37726 ZIP Code — Deer Lodge, TN

Morgan County, Tennessee

ZIP code 37726 is located in Deer Lodge, Tennessee, within Morgan County. It covers approximately 90.96 square miles and serves a population of 2,258 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37726

The housing stock consists of a higher-than-average concentration of mobile homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $116,400. Owner-occupancy is high at 88%, well above the national average.

Median household income is $65,387. Poverty affects 22% of residents, above the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (30%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 37726 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,258

population

90.96

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37726 ZIP code map

Cities in ZIP code 37726

Below are the cities the US Postal Service accepts for ZIP code 37726. Using any city not on this list may result in mail delivery delays.

City	Status
Deer Lodge	Preferred

Nearby ZIP codes

37872 Sunbright (8.7 mi) 38553 Clarkrange (10.1 mi) 37770 Lancing (10.2 mi) 38565 Grimsley (10.9 mi) 38558 Crossville (12.8 mi) 38504 Allardt (13.6 mi) 38556 Jamestown (13.8 mi) 38589 Wilder (14.8 mi) 37852 Robbins (15.8 mi) 37829 Oakdale (15.9 mi) 38571 Crossville (15.9 mi) 37723 Crab Orchard (16.8 mi)

Demographics updated 05/2026

Population
Total population	2,258
Population density	25 / sq mi
State FIPS	47
County FIPS	129

Geography
Land area	90.96 sq mi
Water area	0.04 sq mi
Latitude	36.2042
Longitude	-84.8319
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.5%	59.6%	45.7%
$50k – $100k	31.7%	26.2%	30.9%
$100k – $200k	4.2%	13.0%	18.3%
Over $200k	3.5%	1.2%	5.1%

Demographics & statistics

2,258

Population

People per sq mi

35.7

Median age

$65,387

Median household income

$30,567

Per capita income

$116,400

Median home value

$499

Median monthly rent

87.9%

Home ownership

22.1%

Poverty rate

0.0%

Unemployment

738

Housing units

10.1%

Bachelor's or higher

Age distribution

Male Female

100

Under 5

5–9

125

10–14

102

15–19

20–24

25–34

223

35–44

183

45–54

55–59

60–64

182

65–74

150

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	695	30.8%
18 and over	1,563	69.2%
65 and over	456	20.2%
Median age	35.7 years

Race & ethnicity

White 94.3%

Hispanic or Latino 2.7%

Two or more races 2%

Other race 0.9%

Black or African American 0.2%

Group	Count	%
White	2,188	94.3%
Hispanic or Latino	63	2.7%
Two or more races	46	2%
Other race	20	0.9%
Black or African American	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.5%	59.6%	45.7%
$50k – $100k	31.7%	26.2%	30.9%
$100k – $200k	4.2%	13.0%	18.3%
Over $200k	3.5%	1.2%	5.1%

Under $10k 3.7%

$10k–$15k 6.9%

$15k–$25k 18.2%

$25k–$35k 5.5%

$35k–$50k 11.3%

$50k–$75k 15.4%

$75k–$100k 15.1%

$100k–$150k 9.4%

$150k–$200k 7.8%

$200k+ 6.7%

Range	% of households
Under $10k	3.7%
$10k–$15k	6.9%
$15k–$25k	18.2%
$25k–$35k	5.5%
$35k–$50k	11.3%
$50k–$75k	15.4%
$75k–$100k	15.1%
$100k–$150k	9.4%
$150k–$200k	7.8%
$200k+	6.7%
Median income	$65,387

Housing

Home values

Under $50k 23.3%

$50k–$100k 21.1%

$100k–$150k 11.4%

$150k–$200k 8.5%

$200k–$300k 23.9%

$300k–$500k 7.3%

$500k–$1M 2.9%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$116,400
Median rent / month	$499
Owner occupied	87.9%
Renter occupied	12.1%
Vacant	18.2%
Single-family detached	62.0%
Large apartment buildings	0.0%
Mobile homes	35.4%
Median rooms	6.0
Avg household size (owned)	3.46

Year built

Era	%
2020 or later	2.9%
2010–2019	28.4%
2000–2009	20.8%
1990–1999	25.5%
1980–1989	7.6%
1970–1979	2.7%
1960–1969	7.0%
1950–1959	0.0%
1940–1949	4.9%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	10.9%
2 bedrooms	15.4%
3 bedrooms	38.9%
4 bedrooms	17.2%
5+ bedrooms	17.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.7%
1 vehicle	20.3%
2 vehicles	28.4%
3 or more	44.6%

Heating fuel

Fuel type	%
Utility gas	52.4%
Electricity	21.2%
Propane / LP gas	4.6%
Fuel oil	2.1%
Wood	19.7%

Households & families

Household type	Count	%
Married-couple family	425	63.4%
Cohabiting couple	39	5.8%
Male householder, no spouse	61	9.1%
Female householder, no spouse	145	21.6%
Households with children under 18	275	41.0%
Households with seniors (65+)	277	41.3%
Average household size	3.35

Marital status

Status	Male	Female
Never married	29.9%	19.5%
Married	57.6%	54.9%
Separated	0.0%	0.9%
Widowed	6.1%	22.4%
Divorced	6.5%	2.3%

Education

Less than 9th grade 14.8%

Some HS, no diploma 9.2%

HS graduate 45.5%

Some college, no degree 17.2%

Associate's degree 3.3%

Bachelor's degree 6.3%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	76.0%
Bachelor's or higher	10.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	2.3%
Kindergarten	40	8.4%
Elementary school	310	65.1%
High school	104	21.8%
College / grad school	11	2.3%

Employment

Industry of employment

Construction 23.1%

Manufacturing 16.1%

Agriculture & mining 15.3%

Education & healthcare 15.1%

Transportation & utilities 10.2%

Professional & management 5.8%

Retail trade 5.4%

Finance & real estate 3.7%

Other services 2.8%

Information 1.4%

Public administration 1.0%

Arts, food & hospitality 0.1%

Occupation

Category	%
Management, business & arts	35.2%
Service	5.7%
Sales & office	20.7%
Natural resources & construction	32.1%
Production & transportation	6.4%

Employment type

Type	%
Private sector	74.5%
Government	4.8%
Self-employed	20.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	62.7%
Carpool	22.0%
Public transit	0.1%
Walk	3.4%
Work from home	11.7%
Other means	0.0%
Avg commute (minutes)	39.3

Poverty

All people 22.1%

Under 18 years 25.9%

18 and over 20.5%

Married-couple families 23.8%

Female-led households 59.5%

Income support

Source	% of households
Social Security	47.2%
Retirement income	24.5%
Supplemental Security	9.0%
Cash public assistance	1.0%
Food stamps / SNAP	11.0%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	45.2%
High cholesterol	40.5%
Diabetes	16.3%
Heart disease	10.3%
Stroke	4.9%
Asthma	11.3%
Arthritis	36.9%
Kidney disease	4.1%
Pulmonary disease	13.8%
Cancer	7.6%

Behavior / access	%
Smoking	29.6%
Binge drinking	12.6%
No physical activity	32.6%
Less than 7 hrs sleep	37.6%
Depression	28.1%
Fair or poor health	24.2%
Poor mental health	18.4%
Poor physical health	16.3%
No health insurance	18.8%
Visited doctor (checkup)	76.1%
Visited dentist	45.6%
Cholesterol screening	89.5%
Teeth loss	24.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	181	11.8%

Disability	%
Any disability	18.9%
Under 18	2.9%
18–64 years	12.8%
65 and over	57.2%

Health insurance coverage

Type	%
Private insurance	53.1%
Public insurance	49.5%
No insurance	16.5%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,075	91.9%
Spanish	12	0.6%
Other Indo-European	12	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,241	99.2%
Born in same state	2,241	99.2%
Born in different state	1,296	57.4%
Foreign born	0	0.0%
Naturalized citizen	17	0.8%
Not a US citizen	7	41.2%

Ancestry

Ancestry	Count	%
French	239	10.6%
Arab	211	9.3%

Ancestry	Count	%
Italian	197	8.7%
German	29	1.3%

Technology access

Metric	% of households
Computer access	29.7%
Internet access	83.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37726

What city is ZIP code 37726 in?

ZIP code 37726 is primarily assigned to Deer Lodge, Tennessee.

What county is ZIP code 37726 in?

ZIP code 37726 falls within Morgan County, Tennessee.

Is ZIP code 37726 family-oriented?

31% of residents in ZIP code 37726 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 37726?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 37726 mostly owner-occupied?

88% of occupied units in ZIP code 37726 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 37726?

22% of residents in ZIP code 37726 live below the poverty line, above the national average.

What timezone is ZIP code 37726 in?

ZIP code 37726 observes the EST timezone.