12406 ZIP Code — Arkville, NY

Delaware County, New York

ZIP code 12406 is located in Arkville, New York, within Delaware County. It covers approximately 48.60 square miles and serves a population of 590 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12406

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Owner-occupancy sits near the national average at 64%.

The gap between median ($62,813) and mean household income suggests income inequality — a small number of higher earners pull the average up. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 35%.

Overall, ZIP code 12406 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

590

population

48.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12406 ZIP code map

Cities in ZIP code 12406

Below are the cities the US Postal Service accepts for ZIP code 12406. Using any city not on this list may result in mail delivery delays.

City	Status
Arkville	Preferred

Nearby ZIP codes

12455 Margaretville (4.3 mi) 12465 Pine Hill (5 mi) 12430 Fleischmanns (6.2 mi) 12410 Big Indian (7.1 mi) 12421 Denver (9.1 mi) 13731 Andes (9.5 mi) 12480 Shandaken (10.3 mi) 12474 Roxbury (12 mi) 12725 Claryville (12.1 mi) 12492 West Kill (13 mi) 12464 Phoenicia (13.8 mi) 12468 Prattsville (14.5 mi)

Demographics updated 05/2026

Population
Total population	590
Population density	12 / sq mi
State FIPS	36
County FIPS	025

Geography
Land area	48.60 sq mi
Water area	0.08 sq mi
Latitude	42.1311
Longitude	-74.5937
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.6%	49.0%	37.0%
$50k – $100k	19.1%	30.9%	27.0%
$100k – $200k	15.8%	17.3%	24.4%
Over $200k	1.5%	2.8%	11.5%

Demographics & statistics

590

Population

People per sq mi

52.6

Median age

$62,813

Median household income

$57,099

Per capita income

Median home value

$849

Median monthly rent

63.8%

Home ownership

13.7%

Poverty rate

0.0%

Unemployment

497

Housing units

18.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	59	10.0%
18 and over	531	90.0%
65 and over	200	33.9%
Median age	52.6 years

Race & ethnicity

White 63.9%

American Indian / Alaska Native 35.4%

Asian 0.5%

Two or more races 0.2%

Group	Count	%
White	377	63.9%
American Indian / Alaska Native	209	35.4%
Asian	3	0.5%
Two or more races	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.6%	49.0%	37.0%
$50k – $100k	19.1%	30.9%	27.0%
$100k – $200k	15.8%	17.3%	24.4%
Over $200k	1.5%	2.8%	11.5%

Under $10k 21.5%

$25k–$35k 3.4%

$50k–$75k 58.1%

$75k–$100k 5.7%

$100k–$150k 1.0%

$150k–$200k 1.0%

$200k+ 9.4%

Range	% of households
Under $10k	21.5%
$25k–$35k	3.4%
$50k–$75k	58.1%
$75k–$100k	5.7%
$100k–$150k	1.0%
$150k–$200k	1.0%
$200k+	9.4%
Median income	$62,813

Housing

Home values

Under $50k 22.1%

$50k–$100k 1.1%

$100k–$150k 22.6%

$150k–$200k 3.7%

$200k–$300k 8.9%

$300k–$500k 26.8%

$500k–$1M 14.7%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$849
Owner occupied	63.8%
Renter occupied	36.2%
Vacant	50.7%
Single-family detached	66.4%
Large apartment buildings	0.2%
Mobile homes	16.7%
Median rooms	4.7
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.0%
2010–2019	1.0%
2000–2009	5.6%
1990–1999	3.6%
1980–1989	21.0%
1970–1979	20.7%
1960–1969	15.2%
1950–1959	2.1%
1940–1949	1.3%
1939 or earlier	29.4%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	18.7%
2 bedrooms	22.6%
3 bedrooms	30.7%
4 bedrooms	9.6%
5+ bedrooms	14.0%

Vehicles per household

Vehicles	% of households
No vehicle	21.8%
1 vehicle	29.5%
2 vehicles	28.2%
3 or more	20.5%

Heating fuel

Fuel type	%
Utility gas	11.7%
Electricity	37.6%
Propane / LP gas	22.8%
Fuel oil	23.8%
Wood	1.3%

Households & families

Household type	Count	%
Married-couple family	115	38.6%
Cohabiting couple	7	2.3%
Male householder, no spouse	75	25.2%
Female householder, no spouse	101	33.9%
Households with children under 18	49	16.4%
Households with seniors (65+)	144	48.3%
Average household size	1.98

Marital status

Status	Male	Female
Never married	45.2%	12.1%
Married	34.6%	52.2%
Separated	0.0%	0.0%
Widowed	0.0%	14.7%
Divorced	20.2%	21.0%

Education

Less than 9th grade 7.8%

Some HS, no diploma 25.3%

HS graduate 41.8%

Some college, no degree 2.6%

Associate's degree 4.3%

Bachelor's degree 14.2%

Graduate / professional 4.0%

Metric	%
HS diploma or higher	66.9%
Bachelor's or higher	18.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	58	96.7%
College / grad school	2	3.3%

Employment

Industry of employment

Arts, food & hospitality 46.1%

Finance & real estate 20.3%

Education & healthcare 18.0%

Retail trade 10.5%

Public administration 2.7%

Professional & management 1.4%

Construction 0.7%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	31.9%
Service	50.8%
Sales & office	0.0%
Natural resources & construction	6.1%
Production & transportation	11.2%

Employment type

Type	%
Private sector	84.4%
Government	14.6%
Self-employed	1.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.1%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	12.9%
Other means	0.0%
Avg commute (minutes)	20.9

Poverty

All people 13.7%

Under 18 years 0.0%

18 and over 15.3%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	46.0%
Retirement income	30.2%
Supplemental Security	13.4%
Cash public assistance	0.7%
Food stamps / SNAP	10.7%

Health indicators

Condition	%
Obesity	31.6%
High blood pressure	35.8%
High cholesterol	37.6%
Diabetes	11.4%
Heart disease	8.7%
Stroke	4.0%
Asthma	10.6%
Arthritis	29.4%
Kidney disease	3.7%
Pulmonary disease	9.4%
Cancer	8.4%

Behavior / access	%
Smoking	18.8%
Binge drinking	15.2%
No physical activity	25.7%
Less than 7 hrs sleep	32.2%
Depression	20.2%
Fair or poor health	15.6%
Poor mental health	14.2%
Poor physical health	12.0%
No health insurance	11.4%
Visited doctor (checkup)	79.7%
Visited dentist	63.1%
Cholesterol screening	91.2%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	14	2.6%

Disability	%
Any disability	35.3%
Under 18	0.0%
18–64 years	35.6%
65 and over	45.0%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	50.0%
No insurance	7.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	589	99.8%
Spanish	33	5.6%
Other Indo-European	31	5.3%
Asian & Pacific Islander	0	0.0%
Other languages	2	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	510	86.4%
Born in same state	510	86.4%
Born in different state	331	56.1%
Foreign born	0	0.0%
Naturalized citizen	80	13.6%
Not a US citizen	80	100.0%

Ancestry

Ancestry	Count	%
Italian	77	13.1%
English	53	9%
French	50	8.5%

Ancestry	Count	%
Arab	27	4.6%
Irish	1	0.2%

Technology access

Metric	% of households
Computer access	50.5%
Internet access	75.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12406

What city is ZIP code 12406 in?

ZIP code 12406 is primarily assigned to Arkville, New York.

What county is ZIP code 12406 in?

ZIP code 12406 falls within Delaware County, New York.

Does ZIP code 12406 have an older population?

34% of residents in ZIP code 12406 are 65 or older, above the national average of ~17%.

Does ZIP code 12406 have a large retiree population?

46% of households in ZIP code 12406 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12406?

ZIP code 12406 has an estimated population of 590 residents, with a density of 12 people per square mile.

What is the median household income in ZIP code 12406?

The median household income in ZIP code 12406 is $62,813, below the national median of ~$75,000.

What timezone is ZIP code 12406 in?

ZIP code 12406 observes the EST timezone.