38556 ZIP Code — Jamestown, TN

Fentress County, Tennessee

ZIP code 38556 is located in Jamestown, Tennessee, within Fentress County. It covers approximately 315.88 square miles and serves a population of 11,684 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38556

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $128,400. Owner-occupancy sits near the national average at 73%.

Median household income is $41,641. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 38556 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

11,684

population

315.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

38556 ZIP code map

Cities in ZIP code 38556

Below are the cities the US Postal Service accepts for ZIP code 38556. Using any city not on this list may result in mail delivery delays.

City	Status
Jamestown	Preferred

Nearby ZIP codes

38504 Allardt (9.8 mi) 38565 Grimsley (10.5 mi) 38577 Pall Mall (11.2 mi) 38589 Wilder (12 mi) 37726 Deer Lodge (13.8 mi) 38543 Alpine (14.2 mi) 38553 Clarkrange (14.2 mi) 37872 Sunbright (14.7 mi) 38549 Byrdstown (17.3 mi) 37852 Robbins (17.9 mi) 38573 Monroe (18.2 mi) 38554 Crawford (18.5 mi)

Demographics updated 05/2026

Population
Total population	11,684
Population density	37 / sq mi
State FIPS	47
County FIPS	049

Geography
Land area	315.88 sq mi
Water area	0.37 sq mi
Latitude	36.3951
Longitude	-84.9072
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.6%	66.9%	45.7%
$50k – $100k	23.4%	24.7%	30.9%
$100k – $200k	8.2%	7.4%	18.3%
Over $200k	0.8%	1.0%	5.1%

Demographics & statistics

11,684

Population

People per sq mi

50.3

Median age

$41,641

Median household income

$25,055

Per capita income

$128,400

Median home value

$602

Median monthly rent

73.4%

Home ownership

24.8%

Poverty rate

5.9%

Unemployment

5,012

Housing units

15.4%

Bachelor's or higher

Age distribution

Male Female

315

Under 5

347

287

5–9

316

186

10–14

206

266

15–19

294

242

20–24

267

582

25–34

641

592

35–44

653

627

45–54

691

446

55–59

491

544

60–64

599

977

65–74

1,078

318

75–84

351

175

85+

193

← Male

Female →

Age summary

Group	Count	%
Under 18	1,906	16.3%
18 and over	9,778	83.7%
65 and over	3,092	26.5%
Median age	50.3 years

Race & ethnicity

White 93.6%

Two or more races 3.1%

Hispanic or Latino 2.2%

Other race 0.6%

Asian 0.3%

Black or African American 0.2%

Group	Count	%
White	11,190	93.6%
Two or more races	372	3.1%
Hispanic or Latino	265	2.2%
Other race	67	0.6%
Asian	32	0.3%
Black or African American	23	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	67.6%	66.9%	45.7%
$50k – $100k	23.4%	24.7%	30.9%
$100k – $200k	8.2%	7.4%	18.3%
Over $200k	0.8%	1.0%	5.1%

Under $10k 4.8%

$10k–$15k 11.8%

$15k–$25k 13.7%

$25k–$35k 14.8%

$35k–$50k 13.1%

$50k–$75k 19.5%

$75k–$100k 9.5%

$100k–$150k 10.5%

$150k–$200k 1.2%

$200k+ 1.0%

Range	% of households
Under $10k	4.8%
$10k–$15k	11.8%
$15k–$25k	13.7%
$25k–$35k	14.8%
$35k–$50k	13.1%
$50k–$75k	19.5%
$75k–$100k	9.5%
$100k–$150k	10.5%
$150k–$200k	1.2%
$200k+	1.0%
Median income	$41,641

Housing

Home values

Under $50k 15.4%

$50k–$100k 23.2%

$100k–$150k 20.8%

$150k–$200k 9.0%

$200k–$300k 17.9%

$300k–$500k 10.8%

$500k–$1M 2.5%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$128,400
Median rent / month	$602
Owner occupied	73.4%
Renter occupied	26.6%
Vacant	18.7%
Single-family detached	72.6%
Large apartment buildings	0.4%
Mobile homes	18.3%
Median rooms	5.4
Avg household size (owned)	2.22

Year built

Era	%
2020 or later	0.6%
2010–2019	11.1%
2000–2009	11.8%
1990–1999	19.0%
1980–1989	17.8%
1970–1979	18.0%
1960–1969	9.9%
1950–1959	6.3%
1940–1949	2.5%
1939 or earlier	3.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	8.5%
2 bedrooms	26.9%
3 bedrooms	48.8%
4 bedrooms	12.3%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	32.4%
2 vehicles	36.3%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	31.3%
Electricity	44.8%
Propane / LP gas	12.7%
Fuel oil	0.3%
Wood	10.7%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	2,209	42.5%
Cohabiting couple	267	5.1%
Male householder, no spouse	819	15.8%
Female householder, no spouse	1,898	36.5%
Households with children under 18	1,218	23.5%
Households with seniors (65+)	2,107	40.6%
Average household size	2.22

Marital status

Status	Male	Female
Never married	24.9%	13.8%
Married	54.5%	42.6%
Separated	1.2%	2.2%
Widowed	5.1%	17.4%
Divorced	14.3%	24.0%

Education

Less than 9th grade 11.2%

Some HS, no diploma 7.7%

HS graduate 38.2%

Some college, no degree 22.0%

Associate's degree 5.4%

Bachelor's degree 9.7%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	81.1%
Bachelor's or higher	15.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	112	7.4%
Kindergarten	121	8.0%
Elementary school	741	49.3%
High school	404	26.9%
College / grad school	126	8.4%

Employment

Industry of employment

Education & healthcare 29.3%

Construction 12.6%

Retail trade 11.5%

Manufacturing 8.4%

Arts, food & hospitality 7.9%

Professional & management 7.2%

Other services 6.6%

Finance & real estate 4.3%

Agriculture & mining 4.0%

Transportation & utilities 3.9%

Public administration 3.4%

Wholesale trade 0.5%

Information 0.3%

Occupation

Category	%
Management, business & arts	27.4%
Service	23.8%
Sales & office	21.2%
Natural resources & construction	15.2%
Production & transportation	12.4%

Employment type

Type	%
Private sector	78.5%
Government	14.1%
Self-employed	7.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.3%
Carpool	9.4%
Public transit	0.0%
Walk	1.5%
Work from home	5.2%
Other means	0.6%
Avg commute (minutes)	22.5

Poverty

All people 24.8%

Under 18 years 36.2%

18 and over 22.7%

Married-couple families 12.7%

Female-led households 39.6%

Income support

Source	% of households
Social Security	51.8%
Retirement income	28.4%
Supplemental Security	13.9%
Cash public assistance	3.5%
Food stamps / SNAP	26.0%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	43.8%
High cholesterol	39.8%
Diabetes	15.5%
Heart disease	9.4%
Stroke	4.6%
Asthma	11.1%
Arthritis	36.1%
Kidney disease	3.9%
Pulmonary disease	12.9%
Cancer	7.6%

Behavior / access	%
Smoking	27.6%
Binge drinking	13.0%
No physical activity	30.0%
Less than 7 hrs sleep	35.3%
Depression	28.0%
Fair or poor health	22.5%
Poor mental health	18.2%
Poor physical health	15.2%
No health insurance	18.5%
Visited doctor (checkup)	76.0%
Visited dentist	48.0%
Cholesterol screening	89.4%
Teeth loss	23.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	834	8.5%

Disability	%
Any disability	26.4%
Under 18	6.5%
18–64 years	26.9%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	48.9%
Public insurance	56.9%
No insurance	9.4%
Uninsured under 19	6.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,022	94.3%
Spanish	16	0.1%
Other Indo-European	10	0.1%
Asian & Pacific Islander	6	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,479	98.2%
Born in same state	11,413	97.7%
Born in different state	7,901	67.6%
Foreign born	66	0.6%
Naturalized citizen	205	1.8%
Not a US citizen	101	49.3%

Ancestry

Ancestry	Count	%
Arab	1,978	16.9%
French	1,612	13.8%
Italian	1,502	12.9%
German	134	1.1%

Ancestry	Count	%
English	129	1.1%
Polish	26	0.2%
Irish	13	0.1%
Dutch	6	0.1%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	83.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38556

What city is ZIP code 38556 in?

ZIP code 38556 is primarily assigned to Jamestown, Tennessee.

What county is ZIP code 38556 in?

ZIP code 38556 falls within Fentress County, Tennessee.

Does ZIP code 38556 have an older population?

27% of residents in ZIP code 38556 are 65 or older, above the national average of ~17%.

Does ZIP code 38556 have a large retiree population?

52% of households in ZIP code 38556 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 38556?

25% of residents in ZIP code 38556 live below the poverty line, above the national average.

What is the typical home value in ZIP code 38556?

The median home value in ZIP code 38556 is $128,400.

What timezone is ZIP code 38556 in?

ZIP code 38556 observes the CST timezone.