12455 ZIP Code — Margaretville, NY

Delaware County, New York

ZIP code 12455 is located in Margaretville, New York, within Delaware County. It covers approximately 71.28 square miles and serves a population of 1,810 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12455

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $254,200. Owner-occupancy sits near the national average at 72%.

Median household income is $74,274. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 19 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12455 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.

1,810

population

71.28

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12455 ZIP code map

Cities in ZIP code 12455

Below are the cities the US Postal Service accepts for ZIP code 12455. Using any city not on this list may result in mail delivery delays.

City	Status
Margaretville	Preferred

Nearby ZIP codes

12406 Arkville (4.3 mi) 13731 Andes (6 mi) 12430 Fleischmanns (8 mi) 12465 Pine Hill (8.9 mi) 12421 Denver (9.9 mi) 12410 Big Indian (11.4 mi) 12474 Roxbury (11.4 mi) 13788 Hobart (13.7 mi) 12480 Shandaken (14.3 mi) 12725 Claryville (15.2 mi) 13739 Bloomville (15.8 mi) 13782 Hamden (15.9 mi)

Demographics updated 06/2026

Population
Total population	1,810
Population density	25 / sq mi
State FIPS	36
County FIPS	025

Geography
Land area	71.28 sq mi
Water area	0.50 sq mi
Latitude	42.1593
Longitude	-74.6682
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.1%	49.0%	37.0%
$50k – $100k	31.0%	30.9%	27.0%
$100k – $200k	19.6%	17.3%	24.4%
Over $200k	3.3%	2.8%	11.5%

Demographics & statistics

1,810

Population

People per sq mi

50.5

Median age

$74,274

Median household income

$36,102

Per capita income

$254,200

Median home value

$861

Median monthly rent

72.3%

Home ownership

8.4%

Poverty rate

3.6%

Unemployment

1,436

Housing units

27.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

139

45–54

131

117

55–59

109

60–64

163

65–74

152

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	320	17.7%
18 and over	1,490	82.3%
65 and over	509	28.1%
Median age	50.5 years

Race & ethnicity

White 73.9%

Hispanic or Latino 12.3%

Two or more races 8.2%

Other race 4.1%

Black or African American 1%

Asian 0.5%

Group	Count	%
White	1,525	73.9%
Hispanic or Latino	254	12.3%
Two or more races	169	8.2%
Other race	85	4.1%
Black or African American	20	1%
Asian	11	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.1%	49.0%	37.0%
$50k – $100k	31.0%	30.9%	27.0%
$100k – $200k	19.6%	17.3%	24.4%
Over $200k	3.3%	2.8%	11.5%

Under $10k 2.2%

$10k–$15k 4.7%

$15k–$25k 7.1%

$25k–$35k 11.2%

$35k–$50k 11.4%

$50k–$75k 14.6%

$75k–$100k 17.3%

$100k–$150k 22.9%

$150k–$200k 1.5%

$200k+ 7.1%

Range	% of households
Under $10k	2.2%
$10k–$15k	4.7%
$15k–$25k	7.1%
$25k–$35k	11.2%
$35k–$50k	11.4%
$50k–$75k	14.6%
$75k–$100k	17.3%
$100k–$150k	22.9%
$150k–$200k	1.5%
$200k+	7.1%
Median income	$74,274

Housing

Home values

Under $50k 4.6%

$50k–$100k 1.2%

$100k–$150k 20.4%

$150k–$200k 13.5%

$200k–$300k 14.2%

$300k–$500k 28.7%

$500k–$1M 17.4%

Housing overview

Metric	Value
Median home value	$254,200
Median rent / month	$861
Owner occupied	72.3%
Renter occupied	27.7%
Vacant	52.8%
Single-family detached	84.1%
Large apartment buildings	0.0%
Mobile homes	6.3%
Median rooms	5.3
Avg household size (owned)	2.14

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	8.1%
1990–1999	8.6%
1980–1989	26.9%
1970–1979	15.8%
1960–1969	7.8%
1950–1959	7.7%
1940–1949	1.0%
1939 or earlier	21.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	10.3%
2 bedrooms	25.6%
3 bedrooms	45.5%
4 bedrooms	11.8%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	38.6%
2 vehicles	46.9%
3 or more	5.6%

Heating fuel

Fuel type	%
Utility gas	3.2%
Electricity	13.7%
Propane / LP gas	17.7%
Fuel oil	53.1%
Wood	11.3%
Solar	1.0%

Households & families

Household type	Count	%
Married-couple family	369	47.3%
Cohabiting couple	62	7.9%
Male householder, no spouse	147	18.8%
Female householder, no spouse	202	25.9%
Households with children under 18	213	27.3%
Households with seniors (65+)	309	39.6%
Average household size	2.22

Marital status

Status	Male	Female
Never married	25.6%	22.3%
Married	63.5%	46.8%
Separated	0.3%	0.3%
Widowed	2.1%	13.0%
Divorced	8.5%	17.7%

Education

Less than 9th grade 4.2%

Some HS, no diploma 5.4%

HS graduate 31.1%

Some college, no degree 14.6%

Associate's degree 17.2%

Bachelor's degree 14.3%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	27.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	3.1%
Kindergarten	8	2.8%
Elementary school	225	77.6%
High school	48	16.6%
College / grad school	0	0.0%

Employment

Industry of employment

Arts, food & hospitality 31.1%

Education & healthcare 23.1%

Professional & management 10.3%

Construction 7.6%

Public administration 7.0%

Information 6.7%

Retail trade 6.6%

Transportation & utilities 4.1%

Finance & real estate 2.0%

Other services 1.5%

Occupation

Category	%
Management, business & arts	33.2%
Service	34.6%
Sales & office	15.7%
Natural resources & construction	12.4%
Production & transportation	4.1%

Employment type

Type	%
Private sector	68.7%
Government	22.4%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.7%
Carpool	4.8%
Public transit	1.5%
Walk	2.5%
Work from home	23.2%
Other means	1.3%
Avg commute (minutes)	18.5

Poverty

All people 8.4%

Under 18 years 2.5%

18 and over 9.7%

Married-couple families 2.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	49.2%
Retirement income	40.0%
Supplemental Security	4.6%
Cash public assistance	1.0%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	31.9%
High blood pressure	39.9%
High cholesterol	40.3%
Diabetes	13.2%
Heart disease	10.3%
Stroke	4.7%
Asthma	10.3%
Arthritis	33.2%
Kidney disease	4.3%
Pulmonary disease	10.6%
Cancer	9.8%

Behavior / access	%
Smoking	18.1%
Binge drinking	13.1%
No physical activity	27.5%
Less than 7 hrs sleep	31.9%
Depression	19.0%
Fair or poor health	17.2%
Poor mental health	13.1%
Poor physical health	13.0%
No health insurance	11.2%
Visited doctor (checkup)	81.8%
Visited dentist	63.1%
Cholesterol screening	93.0%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	71	4.8%

Disability	%
Any disability	15.7%
Under 18	0.3%
18–64 years	12.1%
65 and over	33.2%

Health insurance coverage

Type	%
Private insurance	55.7%
Public insurance	53.5%
No insurance	8.2%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,764	97.5%
Spanish	145	8.2%
Other Indo-European	68	3.9%
Asian & Pacific Islander	13	0.7%
Other languages	7	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,485	82.0%
Born in same state	1,473	81.4%
Born in different state	1,221	67.5%
Foreign born	12	0.7%
Naturalized citizen	325	18.0%
Not a US citizen	239	73.5%

Ancestry

Ancestry	Count	%
Italian	226	12.5%
French	172	9.5%
Arab	155	8.6%
English	61	3.4%

Ancestry	Count	%
German	29	1.6%
Polish	29	1.6%
Norwegian	8	0.4%

Technology access

Metric	% of households
Computer access	43.1%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12455

What city is ZIP code 12455 in?

ZIP code 12455 is primarily assigned to Margaretville, New York.

What county is ZIP code 12455 in?

ZIP code 12455 falls within Delaware County, New York.

Does ZIP code 12455 have an older population?

28% of residents in ZIP code 12455 are 65 or older, above the national average of ~17%.

Does ZIP code 12455 have a large retiree population?

49% of households in ZIP code 12455 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12455?

ZIP code 12455 has an estimated population of 1,810 residents, with a density of 25 people per square mile.

What is the median household income in ZIP code 12455?

The median household income in ZIP code 12455 is $74,274, below the national median of ~$75,000.

What timezone is ZIP code 12455 in?

ZIP code 12455 observes the EST timezone.