13731 ZIP Code — Andes, NY

Delaware County, New York

ZIP code 13731 is located in Andes, New York, within Delaware County. It covers approximately 89.83 square miles and serves a population of 1,002 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 13731

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $265,900. Owner-occupancy is high at 88%, well above the national average.

Median household income is $74,808. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13731 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,002

population

89.83

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13731 ZIP code map

Cities in ZIP code 13731

Below are the cities the US Postal Service accepts for ZIP code 13731. Using any city not on this list may result in mail delivery delays.

City	Status
Andes	Preferred

Nearby ZIP codes

12455 Margaretville (6 mi) 12406 Arkville (9.5 mi) 13782 Hamden (10.5 mi) 13755 Downsville (12.6 mi) 13753 Delhi (14 mi) 12430 Fleischmanns (14 mi) 12758 Livingston Manor (14.3 mi) 12465 Pine Hill (14.5 mi) 12421 Denver (15.6 mi) 12410 Big Indian (16.2 mi) 12474 Roxbury (16.3 mi) 13739 Bloomville (16.4 mi)

Demographics updated 05/2026

Population
Total population	1,002
Population density	11 / sq mi
State FIPS	36
County FIPS	025

Geography
Land area	89.83 sq mi
Water area	3.72 sq mi
Latitude	42.1334
Longitude	-74.7797
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.7%	49.0%	37.0%
$50k – $100k	26.8%	30.9%	27.0%
$100k – $200k	29.7%	17.3%	24.4%
Over $200k	2.9%	2.8%	11.5%

Demographics & statistics

1,002

Population

People per sq mi

52.2

Median age

$74,808

Median household income

$49,637

Per capita income

$265,900

Median home value

$1,000

Median monthly rent

87.8%

Home ownership

7.7%

Poverty rate

6.6%

Unemployment

1,147

Housing units

35.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

102

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	114	11.4%
18 and over	888	88.6%
65 and over	332	33.1%
Median age	52.2 years

Race & ethnicity

White 90.7%

Two or more races 5.9%

Hispanic or Latino 1.9%

Asian 1.6%

Group	Count	%
White	926	90.7%
Two or more races	60	5.9%
Hispanic or Latino	19	1.9%
Asian	16	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.7%	49.0%	37.0%
$50k – $100k	26.8%	30.9%	27.0%
$100k – $200k	29.7%	17.3%	24.4%
Over $200k	2.9%	2.8%	11.5%

Under $10k 2.9%

$10k–$15k 3.3%

$15k–$25k 11.0%

$25k–$35k 7.7%

$35k–$50k 6.8%

$50k–$75k 18.5%

$75k–$100k 8.1%

$100k–$150k 27.6%

$150k–$200k 8.9%

$200k+ 5.2%

Range	% of households
Under $10k	2.9%
$10k–$15k	3.3%
$15k–$25k	11.0%
$25k–$35k	7.7%
$35k–$50k	6.8%
$50k–$75k	18.5%
$75k–$100k	8.1%
$100k–$150k	27.6%
$150k–$200k	8.9%
$200k+	5.2%
Median income	$74,808

Housing

Home values

Under $50k 5.3%

$50k–$100k 3.5%

$100k–$150k 9.0%

$150k–$200k 17.6%

$200k–$300k 29.5%

$300k–$500k 21.3%

$500k–$1M 12.3%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$265,900
Median rent / month	$1,000
Owner occupied	87.8%
Renter occupied	12.2%
Vacant	57.2%
Single-family detached	81.2%
Large apartment buildings	0.0%
Mobile homes	15.5%
Median rooms	4.9
Avg household size (owned)	2.00

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	11.2%
1990–1999	6.7%
1980–1989	27.9%
1970–1979	19.3%
1960–1969	8.4%
1950–1959	6.7%
1940–1949	3.2%
1939 or earlier	14.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	15.0%
2 bedrooms	33.9%
3 bedrooms	38.0%
4 bedrooms	8.9%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	33.4%
2 vehicles	51.2%
3 or more	12.5%

Heating fuel

Fuel type	%
Utility gas	2.5%
Electricity	10.2%
Propane / LP gas	8.1%
Fuel oil	56.9%
Wood	14.1%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	278	53.7%
Cohabiting couple	60	11.6%
Male householder, no spouse	103	19.9%
Female householder, no spouse	77	14.9%
Households with children under 18	141	27.2%
Households with seniors (65+)	232	44.8%
Average household size	1.93

Marital status

Status	Male	Female
Never married	26.5%	22.1%
Married	56.0%	58.6%
Separated	2.5%	0.9%
Widowed	4.8%	12.1%
Divorced	10.2%	6.3%

Education

Less than 9th grade 1.1%

Some HS, no diploma 5.2%

HS graduate 29.4%

Some college, no degree 20.4%

Associate's degree 8.9%

Bachelor's degree 18.9%

Graduate / professional 16.1%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	35.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	3	4.1%
Elementary school	15	20.3%
High school	46	62.2%
College / grad school	10	13.5%

Employment

Industry of employment

Education & healthcare 31.5%

Public administration 18.1%

Professional & management 14.3%

Finance & real estate 13.7%

Construction 6.5%

Manufacturing 3.8%

Other services 3.6%

Arts, food & hospitality 3.0%

Retail trade 2.6%

Transportation & utilities 1.6%

Agriculture & mining 0.6%

Information 0.6%

Occupation

Category	%
Management, business & arts	44.4%
Service	16.9%
Sales & office	24.6%
Natural resources & construction	4.4%
Production & transportation	9.7%

Employment type

Type	%
Private sector	54.8%
Government	35.5%
Self-employed	9.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.7%
Carpool	11.5%
Public transit	3.2%
Walk	4.7%
Work from home	7.5%
Other means	1.4%
Avg commute (minutes)	27.2

Poverty

All people 7.7%

Under 18 years 0.0%

18 and over 8.7%

Married-couple families 5.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.5%
Retirement income	33.4%
Supplemental Security	5.0%
Cash public assistance	0.0%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	31.0%
High blood pressure	37.6%
High cholesterol	39.1%
Diabetes	11.7%
Heart disease	9.1%
Stroke	3.9%
Asthma	9.8%
Arthritis	30.7%
Kidney disease	3.8%
Pulmonary disease	8.8%
Cancer	9.4%

Behavior / access	%
Smoking	16.2%
Binge drinking	14.2%
No physical activity	23.5%
Less than 7 hrs sleep	31.2%
Depression	18.4%
Fair or poor health	13.8%
Poor mental health	12.3%
Poor physical health	11.1%
No health insurance	9.4%
Visited doctor (checkup)	81.4%
Visited dentist	67.8%
Cholesterol screening	93.7%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	75	8.4%

Disability	%
Any disability	13.5%
Under 18	9.6%
18–64 years	6.1%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	71.9%
Public insurance	49.6%
No insurance	4.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	952	95.0%
Spanish	12	1.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	12	1.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	942	94.0%
Born in same state	942	94.0%
Born in different state	792	79.0%
Foreign born	0	0.0%
Naturalized citizen	60	6.0%
Not a US citizen	38	63.3%

Ancestry

Ancestry	Count	%
French	134	13.4%
Italian	90	9%
English	45	4.5%
Irish	32	3.2%

Ancestry	Count	%
German	31	3.1%
Arab	13	1.3%
Polish	9	0.9%
Dutch	1	0.1%

Technology access

Metric	% of households
Computer access	51.7%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13731

What city is ZIP code 13731 in?

ZIP code 13731 is primarily assigned to Andes, New York.

What county is ZIP code 13731 in?

ZIP code 13731 falls within Delaware County, New York.

Does ZIP code 13731 have an older population?

33% of residents in ZIP code 13731 are 65 or older, above the national average of ~17%.

Is ZIP code 13731 mostly owner-occupied?

88% of occupied units in ZIP code 13731 are owner-occupied, well above the national average.

Does ZIP code 13731 have a large retiree population?

42% of households in ZIP code 13731 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 13731?

ZIP code 13731 has an estimated population of 1,002 residents, with a density of 11 people per square mile.

What timezone is ZIP code 13731 in?

ZIP code 13731 observes the EST timezone.