42544 ZIP Code — Nancy, KY

Pulaski County, Kentucky

ZIP code 42544 is located in Nancy, Kentucky, within Pulaski County. It covers approximately 142.18 square miles and serves a population of 5,486 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 42544

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $140,300. Owner-occupancy is high at 91%, well above the national average.

The gap between median ($52,417) and mean household income suggests income inequality — a small number of higher earners pull the average up. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 29%.

Overall, ZIP code 42544 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,486

population

142.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

42544 ZIP code map

Cities in ZIP code 42544

Below are the cities the US Postal Service accepts for ZIP code 42544. Using any city not on this list may result in mail delivery delays.

City	Status
Nancy	Acceptable
Nancy	Preferred

Nearby ZIP codes

42553 Science Hill (9.3 mi) 42565 Windsor (9.5 mi) 42533 Ferguson (10.5 mi) 42642 Russell Springs (11.2 mi) 42518 Bronston (13 mi) 42528 Dunnville (16.3 mi) 42503 Somerset (16.7 mi) 42519 Burnside (16.9 mi) 42567 Eubank (17.1 mi) 42633 Monticello (18.3 mi) 42539 Liberty (18.8 mi) 42501 Somerset (19.2 mi)

Demographics updated 05/2026

Population
Total population	5,486
Population density	39 / sq mi
State FIPS	21
County FIPS	199

Geography
Land area	142.18 sq mi
Water area	11.26 sq mi
Latitude	37.0571
Longitude	-84.7872
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.5%	57.0%	47.9%
$50k – $100k	23.5%	27.5%	30.3%
$100k – $200k	14.0%	13.1%	17.6%
Over $200k	4.0%	2.3%	4.2%

Demographics & statistics

5,486

Population

People per sq mi

51.3

Median age

$52,417

Median household income

$35,332

Per capita income

$140,300

Median home value

$670

Median monthly rent

91.0%

Home ownership

17.4%

Poverty rate

4.1%

Unemployment

3,536

Housing units

16.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

198

5–9

188

130

10–14

124

100

15–19

143

20–24

137

250

25–34

238

316

35–44

301

382

45–54

363

219

55–59

208

250

60–64

238

513

65–74

489

189

75–84

179

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	986	18.0%
18 and over	4,500	82.0%
65 and over	1,419	25.9%
Median age	51.3 years

Race & ethnicity

White 98.6%

Two or more races 1.4%

Group	Count	%
White	5,411	98.6%
Two or more races	75	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.5%	57.0%	47.9%
$50k – $100k	23.5%	27.5%	30.3%
$100k – $200k	14.0%	13.1%	17.6%
Over $200k	4.0%	2.3%	4.2%

Under $10k 6.6%

$10k–$15k 8.2%

$15k–$25k 13.4%

$25k–$35k 7.4%

$35k–$50k 13.7%

$50k–$75k 13.2%

$75k–$100k 13.9%

$100k–$150k 13.9%

$150k–$200k 5.1%

$200k+ 4.5%

Range	% of households
Under $10k	6.6%
$10k–$15k	8.2%
$15k–$25k	13.4%
$25k–$35k	7.4%
$35k–$50k	13.7%
$50k–$75k	13.2%
$75k–$100k	13.9%
$100k–$150k	13.9%
$150k–$200k	5.1%
$200k+	4.5%
Median income	$52,417

Housing

Home values

Under $50k 18.4%

$50k–$100k 19.4%

$100k–$150k 15.6%

$150k–$200k 14.3%

$200k–$300k 17.9%

$300k–$500k 8.9%

$500k–$1M 5.0%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$140,300
Median rent / month	$670
Owner occupied	91.0%
Renter occupied	9.0%
Vacant	37.7%
Single-family detached	70.6%
Large apartment buildings	0.0%
Mobile homes	28.2%
Median rooms	5.5
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	1.3%
2010–2019	12.6%
2000–2009	18.2%
1990–1999	20.8%
1980–1989	10.6%
1970–1979	14.2%
1960–1969	11.6%
1950–1959	6.2%
1940–1949	1.2%
1939 or earlier	3.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	5.7%
2 bedrooms	16.7%
3 bedrooms	56.2%
4 bedrooms	14.6%
5+ bedrooms	6.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	27.7%
2 vehicles	32.8%
3 or more	35.4%

Heating fuel

Fuel type	%
Utility gas	7.0%
Electricity	82.8%
Propane / LP gas	2.2%
Wood	6.0%

Households & families

Household type	Count	%
Married-couple family	1,233	52.8%
Cohabiting couple	134	5.7%
Male householder, no spouse	569	24.4%
Female householder, no spouse	399	17.1%
Households with children under 18	601	25.7%
Households with seniors (65+)	1,030	44.1%
Average household size	2.35

Marital status

Status	Male	Female
Never married	18.2%	19.0%
Married	52.8%	58.1%
Separated	0.0%	0.3%
Widowed	10.6%	11.7%
Divorced	18.4%	10.8%

Education

Less than 9th grade 6.8%

Some HS, no diploma 7.3%

HS graduate 38.2%

Some college, no degree 19.3%

Associate's degree 12.0%

Bachelor's degree 10.9%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	16.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	0.9%
Kindergarten	71	8.0%
Elementary school	373	42.2%
High school	172	19.5%
College / grad school	259	29.3%

Employment

Industry of employment

Education & healthcare 31.0%

Retail trade 14.4%

Professional & management 8.3%

Public administration 8.3%

Construction 6.3%

Transportation & utilities 6.3%

Finance & real estate 6.1%

Manufacturing 4.4%

Arts, food & hospitality 4.3%

Information 3.3%

Other services 3.3%

Agriculture & mining 2.7%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	32.0%
Service	29.9%
Sales & office	22.0%
Natural resources & construction	9.3%
Production & transportation	6.9%

Employment type

Type	%
Private sector	68.2%
Government	22.6%
Self-employed	8.8%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	86.6%
Carpool	5.6%
Public transit	0.0%
Walk	1.6%
Work from home	3.6%
Other means	2.6%
Avg commute (minutes)	32.1

Poverty

All people 17.4%

Under 18 years 18.0%

18 and over 17.3%

Married-couple families 6.9%

Female-led households 33.2%

Income support

Source	% of households
Social Security	53.2%
Retirement income	33.3%
Supplemental Security	9.1%
Cash public assistance	2.1%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	45.3%
High cholesterol	40.8%
Diabetes	14.1%
Heart disease	9.3%
Stroke	4.2%
Asthma	11.6%
Arthritis	36.2%
Kidney disease	3.7%
Pulmonary disease	12.7%
Cancer	7.8%

Behavior / access	%
Smoking	24.5%
Binge drinking	14.0%
No physical activity	35.2%
Less than 7 hrs sleep	39.7%
Depression	25.6%
Fair or poor health	22.9%
Poor mental health	17.8%
Poor physical health	16.1%
No health insurance	10.2%
Visited doctor (checkup)	78.2%
Visited dentist	53.5%
Cholesterol screening	91.0%
Teeth loss	21.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	342	7.6%

Disability	%
Any disability	29.2%
Under 18	4.7%
18–64 years	25.0%
65 and over	55.3%

Health insurance coverage

Type	%
Private insurance	58.5%
Public insurance	57.8%
No insurance	2.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,299	96.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,441	99.2%
Born in same state	5,441	99.2%
Born in different state	3,938	71.8%
Foreign born	0	0.0%
Naturalized citizen	45	0.8%
Not a US citizen	14	31.1%

Ancestry

Ancestry	Count	%
Arab	816	14.9%
Italian	749	13.7%
French	640	11.7%

Ancestry	Count	%
Polish	20	0.4%
Dutch	18	0.3%
English	12	0.2%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42544

What city is ZIP code 42544 in?

ZIP code 42544 is primarily assigned to Nancy, Kentucky.

What county is ZIP code 42544 in?

ZIP code 42544 falls within Pulaski County, Kentucky.

Does ZIP code 42544 have a large retiree population?

53% of households in ZIP code 42544 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 42544 mostly owner-occupied?

91% of occupied units in ZIP code 42544 are owner-occupied, well above the national average.

Does ZIP code 42544 have an older population?

26% of residents in ZIP code 42544 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 42544?

17% of residents in ZIP code 42544 live below the poverty line, above the national average.

What timezone is ZIP code 42544 in?

ZIP code 42544 observes the EST timezone.