Nancy ZIP Codes — Pulaski County, KY

There is one unique ZIP code in Nancy, Kentucky and it is 42544. Area code: 606.

ZIP codes

142.18

sq mi land

11.26

sq mi water

606

area code

Nancy, KY ZIP code map

About Nancy, KY

Nancy is a small yet charming community located in Pulaski County, Kentucky. It is well-known for its scenic beauty and proximity to several lakes, making it an appealing spot for outdoor enthusiasts. As a quaint town, Nancy offers a taste of rural life while being close to the amenities of larger cities nearby.

Location & geography

Situated in the south-central part of Kentucky, Nancy is approximately 10 miles from the city of Somerset and is surrounded by stunning landscapes. The total land area of Nancy spans 142.18 square miles, complemented by an additional 11.26 square miles of water, which enhances its natural beauty. The terrain is characterized by rolling hills and numerous waterways, including nearby Lake Cumberland, a popular recreational destination.

Community & economy

The community in Nancy is known for its friendly atmosphere and strong sense of local pride. Many residents are involved in agriculture, tourism, and small business enterprises, contributing to the local economy. Daily life in Nancy often revolves around family, community events, and enjoying the abundant outdoor activities available in the surrounding areas.

Transportation

Nancy is accessible via major roads including U.S. Route 27, which connects it to nearby cities and attractions. The nearest airport is Lake Cumberland Regional Airport, located about 20 miles away in Somerset, offering limited commercial flights. Public transportation options are limited, so most residents rely on personal vehicles for travel.

History

Nancy was established in the early 20th century, evolving as a rural community largely centered around agriculture and local trades. The town has witnessed various developments throughout its history, including the rise of tourism linked to Lake Cumberland, which has significantly boosted its economy. Over the years, Nancy has maintained its charm while adapting to the changing times, becoming a beloved spot for both locals and visitors.

Did you know?

One surprising fact about Nancy is that it is home to the famous Cumberland River, which is integral to the area's fishing and boating activities. Additionally, Nancy serves as a gateway to exploring the vast natural beauty of the Daniel Boone National Forest, making it a popular destination for outdoor adventurers.

ZIP codes for Nancy, KY (1)

ZIP code	City	County	Map
42544	Nancy	Pulaski	View map

Demographics & statistics

5,486

Population

51.3

Median age

$52,417

Median household income

$35,332

Per capita income

$140,300

Median home value

$670

Median monthly rent

91.0%

Home ownership

17.4%

Poverty rate

4.1%

Unemployment

3,536

Housing units

16.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

198

5–9

188

130

10–14

124

100

15–19

143

20–24

137

250

25–34

238

316

35–44

301

382

45–54

363

219

55–59

208

250

60–64

238

513

65–74

489

189

75–84

179

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	986	18.0%
18 and over	4,500	82.0%
65 and over	1,419	25.9%
Median age	51.3 years

Race & ethnicity

White 98.6%

Two or more races 1.4%

Group	Count	%
White	5,411	98.6%
Two or more races	75	1.4%

Household income

Under $10k 6.6%

$10k–$15k 8.2%

$15k–$25k 13.4%

$25k–$35k 7.4%

$35k–$50k 13.7%

$50k–$75k 13.2%

$75k–$100k 13.9%

$100k–$150k 13.9%

$150k–$200k 5.1%

$200k+ 4.5%

Range	% of households
Under $10k	6.6%
$10k–$15k	8.2%
$15k–$25k	13.4%
$25k–$35k	7.4%
$35k–$50k	13.7%
$50k–$75k	13.2%
$75k–$100k	13.9%
$100k–$150k	13.9%
$150k–$200k	5.1%
$200k+	4.5%
Median income	$52,417

Housing

Home values

Under $50k 18.4%

$50k–$100k 19.4%

$100k–$150k 15.6%

$150k–$200k 14.3%

$200k–$300k 17.9%

$300k–$500k 8.9%

$500k–$1M 5.0%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$140,300
Median rent / month	$670
Owner occupied	91.0%
Renter occupied	9.0%
Vacant	37.7%
Single-family detached	70.6%
Large apartment buildings	0.0%
Mobile homes	28.2%
Median rooms	5.5
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	1.3%
2010–2019	12.6%
2000–2009	18.2%
1990–1999	20.8%
1980–1989	10.6%
1970–1979	14.2%
1960–1969	11.6%
1950–1959	6.2%
1940–1949	1.2%
1939 or earlier	3.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	5.7%
2 bedrooms	16.7%
3 bedrooms	56.2%
4 bedrooms	14.6%
5+ bedrooms	6.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	27.7%
2 vehicles	32.8%
3 or more	35.4%

Heating fuel

Fuel type	%
Utility gas	7.0%
Electricity	82.8%
Propane / LP gas	2.2%
Wood	6.0%

Households & families

Household type	Count	%
Married-couple family	1,233	52.8%
Cohabiting couple	134	5.7%
Male householder, no spouse	569	24.4%
Female householder, no spouse	399	17.1%
Households with children under 18	601	25.7%
Households with seniors (65+)	1,030	44.1%
Average household size	2.35

Marital status

Status	Male	Female
Never married	18.2%	19.0%
Married	52.8%	58.1%
Separated	0.0%	0.3%
Widowed	10.6%	11.7%
Divorced	18.4%	10.8%

Education

Less than 9th grade 6.8%

Some HS, no diploma 7.3%

HS graduate 38.2%

Some college, no degree 19.3%

Associate's degree 12.0%

Bachelor's degree 10.9%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	16.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	0.9%
Kindergarten	71	8.0%
Elementary school	373	42.2%
High school	172	19.5%
College / grad school	259	29.3%

Employment

Industry of employment

Education & healthcare 31.0%

Retail trade 14.4%

Professional & management 8.3%

Public administration 8.3%

Construction 6.3%

Transportation & utilities 6.3%

Finance & real estate 6.1%

Manufacturing 4.4%

Arts, food & hospitality 4.3%

Information 3.3%

Other services 3.3%

Agriculture & mining 2.7%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	32.0%
Service	29.9%
Sales & office	22.0%
Natural resources & construction	9.3%
Production & transportation	6.9%

Employment type

Type	%
Private sector	68.2%
Government	22.6%
Self-employed	8.8%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	86.6%
Carpool	5.6%
Public transit	0.0%
Walk	1.6%
Other means	2.6%
Avg commute (minutes)	32.1

Poverty

All people 17.4%

Under 18 years 18.0%

18 and over 17.3%

Married-couple families 6.9%

Female-led households 33.2%

Income support

Source	% of households
Social Security	53.2%
Retirement income	33.3%
Supplemental Security	9.1%
Cash public assistance	2.1%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
High blood pressure	45.3%
High cholesterol	40.8%
Heart disease	9.3%
Stroke	4.2%
Asthma	11.6%
Arthritis	36.2%
Kidney disease	3.7%
Pulmonary disease	12.7%
Cancer	7.8%

Behavior / access	%
Binge drinking	14.0%
No physical activity	35.2%
Less than 7 hrs sleep	39.7%
Fair or poor health	22.9%
Poor mental health	17.8%
Poor physical health	16.1%
No health insurance	10.2%
Visited doctor (checkup)	78.2%
Visited dentist	53.5%
Cholesterol screening	91.0%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	342	7.6%

Disability	%
Any disability	29.2%
Under 18	4.7%
18–64 years	25.0%
65 and over	55.3%

Health insurance coverage

Type	%
Private insurance	58.5%
Public insurance	57.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,299	96.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,441	99.2%
Born in same state	5,441	99.2%
Born in different state	3,938	71.8%
Foreign born	0	0.0%
Naturalized citizen	45	0.8%
Not a US citizen	14	31.1%

Ancestry

Ancestry	Count	%
Arab	816	14.9%
Italian	749	13.7%
French	640	11.7%

Ancestry	Count	%
Polish	20	0.4%
Dutch	18	0.3%
English	12	0.2%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Nancy, KY have?

Nancy, KY has one ZIP code: 42544. Each ZIP code serves a distinct delivery area within the city and surrounding region.