45322 ZIP Code — Englewood, OH

Montgomery County, Ohio

ZIP code 45322 is located in Englewood, Ohio, within Montgomery County. It covers approximately 21.16 square miles and serves a population of 21,540 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45322

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $159,200. Owner-occupancy sits near the national average at 75%.

Median household income is $69,407. The poverty rate of 5% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

21,540

population

21.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45322 ZIP code map

Cities in ZIP code 45322

Below are the cities the US Postal Service accepts for ZIP code 45322. Using any city not on this list may result in mail delivery delays.

City	Status
Englewood	Acceptable
Englewood	Preferred

Nearby ZIP codes

45315 Clayton (2.2 mi) 45315 Clayton (2.2 mi) 45383 West Milton (5 mi) 45309 Brookville (5.2 mi) 45415 Dayton (5.5 mi) 45415 Dayton (5.5 mi) 45377 Vandalia (5.6 mi) 45426 Dayton (6.2 mi) 45416 Dayton (6.9 mi) 45414 Dayton (7 mi) 45339 Ludlow Falls (8.3 mi) 45337 Laura (8.4 mi)

Demographics updated 05/2026

Population
Total population	21,540
Population density	1,018 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	21.16 sq mi
Water area	0.11 sq mi
Latitude	39.8867
Longitude	-84.3334
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	46.3%	43.3%
$50k – $100k	39.9%	30.6%	31.4%
$100k – $200k	22.3%	18.5%	20.0%
Over $200k	2.7%	4.5%	5.2%

Demographics & statistics

21,540

Population

1,018

People per sq mi

42.5

Median age

$69,407

Median household income

$35,970

Per capita income

$159,200

Median home value

$1,015

Median monthly rent

74.9%

Home ownership

5.2%

Poverty rate

3.9%

Unemployment

7,348

Housing units

27.8%

Bachelor's or higher

Age distribution

Male Female

521

Under 5

586

810

5–9

911

728

10–14

819

491

15–19

553

405

20–24

456

1,153

25–34

1,296

1,213

35–44

1,365

965

45–54

1,085

756

55–59

851

653

60–64

734

1,412

65–74

1,589

864

75–84

972

166

85+

186

← Male

Female →

Age summary

Group	Count	%
Under 18	5,040	23.4%
18 and over	16,500	76.6%
65 and over	5,189	24.1%
Median age	42.5 years

Race & ethnicity

White 83.1%

Black or African American 10.5%

Two or more races 4.5%

Hispanic or Latino 1.2%

Asian 0.3%

American Indian / Alaska Native 0.2%

Other race 0.1%

Group	Count	%
White	18,124	83.1%
Black or African American	2,280	10.5%
Two or more races	984	4.5%
Hispanic or Latino	263	1.2%
Asian	74	0.3%
American Indian / Alaska Native	54	0.2%
Other race	24	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	46.3%	43.3%
$50k – $100k	39.9%	30.6%	31.4%
$100k – $200k	22.3%	18.5%	20.0%
Over $200k	2.7%	4.5%	5.2%

Under $10k 2.4%

$10k–$15k 5.4%

$15k–$25k 3.1%

$25k–$35k 9.4%

$35k–$50k 12.9%

$50k–$75k 20.6%

$75k–$100k 15.4%

$100k–$150k 19.2%

$150k–$200k 7.8%

$200k+ 3.9%

Range	% of households
Under $10k	2.4%
$10k–$15k	5.4%
$15k–$25k	3.1%
$25k–$35k	9.4%
$35k–$50k	12.9%
$50k–$75k	20.6%
$75k–$100k	15.4%
$100k–$150k	19.2%
$150k–$200k	7.8%
$200k+	3.9%
Median income	$69,407

Housing

Home values

Under $50k 1.0%

$50k–$100k 9.7%

$100k–$150k 31.5%

$150k–$200k 37.7%

$200k–$300k 16.3%

$300k–$500k 3.4%

$500k–$1M 0.2%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$159,200
Median rent / month	$1,015
Owner occupied	74.9%
Renter occupied	25.1%
Vacant	5.5%
Single-family detached	75.1%
Large apartment buildings	2.4%
Mobile homes	1.0%
Median rooms	6.1
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	2.8%
2000–2009	8.5%
1990–1999	8.3%
1980–1989	8.4%
1970–1979	32.9%
1960–1969	24.7%
1950–1959	6.8%
1940–1949	2.2%
1939 or earlier	5.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	7.0%
2 bedrooms	18.2%
3 bedrooms	55.9%
4 bedrooms	17.0%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	33.8%
2 vehicles	40.8%
3 or more	22.8%

Heating fuel

Fuel type	%
Utility gas	59.8%
Electricity	35.0%
Propane / LP gas	3.5%
Fuel oil	0.8%
Wood	0.3%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	4,350	47.8%
Cohabiting couple	529	5.8%
Male householder, no spouse	1,285	14.1%
Female householder, no spouse	2,942	32.3%
Households with children under 18	2,512	27.6%
Households with seniors (65+)	3,754	41.2%
Average household size	2.36

Marital status

Status	Male	Female
Never married	28.0%	22.7%
Married	57.3%	48.3%
Separated	1.3%	2.3%
Widowed	3.7%	11.2%
Divorced	9.7%	15.5%

Education

Less than 9th grade 0.3%

Some HS, no diploma 2.3%

HS graduate 30.7%

Some college, no degree 26.5%

Associate's degree 12.4%

Bachelor's degree 17.4%

Graduate / professional 10.4%

Metric	%
HS diploma or higher	97.4%
Bachelor's or higher	27.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	224	4.4%
Kindergarten	355	7.0%
Elementary school	2,450	48.3%
High school	917	18.1%
College / grad school	1,130	22.3%

Employment

Industry of employment

Education & healthcare 28.5%

Manufacturing 15.0%

Professional & management 11.2%

Retail trade 9.6%

Arts, food & hospitality 6.7%

Transportation & utilities 6.0%

Public administration 6.0%

Finance & real estate 5.3%

Construction 5.1%

Other services 3.2%

Wholesale trade 2.3%

Information 1.0%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	41.4%
Service	18.8%
Sales & office	18.0%
Natural resources & construction	6.8%
Production & transportation	15.0%

Employment type

Type	%
Private sector	79.4%
Government	16.1%
Self-employed	4.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	87.8%
Carpool	6.0%
Public transit	0.1%
Walk	0.2%
Work from home	5.3%
Other means	0.7%
Avg commute (minutes)	26.8

Poverty

All people 5.2%

Under 18 years 4.8%

18 and over 5.3%

Married-couple families 1.1%

Female-led households 11.8%

Income support

Source	% of households
Social Security	39.7%
Retirement income	34.4%
Supplemental Security	4.5%
Cash public assistance	1.8%
Food stamps / SNAP	6.8%

Health indicators

Condition	%
Obesity	36.8%
High blood pressure	34.7%
High cholesterol	32.8%
Diabetes	11.2%
Heart disease	7.0%
Stroke	3.3%
Asthma	10.2%
Arthritis	29.3%
Kidney disease	3.0%
Pulmonary disease	8.4%
Cancer	7.6%

Behavior / access	%
Smoking	19.4%
Binge drinking	17.3%
No physical activity	25.1%
Less than 7 hrs sleep	36.1%
Depression	22.7%
Fair or poor health	14.7%
Poor mental health	15.8%
Poor physical health	10.3%
No health insurance	10.7%
Visited doctor (checkup)	79.5%
Visited dentist	65.5%
Cholesterol screening	90.2%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,426	8.7%

Disability	%
Any disability	13.6%
Under 18	4.5%
18–64 years	6.9%
65 and over	37.2%

Health insurance coverage

Type	%
Private insurance	73.4%
Public insurance	38.9%
No insurance	4.9%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,433	94.9%
Spanish	206	1.0%
Other Indo-European	87	0.4%
Asian & Pacific Islander	1	0.0%
Other languages	64	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,162	98.2%
Born in same state	21,020	97.6%
Born in different state	16,882	78.4%
Foreign born	142	0.7%
Naturalized citizen	378	1.8%
Not a US citizen	204	54.0%

Ancestry

Ancestry	Count	%
French	2,793	13%
Italian	2,681	12.4%
Arab	1,893	8.8%
English	202	0.9%

Ancestry	Count	%
Irish	80	0.4%
German	54	0.3%
Polish	47	0.2%
Norwegian	23	0.1%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45322

What city is ZIP code 45322 in?

ZIP code 45322 is primarily assigned to Englewood, Ohio.

What county is ZIP code 45322 in?

ZIP code 45322 falls within Montgomery County, Ohio.

Does ZIP code 45322 have a large retiree population?

40% of households in ZIP code 45322 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45322?

The median home value in ZIP code 45322 is $159,200.

What is the population of ZIP code 45322?

ZIP code 45322 has an estimated population of 21,540 residents, with a density of 1,018 people per square mile.

What is the median household income in ZIP code 45322?

The median household income in ZIP code 45322 is $69,407, below the national median of ~$75,000.

What timezone is ZIP code 45322 in?

ZIP code 45322 observes the EST timezone.