38554 ZIP Code — Crawford, TN

Overton County, Tennessee

ZIP code 38554 is located in Crawford, Tennessee, within Overton County. It covers approximately 32.24 square miles and serves a population of 777 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38554

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $126,600. Owner-occupancy sits near the national average at 72%.

Median household income is $35,714. Poverty affects 23% of residents, above the national average. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (30%) compared to national benchmarks.

Overall, ZIP code 38554 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

777

population

32.24

sq mi land

Standard

ZIP type

Central (CT)

timezone

38554 ZIP code map

Cities in ZIP code 38554

Below are the cities the US Postal Service accepts for ZIP code 38554. Using any city not on this list may result in mail delivery delays.

City	Status
Crawford	Preferred

Nearby ZIP codes

38589 Wilder (6.5 mi) 38574 Monterey (6.9 mi) 38580 Rickman (7.1 mi) 38543 Alpine (9.1 mi) 38553 Clarkrange (9.4 mi) 38565 Grimsley (9.5 mi) 38570 Livingston (11.8 mi) 38571 Crossville (15.3 mi) 38506 Cookeville (15.6 mi) 38573 Monroe (17.3 mi) 38556 Jamestown (18.5 mi) 38505 Cookeville (18.8 mi)

Demographics updated 05/2026

Population
Total population	777
Population density	24 / sq mi
State FIPS	47
County FIPS	133

Geography
Land area	32.24 sq mi
Water area	0.00 sq mi
Latitude	36.2401
Longitude	-85.1777
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.7%	62.1%	45.7%
$50k – $100k	35.3%	24.0%	30.9%
$100k – $200k	3.0%	11.7%	18.3%
Over $200k	0.0%	2.2%	5.1%

Demographics & statistics

777

Population

People per sq mi

50.8

Median age

$35,714

Median household income

$25,077

Per capita income

$126,600

Median home value

Median monthly rent

72.0%

Home ownership

22.8%

Poverty rate

1.0%

Unemployment

394

Housing units

12.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

112

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	66	8.5%
18 and over	711	91.5%
65 and over	127	16.3%
Median age	50.8 years

Race & ethnicity

White 96.6%

Two or more races 2.6%

Hispanic or Latino 0.9%

Group	Count	%
White	757	96.6%
Two or more races	20	2.6%
Hispanic or Latino	7	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.7%	62.1%	45.7%
$50k – $100k	35.3%	24.0%	30.9%
$100k – $200k	3.0%	11.7%	18.3%
Over $200k	0.0%	2.2%	5.1%

Under $10k 13.6%

$10k–$15k 5.7%

$15k–$25k 11.4%

$25k–$35k 16.6%

$35k–$50k 13.3%

$50k–$75k 13.3%

$75k–$100k 13.6%

$100k–$150k 2.7%

$150k–$200k 9.8%

Range	% of households
Under $10k	13.6%
$10k–$15k	5.7%
$15k–$25k	11.4%
$25k–$35k	16.6%
$35k–$50k	13.3%
$50k–$75k	13.3%
$75k–$100k	13.6%
$100k–$150k	2.7%
$150k–$200k	9.8%
Median income	$35,714

Housing

Home values

Under $50k 11.3%

$50k–$100k 33.6%

$100k–$150k 19.2%

$150k–$200k 13.6%

$200k–$300k 5.7%

$300k–$500k 8.3%

$500k–$1M 8.3%

Housing overview

Metric	Value
Median home value	$126,600
Median rent / month	$0
Owner occupied	72.0%
Renter occupied	28.0%
Vacant	26.0%
Single-family detached	67.6%
Large apartment buildings	0.0%
Mobile homes	32.4%
Median rooms	4.5
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	5.8%
2010–2019	16.5%
2000–2009	10.3%
1990–1999	12.7%
1980–1989	18.3%
1970–1979	11.3%
1960–1969	6.6%
1950–1959	3.2%
1940–1949	13.7%
1939 or earlier	1.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	6.8%
2 bedrooms	40.6%
3 bedrooms	43.7%
4 bedrooms	6.6%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	24.7%
2 vehicles	35.3%
3 or more	34.2%

Heating fuel

Fuel type	%
Electricity	49.5%
Propane / LP gas	18.2%
Wood	29.3%

Households & families

Household type	Count	%
Married-couple family	207	56.3%
Cohabiting couple	0	0.0%
Male householder, no spouse	115	31.3%
Female householder, no spouse	46	12.5%
Households with children under 18	43	11.7%
Households with seniors (65+)	118	32.1%
Average household size	2.11

Marital status

Status	Male	Female
Never married	22.2%	19.2%
Married	53.5%	66.4%
Separated	5.1%	0.0%
Widowed	2.4%	10.1%
Divorced	16.6%	4.4%

Education

Less than 9th grade 9.9%

Some HS, no diploma 4.2%

HS graduate 55.9%

Some college, no degree 11.1%

Associate's degree 6.7%

Bachelor's degree 7.9%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	12.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	15.9%
Kindergarten	13	20.6%
Elementary school	17	27.0%
High school	16	25.4%
College / grad school	7	11.1%

Employment

Industry of employment

Education & healthcare 25.7%

Manufacturing 23.4%

Transportation & utilities 13.9%

Public administration 9.6%

Arts, food & hospitality 6.9%

Other services 6.9%

Construction 5.6%

Wholesale trade 4.6%

Agriculture & mining 3.3%

Occupation

Category	%
Management, business & arts	55.8%
Service	2.6%
Sales & office	14.2%
Natural resources & construction	3.3%
Production & transportation	24.1%

Employment type

Type	%
Private sector	53.1%
Government	37.3%
Self-employed	9.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	94.4%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	5.6%
Other means	0.0%
Avg commute (minutes)	28.7

Poverty

All people 22.8%

Under 18 years 31.8%

18 and over 21.9%

Married-couple families 6.3%

Female-led households 57.1%

Income support

Source	% of households
Social Security	56.3%
Retirement income	14.9%
Supplemental Security	4.6%
Cash public assistance	2.2%
Food stamps / SNAP	10.3%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	44.9%
High cholesterol	39.3%
Diabetes	15.3%
Heart disease	9.5%
Stroke	4.6%
Asthma	11.3%
Arthritis	36.0%
Kidney disease	3.8%
Pulmonary disease	13.4%
Cancer	7.2%

Behavior / access	%
Smoking	30.2%
Binge drinking	13.2%
No physical activity	32.1%
Less than 7 hrs sleep	36.2%
Depression	29.0%
Fair or poor health	23.7%
Poor mental health	18.7%
Poor physical health	16.1%
No health insurance	19.6%
Visited doctor (checkup)	75.6%
Visited dentist	48.7%
Cholesterol screening	89.1%
Teeth loss	24.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	73	10.3%

Disability	%
Any disability	19.3%
Under 18	6.1%
18–64 years	15.9%
65 and over	41.7%

Health insurance coverage

Type	%
Private insurance	55.0%
Public insurance	45.8%
No insurance	10.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	767	98.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	770	99.1%
Born in same state	770	99.1%
Born in different state	455	58.6%
Foreign born	0	0.0%
Naturalized citizen	7	0.9%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
Arab	182	23.4%
French	120	15.4%

Ancestry	Count	%
Italian	106	13.6%

Technology access

Metric	% of households
Computer access	47.4%
Internet access	81.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38554

What city is ZIP code 38554 in?

ZIP code 38554 is primarily assigned to Crawford, Tennessee.

What county is ZIP code 38554 in?

ZIP code 38554 falls within Overton County, Tennessee.

Does ZIP code 38554 have a large retiree population?

56% of households in ZIP code 38554 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 38554?

23% of residents in ZIP code 38554 live below the poverty line, above the national average.

How educated is the population of ZIP code 38554?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 38554?

The median home value in ZIP code 38554 is $126,600.

What timezone is ZIP code 38554 in?

ZIP code 38554 observes the CST timezone.