45426 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45426 is located in Dayton, Ohio, within Montgomery County. It covers approximately 19.90 square miles and serves a population of 13,591 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45426

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $99,200. Owner-occupancy sits near the national average at 53%.

Median household income is $45,897. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of obesity (49%), diabetes (20%), smoking (25%) compared to national benchmarks.

Overall, ZIP code 45426 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

13,591

population

19.90

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45426 ZIP code map

Cities in ZIP code 45426

Below are the cities the US Postal Service accepts for ZIP code 45426. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable
Dayton	Preferred

Nearby ZIP codes

45416 Dayton (3.5 mi) 45315 Clayton (4 mi) 45315 Clayton (4 mi) 45406 Dayton (4.2 mi) 45415 Dayton (4.4 mi) 45415 Dayton (4.4 mi) 45417 Dayton (5.1 mi) 45405 Dayton (5.5 mi) 45309 Brookville (5.7 mi) 45414 Dayton (5.7 mi) 45345 New Lebanon (6 mi) 45322 Englewood (6.2 mi)

Demographics updated 05/2026

Population
Total population	13,591
Population density	683 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	19.90 sq mi
Water area	0.02 sq mi
Latitude	39.7974
Longitude	-84.3190
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.0%	46.3%	43.3%
$50k – $100k	23.7%	30.6%	31.4%
$100k – $200k	11.8%	18.5%	20.0%
Over $200k	0.4%	4.5%	5.2%

Demographics & statistics

13,591

Population

683

People per sq mi

44.2

Median age

$45,897

Median household income

$29,097

Per capita income

$99,200

Median home value

$883

Median monthly rent

52.9%

Home ownership

26.5%

Poverty rate

10.3%

Unemployment

4,372

Housing units

21.0%

Bachelor's or higher

Age distribution

Male Female

249

Under 5

328

416

5–9

548

379

10–14

501

275

15–19

363

357

20–24

472

682

25–34

899

599

35–44

791

823

45–54

1,085

345

55–59

454

397

60–64

524

714

65–74

941

466

75–84

614

159

85+

210

← Male

Female →

Age summary

Group	Count	%
Under 18	2,920	21.5%
18 and over	10,671	78.5%
65 and over	3,104	22.8%
Median age	44.2 years

Race & ethnicity

Black or African American 70.7%

White 21%

Two or more races 6.1%

Hispanic or Latino 1.4%

Other race 0.3%

Asian 0.3%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
Black or African American	9,751	70.7%
White	2,890	21%
Two or more races	841	6.1%
Hispanic or Latino	199	1.4%
Other race	46	0.3%
Asian	35	0.3%
Native Hawaiian / Pacific Islander	24	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	64.0%	46.3%	43.3%
$50k – $100k	23.7%	30.6%	31.4%
$100k – $200k	11.8%	18.5%	20.0%
Over $200k	0.4%	4.5%	5.2%

Under $10k 7.2%

$10k–$15k 12.0%

$15k–$25k 8.7%

$25k–$35k 10.3%

$35k–$50k 16.3%

$50k–$75k 21.1%

$75k–$100k 8.8%

$100k–$150k 11.2%

$150k–$200k 2.3%

$200k+ 2.1%

Range	% of households
Under $10k	7.2%
$10k–$15k	12.0%
$15k–$25k	8.7%
$25k–$35k	10.3%
$35k–$50k	16.3%
$50k–$75k	21.1%
$75k–$100k	8.8%
$100k–$150k	11.2%
$150k–$200k	2.3%
$200k+	2.1%
Median income	$45,897

Housing

Home values

Under $50k 8.0%

$50k–$100k 43.0%

$100k–$150k 29.0%

$150k–$200k 8.3%

$200k–$300k 10.3%

$300k–$500k 1.0%

$500k–$1M 0.4%

Housing overview

Metric	Value
Median home value	$99,200
Median rent / month	$883
Owner occupied	52.9%
Renter occupied	47.1%
Vacant	12.8%
Single-family detached	55.2%
Large apartment buildings	8.3%
Mobile homes	0.3%
Median rooms	5.3
Avg household size (owned)	1.92

Year built

Era	%
2020 or later	0.0%
2010–2019	1.5%
2000–2009	4.3%
1990–1999	7.3%
1980–1989	7.8%
1970–1979	25.9%
1960–1969	24.9%
1950–1959	15.3%
1940–1949	6.0%
1939 or earlier	6.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	13.1%
2 bedrooms	33.1%
3 bedrooms	41.5%
4 bedrooms	8.7%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	17.1%
1 vehicle	44.8%
2 vehicles	23.9%
3 or more	14.2%

Heating fuel

Fuel type	%
Utility gas	55.1%
Electricity	40.7%
Propane / LP gas	2.4%
Fuel oil	1.4%
Wood	0.4%

Households & families

Household type	Count	%
Married-couple family	1,581	24.5%
Cohabiting couple	468	7.2%
Male householder, no spouse	1,508	23.3%
Female householder, no spouse	2,909	45.0%
Households with children under 18	1,481	22.9%
Households with seniors (65+)	2,439	37.7%
Average household size	2.06

Marital status

Status	Male	Female
Never married	38.6%	39.2%
Married	34.9%	27.0%
Separated	1.7%	3.1%
Widowed	9.7%	11.7%
Divorced	15.1%	19.1%

Education

Less than 9th grade 1.0%

Some HS, no diploma 4.8%

HS graduate 34.6%

Some college, no degree 25.2%

Associate's degree 13.3%

Bachelor's degree 11.9%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	21.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	223	7.2%
Kindergarten	228	7.4%
Elementary school	1,489	48.3%
High school	525	17.0%
College / grad school	617	20.0%

Employment

Industry of employment

Education & healthcare 32.3%

Manufacturing 14.9%

Professional & management 10.3%

Retail trade 9.8%

Arts, food & hospitality 8.7%

Transportation & utilities 6.8%

Finance & real estate 4.5%

Public administration 4.2%

Other services 3.7%

Construction 3.5%

Wholesale trade 0.6%

Information 0.6%

Occupation

Category	%
Management, business & arts	28.2%
Service	24.6%
Sales & office	17.0%
Natural resources & construction	5.4%
Production & transportation	24.9%

Employment type

Type	%
Private sector	77.0%
Government	19.6%
Self-employed	3.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.6%
Carpool	9.6%
Public transit	4.2%
Walk	1.1%
Work from home	4.4%
Other means	0.1%
Avg commute (minutes)	27.2

Poverty

All people 26.5%

Under 18 years 44.8%

18 and over 21.5%

Married-couple families 11.4%

Female-led households 36.8%

Income support

Source	% of households
Social Security	33.2%
Retirement income	31.6%
Supplemental Security	6.2%
Cash public assistance	2.5%
Food stamps / SNAP	21.3%

Health indicators

Condition	%
Obesity	48.8%
High blood pressure	48.7%
High cholesterol	33.9%
Diabetes	20.1%
Heart disease	9.1%
Stroke	6.0%
Asthma	13.1%
Arthritis	35.1%
Kidney disease	4.7%
Pulmonary disease	11.3%
Cancer	7.2%

Behavior / access	%
Smoking	24.6%
Binge drinking	12.0%
No physical activity	37.5%
Less than 7 hrs sleep	45.5%
Depression	20.7%
Fair or poor health	26.3%
Poor mental health	17.8%
Poor physical health	14.8%
No health insurance	15.7%
Visited doctor (checkup)	85.3%
Visited dentist	50.5%
Cholesterol screening	90.6%
Teeth loss	22.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,099	10.3%

Disability	%
Any disability	18.9%
Under 18	6.7%
18–64 years	18.0%
65 and over	33.4%

Health insurance coverage

Type	%
Private insurance	56.3%
Public insurance	52.1%
No insurance	8.1%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,014	95.8%
Spanish	28	0.2%
Other Indo-European	12	0.1%
Asian & Pacific Islander	6	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,221	97.3%
Born in same state	13,179	97.0%
Born in different state	10,113	74.4%
Foreign born	42	0.3%
Naturalized citizen	370	2.7%
Not a US citizen	306	82.7%

Ancestry

Ancestry	Count	%
Arab	459	3.4%
Italian	449	3.3%

Ancestry	Count	%
French	432	3.2%
English	31	0.2%

Technology access

Metric	% of households
Computer access	47.6%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45426

What city is ZIP code 45426 in?

ZIP code 45426 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45426 in?

ZIP code 45426 falls within Montgomery County, Ohio.

What is the poverty rate in ZIP code 45426?

27% of residents in ZIP code 45426 live below the poverty line, above the national average.

What are the health statistics for ZIP code 45426?

Health data for ZIP code 45426 shows elevated rates of obesity (49%) and diabetes (20%) and smoking (25%) compared to national benchmarks.

What is the typical home value in ZIP code 45426?

The median home value in ZIP code 45426 is $99,200.

Does ZIP code 45426 have a large veteran population?

10% of civilians in ZIP code 45426 are veterans, above the national average of ~7%.

What timezone is ZIP code 45426 in?

ZIP code 45426 observes the EST timezone.