45242 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45242 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 13.55 square miles and serves a population of 21,990 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45242

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $384,000. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($114,801) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 69% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 45242 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

21,990

population

13.55

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45242 ZIP code map

Cities in ZIP code 45242

Below are the cities the US Postal Service accepts for ZIP code 45242. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45249 Cincinnati (2 mi) 45241 Cincinnati (3 mi) 45241 Cincinnati (3 mi) 45236 Cincinnati (3.7 mi) 45243 Cincinnati (4.4 mi) 45111 Camp Dennison (4.8 mi) 45140 Loveland (5.7 mi) 45215 Cincinnati (5.9 mi) 45213 Cincinnati (6 mi) 45227 Cincinnati (6.2 mi) 45174 Terrace Park (6.5 mi) 45237 Cincinnati (6.6 mi)

Demographics updated 06/2026

Population
Total population	21,990
Population density	1,623 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	13.55 sq mi
Water area	0.04 sq mi
Latitude	39.2475
Longitude	-84.3501
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.6%	43.3%	43.3%
$50k – $100k	26.9%	28.8%	31.4%
$100k – $200k	30.7%	20.7%	20.0%
Over $200k	19.8%	7.2%	5.2%

Demographics & statistics

21,990

Population

1,623

People per sq mi

42.5

Median age

$114,801

Median household income

$66,202

Per capita income

$384,000

Median home value

$1,699

Median monthly rent

77.4%

Home ownership

3.5%

Poverty rate

2.8%

Unemployment

7,530

Housing units

68.7%

Bachelor's or higher

Age distribution

Male Female

736

Under 5

805

746

5–9

817

754

10–14

825

441

15–19

483

370

20–24

405

1,066

25–34

1,166

1,347

35–44

1,474

1,277

45–54

1,397

808

55–59

885

778

60–64

851

1,262

65–74

1,380

497

75–84

543

419

85+

458

← Male

Female →

Age summary

Group	Count	%
Under 18	5,266	23.9%
18 and over	16,724	76.1%
65 and over	4,559	20.7%
Median age	42.5 years

Race & ethnicity

White 74.8%

Asian 7.3%

Black or African American 7%

Two or more races 5.4%

Hispanic or Latino 4.7%

Other race 0.8%

American Indian / Alaska Native 0.1%

Group	Count	%
White	17,259	74.8%
Asian	1,677	7.3%
Black or African American	1,607	7%
Two or more races	1,253	5.4%
Hispanic or Latino	1,073	4.7%
Other race	180	0.8%
American Indian / Alaska Native	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.6%	43.3%	43.3%
$50k – $100k	26.9%	28.8%	31.4%
$100k – $200k	30.7%	20.7%	20.0%
Over $200k	19.8%	7.2%	5.2%

Under $10k 2.6%

$10k–$15k 1.6%

$15k–$25k 3.5%

$25k–$35k 5.6%

$35k–$50k 7.0%

$50k–$75k 11.1%

$75k–$100k 9.6%

$100k–$150k 24.5%

$150k–$200k 10.7%

$200k+ 24.0%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.6%
$15k–$25k	3.5%
$25k–$35k	5.6%
$35k–$50k	7.0%
$50k–$75k	11.1%
$75k–$100k	9.6%
$100k–$150k	24.5%
$150k–$200k	10.7%
$200k+	24.0%
Median income	$114,801

Housing

Home values

Under $50k 2.8%

$50k–$100k 2.0%

$100k–$150k 3.2%

$150k–$200k 8.3%

$200k–$300k 17.7%

$300k–$500k 38.2%

$500k–$1M 22.6%

$1M+ 5.2%

Housing overview

Metric	Value
Median home value	$384,000
Median rent / month	$1,699
Owner occupied	77.4%
Renter occupied	22.6%
Vacant	5.8%
Single-family detached	75.4%
Large apartment buildings	8.2%
Mobile homes	0.6%
Median rooms	7.0
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.8%
2010–2019	7.7%
2000–2009	5.8%
1990–1999	6.9%
1980–1989	17.7%
1970–1979	24.8%
1960–1969	15.1%
1950–1959	13.5%
1940–1949	2.7%
1939 or earlier	4.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	4.8%
2 bedrooms	20.0%
3 bedrooms	31.5%
4 bedrooms	36.2%
5+ bedrooms	7.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	28.9%
2 vehicles	47.4%
3 or more	19.8%

Heating fuel

Fuel type	%
Utility gas	65.1%
Electricity	32.8%
Propane / LP gas	0.5%
Fuel oil	1.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	5,234	58.0%
Cohabiting couple	351	3.9%
Male householder, no spouse	1,050	11.6%
Female householder, no spouse	2,383	26.4%
Households with children under 18	2,867	31.8%
Households with seniors (65+)	3,276	36.3%
Average household size	2.40

Marital status

Status	Male	Female
Never married	21.9%	18.5%
Married	65.2%	58.1%
Separated	1.3%	1.3%
Widowed	4.6%	9.6%
Divorced	7.0%	12.5%

Education

Less than 9th grade 1.0%

Some HS, no diploma 1.0%

HS graduate 12.0%

Some college, no degree 13.1%

Associate's degree 4.2%

Bachelor's degree 37.1%

Graduate / professional 31.6%

Metric	%
HS diploma or higher	98.0%
Bachelor's or higher	68.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	583	11.5%
Kindergarten	292	5.7%
Elementary school	2,364	46.5%
High school	950	18.7%
College / grad school	891	17.5%

Employment

Industry of employment

Education & healthcare 27.3%

Professional & management 15.1%

Manufacturing 13.0%

Retail trade 10.2%

Finance & real estate 9.6%

Arts, food & hospitality 7.7%

Public administration 3.8%

Construction 3.2%

Other services 3.0%

Transportation & utilities 2.8%

Information 2.1%

Wholesale trade 2.0%

Occupation

Category	%
Management, business & arts	61.2%
Service	9.3%
Sales & office	20.8%
Natural resources & construction	2.4%
Production & transportation	6.3%

Employment type

Type	%
Private sector	81.8%
Government	12.4%
Self-employed	5.5%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.1%
Carpool	4.6%
Public transit	0.5%
Walk	1.1%
Work from home	16.2%
Other means	1.6%
Avg commute (minutes)	20.7

Poverty

All people 3.5%

Under 18 years 1.8%

18 and over 4.1%

Married-couple families 0.8%

Female-led households 10.7%

Income support

Source	% of households
Social Security	33.2%
Retirement income	27.5%
Supplemental Security	2.0%
Cash public assistance	1.4%
Food stamps / SNAP	1.6%

Health indicators

Condition	%
Obesity	28.9%
High blood pressure	31.2%
High cholesterol	31.0%
Diabetes	9.9%
Heart disease	6.3%
Stroke	2.7%
Asthma	8.9%
Arthritis	26.3%
Kidney disease	2.7%
Pulmonary disease	5.8%
Cancer	7.8%

Behavior / access	%
Smoking	14.0%
Binge drinking	17.8%
No physical activity	19.1%
Less than 7 hrs sleep	32.7%
Depression	20.8%
Fair or poor health	10.3%
Poor mental health	12.7%
Poor physical health	8.0%
No health insurance	7.7%
Visited doctor (checkup)	79.0%
Visited dentist	75.4%
Cholesterol screening	92.7%
Teeth loss	8.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	964	5.8%

Disability	%
Any disability	8.2%
Under 18	2.5%
18–64 years	4.5%
65 and over	25.8%

Health insurance coverage

Type	%
Private insurance	87.5%
Public insurance	25.3%
No insurance	1.8%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,449	93.0%
Spanish	339	1.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	185	0.9%
Other languages	143	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,468	88.5%
Born in same state	19,294	87.7%
Born in different state	13,597	61.8%
Foreign born	174	0.8%
Naturalized citizen	2,522	11.5%
Not a US citizen	1,114	44.2%

Ancestry

Ancestry	Count	%
French	3,029	13.8%
Italian	2,827	12.9%
Arab	979	4.5%
English	193	0.9%
Irish	127	0.6%

Ancestry	Count	%
Polish	83	0.4%
Norwegian	67	0.3%
Dutch	62	0.3%
German	22	0.1%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45242

What city is ZIP code 45242 in?

ZIP code 45242 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45242 in?

ZIP code 45242 falls within Hamilton County, Ohio.

How educated is the population of ZIP code 45242?

69% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 45242?

The median home value in ZIP code 45242 is $384,000.

What is the median household income in ZIP code 45242?

The median household income in ZIP code 45242 is $114,801, above the national median of ~$75,000.

What is the population of ZIP code 45242?

ZIP code 45242 has an estimated population of 21,990 residents, with a density of 1,623 people per square mile.

What timezone is ZIP code 45242 in?

ZIP code 45242 observes the EST timezone.