Loveland ZIP Codes — Clermont County, OH

There is one unique ZIP code in Loveland, Ohio and it is 45140. Area code: 513.

ZIP codes

44.09

sq mi land

0.62

sq mi water

513

area code

Loveland, OH ZIP code map

About Loveland, OH

Loveland, Ohio is a charming city located in Clermont County. Known for its beautiful landscapes and community spirit, Loveland attracts those seeking both a quaint lifestyle and modern amenities. The city offers a blend of suburban comfort and vibrant local culture, making it a desirable place to live and visit.

Location & geography

Loveland is strategically located in southwestern Ohio, approximately 20 miles northeast of downtown Cincinnati. It is bordered by several neighboring cities, including Milford to the west, and Goshen to the east. The city's land area covers 44.09 square miles, with a modest water area of 0.62 square miles, showcasing a mix of urban development and natural scenery.

Community & economy

The community of Loveland is known for its close-knit atmosphere, where residents frequently engage in local events and activities. The economy thrives on a mix of small businesses, retail establishments, and service industries that cater to the needs of the population. Daily life here features a blend of outdoor activities, family-oriented events, and cultural celebrations that reflect the city's rich history.

Transportation

Loveland is accessible via major roadways, including State Route 48 and State Route 275, making travel to nearby cities convenient. The city is approximately 25 miles from Cincinnati/Northern Kentucky International Airport, which is the nearest major airport. Public transportation options are available, although most residents rely on personal vehicles for their daily commutes.

History

Founded in the mid-19th century, Loveland's early development was driven by the arrival of the railroad, which played a significant role in its growth. The city has a rich history in the manufacturing and service sectors, with various industries establishing roots in the area. Notable events in Loveland's history include the annual Loveland Frogjump Festival, celebrating the city's quirky frog lore.

Did you know?

One surprising fact about Loveland is that it is home to the Little Miami Scenic Trail, which attracts outdoor enthusiasts year-round. Additionally, Loveland is known for its colorful mural art that adorns various buildings throughout the city, showcasing its vibrant culture.

ZIP codes for Loveland, OH (1)

ZIP code	City	County	Map
45140	Loveland	Clermont	View map

Demographics & statistics

55,364

Population

40.2

Median age

$104,422

Median household income

$51,857

Per capita income

$315,400

Median home value

$1,300

Median monthly rent

79.4%

Home ownership

5.0%

Poverty rate

3.5%

Unemployment

17,492

Housing units

50.3%

Bachelor's or higher

Age distribution

Male Female

1,563

Under 5

1,576

1,948

5–9

1,964

2,107

10–14

2,124

1,956

15–19

1,972

1,126

20–24

1,136

3,054

25–34

3,079

3,524

35–44

3,552

3,887

45–54

3,918

1,982

55–59

1,998

1,921

60–64

1,936

3,130

65–74

3,156

1,120

75–84

1,129

252

85+

254

← Male

Female →

Age summary

Group	Count	%
Under 18	13,953	25.2%
18 and over	41,411	74.8%
65 and over	9,041	16.3%
Median age	40.2 years

Race & ethnicity

White 87.1%

Two or more races 3.9%

Asian 2.9%

Hispanic or Latino 2.6%

Black or African American 2.3%

Other race 1%

American Indian / Alaska Native 0.3%

Group	Count	%
White	49,481	87.1%
Two or more races	2,203	3.9%
Asian	1,642	2.9%
Hispanic or Latino	1,463	2.6%
Black or African American	1,319	2.3%
Other race	556	1%
American Indian / Alaska Native	163	0.3%

Household income

Under $10k 2.3%

$10k–$15k 1.8%

$15k–$25k 3.6%

$25k–$35k 4.4%

$35k–$50k 9.2%

$50k–$75k 12.5%

$75k–$100k 13.3%

$100k–$150k 19.9%

$150k–$200k 14.5%

$200k+ 18.6%

Range	% of households
Under $10k	2.3%
$10k–$15k	1.8%
$15k–$25k	3.6%
$25k–$35k	4.4%
$35k–$50k	9.2%
$50k–$75k	12.5%
$75k–$100k	13.3%
$100k–$150k	19.9%
$150k–$200k	14.5%
$200k+	18.6%
Median income	$104,422

Housing

Home values

Under $50k 3.9%

$50k–$100k 2.1%

$100k–$150k 6.2%

$150k–$200k 12.6%

$200k–$300k 21.7%

$300k–$500k 37.5%

$500k–$1M 15.4%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$315,400
Median rent / month	$1,300
Owner occupied	79.4%
Renter occupied	20.6%
Vacant	3.8%
Single-family detached	76.4%
Large apartment buildings	3.5%
Mobile homes	2.8%
Median rooms	7.1
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.7%
2010–2019	10.6%
2000–2009	13.3%
1990–1999	27.5%
1980–1989	16.5%
1970–1979	12.1%
1960–1969	6.0%
1950–1959	7.7%
1940–1949	1.4%
1939 or earlier	4.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	6.5%
2 bedrooms	17.4%
3 bedrooms	35.6%
4 bedrooms	32.5%
5+ bedrooms	7.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	21.2%
2 vehicles	47.9%
3 or more	27.5%

Heating fuel

Fuel type	%
Utility gas	52.3%
Electricity	39.0%
Propane / LP gas	2.8%
Fuel oil	4.4%
Wood	0.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	13,199	62.9%
Cohabiting couple	1,257	6.0%
Male householder, no spouse	2,741	13.1%
Female householder, no spouse	3,795	18.1%
Households with children under 18	7,171	34.2%
Households with seniors (65+)	6,215	29.6%
Average household size	2.62

Marital status

Status	Male	Female
Never married	25.1%	21.8%
Married	64.3%	58.5%
Separated	0.9%	1.2%
Widowed	1.3%	8.3%
Divorced	8.4%	10.0%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.5%

HS graduate 19.8%

Some college, no degree 18.4%

Associate's degree 7.9%

Bachelor's degree 30.7%

Graduate / professional 19.6%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	50.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	838	5.9%
Kindergarten	995	7.0%
Elementary school	6,101	42.8%
High school	3,804	26.7%
College / grad school	2,504	17.6%

Employment

Industry of employment

Education & healthcare 21.3%

Manufacturing 14.3%

Retail trade 12.7%

Professional & management 12.1%

Finance & real estate 9.7%

Arts, food & hospitality 8.0%

Construction 6.5%

Transportation & utilities 4.2%

Other services 3.7%

Wholesale trade 3.1%

Public administration 2.5%

Information 1.9%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	54.3%
Service	10.8%
Sales & office	19.9%
Natural resources & construction	5.8%
Production & transportation	9.1%

Employment type

Type	%
Private sector	84.8%
Government	8.8%
Self-employed	6.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.9%
Carpool	4.0%
Public transit	0.2%
Walk	0.9%
Other means	0.9%
Avg commute (minutes)	27.2

Poverty

All people 5.0%

Under 18 years 6.1%

18 and over 4.6%

Married-couple families 2.2%

Female-led households 14.4%

Income support

Source	% of households
Social Security	27.4%
Retirement income	25.4%
Supplemental Security	2.8%
Cash public assistance	2.2%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
High blood pressure	28.8%
High cholesterol	29.8%
Heart disease	5.2%
Stroke	2.3%
Asthma	9.5%
Arthritis	23.6%
Kidney disease	2.3%
Pulmonary disease	6.0%
Cancer	6.2%

Behavior / access	%
Binge drinking	19.2%
No physical activity	20.6%
Less than 7 hrs sleep	33.9%
Fair or poor health	10.6%
Poor mental health	14.6%
Poor physical health	8.2%
No health insurance	9.0%
Visited doctor (checkup)	76.1%
Visited dentist	70.2%
Cholesterol screening	90.5%
Teeth loss	9.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,721	6.6%

Disability	%
Any disability	9.2%
Under 18	3.9%
18–64 years	8.2%
65 and over	21.8%

Health insurance coverage

Type	%
Private insurance	82.0%
Public insurance	27.0%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	52,225	94.3%
Spanish	932	1.8%
Other Indo-European	196	0.4%
Asian & Pacific Islander	483	0.9%
Other languages	215	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	52,686	95.2%
Born in same state	52,390	94.6%
Born in different state	36,434	65.8%
Foreign born	296	0.5%
Naturalized citizen	2,678	4.8%
Not a US citizen	1,448	54.1%

Ancestry

Ancestry	Count	%
Italian	8,637	15.6%
French	7,875	14.2%
Arab	2,863	5.2%
English	432	0.8%
Polish	295	0.5%

Ancestry	Count	%
Irish	246	0.4%
Dutch	196	0.4%
Norwegian	129	0.2%
German	124	0.2%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	97.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Loveland, OH have?

Loveland, OH has one ZIP code: 45140. Each ZIP code serves a distinct delivery area within the city and surrounding region.