42633 ZIP Code — Monticello, KY

Wayne County, Kentucky

ZIP code 42633 is located in Monticello, Kentucky, within Wayne County. It covers approximately 419.34 square miles and serves a population of 18,483 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 42633

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $114,700. Owner-occupancy sits near the national average at 73%.

Median household income is $41,970. Poverty affects 25% of residents, above the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (29%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 42633 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

18,483

population

419.34

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

42633 ZIP code map

Cities in ZIP code 42633

Below are the cities the US Postal Service accepts for ZIP code 42633. Using any city not on this list may result in mail delivery delays.

City	Status
Monticello	Acceptable
Monticello	Preferred

Nearby ZIP codes

42603 Alpha (10.1 mi) 42518 Bronston (12.6 mi) 42647 Stearns (13.4 mi) 42602 Albany (17.4 mi) 38577 Pall Mall (17.5 mi) 42544 Nancy (18.3 mi) 42519 Burnside (18.9 mi) 42653 Whitley City (19.3 mi) 42629 Jamestown (19.8 mi) 42642 Russell Springs (20 mi)

Demographics updated 05/2026

Population
Total population	18,483
Population density	44 / sq mi
State FIPS	21
County FIPS	231

Geography
Land area	419.34 sq mi
Water area	24.11 sq mi
Latitude	36.7929
Longitude	-84.8112
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.2%	60.2%	47.9%
$50k – $100k	28.7%	28.7%	30.3%
$100k – $200k	9.7%	9.7%	17.6%
Over $200k	1.5%	1.5%	4.2%

Demographics & statistics

18,483

Population

People per sq mi

43.2

Median age

$41,970

Median household income

$26,929

Per capita income

$114,700

Median home value

$677

Median monthly rent

72.5%

Home ownership

24.9%

Poverty rate

5.5%

Unemployment

7,194

Housing units

14.1%

Bachelor's or higher

Age distribution

Male Female

501

Under 5

519

471

5–9

488

534

10–14

553

527

15–19

546

591

20–24

612

1,134

25–34

1,172

1,068

35–44

1,105

1,139

45–54

1,178

611

55–59

632

608

60–64

628

1,100

65–74

1,137

641

75–84

663

160

85+

165

← Male

Female →

Age summary

Group	Count	%
Under 18	3,790	20.5%
18 and over	14,693	79.5%
65 and over	3,866	20.9%
Median age	43.2 years

Race & ethnicity

White 89.2%

Hispanic or Latino 3.6%

Other race 2.7%

Two or more races 2.6%

American Indian / Alaska Native 1.4%

Black or African American 0.5%

Group	Count	%
White	17,103	89.2%
Hispanic or Latino	699	3.6%
Other race	515	2.7%
Two or more races	492	2.6%
American Indian / Alaska Native	268	1.4%
Black or African American	97	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.2%	60.2%	47.9%
$50k – $100k	28.7%	28.7%	30.3%
$100k – $200k	9.7%	9.7%	17.6%
Over $200k	1.5%	1.5%	4.2%

Under $10k 7.7%

$10k–$15k 10.7%

$15k–$25k 13.0%

$25k–$35k 12.7%

$35k–$50k 13.6%

$50k–$75k 16.9%

$75k–$100k 11.1%

$100k–$150k 9.3%

$150k–$200k 3.0%

$200k+ 2.1%

Range	% of households
Under $10k	7.7%
$10k–$15k	10.7%
$15k–$25k	13.0%
$25k–$35k	12.7%
$35k–$50k	13.6%
$50k–$75k	16.9%
$75k–$100k	11.1%
$100k–$150k	9.3%
$150k–$200k	3.0%
$200k+	2.1%
Median income	$41,970

Housing

Home values

Under $50k 21.1%

$50k–$100k 22.5%

$100k–$150k 19.9%

$150k–$200k 15.5%

$200k–$300k 7.2%

$300k–$500k 10.0%

$500k–$1M 2.6%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$114,700
Median rent / month	$677
Owner occupied	72.5%
Renter occupied	27.5%
Vacant	20.0%
Single-family detached	64.9%
Large apartment buildings	0.6%
Mobile homes	26.0%
Median rooms	5.3
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.1%
2010–2019	7.8%
2000–2009	14.6%
1990–1999	19.6%
1980–1989	17.1%
1970–1979	18.5%
1960–1969	9.8%
1950–1959	6.3%
1940–1949	2.1%
1939 or earlier	4.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	3.1%
2 bedrooms	29.7%
3 bedrooms	49.5%
4 bedrooms	12.2%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	35.2%
2 vehicles	32.6%
3 or more	25.9%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	81.7%
Propane / LP gas	8.0%
Fuel oil	0.3%
Wood	7.9%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	3,796	51.4%
Cohabiting couple	291	3.9%
Male householder, no spouse	1,351	18.3%
Female householder, no spouse	1,948	26.4%
Households with children under 18	2,458	33.3%
Households with seniors (65+)	2,887	39.1%
Average household size	2.47

Marital status

Status	Male	Female
Never married	26.4%	24.3%
Married	55.9%	49.7%
Separated	2.1%	4.1%
Widowed	4.3%	11.4%
Divorced	11.3%	10.5%

Education

Less than 9th grade 12.6%

Some HS, no diploma 11.3%

HS graduate 39.8%

Some college, no degree 16.1%

Associate's degree 6.0%

Bachelor's degree 7.7%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	76.1%
Bachelor's or higher	14.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	124	3.9%
Kindergarten	167	5.3%
Elementary school	1,516	47.7%
High school	1,023	32.2%
College / grad school	346	10.9%

Employment

Industry of employment

Education & healthcare 22.2%

Manufacturing 20.8%

Retail trade 11.8%

Transportation & utilities 6.9%

Construction 6.5%

Professional & management 6.4%

Finance & real estate 5.9%

Arts, food & hospitality 5.4%

Agriculture & mining 5.2%

Public administration 4.3%

Other services 3.0%

Wholesale trade 0.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	23.0%
Service	14.2%
Sales & office	25.7%
Natural resources & construction	9.4%
Production & transportation	27.7%

Employment type

Type	%
Private sector	77.0%
Government	15.7%
Self-employed	7.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.8%
Carpool	13.0%
Public transit	0.2%
Walk	0.4%
Work from home	8.0%
Other means	0.6%
Avg commute (minutes)	21.5

Poverty

All people 24.9%

Under 18 years 37.3%

18 and over 21.8%

Married-couple families 9.1%

Female-led households 51.1%

Income support

Source	% of households
Social Security	46.9%
Retirement income	24.4%
Supplemental Security	14.7%
Cash public assistance	2.1%
Food stamps / SNAP	16.8%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	44.9%
High cholesterol	38.9%
Diabetes	14.5%
Heart disease	9.3%
Stroke	4.5%
Asthma	12.2%
Arthritis	35.3%
Kidney disease	3.8%
Pulmonary disease	14.0%
Cancer	7.0%

Behavior / access	%
Smoking	28.5%
Binge drinking	14.2%
No physical activity	37.1%
Less than 7 hrs sleep	39.3%
Depression	27.7%
Fair or poor health	26.6%
Poor mental health	19.9%
Poor physical health	17.7%
No health insurance	13.1%
Visited doctor (checkup)	76.8%
Visited dentist	45.4%
Cholesterol screening	88.1%
Teeth loss	25.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,043	7.1%

Disability	%
Any disability	24.1%
Under 18	3.9%
18–64 years	23.4%
65 and over	46.1%

Health insurance coverage

Type	%
Private insurance	46.2%
Public insurance	60.5%
No insurance	6.9%
Uninsured under 19	3.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,463	94.5%
Spanish	219	1.3%
Other Indo-European	207	1.2%
Asian & Pacific Islander	4	0.0%
Other languages	8	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,948	97.1%
Born in same state	17,868	96.7%
Born in different state	14,529	78.6%
Foreign born	80	0.4%
Naturalized citizen	535	2.9%
Not a US citizen	244	45.6%

Ancestry

Ancestry	Count	%
French	3,402	18.4%
Arab	2,216	12%
Italian	1,907	10.3%
English	171	0.9%

Ancestry	Count	%
Polish	22	0.1%
Dutch	19	0.1%
Norwegian	12	0.1%
Irish	9	0%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	82.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42633

What city is ZIP code 42633 in?

ZIP code 42633 is primarily assigned to Monticello, Kentucky.

What county is ZIP code 42633 in?

ZIP code 42633 falls within Wayne County, Kentucky.

What is the poverty rate in ZIP code 42633?

25% of residents in ZIP code 42633 live below the poverty line, above the national average.

Does ZIP code 42633 have a large retiree population?

47% of households in ZIP code 42633 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 42633?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 42633?

The median home value in ZIP code 42633 is $114,700.

What timezone is ZIP code 42633 in?

ZIP code 42633 observes the EST timezone.