12465 ZIP Code — Pine Hill, NY

Ulster County, New York

ZIP code 12465 is located in Pine Hill, New York, within Ulster County. It covers approximately 2.90 square miles and serves a population of 384 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12465

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $362,300. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($80,069) and mean household income suggests income inequality — a small number of higher earners pull the average up. 67% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 38% of workers work from home.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 30% of households; and disability rates above the national average at 26%.

Overall, ZIP code 12465 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

384

population

2.90

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12465 ZIP code map

Cities in ZIP code 12465

Below are the cities the US Postal Service accepts for ZIP code 12465. Using any city not on this list may result in mail delivery delays.

City	Status
Pine Hill	Preferred

Nearby ZIP codes

12410 Big Indian (4 mi) 12430 Fleischmanns (4.6 mi) 12406 Arkville (5 mi) 12480 Shandaken (5.4 mi) 12421 Denver (7.7 mi) 12492 West Kill (8.1 mi) 12455 Margaretville (8.9 mi) 12464 Phoenicia (10 mi) 12468 Prattsville (11.5 mi) 12474 Roxbury (11.6 mi) 12416 Chichester (12.1 mi) 12725 Claryville (12.7 mi)

Demographics updated 05/2026

Population
Total population	384
Population density	132 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	2.90 sq mi
Water area	0.01 sq mi
Latitude	42.1399
Longitude	-74.4969
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.5%	38.7%	37.0%
$50k – $100k	15.2%	29.7%	27.0%
$100k – $200k	13.6%	24.1%	24.4%
Over $200k	16.7%	7.5%	11.5%

Demographics & statistics

384

Population

132

People per sq mi

60.8

Median age

$80,069

Median household income

$51,399

Per capita income

$362,300

Median home value

$572

Median monthly rent

89.7%

Home ownership

14.3%

Poverty rate

0.0%

Unemployment

304

Housing units

58.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	18	4.7%
18 and over	366	95.3%
65 and over	154	40.1%
Median age	60.8 years

Race & ethnicity

White 61.5%

Asian 37.5%

Two or more races 1%

Group	Count	%
White	236	61.5%
Asian	144	37.5%
Two or more races	4	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.5%	38.7%	37.0%
$50k – $100k	15.2%	29.7%	27.0%
$100k – $200k	13.6%	24.1%	24.4%
Over $200k	16.7%	7.5%	11.5%

Under $10k 17.4%

$10k–$15k 8.2%

$35k–$50k 4.6%

$50k–$75k 19.5%

$75k–$100k 12.3%

$100k–$150k 7.2%

$150k–$200k 7.2%

$200k+ 23.6%

Range	% of households
Under $10k	17.4%
$10k–$15k	8.2%
$35k–$50k	4.6%
$50k–$75k	19.5%
$75k–$100k	12.3%
$100k–$150k	7.2%
$150k–$200k	7.2%
$200k+	23.6%
Median income	$80,069

Housing

Home values

$50k–$100k 6.3%

$100k–$150k 4.6%

$200k–$300k 16.0%

$300k–$500k 50.9%

$500k–$1M 22.3%

Housing overview

Metric	Value
Median home value	$362,300
Median rent / month	$572
Owner occupied	89.7%
Renter occupied	10.3%
Vacant	39.8%
Single-family detached	78.7%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	4.9
Avg household size (owned)	2.06

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.3%
1990–1999	17.0%
1980–1989	5.6%
1970–1979	4.6%
1960–1969	10.2%
1950–1959	6.5%
1940–1949	8.0%
1939 or earlier	43.8%

Bedrooms

Size	% of units
No bedroom (studio)	12.0%
1 bedroom	15.7%
2 bedrooms	18.8%
3 bedrooms	37.0%
4 bedrooms	9.9%
5+ bedrooms	6.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	66.7%
2 vehicles	18.5%
3 or more	11.3%

Heating fuel

Fuel type	%
Electricity	17.4%
Propane / LP gas	12.3%
Fuel oil	59.0%
Wood	8.2%

Households & families

Household type	Count	%
Married-couple family	89	45.6%
Cohabiting couple	6	3.1%
Male householder, no spouse	54	27.7%
Female householder, no spouse	46	23.6%
Households with children under 18	8	4.1%
Households with seniors (65+)	121	62.1%
Average household size	1.97

Marital status

Status	Male	Female
Never married	17.3%	21.4%
Married	43.3%	53.6%
Separated	0.0%	0.0%
Widowed	27.6%	18.8%
Divorced	11.8%	6.3%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.9%

HS graduate 15.8%

Some college, no degree 20.8%

Associate's degree 0.0%

Bachelor's degree 10.7%

Graduate / professional 47.8%

Metric	%
HS diploma or higher	95.1%
Bachelor's or higher	58.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	8	100.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 63.2%

Arts, food & hospitality 14.4%

Retail trade 9.8%

Public administration 8.0%

Construction 4.6%

Occupation

Category	%
Management, business & arts	66.7%
Service	21.3%
Sales & office	0.0%
Natural resources & construction	9.8%
Production & transportation	2.3%

Employment type

Type	%
Private sector	62.1%
Government	37.9%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	24.7%
Carpool	4.6%
Public transit	0.0%
Walk	14.4%
Work from home	37.9%
Other means	18.4%
Avg commute (minutes)	22.2

Poverty

All people 14.3%

Under 18 years 0.0%

18 and over 15.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	66.7%
Retirement income	27.2%
Supplemental Security	23.6%
Cash public assistance	0.0%
Food stamps / SNAP	6.7%

Health indicators

Condition	%
Obesity	28.8%
High blood pressure	38.3%
High cholesterol	40.7%
Diabetes	11.3%
Heart disease	8.2%
Stroke	3.6%
Asthma	9.9%
Arthritis	29.6%
Kidney disease	3.6%
Pulmonary disease	8.1%
Cancer	9.3%

Behavior / access	%
Smoking	14.9%
Binge drinking	14.7%
No physical activity	22.9%
Less than 7 hrs sleep	28.6%
Depression	18.8%
Fair or poor health	13.4%
Poor mental health	12.1%
Poor physical health	10.5%
No health insurance	9.4%
Visited doctor (checkup)	80.0%
Visited dentist	68.9%
Cholesterol screening	94.2%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	25	6.8%

Disability	%
Any disability	26.0%
Under 18	0.0%
18–64 years	13.7%
65 and over	46.1%

Health insurance coverage

Type	%
Private insurance	58.9%
Public insurance	49.0%
No insurance	6.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	374	97.4%
Spanish	112	29.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	112	29.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	274	71.4%
Born in same state	274	71.4%
Born in different state	235	61.2%
Foreign born	0	0.0%
Naturalized citizen	110	28.6%
Not a US citizen	78	70.9%

Ancestry

Ancestry	Count	%
Italian	30	7.8%

Ancestry	Count	%
Arab	18	4.7%

Technology access

Metric	% of households
Computer access	50.8%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12465

What city is ZIP code 12465 in?

ZIP code 12465 is primarily assigned to Pine Hill, New York.

What county is ZIP code 12465 in?

ZIP code 12465 falls within Ulster County, New York.

Does ZIP code 12465 have a large retiree population?

67% of households in ZIP code 12465 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 12465 have an older population?

40% of residents in ZIP code 12465 are 65 or older, above the national average of ~17%.

Is Spanish widely spoken in ZIP code 12465?

Approximately 30% of households in ZIP code 12465 speak Spanish as a primary language.

How educated is the population of ZIP code 12465?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 12465 in?

ZIP code 12465 observes the EST timezone.