45249 ZIP Code — Cincinnati, OH

Hamilton County, Ohio

ZIP code 45249 is located in Cincinnati, Ohio, within Hamilton County. It covers approximately 6.80 square miles and serves a population of 14,075 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 513.

About ZIP code 45249

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $458,000. Owner-occupancy sits near the national average at 67%.

The gap between median ($113,674) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 72% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 45249 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

14,075

population

6.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45249 ZIP code map

Cities in ZIP code 45249

Below are the cities the US Postal Service accepts for ZIP code 45249. Using any city not on this list may result in mail delivery delays.

City	Status
Cincinnati	Acceptable
Cincinnati	Acceptable
Cincinnati	Preferred

Nearby ZIP codes

45242 Cincinnati (2 mi) 45241 Cincinnati (3.5 mi) 45241 Cincinnati (3.5 mi) 45140 Loveland (4.8 mi) 45111 Camp Dennison (5.5 mi) 45236 Cincinnati (5.7 mi) 45040 Mason (5.8 mi) 45039 Maineville (6.1 mi) 45039 Maineville (6.1 mi) 45243 Cincinnati (6.1 mi) 45069 West Chester (6.3 mi) 45215 Cincinnati (7.3 mi)

Demographics updated 06/2026

Population
Total population	14,075
Population density	2,070 / sq mi
State FIPS	39
County FIPS	061

Geography
Land area	6.80 sq mi
Water area	0.03 sq mi
Latitude	39.2714
Longitude	-84.3303
Timezone	Eastern (ET)
Area code	513

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.1%	43.3%	43.3%
$50k – $100k	33.0%	28.8%	31.4%
$100k – $200k	26.8%	20.7%	20.0%
Over $200k	17.1%	7.2%	5.2%

Demographics & statistics

14,075

Population

2,070

People per sq mi

39.3

Median age

$113,674

Median household income

$65,784

Per capita income

$458,000

Median home value

$1,410

Median monthly rent

67.1%

Home ownership

3.4%

Poverty rate

2.7%

Unemployment

3,877

Housing units

72.1%

Bachelor's or higher

Age distribution

Male Female

455

Under 5

483

754

5–9

801

440

10–14

467

417

15–19

442

159

20–24

168

710

25–34

753

1,077

35–44

1,143

676

45–54

717

315

55–59

334

457

60–64

486

1,002

65–74

1,063

302

75–84

320

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	4,006	28.5%
18 and over	10,069	71.5%
65 and over	2,821	20.0%
Median age	39.3 years

Race & ethnicity

White 67.6%

Asian 11.6%

Hispanic or Latino 7.6%

Two or more races 7.2%

Other race 3.9%

Black or African American 2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	10,292	67.6%
Asian	1,768	11.6%
Hispanic or Latino	1,151	7.6%
Two or more races	1,103	7.2%
Other race	598	3.9%
Black or African American	301	2%
American Indian / Alaska Native	13	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.1%	43.3%	43.3%
$50k – $100k	33.0%	28.8%	31.4%
$100k – $200k	26.8%	20.7%	20.0%
Over $200k	17.1%	7.2%	5.2%

Under $10k 1.6%

$10k–$15k 1.1%

$15k–$25k 2.6%

$25k–$35k 2.6%

$35k–$50k 7.9%

$50k–$75k 15.2%

$75k–$100k 13.8%

$100k–$150k 16.1%

$150k–$200k 11.2%

$200k+ 27.9%

Range	% of households
Under $10k	1.6%
$10k–$15k	1.1%
$15k–$25k	2.6%
$25k–$35k	2.6%
$35k–$50k	7.9%
$50k–$75k	15.2%
$75k–$100k	13.8%
$100k–$150k	16.1%
$150k–$200k	11.2%
$200k+	27.9%
Median income	$113,674

Housing

Home values

Under $50k 1.0%

$50k–$100k 9.0%

$100k–$150k 3.0%

$150k–$200k 2.7%

$200k–$300k 9.2%

$300k–$500k 34.0%

$500k–$1M 38.4%

$1M+ 2.7%

Housing overview

Metric	Value
Median home value	$458,000
Median rent / month	$1,410
Owner occupied	67.1%
Renter occupied	32.9%
Vacant	4.6%
Single-family detached	58.6%
Large apartment buildings	9.2%
Mobile homes	3.5%
Median rooms	7.3
Avg household size (owned)	2.89

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	13.4%
1990–1999	17.3%
1980–1989	34.5%
1970–1979	23.3%
1960–1969	4.6%
1950–1959	3.0%
1940–1949	0.9%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	14.6%
2 bedrooms	26.3%
3 bedrooms	15.8%
4 bedrooms	31.7%
5+ bedrooms	10.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	33.2%
2 vehicles	44.1%
3 or more	20.0%

Heating fuel

Fuel type	%
Utility gas	57.4%
Electricity	40.8%
Propane / LP gas	1.1%
Fuel oil	0.3%
Wood	0.3%

Households & families

Household type	Count	%
Married-couple family	3,231	60.0%
Cohabiting couple	227	4.2%
Male householder, no spouse	755	14.0%
Female householder, no spouse	1,174	21.8%
Households with children under 18	1,807	33.5%
Households with seniors (65+)	1,838	34.1%
Average household size	2.61

Marital status

Status	Male	Female
Never married	27.4%	21.1%
Married	65.4%	61.7%
Separated	0.0%	0.4%
Widowed	1.2%	4.8%
Divorced	6.0%	12.0%

Education

Less than 9th grade 0.8%

Some HS, no diploma 2.1%

HS graduate 10.3%

Some college, no degree 8.5%

Associate's degree 6.3%

Bachelor's degree 38.4%

Graduate / professional 33.7%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	72.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	364	9.4%
Kindergarten	282	7.2%
Elementary school	1,922	49.4%
High school	890	22.9%
College / grad school	434	11.2%

Employment

Industry of employment

Education & healthcare 28.6%

Professional & management 18.4%

Manufacturing 16.1%

Finance & real estate 8.6%

Arts, food & hospitality 7.5%

Retail trade 6.9%

Wholesale trade 4.0%

Other services 4.0%

Transportation & utilities 2.0%

Construction 1.8%

Public administration 1.6%

Information 0.5%

Occupation

Category	%
Management, business & arts	64.5%
Service	10.2%
Sales & office	19.1%
Natural resources & construction	1.8%
Production & transportation	4.3%

Employment type

Type	%
Private sector	83.8%
Government	5.0%
Self-employed	11.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.2%
Carpool	2.6%
Public transit	0.3%
Walk	0.6%
Work from home	22.8%
Other means	0.5%
Avg commute (minutes)	23.3

Poverty

All people 3.4%

Under 18 years 2.9%

18 and over 3.6%

Married-couple families 1.0%

Female-led households 4.3%

Income support

Source	% of households
Social Security	32.3%
Retirement income	24.0%
Supplemental Security	1.7%
Cash public assistance	0.9%
Food stamps / SNAP	1.7%

Health indicators

Condition	%
Obesity	28.9%
High blood pressure	27.9%
High cholesterol	29.3%
Diabetes	8.9%
Heart disease	5.2%
Stroke	2.2%
Asthma	8.9%
Arthritis	22.8%
Kidney disease	2.3%
Pulmonary disease	5.2%
Cancer	6.4%

Behavior / access	%
Smoking	14.1%
Binge drinking	19.2%
No physical activity	18.3%
Less than 7 hrs sleep	33.2%
Depression	20.9%
Fair or poor health	9.7%
Poor mental health	13.1%
Poor physical health	7.4%
No health insurance	8.3%
Visited doctor (checkup)	77.2%
Visited dentist	74.8%
Cholesterol screening	91.5%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	345	3.4%

Disability	%
Any disability	6.8%
Under 18	2.9%
18–64 years	5.9%
65 and over	14.7%

Health insurance coverage

Type	%
Private insurance	82.3%
Public insurance	23.3%
No insurance	5.0%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,137	93.3%
Spanish	670	5.1%
Other Indo-European	146	1.1%
Asian & Pacific Islander	143	1.1%
Other languages	356	2.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,756	83.5%
Born in same state	11,632	82.6%
Born in different state	6,652	47.3%
Foreign born	124	0.9%
Naturalized citizen	2,319	16.5%
Not a US citizen	743	32.0%

Ancestry

Ancestry	Count	%
Italian	1,701	12.1%
French	1,413	10%
Arab	318	2.3%
Irish	88	0.6%

Ancestry	Count	%
Polish	73	0.5%
English	72	0.5%
Dutch	15	0.1%
Norwegian	13	0.1%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	98.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45249

What city is ZIP code 45249 in?

ZIP code 45249 is primarily assigned to Cincinnati, Ohio.

What county is ZIP code 45249 in?

ZIP code 45249 falls within Hamilton County, Ohio.

How educated is the population of ZIP code 45249?

72% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 45249?

The median home value in ZIP code 45249 is $458,000.

What is the median household income in ZIP code 45249?

The median household income in ZIP code 45249 is $113,674, above the national median of ~$75,000.

What is the population of ZIP code 45249?

ZIP code 45249 has an estimated population of 14,075 residents, with a density of 2,069 people per square mile.

What timezone is ZIP code 45249 in?

ZIP code 45249 observes the EST timezone.