Monroe ZIP Codes — Overton County, TN

There is one unique ZIP code in Monroe, Tennessee and it is 38573. Area code: 931.
1
ZIP codes
66.75
sq mi land
4.66
sq mi water
931
area code
Monroe, TN ZIP code map

About Monroe, TN

Monroe is a charming city located in the heart of Overton County, Tennessee. Known for its picturesque rural setting, Monroe offers a snapshot of small-town life filled with southern hospitality. Its unique blend of agriculture and local culture makes it a delightful place to visit or call home.

Location & geography

Monroe sits in a predominantly rural area of Tennessee and spans a land area of 66.75 square miles, with an additional 4.66 square miles covered by water. The city is surrounded by other communities such as Livingston, which is approximately 12 miles to the north, and Cookeville, located about 25 miles to the southeast. The terrain is characterized by rolling hills and beautiful natural landscapes, providing ample opportunities for outdoor recreation.

Community & economy

The character of Monroe is defined by its tight-knit community and a blend of traditional and modern values. Local industries primarily include agriculture, as the fertile land around Monroe supports various farming activities. Daily life here reflects a slower pace, with residents often engaging in community events and supporting local businesses, fostering strong relationships among neighbors.

Transportation

Monroe is accessible via several highways, including Highway 111, which runs north-south and connects to other major routes in the region. The nearest airport for commercial flights is the Upper Cumberland Regional Airport, located about 25 miles away in Baxter. Public transportation options are limited in this rural area, making personal vehicles the primary mode of transportation for residents.

History

Monroe was founded in the early 1900s and has since developed a community focused on agriculture and family-oriented living. Over the years, the city has witnessed changes in industry but has remained true to its roots, with farming and local enterprises being pivotal to its economy. Notable events in Monroe’s history include community fairs and agricultural shows that celebrate the region’s heritage.

Did you know?

One surprising fact about Monroe is that it has only one ZIP code, 38573, which encompasses the entire city. Additionally, the city’s vast natural landscapes make it a hidden gem for outdoor enthusiasts seeking a tranquil retreat in Tennessee.

ZIP codes for Monroe, TN (1)
ZIP code City County Map
38573 Monroe Overton View map

Demographics & statistics

1,958
Population
46.7
Median age
$57,734
Median household income
$31,277
Per capita income
$157,100
Median home value
$837
Median monthly rent
84.7%
Home ownership
7.0%
Poverty rate
2.0%
Unemployment
915
Housing units
16.2%
Bachelor's or higher

Age distribution

Male Female
94
Under 5
111
43
5–9
51
26
10–14
31
63
15–19
74
61
20–24
72
66
25–34
78
84
35–44
100
151
45–54
178
44
55–59
53
52
60–64
61
115
65–74
137
75
75–84
88
23
85+
27
← Male
Female →

Age summary

GroupCount%
Under 1842721.8%
18 and over1,53178.2%
65 and over46523.7%
Median age46.7 years

Race & ethnicity

White 97.1%
Two or more races 2%
Hispanic or Latino 0.9%
GroupCount%
White1,91897.1%
Two or more races402%
Hispanic or Latino170.9%

Household income

Under $10k 8.4%
$10k–$15k 2.6%
$15k–$25k 8.3%
$25k–$35k 9.4%
$35k–$50k 18.2%
$50k–$75k 9.7%
$75k–$100k 17.0%
$100k–$150k 6.9%
$150k–$200k 7.7%
$200k+ 11.7%
Range% of households
Under $10k8.4%
$10k–$15k2.6%
$15k–$25k8.3%
$25k–$35k9.4%
$35k–$50k18.2%
$50k–$75k9.7%
$75k–$100k17.0%
$100k–$150k6.9%
$150k–$200k7.7%
$200k+11.7%
Median income$57,734

Housing

Home values

Under $50k 19.9%
$50k–$100k 12.8%
$100k–$150k 14.1%
$150k–$200k 16.6%
$200k–$300k 11.3%
$300k–$500k 18.7%
$500k–$1M 5.6%
$1M+ 0.9%

Housing overview

MetricValue
Median home value$157,100
Median rent / month$837
Owner occupied84.7%
Renter occupied15.3%
Vacant23.3%
Single-family detached81.8%
Large apartment buildings0.0%
Mobile homes18.2%
Median rooms5.5
Avg household size (owned)2.24

Year built

Era%
2020 or later1.2%
2010–20194.3%
2000–200923.5%
1990–199919.4%
1980–19894.5%
1970–197918.6%
1960–196912.8%
1950–195910.0%
1940–19493.8%
1939 or earlier1.8%

Bedrooms

Size% of units
No bedroom (studio)2.0%
1 bedroom8.5%
2 bedrooms19.8%
3 bedrooms50.0%
4 bedrooms10.6%
5+ bedrooms9.2%

Vehicles per household

Vehicles% of households
No vehicle8.1%
1 vehicle16.1%
2 vehicles37.2%
3 or more38.6%

Heating fuel

Fuel type%
Utility gas3.5%
Electricity66.0%
Propane / LP gas25.7%
Wood4.2%
No fuel used0.6%

Households & families

Household typeCount%
Married-couple family48160.5%
Cohabiting couple313.9%
Male householder, no spouse17421.9%
Female householder, no spouse10913.7%
Households with children under 1821426.9%
Households with seniors (65+)32641.0%
Average household size2.46

Marital status

StatusMaleFemale
Never married15.7%26.9%
Married62.2%57.0%
Separated0.0%0.0%
Widowed3.3%8.6%
Divorced18.8%7.5%

Education

Less than 9th grade 5.0%
Some HS, no diploma 11.6%
HS graduate 45.2%
Some college, no degree 15.2%
Associate's degree 6.8%
Bachelor's degree 11.8%
Graduate / professional 4.4%
Metric%
HS diploma or higher83.4%
Bachelor's or higher16.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool145.4%
Kindergarten3312.7%
Elementary school11343.5%
High school8131.2%
College / grad school197.3%

Employment

Industry of employment

Education & healthcare 25.8%
Transportation & utilities 16.3%
Retail trade 14.0%
Other services 9.6%
Arts, food & hospitality 8.6%
Construction 8.2%
Manufacturing 7.6%
Agriculture & mining 6.1%
Professional & management 1.9%
Finance & real estate 1.3%
Wholesale trade 0.5%

Occupation

Category%
Management, business & arts37.6%
Service14.2%
Sales & office7.4%
Natural resources & construction19.3%
Production & transportation21.5%

Employment type

Type%
Private sector61.8%
Government25.5%
Self-employed12.1%
Unpaid family workers0.6%

Commute

Method%
Drive alone88.1%
Carpool5.3%
Public transit0.0%
Walk0.0%
Other means6.7%
Avg commute (minutes)33.9

Poverty

All people 7.0%
Under 18 years 2.3%
18 and over 8.4%
Married-couple families 3.1%
Female-led households 23.3%

Income support

Source% of households
Social Security43.9%
Retirement income24.9%
Supplemental Security3.4%
Cash public assistance2.6%
Food stamps / SNAP3.1%

Health indicators

Condition%
High blood pressure43.9%
High cholesterol39.5%
Heart disease9.3%
Stroke4.4%
Asthma10.9%
Arthritis35.2%
Kidney disease3.7%
Pulmonary disease12.4%
Cancer7.5%
Behavior / access%
Binge drinking13.4%
No physical activity30.8%
Less than 7 hrs sleep36.0%
Fair or poor health21.9%
Poor mental health17.9%
Poor physical health15.0%
No health insurance19.0%
Visited doctor (checkup)75.6%
Visited dentist51.3%
Cholesterol screening89.8%
Teeth loss23.1%

Veterans & disability

VeteransCount%
Civilian veterans22014.4%
Disability%
Any disability16.9%
Under 182.1%
18–64 years9.5%
65 and over47.5%

Health insurance coverage

Type%
Private insurance59.4%
Public insurance46.6%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,75389.5%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,958100.0%
Born in same state1,93498.8%
Born in different state1,34968.9%
Foreign born241.2%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab52426.8%
Italian27414%
French1547.9%
AncestryCount%
Polish271.4%
German80.4%
English40.2%

Technology access

Metric% of households
Computer access40.6%
Internet access79.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Monroe, TN have?
Monroe, TN has one ZIP code: 38573. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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