45417 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45417 is located in Dayton, Ohio, within Montgomery County. It covers approximately 32.20 square miles and serves a population of 28,029 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45417

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $66,300. Owner-occupancy sits near the national average at 55%.

Median household income is $34,866. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 32% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (53%), diabetes (24%), smoking (31%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 22%.

Overall, ZIP code 45417 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

28,029

population

32.20

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45417 ZIP code map

Cities in ZIP code 45417

Below are the cities the US Postal Service accepts for ZIP code 45417. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Preferred

Nearby ZIP codes

45406 Dayton (2.3 mi) 45402 Dayton (2.7 mi) 45469 Dayton (2.9 mi) 45479 Dayton (2.9 mi) 45422 Dayton (2.9 mi) 45470 Dayton (3 mi) 45481 Dayton (3 mi) 45482 Dayton (3 mi) 45412 Dayton (3 mi) 45423 Dayton (3 mi) 45448 Dayton (3.1 mi) 45405 Dayton (3.2 mi)

Demographics updated 05/2026

Population
Total population	28,029
Population density	870 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	32.20 sq mi
Water area	0.16 sq mi
Latitude	39.7487
Longitude	-84.2463
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.9%	46.3%	43.3%
$50k – $100k	21.4%	30.6%	31.4%
$100k – $200k	7.4%	18.5%	20.0%
Over $200k	0.3%	4.5%	5.2%

Demographics & statistics

28,029

Population

870

People per sq mi

40.1

Median age

$34,866

Median household income

$20,727

Per capita income

$66,300

Median home value

$801

Median monthly rent

55.2%

Home ownership

33.6%

Poverty rate

12.9%

Unemployment

9,953

Housing units

10.7%

Bachelor's or higher

Age distribution

Male Female

863

Under 5

1,071

1,024

5–9

1,273

852

10–14

1,058

543

15–19

674

616

20–24

766

1,595

25–34

1,981

1,425

35–44

1,770

1,501

45–54

1,864

777

55–59

966

907

60–64

1,126

1,172

65–74

1,457

881

75–84

1,095

344

85+

428

← Male

Female →

Age summary

Group	Count	%
Under 18	6,878	24.5%
18 and over	21,151	75.5%
65 and over	5,377	19.2%
Median age	40.1 years

Race & ethnicity

Black or African American 70.3%

White 19%

Two or more races 6.4%

Hispanic or Latino 2.7%

Other race 1.4%

American Indian / Alaska Native 0.2%

Group	Count	%
Black or African American	20,250	70.3%
White	5,471	19%
Two or more races	1,850	6.4%
Hispanic or Latino	769	2.7%
Other race	392	1.4%
American Indian / Alaska Native	59	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.9%	46.3%	43.3%
$50k – $100k	21.4%	30.6%	31.4%
$100k – $200k	7.4%	18.5%	20.0%
Over $200k	0.3%	4.5%	5.2%

Under $10k 13.1%

$10k–$15k 7.8%

$15k–$25k 14.8%

$25k–$35k 14.5%

$35k–$50k 15.9%

$50k–$75k 14.1%

$75k–$100k 9.0%

$100k–$150k 8.0%

$150k–$200k 1.9%

$200k+ 0.9%

Range	% of households
Under $10k	13.1%
$10k–$15k	7.8%
$15k–$25k	14.8%
$25k–$35k	14.5%
$35k–$50k	15.9%
$50k–$75k	14.1%
$75k–$100k	9.0%
$100k–$150k	8.0%
$150k–$200k	1.9%
$200k+	0.9%
Median income	$34,866

Housing

Home values

Under $50k 36.9%

$50k–$100k 35.3%

$100k–$150k 12.9%

$150k–$200k 4.6%

$200k–$300k 6.4%

$300k–$500k 2.6%

$500k–$1M 0.9%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$66,300
Median rent / month	$801
Owner occupied	55.2%
Renter occupied	44.8%
Vacant	23.5%
Single-family detached	79.7%
Large apartment buildings	2.5%
Mobile homes	1.6%
Median rooms	5.5
Avg household size (owned)	1.94

Year built

Era	%
2020 or later	0.1%
2010–2019	2.4%
2000–2009	3.1%
1990–1999	3.8%
1980–1989	2.6%
1970–1979	11.0%
1960–1969	20.0%
1950–1959	22.8%
1940–1949	13.5%
1939 or earlier	20.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.1%
2 bedrooms	31.8%
3 bedrooms	48.6%
4 bedrooms	9.6%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	16.9%
1 vehicle	42.9%
2 vehicles	27.1%
3 or more	13.1%

Heating fuel

Fuel type	%
Utility gas	62.2%
Electricity	30.2%
Propane / LP gas	2.6%
Fuel oil	2.7%
Wood	1.0%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	2,178	18.8%
Cohabiting couple	867	7.5%
Male householder, no spouse	2,551	22.0%
Female householder, no spouse	5,996	51.7%
Households with children under 18	3,027	26.1%
Households with seniors (65+)	4,373	37.7%
Average household size	2.26

Marital status

Status	Male	Female
Never married	48.5%	46.1%
Married	25.9%	18.7%
Separated	3.3%	4.6%
Widowed	4.1%	11.9%
Divorced	18.2%	18.7%

Education

Less than 9th grade 4.1%

Some HS, no diploma 15.9%

HS graduate 34.8%

Some college, no degree 26.0%

Associate's degree 8.5%

Bachelor's degree 6.8%

Graduate / professional 3.9%

Metric	%
HS diploma or higher	80.1%
Bachelor's or higher	10.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	384	6.1%
Kindergarten	514	8.2%
Elementary school	2,985	47.6%
High school	1,401	22.3%
College / grad school	993	15.8%

Employment

Industry of employment

Education & healthcare 23.0%

Manufacturing 16.3%

Arts, food & hospitality 12.1%

Professional & management 10.4%

Retail trade 8.6%

Transportation & utilities 7.8%

Finance & real estate 7.4%

Construction 4.2%

Wholesale trade 3.8%

Other services 3.6%

Public administration 2.2%

Information 0.4%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	23.1%
Service	23.1%
Sales & office	19.7%
Natural resources & construction	7.3%
Production & transportation	26.8%

Employment type

Type	%
Private sector	85.2%
Government	10.1%
Self-employed	4.2%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	69.8%
Carpool	11.0%
Public transit	7.2%
Walk	2.2%
Work from home	8.4%
Other means	1.4%
Avg commute (minutes)	24.0

Poverty

All people 33.6%

Under 18 years 54.8%

18 and over 26.6%

Married-couple families 8.9%

Female-led households 39.7%

Income support

Source	% of households
Social Security	38.5%
Retirement income	34.3%
Supplemental Security	9.6%
Cash public assistance	3.5%
Food stamps / SNAP	31.8%

Health indicators

Condition	%
Obesity	53.2%
High blood pressure	51.9%
High cholesterol	33.8%
Diabetes	24.0%
Heart disease	10.4%
Stroke	7.9%
Asthma	14.4%
Arthritis	36.6%
Kidney disease	5.8%
Pulmonary disease	14.2%
Cancer	6.5%

Behavior / access	%
Smoking	31.2%
Binge drinking	11.8%
No physical activity	44.5%
Less than 7 hrs sleep	48.5%
Depression	22.1%
Fair or poor health	34.5%
Poor mental health	20.0%
Poor physical health	18.3%
No health insurance	20.1%
Visited doctor (checkup)	84.8%
Visited dentist	40.4%
Cholesterol screening	87.8%
Teeth loss	34.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,427	6.7%

Disability	%
Any disability	22.1%
Under 18	4.6%
18–64 years	22.4%
65 and over	44.0%

Health insurance coverage

Type	%
Private insurance	36.9%
Public insurance	66.5%
No insurance	7.8%
Uninsured under 19	4.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	26,095	93.1%
Spanish	431	1.7%
Other Indo-European	146	0.6%
Asian & Pacific Islander	127	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,235	97.2%
Born in same state	27,042	96.5%
Born in different state	21,153	75.5%
Foreign born	193	0.7%
Naturalized citizen	794	2.8%
Not a US citizen	288	36.3%

Ancestry

Ancestry	Count	%
Italian	1,087	3.9%
Arab	724	2.6%
French	542	1.9%

Ancestry	Count	%
Irish	248	0.9%
English	116	0.4%
German	84	0.3%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	84.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45417

What city is ZIP code 45417 in?

ZIP code 45417 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45417 in?

ZIP code 45417 falls within Montgomery County, Ohio.

What is the poverty rate in ZIP code 45417?

34% of residents in ZIP code 45417 live below the poverty line, above the national average.

How educated is the population of ZIP code 45417?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 45417?

Health data for ZIP code 45417 shows elevated rates of obesity (53%) and diabetes (24%) and smoking (31%) compared to national benchmarks.

Does ZIP code 45417 have a large retiree population?

39% of households in ZIP code 45417 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 45417 in?

ZIP code 45417 observes the EST timezone.