45227 ZIP Code — Cincinnati, OH
Hamilton County, Ohio
ZIP code 45227 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 5.78 square miles and serves a population of 18,801 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.
About ZIP code 45227
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $226,000. Owner-occupancy sits near the national average at 54%.
The gap between median ($65,100) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.
18,801
population
5.78
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45227 ZIP code map
Cities in ZIP code 45227
Below are the cities the US Postal Service accepts for ZIP code 45227. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Cincinnati | Acceptable |
| Cincinnati | Acceptable |
| Cincinnati | Preferred |
Nearby ZIP codes
45243 Cincinnati (2.2 mi)
45209 Cincinnati (3 mi)
45213 Cincinnati (3 mi)
45174 Terrace Park (3.3 mi)
45236 Cincinnati (3.6 mi)
45244 Cincinnati (3.6 mi)
45208 Cincinnati (3.7 mi)
45212 Cincinnati (4.3 mi)
45226 Cincinnati (4.4 mi)
45263 Cincinnati (4.5 mi)
45234 Cincinnati (4.5 mi)
45221 Cincinnati (4.5 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 18,801 |
| Population density | 3,253 / sq mi |
| State FIPS | 39 |
| County FIPS | 061 |
| Geography | |
|---|---|
| Land area | 5.78 sq mi |
| Water area | 0.08 sq mi |
| Latitude | 39.1592 |
| Longitude | -84.3721 |
| Timezone | Eastern (ET) |
| Area code | 513 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.0% | 43.3% | 43.3% |
| $50k – $100k | 31.0% | 28.8% | 31.4% |
| $100k – $200k | 18.7% | 20.7% | 20.0% |
| Over $200k | 6.3% | 7.2% | 5.2% |
Demographics & statistics
18,801
Population
3,253
People per sq mi
36.2
Median age
$65,100
Median household income
$48,718
Per capita income
$226,000
Median home value
$1,166
Median monthly rent
54.2%
Home ownership
14.2%
Poverty rate
3.7%
Unemployment
5,454
Housing units
49.5%
Bachelor's or higher
Age distribution
Male
Female
564
Under 5
671
356
5–9
423
502
10–14
596
497
15–19
591
552
20–24
656
1,692
25–34
2,011
1,049
35–44
1,247
1,009
45–54
1,200
488
55–59
580
457
60–64
543
746
65–74
886
439
75–84
523
239
85+
284
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,855 | 20.5% |
| 18 and over | 14,946 | 79.5% |
| 65 and over | 3,117 | 16.6% |
| Median age | 36.2 years | |
Race & ethnicity
White
68.5%
Black or African American
24.1%
Two or more races
4.3%
Hispanic or Latino
1.7%
Asian
1%
Other race
0.2%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 13,095 | 68.5% |
| Black or African American | 4,614 | 24.1% |
| Two or more races | 830 | 4.3% |
| Hispanic or Latino | 322 | 1.7% |
| Asian | 194 | 1% |
| Other race | 36 | 0.2% |
| American Indian / Alaska Native | 32 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 44.0% | 43.3% | 43.3% |
| $50k – $100k | 31.0% | 28.8% | 31.4% |
| $100k – $200k | 18.7% | 20.7% | 20.0% |
| Over $200k | 6.3% | 7.2% | 5.2% |
Under $10k
7.6%
$10k–$15k
5.4%
$15k–$25k
7.5%
$25k–$35k
5.9%
$35k–$50k
13.0%
$50k–$75k
17.3%
$75k–$100k
10.6%
$100k–$150k
14.1%
$150k–$200k
8.9%
$200k+
9.9%
| Range | % of households |
|---|---|
| Under $10k | 7.6% |
| $10k–$15k | 5.4% |
| $15k–$25k | 7.5% |
| $25k–$35k | 5.9% |
| $35k–$50k | 13.0% |
| $50k–$75k | 17.3% |
| $75k–$100k | 10.6% |
| $100k–$150k | 14.1% |
| $150k–$200k | 8.9% |
| $200k+ | 9.9% |
| Median income | $65,100 |
Housing
Home values
Under $50k
1.1%
$50k–$100k
8.1%
$100k–$150k
13.5%
$150k–$200k
19.3%
$200k–$300k
24.7%
$300k–$500k
16.3%
$500k–$1M
14.7%
$1M+
2.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $226,000 |
| Median rent / month | $1,166 |
| Owner occupied | 54.2% |
| Renter occupied | 45.8% |
| Vacant | 7.9% |
| Single-family detached | 59.8% |
| Large apartment buildings | 13.5% |
| Mobile homes | 0.8% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.35 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 6.3% |
| 2000–2009 | 9.2% |
| 1990–1999 | 2.2% |
| 1980–1989 | 4.3% |
| 1970–1979 | 5.4% |
| 1960–1969 | 6.6% |
| 1950–1959 | 14.6% |
| 1940–1949 | 15.1% |
| 1939 or earlier | 36.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 3.5% |
| 1 bedroom | 18.0% |
| 2 bedrooms | 32.8% |
| 3 bedrooms | 33.6% |
| 4 bedrooms | 9.8% |
| 5+ bedrooms | 2.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.3% |
| 1 vehicle | 42.6% |
| 2 vehicles | 38.5% |
| 3 or more | 11.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 66.6% |
| Electricity | 29.9% |
| Propane / LP gas | 2.2% |
| Fuel oil | 0.7% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,050 | 35.1% |
| Cohabiting couple | 559 | 6.4% |
| Male householder, no spouse | 1,777 | 20.5% |
| Female householder, no spouse | 3,300 | 38.0% |
| Households with children under 18 | 1,978 | 22.8% |
| Households with seniors (65+) | 2,247 | 25.9% |
| Average household size | 2.13 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 42.4% | 39.0% |
| Married | 43.0% | 37.1% |
| Separated | 0.8% | 1.2% |
| Widowed | 3.9% | 9.3% |
| Divorced | 9.9% | 13.4% |
Education
Less than 9th grade
1.0%
Some HS, no diploma
5.2%
HS graduate
19.8%
Some college, no degree
17.9%
Associate's degree
6.5%
Bachelor's degree
29.3%
Graduate / professional
20.2%
| Metric | % |
|---|---|
| HS diploma or higher | 93.7% |
| Bachelor's or higher | 49.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 307 | 7.1% |
| Kindergarten | 227 | 5.2% |
| Elementary school | 1,537 | 35.4% |
| High school | 948 | 21.9% |
| College / grad school | 1,318 | 30.4% |
Employment
Industry of employment
Education & healthcare
26.4%
Professional & management
14.9%
Manufacturing
11.5%
Retail trade
11.5%
Arts, food & hospitality
9.5%
Finance & real estate
5.7%
Other services
5.3%
Transportation & utilities
4.5%
Construction
3.5%
Information
2.6%
Wholesale trade
2.2%
Public administration
2.2%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 52.8% |
| Service | 15.8% |
| Sales & office | 19.9% |
| Natural resources & construction | 3.3% |
| Production & transportation | 8.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.8% |
| Government | 13.2% |
| Self-employed | 5.0% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.5% |
| Carpool | 4.0% |
| Public transit | 0.6% |
| Walk | 2.6% |
| Work from home | 13.2% |
| Other means | 1.1% |
| Avg commute (minutes) | 20.9 |
Poverty
All people
14.2%
Under 18 years
20.3%
18 and over
12.6%
Married-couple families
2.9%
Female-led households
20.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.1% |
| Retirement income | 16.7% |
| Supplemental Security | 6.0% |
| Cash public assistance | 1.7% |
| Food stamps / SNAP | 8.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 35.7% |
| High blood pressure | 32.5% |
| High cholesterol | 26.5% |
| Diabetes | 11.5% |
| Heart disease | 5.6% |
| Stroke | 3.1% |
| Asthma | 10.7% |
| Arthritis | 24.6% |
| Kidney disease | 2.9% |
| Pulmonary disease | 6.3% |
| Cancer | 5.9% |
| Behavior / access | % |
|---|---|
| Smoking | 19.0% |
| Binge drinking | 18.7% |
| No physical activity | 23.2% |
| Less than 7 hrs sleep | 38.4% |
| Depression | 22.6% |
| Fair or poor health | 14.0% |
| Poor mental health | 15.7% |
| Poor physical health | 9.4% |
| No health insurance | 10.5% |
| Visited doctor (checkup) | 78.7% |
| Visited dentist | 66.9% |
| Cholesterol screening | 89.9% |
| Teeth loss | 13.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 860 | 5.8% |
| Disability | % |
|---|---|
| Any disability | 12.4% |
| Under 18 | 5.1% |
| 18–64 years | 10.1% |
| 65 and over | 32.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.3% |
| Public insurance | 34.9% |
| No insurance | 4.1% |
| Uninsured under 19 | 3.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 17,566 | 93.4% |
| Spanish | 185 | 1.1% |
| Other Indo-European | 137 | 0.8% |
| Asian & Pacific Islander | 31 | 0.2% |
| Other languages | 13 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 18,417 | 98.0% |
| Born in same state | 18,319 | 97.4% |
| Born in different state | 12,178 | 64.8% |
| Foreign born | 98 | 0.5% |
| Naturalized citizen | 384 | 2.0% |
| Not a US citizen | 191 | 49.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,424 | 12.9% |
| French | 2,123 | 11.3% |
| Arab | 555 | 3% |
| English | 215 | 1.1% |
| Polish | 100 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 60 | 0.3% |
| Dutch | 48 | 0.3% |
| Norwegian | 42 | 0.2% |
| German | 37 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 46.2% |
| Internet access | 91.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45227
What city is ZIP code 45227 in?
ZIP code 45227 is primarily assigned to Cincinnati, Ohio.
What county is ZIP code 45227 in?
ZIP code 45227 falls within Hamilton County, Ohio.
How educated is the population of ZIP code 45227?
50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the population of ZIP code 45227?
ZIP code 45227 has an estimated population of 18,801 residents, with a density of 3,251 people per square mile.
What is the median household income in ZIP code 45227?
The median household income in ZIP code 45227 is $65,100, below the national median of ~$75,000.
What is the typical home value in ZIP code 45227?
The median home value in ZIP code 45227 is $226,000.
What timezone is ZIP code 45227 in?
ZIP code 45227 observes the EST timezone.