45414 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45414 is located in Dayton, Ohio, within Montgomery County. It covers approximately 21.76 square miles and serves a population of 20,423 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45414

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $153,100. Owner-occupancy sits near the national average at 67%.

Median household income is $54,284. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 45414 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

20,423

population

21.76

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45414 ZIP code map

Cities in ZIP code 45414

Below are the cities the US Postal Service accepts for ZIP code 45414. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable
Dayton	Preferred

Nearby ZIP codes

45415 Dayton (1.7 mi) 45415 Dayton (1.7 mi) 45416 Dayton (2.5 mi) 45405 Dayton (3.1 mi) 45406 Dayton (3.7 mi) 45377 Vandalia (3.9 mi) 45404 Dayton (4.2 mi) 45402 Dayton (5.2 mi) 45448 Dayton (5.3 mi) 45422 Dayton (5.4 mi) 45470 Dayton (5.4 mi) 45412 Dayton (5.4 mi)

Demographics updated 05/2026

Population
Total population	20,423
Population density	939 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	21.76 sq mi
Water area	0.35 sq mi
Latitude	39.8330
Longitude	-84.2221
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.4%	46.3%	43.3%
$50k – $100k	26.4%	30.6%	31.4%
$100k – $200k	16.4%	18.5%	20.0%
Over $200k	2.8%	4.5%	5.2%

Demographics & statistics

20,423

Population

939

People per sq mi

45.3

Median age

$54,284

Median household income

$35,663

Per capita income

$153,100

Median home value

$828

Median monthly rent

66.8%

Home ownership

19.3%

Poverty rate

7.3%

Unemployment

6,881

Housing units

26.1%

Bachelor's or higher

Age distribution

Male Female

553

Under 5

636

538

5–9

618

493

10–14

566

518

15–19

596

469

20–24

540

940

25–34

1,080

1,196

35–44

1,375

1,414

45–54

1,625

783

55–59

900

522

60–64

601

1,164

65–74

1,338

502

75–84

576

409

85+

471

← Male

Female →

Age summary

Group	Count	%
Under 18	4,103	20.1%
18 and over	16,320	79.9%
65 and over	4,460	21.8%
Median age	45.3 years

Race & ethnicity

White 76.1%

Black or African American 12.9%

Two or more races 6.8%

Hispanic or Latino 1.8%

Other race 1.1%

Asian 1.1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	15,820	76.1%
Black or African American	2,690	12.9%
Two or more races	1,410	6.8%
Hispanic or Latino	371	1.8%
Other race	232	1.1%
Asian	230	1.1%
American Indian / Alaska Native	41	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.4%	46.3%	43.3%
$50k – $100k	26.4%	30.6%	31.4%
$100k – $200k	16.4%	18.5%	20.0%
Over $200k	2.8%	4.5%	5.2%

Under $10k 10.7%

$10k–$15k 7.1%

$15k–$25k 10.5%

$25k–$35k 6.9%

$35k–$50k 13.1%

$50k–$75k 15.0%

$75k–$100k 10.6%

$100k–$150k 11.0%

$150k–$200k 10.2%

$200k+ 4.9%

Range	% of households
Under $10k	10.7%
$10k–$15k	7.1%
$15k–$25k	10.5%
$25k–$35k	6.9%
$35k–$50k	13.1%
$50k–$75k	15.0%
$75k–$100k	10.6%
$100k–$150k	11.0%
$150k–$200k	10.2%
$200k+	4.9%
Median income	$54,284

Housing

Home values

Under $50k 12.2%

$50k–$100k 24.9%

$100k–$150k 11.9%

$150k–$200k 15.3%

$200k–$300k 23.1%

$300k–$500k 10.0%

$500k–$1M 2.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$153,100
Median rent / month	$828
Owner occupied	66.8%
Renter occupied	33.2%
Vacant	4.7%
Single-family detached	71.5%
Large apartment buildings	1.2%
Mobile homes	4.9%
Median rooms	5.5
Avg household size (owned)	2.22

Year built

Era	%
2020 or later	0.1%
2010–2019	2.6%
2000–2009	7.1%
1990–1999	4.8%
1980–1989	10.3%
1970–1979	20.0%
1960–1969	16.2%
1950–1959	22.5%
1940–1949	9.5%
1939 or earlier	7.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	5.2%
2 bedrooms	31.7%
3 bedrooms	43.4%
4 bedrooms	14.4%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	14.4%
1 vehicle	30.7%
2 vehicles	33.5%
3 or more	21.3%

Heating fuel

Fuel type	%
Utility gas	69.0%
Electricity	23.3%
Propane / LP gas	3.8%
Fuel oil	2.0%
Wood	0.6%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	3,624	37.8%
Cohabiting couple	752	7.8%
Male householder, no spouse	1,718	17.9%
Female householder, no spouse	3,501	36.5%
Households with children under 18	2,410	25.1%
Households with seniors (65+)	3,412	35.6%
Average household size	2.12

Marital status

Status	Male	Female
Never married	31.8%	31.6%
Married	48.6%	41.7%
Separated	0.4%	1.3%
Widowed	2.9%	13.7%
Divorced	16.3%	11.8%

Education

Less than 9th grade 3.5%

Some HS, no diploma 8.3%

HS graduate 31.0%

Some college, no degree 23.7%

Associate's degree 7.4%

Bachelor's degree 16.0%

Graduate / professional 10.0%

Metric	%
HS diploma or higher	88.2%
Bachelor's or higher	26.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	291	7.1%
Kindergarten	293	7.2%
Elementary school	1,655	40.4%
High school	823	20.1%
College / grad school	1,030	25.2%

Employment

Industry of employment

Education & healthcare 20.6%

Manufacturing 16.4%

Arts, food & hospitality 12.3%

Retail trade 10.5%

Professional & management 7.5%

Finance & real estate 6.2%

Construction 6.1%

Transportation & utilities 6.1%

Public administration 5.4%

Other services 4.1%

Wholesale trade 3.4%

Information 1.2%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	36.2%
Service	17.4%
Sales & office	15.9%
Natural resources & construction	6.9%
Production & transportation	23.4%

Employment type

Type	%
Private sector	83.1%
Government	14.2%
Self-employed	2.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.3%
Carpool	9.3%
Public transit	0.3%
Walk	4.4%
Work from home	7.3%
Other means	0.4%
Avg commute (minutes)	21.1

Poverty

All people 19.3%

Under 18 years 27.2%

18 and over 17.3%

Married-couple families 7.5%

Female-led households 40.5%

Income support

Source	% of households
Social Security	36.5%
Retirement income	24.3%
Supplemental Security	4.5%
Cash public assistance	1.7%
Food stamps / SNAP	17.8%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	37.6%
High cholesterol	34.1%
Diabetes	13.3%
Heart disease	8.2%
Stroke	4.1%
Asthma	11.4%
Arthritis	31.3%
Kidney disease	3.5%
Pulmonary disease	11.3%
Cancer	7.3%

Behavior / access	%
Smoking	24.7%
Binge drinking	16.3%
No physical activity	30.7%
Less than 7 hrs sleep	38.1%
Depression	24.4%
Fair or poor health	20.3%
Poor mental health	17.9%
Poor physical health	13.1%
No health insurance	13.7%
Visited doctor (checkup)	79.7%
Visited dentist	57.1%
Cholesterol screening	87.9%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,384	8.5%

Disability	%
Any disability	19.8%
Under 18	9.7%
18–64 years	15.5%
65 and over	40.8%

Health insurance coverage

Type	%
Private insurance	61.9%
Public insurance	47.0%
No insurance	5.0%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,234	94.2%
Spanish	406	2.1%
Other Indo-European	248	1.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,731	96.6%
Born in same state	19,601	96.0%
Born in different state	15,252	74.7%
Foreign born	130	0.6%
Naturalized citizen	692	3.4%
Not a US citizen	476	68.8%

Ancestry

Ancestry	Count	%
Italian	2,135	10.5%
French	1,745	8.5%
Arab	1,613	7.9%
English	140	0.7%
Dutch	129	0.6%

Ancestry	Count	%
Irish	128	0.6%
Polish	99	0.5%
Norwegian	39	0.2%
German	12	0.1%

Technology access

Metric	% of households
Computer access	47.0%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45414

What city is ZIP code 45414 in?

ZIP code 45414 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45414 in?

ZIP code 45414 falls within Montgomery County, Ohio.

What is the poverty rate in ZIP code 45414?

19% of residents in ZIP code 45414 live below the poverty line, above the national average.

Does ZIP code 45414 have a large retiree population?

37% of households in ZIP code 45414 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45414?

The median home value in ZIP code 45414 is $153,100.

What is the population of ZIP code 45414?

ZIP code 45414 has an estimated population of 20,423 residents, with a density of 938 people per square mile.

What timezone is ZIP code 45414 in?

ZIP code 45414 observes the EST timezone.