1M 48.2%

$1M+ 11.3%

Housing overview

Metric	Value
Median home value	$582,100
Median rent / month	$1,750
Owner occupied	96.4%
Renter occupied	3.6%
Vacant	7.9%
Single-family detached	98.8%
Large apartment buildings	1.2%
Mobile homes	0.0%
Median rooms	8.4
Avg household size (owned)	3.13

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	4.1%
1990–1999	6.9%
1980–1989	5.9%
1970–1979	6.5%
1960–1969	15.5%
1950–1959	24.6%
1940–1949	13.6%
1939 or earlier	22.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	6.3%
3 bedrooms	34.3%
4 bedrooms	42.0%
5+ bedrooms	17.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	14.7%
2 vehicles	59.1%
3 or more	26.2%

Heating fuel

Fuel type	%
Utility gas	69.8%
Electricity	26.3%
Propane / LP gas	0.9%
Fuel oil	1.9%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	546	78.1%
Cohabiting couple	11	1.6%
Male householder, no spouse	43	6.2%
Female householder, no spouse	99	14.2%
Households with children under 18	350	50.1%
Households with seniors (65+)	178	25.5%
Average household size	3.10

Marital status

Status	Male	Female
Never married	21.8%	10.5%
Married	73.6%	75.2%
Separated	0.0%	0.0%
Widowed	0.8%	5.3%
Divorced	3.8%	8.9%

Education

Less than 9th grade 0.1%

Some HS, no diploma 0.2%

HS graduate 3.2%

Some college, no degree 4.7%

Associate's degree 5.8%

Bachelor's degree 48.5%

Graduate / professional 37.4%

Metric	%
HS diploma or higher	99.7%
Bachelor's or higher	85.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	12.6%
Kindergarten	42	5.9%
Elementary school	357	50.1%
High school	156	21.9%
College / grad school	67	9.4%

Employment

Industry of employment

Education & healthcare 27.2%

Professional & management 16.1%

Finance & real estate 15.4%

Manufacturing 12.8%

Wholesale trade 5.5%

Other services 5.4%

Retail trade 4.9%

Arts, food & hospitality 4.1%

Public administration 3.1%

Transportation & utilities 2.9%

Construction 2.0%

Information 0.6%

Occupation

Category	%
Management, business & arts	65.7%
Service	8.9%
Sales & office	22.2%
Natural resources & construction	1.1%
Production & transportation	2.0%

Employment type

Type	%
Private sector	77.5%
Government	14.2%
Self-employed	7.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	70.1%
Carpool	1.6%
Public transit	0.5%
Walk	0.3%
Other means	0.7%
Avg commute (minutes)	28.1

Poverty

All people 1.0%

Under 18 years 1.0%

18 and over 1.0%

Married-couple families 0.5%

Female-led households 9.1%

Income support

Source	% of households
Social Security	21.7%
Retirement income	19.2%
Supplemental Security	0.9%
Cash public assistance	1.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
High blood pressure	28.6%
High cholesterol	30.1%
Heart disease	5.3%
Stroke	2.2%
Asthma	9.0%
Arthritis	24.5%
Kidney disease	2.4%
Pulmonary disease	5.0%
Cancer	7.3%

Behavior / access	%
Binge drinking	19.8%
No physical activity	15.9%
Less than 7 hrs sleep	31.5%
Fair or poor health	8.6%
Poor mental health	12.3%
Poor physical health	7.3%
No health insurance	6.1%
Visited doctor (checkup)	78.3%
Visited dentist	78.9%
Cholesterol screening	94.0%
Teeth loss	6.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	78	5.8%

Disability	%
Any disability	3.7%
Under 18	1.5%
18–64 years	4.7%
65 and over	5.9%

Health insurance coverage

Type	%
Private insurance	91.7%
Public insurance	12.5%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,909	88.2%
Spanish	2	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,108	97.4%
Born in same state	2,083	96.2%
Born in different state	1,392	64.3%
Foreign born	25	1.2%
Naturalized citizen	57	2.6%
Not a US citizen	33	57.9%

Ancestry

Ancestry	Count	%
French	441	20.4%
Italian	413	19.1%
Arab	95	4.4%
Polish	42	1.9%
Dutch	40	1.8%

Ancestry	Count	%
English	19	0.9%
Norwegian	13	0.6%
Irish	11	0.5%
German	2	0.1%

Technology access

Metric	% of households
Computer access	32.3%
Internet access	99.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Terrace Park, OH?

Terrace Park, OH has one ZIP code: 45174.

What is the main ZIP code for Terrace Park, OH?

The primary ZIP code for Terrace Park, OH is 45174. The city uses area code 513 for phone service.

What county is Terrace Park, OH in?

Terrace Park is located in Hamilton County, Ohio.

How many ZIP codes are in Terrace Park, OH?

Terrace Park, OH has 1 ZIP code.

What is the ZIP code for downtown Terrace Park, Ohio?

Downtown Terrace Park and the central business district are located in ZIP code 45174, which serves as the primary ZIP code for this Hamilton County village.

What ZIP code should I use when mailing a package to a residential address in Terrace Park, OH?

All residential addresses within Terrace Park use the single ZIP code 45174, making mail delivery straightforward throughout the entire village.