45209 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45209 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 2.27 square miles and serves a population of 10,408 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45209

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $355,100. Renters make up the majority at 61%, typical of denser urban areas.

The gap between median ($84,057) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is high — 74% of residents hold a bachelor's degree or higher, well above the national average of 33%.

10,408

population

2.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45209 ZIP code map

Cities in ZIP code 45209

Below are the cities the US Postal Service accepts for ZIP code 45209. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45208 Cincinnati (1.3 mi) 45212 Cincinnati (1.5 mi) 45267 Cincinnati (1.6 mi) 45268 Cincinnati (1.6 mi) 45271 Cincinnati (1.6 mi) 45273 Cincinnati (1.6 mi) 45269 Cincinnati (1.6 mi) 45263 Cincinnati (1.6 mi) 45264 Cincinnati (1.6 mi) 45270 Cincinnati (1.6 mi) 45234 Cincinnati (1.6 mi) 45221 Cincinnati (1.6 mi)

Demographics updated 06/2026

Population
Total population	10,408
Population density	4,585 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	2.27 sq mi
Water area	0.00 sq mi
Latitude	39.1548
Longitude	-84.4276
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.4%	43.3%	43.3%
$50k – $100k	30.7%	28.8%	31.4%
$100k – $200k	26.0%	20.7%	20.0%
Over $200k	9.9%	7.2%	5.2%

Demographics & statistics

10,408

Population

4,585

People per sq mi

32.0

Median age

$84,057

Median household income

$65,187

Per capita income

$355,100

Median home value

$1,171

Median monthly rent

39.4%

Home ownership

7.0%

Poverty rate

3.0%

Unemployment

2,891

Housing units

74.2%

Bachelor's or higher

Age distribution

Male Female

266

Under 5

279

5–9

10–14

102

15–19

102

449

20–24

471

2,109

25–34

2,208

642

35–44

673

223

45–54

234

176

55–59

185

373

60–64

391

298

65–74

313

172

75–84

181

85+

103

← Male

Female →

Age summary

Group	Count	%
Under 18	949	9.1%
18 and over	9,459	90.9%
65 and over	1,165	11.2%
Median age	32.0 years

Race & ethnicity

White 80.8%

Black or African American 7%

Two or more races 5.2%

Hispanic or Latino 3.7%

Asian 2.6%

Other race 0.6%

American Indian / Alaska Native 0.2%

Group	Count	%
White	8,730	80.8%
Black or African American	755	7%
Two or more races	559	5.2%
Hispanic or Latino	401	3.7%
Asian	280	2.6%
Other race	64	0.6%
American Indian / Alaska Native	20	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.4%	43.3%	43.3%
$50k – $100k	30.7%	28.8%	31.4%
$100k – $200k	26.0%	20.7%	20.0%
Over $200k	9.9%	7.2%	5.2%

Under $10k 4.3%

$10k–$15k 3.0%

$15k–$25k 4.8%

$25k–$35k 4.3%

$35k–$50k 12.4%

$50k–$75k 15.8%

$75k–$100k 12.2%

$100k–$150k 19.4%

$150k–$200k 9.8%

$200k+ 14.0%

Range	% of households
Under $10k	4.3%
$10k–$15k	3.0%
$15k–$25k	4.8%
$25k–$35k	4.3%
$35k–$50k	12.4%
$50k–$75k	15.8%
$75k–$100k	12.2%
$100k–$150k	19.4%
$150k–$200k	9.8%
$200k+	14.0%
Median income	$84,057

Housing

Home values

Under $50k 0.8%

$50k–$100k 1.3%

$100k–$150k 3.2%

$150k–$200k 6.6%

$200k–$300k 14.6%

$300k–$500k 62.2%

$500k–$1M 10.1%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$355,100
Median rent / month	$1,171
Owner occupied	39.4%
Renter occupied	60.6%
Vacant	7.4%
Single-family detached	40.1%
Large apartment buildings	23.0%
Mobile homes	0.0%
Median rooms	4.4
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.0%
2010–2019	11.6%
2000–2009	6.4%
1990–1999	3.4%
1980–1989	4.4%
1970–1979	4.0%
1960–1969	10.2%
1950–1959	7.7%
1940–1949	6.5%
1939 or earlier	45.9%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	36.0%
2 bedrooms	31.5%
3 bedrooms	20.5%
4 bedrooms	7.6%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.1%
1 vehicle	49.5%
2 vehicles	36.2%
3 or more	7.2%

Heating fuel

Fuel type	%
Utility gas	57.9%
Electricity	40.2%
Propane / LP gas	0.9%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	1,376	22.5%
Cohabiting couple	617	10.1%
Male householder, no spouse	1,998	32.7%
Female householder, no spouse	2,120	34.7%
Households with children under 18	593	9.7%
Households with seniors (65+)	912	14.9%
Average household size	1.67

Marital status

Status	Male	Female
Never married	54.3%	49.6%
Married	32.5%	31.0%
Separated	1.3%	1.9%
Widowed	0.2%	9.0%
Divorced	11.7%	8.5%

Education

Less than 9th grade 1.7%

Some HS, no diploma 2.6%

HS graduate 7.0%

Some college, no degree 10.2%

Associate's degree 4.5%

Bachelor's degree 41.9%

Graduate / professional 32.3%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	74.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	180	11.8%
Kindergarten	43	2.8%
Elementary school	217	14.2%
High school	161	10.5%
College / grad school	928	60.7%

Employment

Industry of employment

Education & healthcare 30.9%

Professional & management 20.5%

Manufacturing 13.8%

Retail trade 9.1%

Finance & real estate 6.3%

Arts, food & hospitality 5.1%

Construction 3.0%

Wholesale trade 3.0%

Transportation & utilities 2.4%

Other services 2.4%

Public administration 2.1%

Information 1.3%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	75.7%
Service	5.4%
Sales & office	14.0%
Natural resources & construction	1.5%
Production & transportation	3.5%

Employment type

Type	%
Private sector	90.9%
Government	6.9%
Self-employed	2.1%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	77.6%
Carpool	2.1%
Public transit	1.0%
Walk	2.1%
Work from home	16.5%
Other means	0.7%
Avg commute (minutes)	19.9

Poverty

All people 7.0%

Under 18 years 1.7%

18 and over 7.5%

Married-couple families 0.5%

Female-led households 6.2%

Income support

Source	% of households
Social Security	18.9%
Retirement income	10.5%
Supplemental Security	3.0%
Cash public assistance	2.0%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	29.0%
High blood pressure	23.2%
High cholesterol	22.4%
Diabetes	6.9%
Heart disease	4.0%
Stroke	1.9%
Asthma	9.5%
Arthritis	18.4%
Kidney disease	2.0%
Pulmonary disease	4.3%
Cancer	5.1%

Behavior / access	%
Smoking	14.3%
Binge drinking	23.0%
No physical activity	16.9%
Less than 7 hrs sleep	33.7%
Depression	23.1%
Fair or poor health	8.8%
Poor mental health	15.0%
Poor physical health	6.6%
No health insurance	8.7%
Visited doctor (checkup)	74.3%
Visited dentist	72.7%
Cholesterol screening	87.7%
Teeth loss	9.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	263	2.8%

Disability	%
Any disability	11.7%
Under 18	1.7%
18–64 years	8.3%
65 and over	49.7%

Health insurance coverage

Type	%
Private insurance	88.3%
Public insurance	14.8%
No insurance	2.8%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,863	94.8%
Spanish	188	1.9%
Other Indo-European	106	1.1%
Asian & Pacific Islander	30	0.3%
Other languages	52	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,958	95.7%
Born in same state	9,825	94.4%
Born in different state	6,151	59.1%
Foreign born	133	1.3%
Naturalized citizen	450	4.3%
Not a US citizen	260	57.8%

Ancestry

Ancestry	Count	%
Italian	1,941	18.6%
French	1,074	10.3%
Arab	312	3%
English	144	1.4%
Irish	109	1%

Ancestry	Count	%
German	103	1%
Polish	84	0.8%
Dutch	62	0.6%
Norwegian	30	0.3%

Technology access

Metric	% of households
Computer access	58.7%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45209

What city is ZIP code 45209 in?

ZIP code 45209 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45209 in?

ZIP code 45209 falls within Hamilton County, Ohio.

How educated is the population of ZIP code 45209?

74% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 45209 mostly rentals?

61% of occupied units in ZIP code 45209 are renter-occupied.

What is the typical home value in ZIP code 45209?

The median home value in ZIP code 45209 is $355,100.

What is the population of ZIP code 45209?

ZIP code 45209 has an estimated population of 10,408 residents, with a density of 4,593 people per square mile.

What timezone is ZIP code 45209 in?

ZIP code 45209 observes the EST timezone.