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Ohio ZIP Codes
Montgomery County
Dayton, OH
45416
45416 ZIP Code — Dayton, OH
Montgomery County, Ohio
ZIP code 45416 is located in
Dayton ,
Ohio ,
within Montgomery County .
It covers approximately 1.94 square miles and serves a population of
5,547 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 326/937 .
About ZIP code 45416
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $78,800. Owner-occupancy sits near the national average at 63%.
Median household income is $52,008. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area.
The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of obesity (47%), diabetes (18%), smoking (23%) compared to national benchmarks.
Overall, ZIP code 45416 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.
45416 ZIP code map
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Cities in ZIP code 45416
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
5,547
Population density
2,859 / sq mi
State FIPS
39
County FIPS
113
Geography
Land area
1.94 sq mi
Water area
0.00 sq mi
Latitude
39.8068
Longitude
-84.2547
Timezone
Eastern (ET)
Area code
326/937
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.5%
46.3%
43.3%
$50k – $100k
38.8%
30.6%
31.4%
$100k – $200k
14.1%
18.5%
20.0%
Over $200k
1.6%
4.5%
5.2%
Demographics & statistics
$52,008
Median household income
$1,120
Median monthly rent
14.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,131 20.4%
18 and over 4,416 79.6%
65 and over 1,069 19.3%
Median age 41.9 years
Race & ethnicity
Black or African American
69.3%
Group Count %
Black or African American 3,924 69.3%
White 999 17.6%
Two or more races 560 9.9%
Hispanic or Latino 119 2.1%
Other race 64 1.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.5%
46.3%
43.3%
$50k – $100k
38.8%
30.6%
31.4%
$100k – $200k
14.1%
18.5%
20.0%
Over $200k
1.6%
4.5%
5.2%
Range % of households
Under $10k 6.8%
$10k–$15k 6.4%
$15k–$25k 5.6%
$25k–$35k 7.8%
$35k–$50k 20.9%
$50k–$75k 18.9%
$75k–$100k 8.8%
$100k–$150k 22.9%
$200k+ 1.8%
Median income $52,008
Housing
Housing overview
Metric Value
Median home value $78,800
Median rent / month $1,120
Owner occupied 62.7%
Renter occupied 37.3%
Vacant 15.6%
Single-family detached 96.4%
Large apartment buildings 0.9%
Mobile homes 0.7%
Median rooms 5.3
Avg household size (owned) 2.13
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 0.5%
1990–1999 0.7%
1980–1989 0.0%
1970–1979 3.6%
1960–1969 30.5%
1950–1959 50.6%
1940–1949 8.6%
1939 or earlier 5.6%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 4.3%
2 bedrooms 14.8%
3 bedrooms 66.8%
4 bedrooms 12.4%
5+ bedrooms 1.7%
Vehicles per household
Vehicles % of households
No vehicle 2.7%
1 vehicle 43.7%
2 vehicles 31.5%
3 or more 22.1%
Heating fuel
Fuel type %
Utility gas 78.9%
Electricity 17.0%
Propane / LP gas 2.4%
Fuel oil 1.7%
Households & families
Household type Count %
Married-couple family 605 29.7%
Cohabiting couple 341 16.8%
Male householder, no spouse 275 13.5%
Female householder, no spouse 813 40.0%
Households with children under 18 449 22.1%
Households with seniors (65+) 670 32.9%
Average household size 2.56
Marital status
Status Male Female
Never married 50.4% 40.6%
Married 33.7% 26.3%
Separated 3.2% 4.8%
Widowed 3.2% 11.0%
Divorced 9.6% 17.3%
Education
Some college, no degree
26.9%
Graduate / professional
6.1%
Metric %
HS diploma or higher 90.6%
Bachelor's or higher 14.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 87 9.0%
Elementary school 322 33.1%
High school 277 28.5%
College / grad school 286 29.4%
Employment
Industry of employment
Education & healthcare
24.7%
Professional & management
12.4%
Arts, food & hospitality
6.7%
Transportation & utilities
5.8%
Finance & real estate
4.0%
Public administration
2.8%
Occupation
Category %
Management, business & arts 25.4%
Service 14.9%
Sales & office 24.3%
Natural resources & construction 6.7%
Production & transportation 28.6%
Employment type
Type %
Private sector 93.8%
Government 3.4%
Self-employed 2.8%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 64.8%
Carpool 19.0%
Public transit 8.7%
Walk 0.0%
Work from home 7.4%
Other means 0.0%
Avg commute (minutes) 19.8
Poverty
Married-couple families
5.1%
Female-led households
26.2%
Income support
Source % of households
Social Security 27.6%
Retirement income 23.0%
Supplemental Security 6.9%
Cash public assistance 5.6%
Food stamps / SNAP 21.2%
Health indicators
Condition %
Obesity 46.9%
High blood pressure 46.2%
High cholesterol 33.2%
Diabetes 18.1%
Heart disease 8.3%
Stroke 5.3%
Asthma 12.5%
Arthritis 33.7%
Kidney disease 4.3%
Pulmonary disease 10.1%
Cancer 7.3%
Behavior / access %
Smoking 22.9%
Binge drinking 12.8%
No physical activity 34.5%
Less than 7 hrs sleep 44.2%
Depression 20.5%
Fair or poor health 23.1%
Poor mental health 17.0%
Poor physical health 13.4%
No health insurance 14.6%
Visited doctor (checkup) 84.6%
Visited dentist 54.5%
Cholesterol screening 91.3%
Teeth loss 20.2%
Veterans & disability
Veterans Count %
Civilian veterans 278 6.3%
Disability %
Any disability 17.5%
Under 18 3.7%
18–64 years 13.6%
65 and over 48.7%
Health insurance coverage
Type %
Private insurance 56.3%
Public insurance 49.5%
No insurance 3.7%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 5,157 93.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 5,478 98.8%
Born in same state 5,478 98.8%
Born in different state 4,323 77.9%
Foreign born 0 0.0%
Naturalized citizen 69 1.2%
Not a US citizen 69 100.0%
Ancestry
Ancestry Count %
Italian 152 2.7%
French 75 1.4%
Arab 41 0.7%
Ancestry Count %
English 40 0.7%
Irish 27 0.5%
Technology access
Metric % of households
Computer access 36.7%
Internet access 90.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45416
What city is ZIP code 45416 in?
ZIP code 45416 is primarily assigned to Dayton, Ohio.
What county is ZIP code 45416 in?
ZIP code 45416 falls within Montgomery County, Ohio.
What is the poverty rate in ZIP code 45416?
21% of residents in ZIP code 45416 live below the poverty line, above the national average.
How educated is the population of ZIP code 45416?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What are the health statistics for ZIP code 45416?
Health data for ZIP code 45416 shows elevated rates of obesity (47%) and diabetes (18%) and smoking (23%) compared to national benchmarks.
What is the typical home value in ZIP code 45416?
The median home value in ZIP code 45416 is $78,800.
What timezone is ZIP code 45416 in?
ZIP code 45416 observes the EST timezone.
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