38577 ZIP Code — Pall Mall, TN

Fentress County, Tennessee

ZIP code 38577 is located in Pall Mall, Tennessee, within Fentress County. It covers approximately 88.06 square miles and serves a population of 1,579 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 38577

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $108,600. Owner-occupancy is high at 83%, well above the national average.

Median household income is $43,167. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (26%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 28%.

Overall, ZIP code 38577 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,579

population

88.06

sq mi land

Standard

ZIP type

Central (CT)

timezone

38577 ZIP code map

Cities in ZIP code 38577

Below are the cities the US Postal Service accepts for ZIP code 38577. Using any city not on this list may result in mail delivery delays.

City	Status
Pall Mall	Preferred

Nearby ZIP codes

38556 Jamestown (11.2 mi) 38549 Byrdstown (13.4 mi) 38504 Allardt (16 mi) 42603 Alpha (16.2 mi) 38573 Monroe (16.7 mi) 42602 Albany (17.4 mi) 42633 Monticello (17.5 mi) 38543 Alpine (18.3 mi) 37841 Oneida (19.9 mi)

Demographics updated 05/2026

Population
Total population	1,579
Population density	18 / sq mi
State FIPS	47
County FIPS	049

Geography
Land area	88.06 sq mi
Water area	0.01 sq mi
Latitude	36.5561
Longitude	-84.9253
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	66.9%	45.7%
$50k – $100k	28.9%	24.7%	30.9%
$100k – $200k	7.8%	7.4%	18.3%
Over $200k	3.1%	1.0%	5.1%

Demographics & statistics

1,579

Population

People per sq mi

29.9

Median age

$43,167

Median household income

$20,145

Per capita income

$108,600

Median home value

$905

Median monthly rent

83.3%

Home ownership

21.8%

Poverty rate

0.8%

Unemployment

520

Housing units

14.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

109

15–19

107

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	602	38.1%
18 and over	977	61.9%
65 and over	140	8.9%
Median age	29.9 years

Race & ethnicity

White 98.2%

Two or more races 1.1%

Black or African American 0.3%

Hispanic or Latino 0.3%

Group	Count	%
White	1,556	98.2%
Two or more races	18	1.1%
Black or African American	5	0.3%
Hispanic or Latino	5	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	66.9%	45.7%
$50k – $100k	28.9%	24.7%	30.9%
$100k – $200k	7.8%	7.4%	18.3%
Over $200k	3.1%	1.0%	5.1%

Under $10k 8.8%

$10k–$15k 19.5%

$15k–$25k 3.0%

$25k–$35k 10.0%

$35k–$50k 11.5%

$50k–$75k 12.4%

$75k–$100k 16.4%

$100k–$150k 15.0%

$200k+ 3.4%

Range	% of households
Under $10k	8.8%
$10k–$15k	19.5%
$15k–$25k	3.0%
$25k–$35k	10.0%
$35k–$50k	11.5%
$50k–$75k	12.4%
$75k–$100k	16.4%
$100k–$150k	15.0%
$200k+	3.4%
Median income	$43,167

Housing

Home values

Under $50k 18.3%

$50k–$100k 25.5%

$100k–$150k 20.5%

$150k–$200k 13.8%

$200k–$300k 9.5%

$300k–$500k 10.2%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$108,600
Median rent / month	$905
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	12.6%
Single-family detached	73.4%
Large apartment buildings	0.0%
Mobile homes	25.8%
Median rooms	6.0
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.0%
2010–2019	6.7%
2000–2009	12.6%
1990–1999	19.7%
1980–1989	10.2%
1970–1979	19.4%
1960–1969	10.0%
1950–1959	11.0%
1940–1949	5.6%
1939 or earlier	4.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.3%
2 bedrooms	16.6%
3 bedrooms	57.0%
4 bedrooms	18.2%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	38.7%
2 vehicles	19.5%
3 or more	40.8%

Heating fuel

Fuel type	%
Electricity	65.0%
Propane / LP gas	21.2%
Wood	13.7%

Households & families

Household type	Count	%
Married-couple family	223	41.9%
Cohabiting couple	5	0.9%
Male householder, no spouse	151	28.4%
Female householder, no spouse	153	28.8%
Households with children under 18	163	30.6%
Households with seniors (65+)	99	18.6%
Average household size	2.97

Marital status

Status	Male	Female
Never married	44.4%	38.5%
Married	38.8%	35.7%
Separated	0.6%	0.0%
Widowed	1.9%	14.9%
Divorced	14.2%	10.9%

Education

Less than 9th grade 16.4%

Some HS, no diploma 7.9%

HS graduate 38.0%

Some college, no degree 16.3%

Associate's degree 7.0%

Bachelor's degree 9.3%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	75.7%
Bachelor's or higher	14.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	73	11.2%
Kindergarten	18	2.8%
Elementary school	329	50.7%
High school	190	29.3%
College / grad school	39	6.0%

Employment

Industry of employment

Education & healthcare 27.0%

Construction 15.4%

Manufacturing 11.6%

Transportation & utilities 10.9%

Arts, food & hospitality 9.2%

Professional & management 8.9%

Public administration 6.9%

Retail trade 5.4%

Finance & real estate 2.2%

Other services 1.8%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	23.0%
Service	19.0%
Sales & office	21.3%
Natural resources & construction	14.8%
Production & transportation	22.0%

Employment type

Type	%
Private sector	75.8%
Government	16.6%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	93.1%
Carpool	5.0%
Public transit	0.0%
Walk	0.0%
Work from home	1.8%
Other means	0.0%
Avg commute (minutes)	27.0

Poverty

All people 21.8%

Under 18 years 23.3%

18 and over 21.2%

Married-couple families 14.3%

Female-led households 11.1%

Income support

Source	% of households
Social Security	34.0%
Retirement income	10.0%
Supplemental Security	21.8%
Cash public assistance	3.6%
Food stamps / SNAP	26.5%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	44.6%
High cholesterol	40.5%
Diabetes	15.5%
Heart disease	9.9%
Stroke	4.5%
Asthma	10.9%
Arthritis	36.3%
Kidney disease	3.9%
Pulmonary disease	12.3%
Cancer	8.0%

Behavior / access	%
Smoking	26.0%
Binge drinking	12.6%
No physical activity	29.7%
Less than 7 hrs sleep	35.8%
Depression	27.3%
Fair or poor health	21.4%
Poor mental health	17.4%
Poor physical health	14.6%
No health insurance	17.6%
Visited doctor (checkup)	76.3%
Visited dentist	52.1%
Cholesterol screening	90.7%
Teeth loss	21.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	67	6.9%

Disability	%
Any disability	27.6%
Under 18	37.0%
18–64 years	18.5%
65 and over	41.4%

Health insurance coverage

Type	%
Private insurance	47.4%
Public insurance	58.3%
No insurance	6.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,502	95.1%
Spanish	18	1.2%
Other Indo-European	18	1.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,572	99.6%
Born in same state	1,572	99.6%
Born in different state	1,287	81.5%
Foreign born	0	0.0%
Naturalized citizen	7	0.4%
Not a US citizen	7	100.0%

Ancestry

Ancestry	Count	%
Arab	252	16%
French	203	12.9%

Ancestry	Count	%
Italian	12	0.8%

Technology access

Metric	% of households
Computer access	33.7%
Internet access	87.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38577

What city is ZIP code 38577 in?

ZIP code 38577 is primarily assigned to Pall Mall, Tennessee.

What county is ZIP code 38577 in?

ZIP code 38577 falls within Fentress County, Tennessee.

Is ZIP code 38577 family-oriented?

38% of residents in ZIP code 38577 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 38577?

22% of residents in ZIP code 38577 live below the poverty line, above the national average.

How educated is the population of ZIP code 38577?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 38577 mostly owner-occupied?

83% of occupied units in ZIP code 38577 are owner-occupied, well above the national average.

What timezone is ZIP code 38577 in?

ZIP code 38577 observes the CST timezone.