10605 ZIP Code — White Plains, NY

Westchester County, New York

ZIP code 10605 is located in White Plains, New York, within Westchester County. It covers approximately 5.37 square miles and serves a population of 19,800 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10605

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $746,600. Owner-occupancy sits near the national average at 74%.

The gap between median ($140,262) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 65% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10605 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

19,800

population

5.37

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10605 ZIP code map

Cities in ZIP code 10605

Below are the cities the US Postal Service accepts for ZIP code 10605. Using any city not on this list may result in mail delivery delays.

City	Status
White Plains	Acceptable
White Plains	Preferred

Nearby ZIP codes

10606 White Plains (1.9 mi) 10601 White Plains (2 mi) 10528 Harrison (2.3 mi) 10577 Purchase (2.5 mi) 10583 Scarsdale (2.9 mi) 10604 West Harrison (3.1 mi) 10580 Rye (3.5 mi) 10573 Port Chester (3.6 mi) 10530 Hartsdale (3.6 mi) 10530 Hartsdale (3.6 mi) 10603 White Plains (3.9 mi) 10543 Mamaroneck (3.9 mi)

Demographics updated 05/2026

Population
Total population	19,800
Population density	3,687 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	5.37 sq mi
Water area	0.01 sq mi
Latitude	41.0077
Longitude	-73.7440
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.4%	27.3%	37.0%
$50k – $100k	21.2%	23.0%	27.0%
$100k – $200k	29.0%	26.5%	24.4%
Over $200k	26.4%	23.2%	11.5%

Demographics & statistics

19,800

Population

3,687

People per sq mi

46.7

Median age

$140,262

Median household income

$79,794

Per capita income

$746,600

Median home value

$2,044

Median monthly rent

73.6%

Home ownership

5.8%

Poverty rate

6.0%

Unemployment

6,351

Housing units

64.5%

Bachelor's or higher

Age distribution

Male Female

476

Under 5

503

553

5–9

586

404

10–14

427

329

15–19

349

726

20–24

769

1,019

25–34

1,079

35–44

1,142

1,204

45–54

1,275

636

55–59

674

907

60–64

960

1,138

65–74

1,205

658

75–84

697

488

85+

517

← Male

Female →

Age summary

Group	Count	%
Under 18	3,494	17.6%
18 and over	16,306	82.4%
65 and over	4,703	23.8%
Median age	46.7 years

Race & ethnicity

White 62.8%

Hispanic or Latino 10.3%

Black or African American 7.7%

Other race 7.6%

Two or more races 5.8%

Asian 5.7%

Group	Count	%
White	13,874	62.8%
Hispanic or Latino	2,280	10.3%
Black or African American	1,709	7.7%
Other race	1,683	7.6%
Two or more races	1,285	5.8%
Asian	1,249	5.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.4%	27.3%	37.0%
$50k – $100k	21.2%	23.0%	27.0%
$100k – $200k	29.0%	26.5%	24.4%
Over $200k	26.4%	23.2%	11.5%

Under $10k 3.4%

$10k–$15k 1.9%

$15k–$25k 4.1%

$25k–$35k 5.4%

$35k–$50k 6.2%

$50k–$75k 8.2%

$75k–$100k 8.3%

$100k–$150k 16.9%

$150k–$200k 10.8%

$200k+ 34.7%

Range	% of households
Under $10k	3.4%
$10k–$15k	1.9%
$15k–$25k	4.1%
$25k–$35k	5.4%
$35k–$50k	6.2%
$50k–$75k	8.2%
$75k–$100k	8.3%
$100k–$150k	16.9%
$150k–$200k	10.8%
$200k+	34.7%
Median income	$140,262

Housing

Home values

Under $50k 1.4%

$50k–$100k 1.5%

$100k–$150k 0.9%

$150k–$200k 5.3%

$200k–$300k 6.2%

$300k–$500k 9.3%

$500k–$1M 52.9%

$1M+ 22.5%

Housing overview

Metric	Value
Median home value	$746,600
Median rent / month	$2,044
Owner occupied	73.6%
Renter occupied	26.4%
Vacant	6.9%
Single-family detached	49.5%
Large apartment buildings	32.7%
Mobile homes	0.0%
Median rooms	5.8
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.4%
2010–2019	4.7%
2000–2009	5.1%
1990–1999	5.8%
1980–1989	9.0%
1970–1979	4.1%
1960–1969	10.0%
1950–1959	23.6%
1940–1949	6.4%
1939 or earlier	31.0%

Bedrooms

Size	% of units
No bedroom (studio)	6.6%
1 bedroom	17.9%
2 bedrooms	18.3%
3 bedrooms	29.7%
4 bedrooms	19.4%
5+ bedrooms	8.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.1%
1 vehicle	37.5%
2 vehicles	40.2%
3 or more	14.2%

Heating fuel

Fuel type	%
Utility gas	61.2%
Electricity	9.0%
Propane / LP gas	2.2%
Fuel oil	26.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,160	53.0%
Cohabiting couple	311	4.0%
Male householder, no spouse	1,151	14.7%
Female householder, no spouse	2,227	28.4%
Households with children under 18	2,001	25.5%
Households with seniors (65+)	3,150	40.1%
Average household size	2.47

Marital status

Status	Male	Female
Never married	32.9%	29.9%
Married	57.2%	49.5%
Separated	0.9%	2.5%
Widowed	2.8%	8.9%
Divorced	6.2%	9.2%

Education

Less than 9th grade 2.8%

Some HS, no diploma 5.2%

HS graduate 12.8%

Some college, no degree 8.5%

Associate's degree 6.2%

Bachelor's degree 27.7%

Graduate / professional 36.8%

Metric	%
HS diploma or higher	92.0%
Bachelor's or higher	64.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	451	11.4%
Kindergarten	172	4.4%
Elementary school	1,538	39.0%
High school	807	20.4%
College / grad school	979	24.8%

Employment

Industry of employment

Education & healthcare 32.9%

Professional & management 18.6%

Finance & real estate 12.3%

Arts, food & hospitality 6.4%

Retail trade 5.5%

Wholesale trade 4.6%

Construction 4.1%

Information 3.9%

Transportation & utilities 3.5%

Other services 3.0%

Manufacturing 2.7%

Public administration 2.4%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	58.8%
Service	11.5%
Sales & office	21.0%
Natural resources & construction	5.0%
Production & transportation	3.8%

Employment type

Type	%
Private sector	82.4%
Government	13.6%
Self-employed	3.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	54.1%
Carpool	5.7%
Public transit	9.9%
Walk	5.9%
Work from home	21.0%
Other means	3.4%
Avg commute (minutes)	27.5

Poverty

All people 5.8%

Under 18 years 1.5%

18 and over 6.8%

Married-couple families 2.5%

Female-led households 9.3%

Income support

Source	% of households
Social Security	38.0%
Retirement income	34.1%
Supplemental Security	1.7%
Cash public assistance	3.3%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	20.2%
High blood pressure	27.8%
High cholesterol	31.2%
Diabetes	8.6%
Heart disease	5.6%
Stroke	2.5%
Asthma	8.8%
Arthritis	20.5%
Kidney disease	2.8%
Pulmonary disease	4.9%
Cancer	7.7%

Behavior / access	%
Smoking	10.2%
Binge drinking	14.4%
No physical activity	19.3%
Less than 7 hrs sleep	30.3%
Depression	16.5%
Fair or poor health	9.8%
Poor mental health	11.3%
Poor physical health	8.1%
No health insurance	10.1%
Visited doctor (checkup)	78.3%
Visited dentist	74.1%
Cholesterol screening	93.5%
Teeth loss	8.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	687	4.2%

Disability	%
Any disability	10.4%
Under 18	2.0%
18–64 years	5.8%
65 and over	28.2%

Health insurance coverage

Type	%
Private insurance	82.9%
Public insurance	31.0%
No insurance	3.6%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,821	95.1%
Spanish	1,870	9.9%
Other Indo-European	1,213	6.4%
Asian & Pacific Islander	416	2.2%
Other languages	199	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,849	75.0%
Born in same state	14,284	72.1%
Born in different state	11,839	59.8%
Foreign born	565	2.9%
Naturalized citizen	4,951	25.0%
Not a US citizen	3,622	73.2%

Ancestry

Ancestry	Count	%
Italian	2,623	13.2%
Arab	1,011	5.1%
French	984	5%
Norwegian	242	1.2%
Irish	100	0.5%

Ancestry	Count	%
Polish	66	0.3%
English	40	0.2%
German	29	0.1%
Dutch	26	0.1%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10605

What city is ZIP code 10605 in?

ZIP code 10605 is primarily assigned to White Plains, New York.

What county is ZIP code 10605 in?

ZIP code 10605 falls within Westchester County, New York.

How educated is the population of ZIP code 10605?

65% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 10605 have a large retiree population?

38% of households in ZIP code 10605 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 10605?

The median household income in ZIP code 10605 is $140,262, above the national median of ~$75,000.

What is the typical home value in ZIP code 10605?

The median home value in ZIP code 10605 is $746,600.

What timezone is ZIP code 10605 in?

ZIP code 10605 observes the EST timezone.