12474 ZIP Code — Roxbury, NY

Delaware County, New York

ZIP code 12474 is located in Roxbury, New York, within Delaware County. It covers approximately 47.25 square miles and serves a population of 856 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 12474

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $187,500. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($51,310) and mean household income suggests income inequality — a small number of higher earners pull the average up. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 12474 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

856
population
47.25
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12474 ZIP code map
Cities in ZIP code 12474

Below are the cities the US Postal Service accepts for ZIP code 12474. Using any city not on this list may result in mail delivery delays.

City Status
Roxbury Acceptable
Roxbury Preferred
Nearby ZIP codes
12421 Denver (4.1 mi) 12434 Grand Gorge (4.8 mi) 13788 Hobart (6.2 mi) 12430 Fleischmanns (7.1 mi) 12468 Prattsville (7.3 mi) 12167 Stamford (8 mi) 12407 Ashland (11.4 mi) 12455 Margaretville (11.4 mi) 12076 Gilboa (11.6 mi) 12465 Pine Hill (11.6 mi) 12406 Arkville (12 mi) 12131 North Blenheim (12.4 mi)
Demographics updated 05/2026
Population
Total population 856
Population density 18 / sq mi
State FIPS 36
County FIPS 025
Geography
Land area 47.25 sq mi
Water area 0.04 sq mi
Latitude 42.3026
Longitude -74.5564
Timezone Eastern (ET)
Area code 607
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 52.7% 49.0% 37.0%
$50k – $100k 21.4% 30.9% 27.0%
$100k – $200k 19.7% 17.3% 24.4%
Over $200k 6.3% 2.8% 11.5%

Demographics & statistics

856
Population
18
People per sq mi
57.2
Median age
$51,310
Median household income
$42,225
Per capita income
$187,500
Median home value
$735
Median monthly rent
84.1%
Home ownership
8.4%
Poverty rate
9.5%
Unemployment
902
Housing units
29.1%
Bachelor's or higher

Age distribution

Male Female
9
Under 5
10
11
5–9
12
14
10–14
14
18
15–19
19
7
20–24
7
23
25–34
23
26
35–44
26
84
45–54
87
56
55–59
57
24
60–64
24
65
65–74
67
77
75–84
79
8
85+
9
← Male
Female →

Age summary

GroupCount%
Under 1810712.5%
18 and over74987.5%
65 and over30535.6%
Median age57.2 years

Race & ethnicity

White 90.1%
Two or more races 6.3%
Hispanic or Latino 1.7%
Other race 1.4%
Black or African American 0.5%
GroupCount%
White78590.1%
Two or more races556.3%
Hispanic or Latino151.7%
Other race121.4%
Black or African American40.5%

Household income

Income range This ZIP County avg State avg
Under $50k 52.7% 49.0% 37.0%
$50k – $100k 21.4% 30.9% 27.0%
$100k – $200k 19.7% 17.3% 24.4%
Over $200k 6.3% 2.8% 11.5%
Under $10k 7.9%
$10k–$15k 0.9%
$15k–$25k 7.9%
$25k–$35k 6.1%
$35k–$50k 19.4%
$50k–$75k 23.8%
$75k–$100k 11.7%
$100k–$150k 12.6%
$150k–$200k 1.6%
$200k+ 7.9%
Range% of households
Under $10k7.9%
$10k–$15k0.9%
$15k–$25k7.9%
$25k–$35k6.1%
$35k–$50k19.4%
$50k–$75k23.8%
$75k–$100k11.7%
$100k–$150k12.6%
$150k–$200k1.6%
$200k+7.9%
Median income$51,310

Housing

Home values

Under $50k 5.8%
$50k–$100k 3.9%
$100k–$150k 11.1%
$150k–$200k 31.7%
$200k–$300k 21.4%
$300k–$500k 16.1%
$500k–$1M 10.0%

Housing overview

MetricValue
Median home value$187,500
Median rent / month$735
Owner occupied84.1%
Renter occupied15.9%
Vacant55.9%
Single-family detached75.5%
Large apartment buildings0.5%
Mobile homes11.6%
Median rooms5.1
Avg household size (owned)2.15

Year built

Era%
2020 or later0.0%
2010–20192.7%
2000–20097.9%
1990–19999.2%
1980–198924.8%
1970–197917.9%
1960–19696.8%
1950–19592.4%
1940–19498.0%
1939 or earlier20.2%

Bedrooms

Size% of units
No bedroom (studio)2.4%
1 bedroom10.5%
2 bedrooms20.4%
3 bedrooms46.5%
4 bedrooms14.5%
5+ bedrooms5.7%

Vehicles per household

Vehicles% of households
No vehicle6.1%
1 vehicle34.8%
2 vehicles33.2%
3 or more25.9%

Heating fuel

Fuel type%
Utility gas1.2%
Electricity14.3%
Propane / LP gas13.1%
Fuel oil63.8%
Wood7.7%

Households & families

Household typeCount%
Married-couple family17140.0%
Cohabiting couple194.4%
Male householder, no spouse12028.0%
Female householder, no spouse11827.6%
Households with children under 185512.9%
Households with seniors (65+)22552.6%
Average household size2.00

Marital status

StatusMaleFemale
Never married26.6%19.3%
Married49.1%45.4%
Separated1.0%3.9%
Widowed9.7%23.8%
Divorced13.6%7.6%

Education

Less than 9th grade 1.8%
Some HS, no diploma 6.8%
HS graduate 40.1%
Some college, no degree 10.1%
Associate's degree 12.1%
Bachelor's degree 17.0%
Graduate / professional 12.1%
Metric%
HS diploma or higher91.4%
Bachelor's or higher29.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool65.8%
Kindergarten00.0%
Elementary school5149.0%
High school3735.6%
College / grad school109.6%

Employment

Industry of employment

Education & healthcare 24.1%
Arts, food & hospitality 20.8%
Construction 18.9%
Professional & management 9.5%
Information 8.6%
Other services 7.3%
Finance & real estate 4.3%
Retail trade 2.2%
Manufacturing 1.9%
Public administration 1.4%
Wholesale trade 1.1%

Occupation

Category%
Management, business & arts39.5%
Service21.4%
Sales & office9.2%
Natural resources & construction20.3%
Production & transportation9.7%

Employment type

Type%
Private sector76.8%
Government15.4%
Self-employed7.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.2%
Carpool19.6%
Public transit0.0%
Walk1.1%
Work from home3.0%
Other means0.0%
Avg commute (minutes)25.1

Poverty

All people 8.4%
Under 18 years 0.0%
18 and over 9.6%
Married-couple families 2.3%
Female-led households 0.0%

Income support

Source% of households
Social Security55.6%
Retirement income40.9%
Supplemental Security5.8%
Cash public assistance0.0%
Food stamps / SNAP5.4%

Health indicators

Condition%
Obesity30.6%
High blood pressure35.2%
High cholesterol37.7%
Diabetes10.6%
Heart disease8.1%
Stroke3.5%
Asthma9.9%
Arthritis28.9%
Kidney disease3.4%
Pulmonary disease8.3%
Cancer8.8%
Behavior / access%
Smoking16.8%
Binge drinking15.4%
No physical activity23.1%
Less than 7 hrs sleep31.6%
Depression19.2%
Fair or poor health13.2%
Poor mental health13.0%
Poor physical health10.7%
No health insurance10.0%
Visited doctor (checkup)80.3%
Visited dentist68.0%
Cholesterol screening93.0%
Teeth loss13.2%

Veterans & disability

VeteransCount%
Civilian veterans9412.6%
Disability%
Any disability21.8%
Under 1812.1%
18–64 years16.9%
65 and over32.5%

Health insurance coverage

Type%
Private insurance80.1%
Public insurance46.4%
No insurance1.9%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only83797.8%
Spanish70.8%
Other Indo-European00.0%
Asian & Pacific Islander70.8%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)84899.1%
Born in same state83697.7%
Born in different state71183.1%
Foreign born121.4%
Naturalized citizen80.9%
Not a US citizen8100.0%

Ancestry

AncestryCount%
Italian23827.8%
French10512.3%
English455.3%
Norwegian263%
Arab192.2%
AncestryCount%
Polish151.8%
German141.6%
Dutch60.7%
Irish40.5%

Technology access

Metric% of households
Computer access50.0%
Internet access87.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12474

What city is ZIP code 12474 in?

ZIP code 12474 is primarily assigned to Roxbury, New York.

What county is ZIP code 12474 in?

ZIP code 12474 falls within Delaware County, New York.

Does ZIP code 12474 have an older population?

36% of residents in ZIP code 12474 are 65 or older, above the national average of ~17%.

Does ZIP code 12474 have a large retiree population?

56% of households in ZIP code 12474 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12474 mostly owner-occupied?

84% of occupied units in ZIP code 12474 are owner-occupied, well above the national average.

Does ZIP code 12474 have a large veteran population?

13% of civilians in ZIP code 12474 are veterans, above the national average of ~7%.

What timezone is ZIP code 12474 in?

ZIP code 12474 observes the EST timezone.

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