45405 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45405 is located in Dayton, Ohio, within Montgomery County. It covers approximately 3.97 square miles and serves a population of 19,059 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45405

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $63,900. Renters make up the majority at 66%, typical of denser urban areas.

Median household income is $39,919. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 31% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (50%), diabetes (18%), smoking (28%) compared to national benchmarks.

Overall, ZIP code 45405 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

19,059

population

3.97

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45405 ZIP code map

Cities in ZIP code 45405

Below are the cities the US Postal Service accepts for ZIP code 45405. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Preferred

Nearby ZIP codes

45406 Dayton (1.4 mi) 45402 Dayton (2.2 mi) 45416 Dayton (2.4 mi) 45448 Dayton (2.4 mi) 45422 Dayton (2.4 mi) 45482 Dayton (2.4 mi) 45481 Dayton (2.4 mi) 45470 Dayton (2.4 mi) 45412 Dayton (2.4 mi) 45469 Dayton (2.4 mi) 45479 Dayton (2.4 mi) 45423 Dayton (2.6 mi)

Demographics updated 05/2026

Population
Total population	19,059
Population density	4,801 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	3.97 sq mi
Water area	0.08 sq mi
Latitude	39.7887
Longitude	-84.2162
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.2%	46.3%	43.3%
$50k – $100k	24.3%	30.6%	31.4%
$100k – $200k	3.7%	18.5%	20.0%
Over $200k	0.7%	4.5%	5.2%

Demographics & statistics

19,059

Population

4,801

People per sq mi

39.4

Median age

$39,919

Median household income

$24,100

Per capita income

$63,900

Median home value

$789

Median monthly rent

34.5%

Home ownership

26.4%

Poverty rate

11.8%

Unemployment

5,700

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

493

Under 5

513

454

5–9

472

432

10–14

449

795

15–19

828

745

20–24

775

1,397

25–34

1,453

1,033

35–44

1,074

1,298

45–54

1,350

650

55–59

677

725

60–64

754

826

65–74

860

418

75–84

435

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,858	20.2%
18 and over	15,201	79.8%
65 and over	2,692	14.1%
Median age	39.4 years

Race & ethnicity

Black or African American 68.6%

White 21.3%

Two or more races 7%

Hispanic or Latino 1.8%

Other race 1.1%

American Indian / Alaska Native 0.2%

Group	Count	%
Black or African American	13,307	68.6%
White	4,135	21.3%
Two or more races	1,353	7%
Hispanic or Latino	351	1.8%
Other race	212	1.1%
American Indian / Alaska Native	44	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	71.2%	46.3%	43.3%
$50k – $100k	24.3%	30.6%	31.4%
$100k – $200k	3.7%	18.5%	20.0%
Over $200k	0.7%	4.5%	5.2%

Under $10k 9.7%

$10k–$15k 9.7%

$15k–$25k 13.3%

$25k–$35k 10.3%

$35k–$50k 17.6%

$50k–$75k 20.0%

$75k–$100k 10.0%

$100k–$150k 6.7%

$150k–$200k 2.1%

$200k+ 0.5%

Range	% of households
Under $10k	9.7%
$10k–$15k	9.7%
$15k–$25k	13.3%
$25k–$35k	10.3%
$35k–$50k	17.6%
$50k–$75k	20.0%
$75k–$100k	10.0%
$100k–$150k	6.7%
$150k–$200k	2.1%
$200k+	0.5%
Median income	$39,919

Housing

Home values

Under $50k 31.0%

$50k–$100k 42.4%

$100k–$150k 8.7%

$150k–$200k 12.0%

$200k–$300k 5.1%

$300k–$500k 0.2%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$63,900
Median rent / month	$789
Owner occupied	34.5%
Renter occupied	65.5%
Vacant	23.4%
Single-family detached	47.5%
Large apartment buildings	11.1%
Mobile homes	0.8%
Median rooms	4.9
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	2.3%
1990–1999	1.3%
1980–1989	4.3%
1970–1979	9.3%
1960–1969	11.5%
1950–1959	14.4%
1940–1949	12.0%
1939 or earlier	43.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	19.9%
2 bedrooms	34.2%
3 bedrooms	32.5%
4 bedrooms	8.4%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	21.4%
1 vehicle	45.2%
2 vehicles	23.4%
3 or more	10.0%

Heating fuel

Fuel type	%
Utility gas	73.1%
Electricity	26.2%
Propane / LP gas	0.5%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,269	14.5%
Cohabiting couple	879	10.0%
Male householder, no spouse	2,613	29.8%
Female householder, no spouse	4,002	45.7%
Households with children under 18	2,382	27.2%
Households with seniors (65+)	2,140	24.4%
Average household size	2.13

Marital status

Status	Male	Female
Never married	58.0%	47.7%
Married	20.7%	19.7%
Separated	5.9%	3.6%
Widowed	2.2%	7.4%
Divorced	13.1%	21.6%

Education

Less than 9th grade 2.7%

Some HS, no diploma 7.1%

HS graduate 33.3%

Some college, no degree 29.9%

Associate's degree 9.3%

Bachelor's degree 12.3%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	90.2%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	189	4.8%
Kindergarten	107	2.7%
Elementary school	1,593	40.5%
High school	1,215	30.9%
College / grad school	830	21.1%

Employment

Industry of employment

Education & healthcare 29.8%

Manufacturing 14.0%

Arts, food & hospitality 11.3%

Finance & real estate 9.0%

Professional & management 8.8%

Retail trade 8.7%

Transportation & utilities 4.8%

Other services 3.5%

Public administration 3.2%

Construction 2.0%

Agriculture & mining 1.9%

Wholesale trade 1.5%

Information 1.5%

Occupation

Category	%
Management, business & arts	22.7%
Service	26.8%
Sales & office	23.9%
Natural resources & construction	3.7%
Production & transportation	23.0%

Employment type

Type	%
Private sector	87.6%
Government	9.5%
Self-employed	2.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	70.6%
Carpool	11.3%
Public transit	8.8%
Walk	2.8%
Work from home	5.7%
Other means	0.8%
Avg commute (minutes)	20.9

Poverty

All people 26.4%

Under 18 years 42.1%

18 and over 22.4%

Married-couple families 4.7%

Female-led households 35.5%

Income support

Source	% of households
Social Security	28.5%
Retirement income	18.3%
Supplemental Security	11.1%
Cash public assistance	2.1%
Food stamps / SNAP	30.8%

Health indicators

Condition	%
Obesity	49.5%
High blood pressure	44.1%
High cholesterol	30.9%
Diabetes	17.6%
Heart disease	7.6%
Stroke	5.1%
Asthma	13.3%
Arthritis	31.1%
Kidney disease	4.0%
Pulmonary disease	10.9%
Cancer	5.6%

Behavior / access	%
Smoking	28.1%
Binge drinking	14.0%
No physical activity	36.7%
Less than 7 hrs sleep	46.2%
Depression	22.7%
Fair or poor health	25.9%
Poor mental health	19.5%
Poor physical health	14.7%
No health insurance	16.6%
Visited doctor (checkup)	82.7%
Visited dentist	48.0%
Cholesterol screening	88.2%
Teeth loss	23.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,199	7.9%

Disability	%
Any disability	19.1%
Under 18	8.1%
18–64 years	20.2%
65 and over	30.7%

Health insurance coverage

Type	%
Private insurance	38.8%
Public insurance	57.7%
No insurance	12.8%
Uninsured under 19	8.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,053	94.7%
Spanish	352	1.9%
Other Indo-European	93	0.5%
Asian & Pacific Islander	116	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,401	96.5%
Born in same state	18,283	95.9%
Born in different state	14,397	75.5%
Foreign born	118	0.6%
Naturalized citizen	658	3.5%
Not a US citizen	175	26.6%

Ancestry

Ancestry	Count	%
Italian	992	5.2%
French	586	3.1%
Arab	403	2.1%

Ancestry	Count	%
Irish	70	0.4%
English	63	0.3%
Polish	19	0.1%

Technology access

Metric	% of households
Computer access	46.0%
Internet access	90.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45405

What city is ZIP code 45405 in?

ZIP code 45405 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45405 in?

ZIP code 45405 falls within Montgomery County, Ohio.

Is ZIP code 45405 mostly rentals?

66% of occupied units in ZIP code 45405 are renter-occupied.

What is the poverty rate in ZIP code 45405?

26% of residents in ZIP code 45405 live below the poverty line, above the national average.

What are the health statistics for ZIP code 45405?

Health data for ZIP code 45405 shows elevated rates of obesity (50%) and diabetes (18%) and smoking (28%) compared to national benchmarks.

What is the typical home value in ZIP code 45405?

The median home value in ZIP code 45405 is $63,900.

What timezone is ZIP code 45405 in?

ZIP code 45405 observes the EST timezone.