10528 ZIP Code — Harrison, NY

Westchester County, New York

ZIP code 10528 is located in Harrison, New York, within Westchester County. It covers approximately 3.78 square miles and serves a population of 13,352 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10528

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $892,800. Owner-occupancy sits near the national average at 57%.

The gap between median ($143,559) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

13,352

population

3.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10528 ZIP code map

Cities in ZIP code 10528

Below are the cities the US Postal Service accepts for ZIP code 10528. Using any city not on this list may result in mail delivery delays.

City	Status
Harrison	Preferred

Nearby ZIP codes

10580 Rye (1.6 mi) 10543 Mamaroneck (2.1 mi) 10605 White Plains (2.3 mi) 10538 Larchmont (3.6 mi) 10573 Port Chester (3.8 mi) 10583 Scarsdale (3.9 mi) 10606 White Plains (4 mi) 10577 Purchase (4 mi) 10804 New Rochelle (4 mi) 10601 White Plains (4.3 mi) 10709 Eastchester (4.9 mi) 10604 West Harrison (5 mi)

Demographics updated 05/2026

Population
Total population	13,352
Population density	3,532 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	3.78 sq mi
Water area	0.00 sq mi
Latitude	40.9794
Longitude	-73.7207
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.0%	27.3%	37.0%
$50k – $100k	18.7%	23.0%	27.0%
$100k – $200k	32.9%	26.5%	24.4%
Over $200k	32.4%	23.2%	11.5%

Demographics & statistics

13,352

Population

3,532

People per sq mi

40.5

Median age

$143,559

Median household income

$78,282

Per capita income

$892,800

Median home value

$2,585

Median monthly rent

57.3%

Home ownership

6.3%

Poverty rate

3.5%

Unemployment

2,851

Housing units

56.1%

Bachelor's or higher

Age distribution

Male Female

364

Under 5

422

441

5–9

511

494

10–14

574

464

15–19

539

275

20–24

319

568

25–34

658

917

35–44

1,063

1,082

45–54

1,255

325

55–59

378

368

60–64

426

506

65–74

587

259

75–84

301

119

85+

137

← Male

Female →

Age summary

Group	Count	%
Under 18	3,549	26.6%
18 and over	9,803	73.4%
65 and over	1,909	14.3%
Median age	40.5 years

Race & ethnicity

White 72.4%

Asian 9.2%

Hispanic or Latino 6.8%

Two or more races 4.3%

Other race 3.9%

Black or African American 3.4%

Group	Count	%
White	10,368	72.4%
Asian	1,315	9.2%
Hispanic or Latino	976	6.8%
Two or more races	623	4.3%
Other race	556	3.9%
Black or African American	490	3.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.0%	27.3%	37.0%
$50k – $100k	18.7%	23.0%	27.0%
$100k – $200k	32.9%	26.5%	24.4%
Over $200k	32.4%	23.2%	11.5%

Under $10k 4.4%

$10k–$15k 1.1%

$15k–$25k 1.7%

$25k–$35k 4.4%

$35k–$50k 3.7%

$50k–$75k 6.0%

$75k–$100k 7.5%

$100k–$150k 25.9%

$150k–$200k 9.7%

$200k+ 35.6%

Range	% of households
Under $10k	4.4%
$10k–$15k	1.1%
$15k–$25k	1.7%
$25k–$35k	4.4%
$35k–$50k	3.7%
$50k–$75k	6.0%
$75k–$100k	7.5%
$100k–$150k	25.9%
$150k–$200k	9.7%
$200k+	35.6%
Median income	$143,559

Housing

Home values

Under $50k 1.0%

$50k–$100k 1.0%

$100k–$150k 1.6%

$150k–$200k 2.6%

$200k–$300k 1.3%

$300k–$500k 8.2%

$500k–$1M 43.5%

$1M+ 40.8%

Housing overview

Metric	Value
Median home value	$892,800
Median rent / month	$2,585
Owner occupied	57.3%
Renter occupied	42.7%
Vacant	4.3%
Single-family detached	47.6%
Large apartment buildings	13.3%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	3.04

Year built

Era	%
2020 or later	0.7%
2010–2019	3.7%
2000–2009	6.5%
1990–1999	5.0%
1980–1989	7.9%
1970–1979	12.3%
1960–1969	14.6%
1950–1959	18.4%
1940–1949	6.9%
1939 or earlier	23.9%

Bedrooms

Size	% of units
No bedroom (studio)	4.8%
1 bedroom	11.4%
2 bedrooms	14.8%
3 bedrooms	34.6%
4 bedrooms	17.2%
5+ bedrooms	17.3%

Vehicles per household

Vehicles	% of households
No vehicle	9.2%
1 vehicle	25.1%
2 vehicles	42.3%
3 or more	23.4%

Heating fuel

Fuel type	%
Utility gas	75.9%
Electricity	4.9%
Propane / LP gas	2.0%
Fuel oil	16.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,797	60.7%
Cohabiting couple	243	5.3%
Male householder, no spouse	633	13.7%
Female householder, no spouse	938	20.3%
Households with children under 18	2,021	43.8%
Households with seniors (65+)	1,366	29.6%
Average household size	2.89

Marital status

Status	Male	Female
Never married	27.2%	32.7%
Married	60.6%	52.5%
Separated	0.7%	2.7%
Widowed	2.4%	5.9%
Divorced	9.2%	6.2%

Education

Less than 9th grade 0.4%

Some HS, no diploma 2.9%

HS graduate 15.5%

Some college, no degree 15.0%

Associate's degree 10.1%

Bachelor's degree 33.9%

Graduate / professional 22.2%

Metric	%
HS diploma or higher	96.6%
Bachelor's or higher	56.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	277	7.1%
Kindergarten	123	3.1%
Elementary school	1,776	45.3%
High school	853	21.7%
College / grad school	894	22.8%

Employment

Industry of employment

Education & healthcare 26.6%

Finance & real estate 22.4%

Professional & management 14.4%

Retail trade 6.3%

Arts, food & hospitality 6.1%

Other services 4.6%

Construction 4.4%

Wholesale trade 3.6%

Public administration 3.4%

Manufacturing 3.0%

Transportation & utilities 3.0%

Information 2.2%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	57.0%
Service	13.1%
Sales & office	21.2%
Natural resources & construction	2.8%
Production & transportation	6.0%

Employment type

Type	%
Private sector	84.6%
Government	11.5%
Self-employed	3.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	53.3%
Carpool	5.3%
Public transit	25.0%
Walk	2.6%
Work from home	13.7%
Other means	0.1%
Avg commute (minutes)	32.1

Poverty

All people 6.3%

Under 18 years 5.3%

18 and over 6.6%

Married-couple families 1.8%

Female-led households 22.0%

Income support

Source	% of households
Social Security	27.0%
Retirement income	20.9%
Supplemental Security	1.7%
Cash public assistance	2.0%
Food stamps / SNAP	4.6%

Health indicators

Condition	%
Obesity	18.8%
High blood pressure	24.9%
High cholesterol	28.7%
Diabetes	7.2%
Heart disease	4.9%
Stroke	2.2%
Asthma	8.6%
Arthritis	18.7%
Kidney disease	2.4%
Pulmonary disease	4.6%
Cancer	7.1%

Behavior / access	%
Smoking	10.7%
Binge drinking	15.8%
No physical activity	17.9%
Less than 7 hrs sleep	30.2%
Depression	17.1%
Fair or poor health	8.5%
Poor mental health	11.6%
Poor physical health	7.5%
No health insurance	8.9%
Visited doctor (checkup)	76.6%
Visited dentist	75.2%
Cholesterol screening	93.0%
Teeth loss	8.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	401	4.1%

Disability	%
Any disability	4.0%
Under 18	3.2%
18–64 years	1.5%
65 and over	15.8%

Health insurance coverage

Type	%
Private insurance	86.0%
Public insurance	21.1%
No insurance	3.5%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,566	94.1%
Spanish	1,247	9.9%
Other Indo-European	231	1.8%
Asian & Pacific Islander	362	2.9%
Other languages	654	5.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,428	78.1%
Born in same state	10,142	76.0%
Born in different state	6,823	51.1%
Foreign born	286	2.1%
Naturalized citizen	2,924	21.9%
Not a US citizen	1,145	39.2%

Ancestry

Ancestry	Count	%
Italian	1,774	13.3%
Arab	1,009	7.6%
French	332	2.5%
Irish	72	0.5%

Ancestry	Count	%
German	68	0.5%
Norwegian	7	0.1%
English	5	0%
Dutch	4	0%

Technology access

Metric	% of households
Computer access	34.5%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10528

What city is ZIP code 10528 in?

ZIP code 10528 is primarily assigned to Harrison, New York.

What county is ZIP code 10528 in?

ZIP code 10528 falls within Westchester County, New York.

How educated is the population of ZIP code 10528?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 10528?

The median household income in ZIP code 10528 is $143,559, above the national median of ~$75,000.

What is the typical home value in ZIP code 10528?

The median home value in ZIP code 10528 is $892,800.

What is the population of ZIP code 10528?

ZIP code 10528 has an estimated population of 13,352 residents, with a density of 3,533 people per square mile.

What timezone is ZIP code 10528 in?

ZIP code 10528 observes the EST timezone.