38565 ZIP Code — Grimsley, TN

Fentress County, Tennessee

ZIP code 38565 is located in Grimsley, Tennessee, within Fentress County. It covers approximately 10.35 square miles and serves a population of 1,034 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38565

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $177,300. Owner-occupancy is high at 94%, well above the national average.

The gap between median ($39,750) and mean household income suggests income inequality — a small number of higher earners pull the average up. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 38565 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,034

population

10.35

sq mi land

Standard

ZIP type

Central (CT)

timezone

38565 ZIP code map

Cities in ZIP code 38565

Below are the cities the US Postal Service accepts for ZIP code 38565. Using any city not on this list may result in mail delivery delays.

City	Status
Grimsley	Preferred

Nearby ZIP codes

38589 Wilder (3.9 mi) 38553 Clarkrange (4.1 mi) 38554 Crawford (9.5 mi) 38556 Jamestown (10.5 mi) 37726 Deer Lodge (10.9 mi) 38543 Alpine (11 mi) 38574 Monterey (13.7 mi) 38571 Crossville (15.3 mi) 38580 Rickman (15.8 mi) 37872 Sunbright (17.4 mi) 38504 Allardt (17.4 mi) 38570 Livingston (18.1 mi)

Demographics updated 05/2026

Population
Total population	1,034
Population density	100 / sq mi
State FIPS	47
County FIPS	049

Geography
Land area	10.35 sq mi
Water area	0.00 sq mi
Latitude	36.2678
Longitude	-85.0102
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	77.4%	66.9%	45.7%
$50k – $100k	17.7%	24.7%	30.9%
$100k – $200k	0.0%	7.4%	18.3%
Over $200k	4.8%	1.0%	5.1%

Demographics & statistics

1,034

Population

100

People per sq mi

36.8

Median age

$39,750

Median household income

$27,159

Per capita income

$177,300

Median home value

Median monthly rent

94.4%

Home ownership

8.2%

Poverty rate

19.9%

Unemployment

393

Housing units

2.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	284	27.5%
18 and over	750	72.5%
65 and over	214	20.7%
Median age	36.8 years

Race & ethnicity

White 95.8%

Two or more races 2.1%

Asian 2%

Group	Count	%
White	991	95.8%
Two or more races	22	2.1%
Asian	21	2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	77.4%	66.9%	45.7%
$50k – $100k	17.7%	24.7%	30.9%
$100k – $200k	0.0%	7.4%	18.3%
Over $200k	4.8%	1.0%	5.1%

$10k–$15k 5.1%

$15k–$25k 13.1%

$25k–$35k 28.3%

$35k–$50k 13.9%

$50k–$75k 20.8%

$75k–$100k 5.3%

$100k–$150k 4.8%

$200k+ 8.8%

Range	% of households
$10k–$15k	5.1%
$15k–$25k	13.1%
$25k–$35k	28.3%
$35k–$50k	13.9%
$50k–$75k	20.8%
$75k–$100k	5.3%
$100k–$150k	4.8%
$200k+	8.8%
Median income	$39,750

Housing

Home values

Under $50k 4.2%

$50k–$100k 27.7%

$150k–$200k 26.6%

$200k–$300k 37.0%

$300k–$500k 4.5%

Housing overview

Metric	Value
Median home value	$177,300
Median rent / month	$0
Owner occupied	94.4%
Renter occupied	5.6%
Vacant	9.4%
Single-family detached	93.5%
Large apartment buildings	0.0%
Mobile homes	6.5%
Median rooms	6.3
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.0%
2010–2019	15.0%
2000–2009	24.4%
1990–1999	28.3%
1980–1989	20.8%
1970–1979	0.0%
1960–1969	6.5%
1950–1959	0.0%
1940–1949	5.1%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	8.7%
1 bedroom	0.0%
2 bedrooms	8.7%
3 bedrooms	68.1%
4 bedrooms	14.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	32.5%
2 vehicles	20.0%
3 or more	47.5%

Heating fuel

Fuel type	%
Utility gas	15.5%
Electricity	66.7%
Propane / LP gas	12.5%
Wood	5.3%

Households & families

Household type	Count	%
Married-couple family	230	61.3%
Cohabiting couple	16	4.3%
Male householder, no spouse	53	14.1%
Female householder, no spouse	76	20.3%
Households with children under 18	107	28.5%
Households with seniors (65+)	163	43.5%
Average household size	2.76

Marital status

Status	Male	Female
Never married	27.7%	18.9%
Married	56.5%	58.8%
Separated	0.0%	0.0%
Widowed	3.8%	3.5%
Divorced	12.1%	18.9%

Education

Less than 9th grade 7.4%

Some HS, no diploma 12.5%

HS graduate 56.2%

Some college, no degree 8.4%

Associate's degree 12.9%

Bachelor's degree 0.0%

Graduate / professional 2.7%

Metric	%
HS diploma or higher	80.2%
Bachelor's or higher	2.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	14.6%
Kindergarten	0	0.0%
Elementary school	117	46.2%
High school	99	39.1%
College / grad school	0	0.0%

Employment

Industry of employment

Other services 27.1%

Manufacturing 26.6%

Construction 13.3%

Education & healthcare 12.8%

Agriculture & mining 11.8%

Retail trade 8.5%

Occupation

Category	%
Management, business & arts	10.0%
Service	18.0%
Sales & office	8.5%
Natural resources & construction	28.6%
Production & transportation	34.8%

Employment type

Type	%
Private sector	56.6%
Government	4.5%
Self-employed	38.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.7%
Carpool	4.5%
Public transit	0.0%
Walk	0.0%
Work from home	5.3%
Other means	12.5%
Avg commute (minutes)	23.5

Poverty

All people 8.2%

Under 18 years 9.2%

18 and over 7.9%

Married-couple families 6.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	49.3%
Retirement income	25.6%
Supplemental Security	11.2%
Cash public assistance	0.0%
Food stamps / SNAP	5.9%

Health indicators

Condition	%
Obesity	38.9%
High blood pressure	39.6%
High cholesterol	35.9%
Diabetes	13.4%
Heart disease	7.7%
Stroke	3.7%
Asthma	11.0%
Arthritis	31.6%
Kidney disease	3.2%
Pulmonary disease	10.9%
Cancer	6.2%

Behavior / access	%
Smoking	28.3%
Binge drinking	14.4%
No physical activity	28.1%
Less than 7 hrs sleep	36.1%
Depression	28.5%
Fair or poor health	20.2%
Poor mental health	18.8%
Poor physical health	13.8%
No health insurance	18.3%
Visited doctor (checkup)	74.0%
Visited dentist	48.2%
Cholesterol screening	88.2%
Teeth loss	21.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	116	15.5%

Disability	%
Any disability	13.2%
Under 18	0.0%
18–64 years	12.5%
65 and over	32.7%

Health insurance coverage

Type	%
Private insurance	64.2%
Public insurance	44.3%
No insurance	10.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	991	95.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,013	98.0%
Born in same state	1,013	98.0%
Born in different state	658	63.6%
Foreign born	0	0.0%
Naturalized citizen	21	2.0%
Not a US citizen	21	100.0%

Ancestry

Ancestry	Count	%
Arab	160	15.5%

Ancestry	Count	%
Italian	33	3.2%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	81.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38565

What city is ZIP code 38565 in?

ZIP code 38565 is primarily assigned to Grimsley, Tennessee.

What county is ZIP code 38565 in?

ZIP code 38565 falls within Fentress County, Tennessee.

How educated is the population of ZIP code 38565?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 38565 mostly owner-occupied?

94% of occupied units in ZIP code 38565 are owner-occupied, well above the national average.

Does ZIP code 38565 have a large retiree population?

49% of households in ZIP code 38565 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 38565 have a large veteran population?

16% of civilians in ZIP code 38565 are veterans, above the national average of ~7%.

What timezone is ZIP code 38565 in?

ZIP code 38565 observes the CST timezone.