37416 ZIP Code — Chattanooga, TN
Hamilton County, Tennessee
ZIP code 37416 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 20.54 square miles and serves a population of 13,823 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.
About ZIP code 37416
The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $186,700. Owner-occupancy sits near the national average at 59%.
Median household income is $58,170.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
13,823
population
20.54
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
37416 ZIP code map
Cities in ZIP code 37416
Below are the cities the US Postal Service accepts for ZIP code 37416. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Chattanooga | Preferred |
Nearby ZIP codes
37343 Hixson (4.3 mi)
37415 Chattanooga (4.4 mi)
37406 Chattanooga (4.4 mi)
37421 Chattanooga (5.8 mi)
37411 Chattanooga (6.2 mi)
37363 Ooltewah (6.3 mi)
37403 Chattanooga (7.5 mi)
37404 Chattanooga (7.7 mi)
37412 Chattanooga (7.7 mi)
37450 Chattanooga (8.4 mi)
37402 Chattanooga (8.6 mi)
37408 Chattanooga (9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 13,823 |
| Population density | 673 / sq mi |
| State FIPS | 47 |
| County FIPS | 065 |
| Geography | |
|---|---|
| Land area | 20.54 sq mi |
| Water area | 3.03 sq mi |
| Latitude | 35.1099 |
| Longitude | -85.1843 |
| Timezone | Eastern (ET) |
| Area code | 423 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 50.6% | 44.3% | 45.7% |
| $50k – $100k | 34.2% | 30.0% | 30.9% |
| $100k – $200k | 13.2% | 19.5% | 18.3% |
| Over $200k | 2.0% | 6.2% | 5.1% |
Demographics & statistics
13,823
Population
673
People per sq mi
40.5
Median age
$58,170
Median household income
$32,931
Per capita income
$186,700
Median home value
$982
Median monthly rent
58.5%
Home ownership
9.3%
Poverty rate
6.1%
Unemployment
4,055
Housing units
27.7%
Bachelor's or higher
Age distribution
Male
Female
509
Under 5
542
193
5–9
205
197
10–14
210
307
15–19
327
591
20–24
628
1,231
25–34
1,309
634
35–44
674
810
45–54
862
484
55–59
514
600
60–64
638
697
65–74
742
347
75–84
369
98
85+
105
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 2,222 | 16.1% |
| 18 and over | 11,601 | 83.9% |
| 65 and over | 2,358 | 17.1% |
| Median age | 40.5 years | |
Race & ethnicity
White
46.8%
Black or African American
45.1%
Two or more races
3.3%
Hispanic or Latino
2.3%
Other race
1.6%
Asian
0.9%
| Group | Count | % |
|---|---|---|
| White | 6,623 | 46.8% |
| Black or African American | 6,375 | 45.1% |
| Two or more races | 469 | 3.3% |
| Hispanic or Latino | 326 | 2.3% |
| Other race | 224 | 1.6% |
| Asian | 127 | 0.9% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 50.6% | 44.3% | 45.7% |
| $50k – $100k | 34.2% | 30.0% | 30.9% |
| $100k – $200k | 13.2% | 19.5% | 18.3% |
| Over $200k | 2.0% | 6.2% | 5.1% |
Under $10k
2.6%
$10k–$15k
3.0%
$15k–$25k
11.7%
$25k–$35k
11.4%
$35k–$50k
10.2%
$50k–$75k
26.1%
$75k–$100k
15.5%
$100k–$150k
12.4%
$150k–$200k
3.6%
$200k+
3.6%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 3.0% |
| $15k–$25k | 11.7% |
| $25k–$35k | 11.4% |
| $35k–$50k | 10.2% |
| $50k–$75k | 26.1% |
| $75k–$100k | 15.5% |
| $100k–$150k | 12.4% |
| $150k–$200k | 3.6% |
| $200k+ | 3.6% |
| Median income | $58,170 |
Housing
Home values
Under $50k
3.7%
$50k–$100k
6.6%
$100k–$150k
23.1%
$150k–$200k
20.6%
$200k–$300k
26.0%
$300k–$500k
12.3%
$500k–$1M
6.5%
$1M+
1.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $186,700 |
| Median rent / month | $982 |
| Owner occupied | 58.5% |
| Renter occupied | 41.5% |
| Vacant | 5.0% |
| Single-family detached | 65.0% |
| Large apartment buildings | 3.6% |
| Mobile homes | 0.5% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.35 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 2.9% |
| 2000–2009 | 6.1% |
| 1990–1999 | 10.8% |
| 1980–1989 | 22.0% |
| 1970–1979 | 16.7% |
| 1960–1969 | 22.8% |
| 1950–1959 | 15.5% |
| 1940–1949 | 0.6% |
| 1939 or earlier | 1.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.9% |
| 1 bedroom | 11.9% |
| 2 bedrooms | 25.8% |
| 3 bedrooms | 44.9% |
| 4 bedrooms | 11.2% |
| 5+ bedrooms | 3.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.2% |
| 1 vehicle | 33.2% |
| 2 vehicles | 44.3% |
| 3 or more | 20.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 24.9% |
| Electricity | 74.0% |
| Propane / LP gas | 0.5% |
| Fuel oil | 0.3% |
| Wood | 0.2% |
| Solar | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,576 | 40.5% |
| Cohabiting couple | 422 | 6.6% |
| Male householder, no spouse | 1,393 | 21.9% |
| Female householder, no spouse | 1,963 | 30.9% |
| Households with children under 18 | 1,187 | 18.7% |
| Households with seniors (65+) | 1,847 | 29.1% |
| Average household size | 2.17 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 37.8% | 33.5% |
| Married | 47.2% | 40.9% |
| Separated | 2.8% | 3.0% |
| Widowed | 2.4% | 7.2% |
| Divorced | 9.8% | 15.4% |
Education
Less than 9th grade
2.2%
Some HS, no diploma
4.7%
HS graduate
23.4%
Some college, no degree
31.7%
Associate's degree
10.2%
Bachelor's degree
20.2%
Graduate / professional
7.6%
| Metric | % |
|---|---|
| HS diploma or higher | 93.1% |
| Bachelor's or higher | 27.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 200 | 10.1% |
| Kindergarten | 37 | 1.9% |
| Elementary school | 715 | 36.0% |
| High school | 419 | 21.1% |
| College / grad school | 613 | 30.9% |
Employment
Industry of employment
Education & healthcare
19.9%
Manufacturing
19.1%
Arts, food & hospitality
11.3%
Retail trade
10.7%
Transportation & utilities
9.6%
Professional & management
9.2%
Finance & real estate
6.8%
Construction
3.7%
Public administration
3.7%
Other services
2.8%
Wholesale trade
2.6%
Agriculture & mining
0.3%
Information
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 29.8% |
| Service | 18.5% |
| Sales & office | 25.4% |
| Natural resources & construction | 5.7% |
| Production & transportation | 20.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 87.0% |
| Government | 9.4% |
| Self-employed | 3.5% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.7% |
| Carpool | 14.2% |
| Public transit | 1.1% |
| Walk | 0.1% |
| Work from home | 9.5% |
| Other means | 0.4% |
| Avg commute (minutes) | 21.5 |
Poverty
All people
9.3%
Under 18 years
18.2%
18 and over
7.6%
Married-couple families
1.5%
Female-led households
19.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.9% |
| Retirement income | 18.1% |
| Supplemental Security | 5.5% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 9.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.3% |
| High blood pressure | 41.3% |
| High cholesterol | 35.9% |
| Diabetes | 13.9% |
| Heart disease | 6.8% |
| Stroke | 3.8% |
| Asthma | 10.9% |
| Arthritis | 28.0% |
| Kidney disease | 3.2% |
| Pulmonary disease | 7.7% |
| Cancer | 6.5% |
| Behavior / access | % |
|---|---|
| Smoking | 20.7% |
| Binge drinking | 12.9% |
| No physical activity | 26.1% |
| Less than 7 hrs sleep | 38.0% |
| Depression | 23.7% |
| Fair or poor health | 17.2% |
| Poor mental health | 16.6% |
| Poor physical health | 11.4% |
| No health insurance | 17.0% |
| Visited doctor (checkup) | 77.1% |
| Visited dentist | 59.1% |
| Cholesterol screening | 91.4% |
| Teeth loss | 16.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 845 | 7.3% |
| Disability | % |
|---|---|
| Any disability | 11.0% |
| Under 18 | 3.7% |
| 18–64 years | 9.4% |
| 65 and over | 24.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.1% |
| Public insurance | 33.2% |
| No insurance | 11.1% |
| Uninsured under 19 | 3.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 12,772 | 92.4% |
| Spanish | 794 | 6.2% |
| Other Indo-European | 175 | 1.4% |
| Asian & Pacific Islander | 583 | 4.6% |
| Other languages | 28 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 12,623 | 91.3% |
| Born in same state | 12,484 | 90.3% |
| Born in different state | 7,708 | 55.8% |
| Foreign born | 139 | 1.0% |
| Naturalized citizen | 1,200 | 8.7% |
| Not a US citizen | 874 | 72.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,482 | 10.7% |
| Italian | 1,251 | 9.1% |
| Arab | 675 | 4.9% |
| English | 179 | 1.3% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 72 | 0.5% |
| Dutch | 30 | 0.2% |
| Irish | 12 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 46.0% |
| Internet access | 92.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37416
What city is ZIP code 37416 in?
ZIP code 37416 is primarily assigned to Chattanooga, Tennessee.
What county is ZIP code 37416 in?
ZIP code 37416 falls within Hamilton County, Tennessee.
What is the typical home value in ZIP code 37416?
The median home value in ZIP code 37416 is $186,700.
What is the population of ZIP code 37416?
ZIP code 37416 has an estimated population of 13,823 residents, with a density of 673 people per square mile.
What is the median household income in ZIP code 37416?
The median household income in ZIP code 37416 is $58,170, below the national median of ~$75,000.
What timezone is ZIP code 37416 in?
ZIP code 37416 observes the EST timezone.