37402 ZIP Code — Chattanooga, TN

Hamilton County, Tennessee

ZIP code 37402 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 1.29 square miles and serves a population of 4,167 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37402

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $414,500. Renters make up the majority at 95%, typical of denser urban areas.

The gap between median ($30,178) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 32% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of diabetes (23%), smoking (30%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 37402 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,167

population

1.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37402 ZIP code map

Cities in ZIP code 37402

Below are the cities the US Postal Service accepts for ZIP code 37402. Using any city not on this list may result in mail delivery delays.

City	Status
Chattanooga	Preferred

Nearby ZIP codes

37450 Chattanooga (0.3 mi) 37403 Chattanooga (1.2 mi) 37408 Chattanooga (1.2 mi) 37404 Chattanooga (2.9 mi) 37410 Chattanooga (2.9 mi) 37407 Chattanooga (3.3 mi) 37409 Chattanooga (3.5 mi) 37350 Lookout Mountain (4 mi) 37406 Chattanooga (4.2 mi) 37396 Whiteside (4.8 mi) 37411 Chattanooga (4.9 mi) 37412 Chattanooga (6 mi)

Demographics updated 05/2026

Population
Total population	4,167
Population density	3,230 / sq mi
State FIPS	47
County FIPS	065

Geography
Land area	1.29 sq mi
Water area	0.04 sq mi
Latitude	35.0468
Longitude	-85.3147
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.2%	44.3%	45.7%
$50k – $100k	13.6%	30.0%	30.9%
$100k – $200k	12.5%	19.5%	18.3%
Over $200k	0.7%	6.2%	5.1%

Demographics & statistics

4,167

Population

3,230

People per sq mi

39.3

Median age

$30,178

Median household income

$37,246

Per capita income

$414,500

Median home value

$662

Median monthly rent

4.8%

Home ownership

32.2%

Poverty rate

6.4%

Unemployment

765

Housing units

28.5%

Bachelor's or higher

Age distribution

Male Female

133

Under 5

5–9

10–14

15–19

242

20–24

179

488

25–34

360

214

35–44

157

196

45–54

144

233

55–59

172

214

60–64

157

356

65–74

262

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	594	14.3%
18 and over	3,573	85.7%
65 and over	793	19.0%
Median age	39.3 years

Race & ethnicity

Black or African American 51.8%

White 41.5%

Two or more races 4.7%

Hispanic or Latino 1.4%

Asian 0.4%

Other race 0.3%

Group	Count	%
Black or African American	2,189	51.8%
White	1,752	41.5%
Two or more races	198	4.7%
Hispanic or Latino	58	1.4%
Asian	17	0.4%
Other race	11	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.2%	44.3%	45.7%
$50k – $100k	13.6%	30.0%	30.9%
$100k – $200k	12.5%	19.5%	18.3%
Over $200k	0.7%	6.2%	5.1%

Under $10k 15.3%

$10k–$15k 15.5%

$15k–$25k 15.2%

$25k–$35k 11.0%

$35k–$50k 12.3%

$50k–$75k 7.5%

$75k–$100k 5.4%

$100k–$150k 12.1%

$150k–$200k 2.7%

$200k+ 3.0%

Range	% of households
Under $10k	15.3%
$10k–$15k	15.5%
$15k–$25k	15.2%
$25k–$35k	11.0%
$35k–$50k	12.3%
$50k–$75k	7.5%
$75k–$100k	5.4%
$100k–$150k	12.1%
$150k–$200k	2.7%
$200k+	3.0%
Median income	$30,178

Housing

Home values

Under $50k 3.3%

$200k–$300k 43.0%

$300k–$500k 25.6%

$500k–$1M 22.3%

$1M+ 5.8%

Housing overview

Metric	Value
Median home value	$414,500
Median rent / month	$662
Owner occupied	4.8%
Renter occupied	95.2%
Vacant	20.4%
Single-family detached	4.1%
Large apartment buildings	67.9%
Mobile homes	0.3%
Median rooms	3.0
Avg household size (owned)	1.96

Year built

Era	%
2020 or later	0.9%
2010–2019	28.0%
2000–2009	4.6%
1990–1999	2.9%
1980–1989	1.6%
1970–1979	19.8%
1960–1969	5.2%
1950–1959	5.1%
1940–1949	10.0%
1939 or earlier	21.8%

Bedrooms

Size	% of units
No bedroom (studio)	11.9%
1 bedroom	58.4%
2 bedrooms	24.0%
3 bedrooms	4.4%
4 bedrooms	1.4%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	37.6%
1 vehicle	48.6%
2 vehicles	11.2%
3 or more	2.5%

Heating fuel

Fuel type	%
Utility gas	7.6%
Electricity	88.6%
Propane / LP gas	0.4%
No fuel used	2.3%

Households & families

Household type	Count	%
Married-couple family	275	11.0%
Cohabiting couple	123	4.9%
Male householder, no spouse	1,131	45.0%
Female householder, no spouse	982	39.1%
Households with children under 18	269	10.7%
Households with seniors (65+)	679	27.0%
Average household size	1.51

Marital status

Status	Male	Female
Never married	50.7%	51.9%
Married	17.8%	18.5%
Separated	4.9%	2.7%
Widowed	7.6%	11.6%
Divorced	19.0%	15.3%

Education

Less than 9th grade 4.7%

Some HS, no diploma 12.5%

HS graduate 30.9%

Some college, no degree 18.1%

Associate's degree 5.4%

Bachelor's degree 16.2%

Graduate / professional 12.2%

Metric	%
HS diploma or higher	82.8%
Bachelor's or higher	28.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	4.4%
Kindergarten	55	12.1%
Elementary school	166	36.6%
High school	79	17.4%
College / grad school	134	29.5%

Employment

Industry of employment

Education & healthcare 19.0%

Arts, food & hospitality 17.7%

Manufacturing 16.2%

Professional & management 11.1%

Construction 7.1%

Other services 6.3%

Transportation & utilities 4.3%

Finance & real estate 4.2%

Wholesale trade 3.7%

Retail trade 3.7%

Agriculture & mining 3.5%

Information 2.8%

Public administration 0.5%

Occupation

Category	%
Management, business & arts	53.9%
Service	19.4%
Sales & office	17.1%
Natural resources & construction	1.5%
Production & transportation	8.0%

Employment type

Type	%
Private sector	80.3%
Government	10.2%
Self-employed	9.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.8%
Carpool	5.8%
Public transit	4.8%
Walk	10.3%
Work from home	9.8%
Other means	3.4%
Avg commute (minutes)	22.4

Poverty

All people 32.2%

Under 18 years 46.0%

18 and over 29.7%

Married-couple families 12.0%

Female-led households 55.9%

Income support

Source	% of households
Social Security	35.6%
Retirement income	11.5%
Supplemental Security	11.8%
Cash public assistance	2.8%
Food stamps / SNAP	31.5%

Health indicators

Condition	%
Obesity	42.2%
High blood pressure	50.1%
High cholesterol	35.5%
Diabetes	22.6%
Heart disease	10.6%
Stroke	7.6%
Asthma	13.3%
Arthritis	33.4%
Kidney disease	5.5%
Pulmonary disease	14.4%
Cancer	6.0%

Behavior / access	%
Smoking	30.1%
Binge drinking	11.3%
No physical activity	38.7%
Less than 7 hrs sleep	42.5%
Depression	24.7%
Fair or poor health	32.4%
Poor mental health	19.5%
Poor physical health	18.8%
No health insurance	23.3%
Visited doctor (checkup)	78.7%
Visited dentist	42.0%
Cholesterol screening	88.4%
Teeth loss	39.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	304	8.6%

Disability	%
Any disability	26.0%
Under 18	5.5%
18–64 years	22.5%
65 and over	53.0%

Health insurance coverage

Type	%
Private insurance	45.1%
Public insurance	55.4%
No insurance	7.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,936	94.5%
Spanish	12	0.3%
Other Indo-European	12	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,090	98.2%
Born in same state	4,040	97.0%
Born in different state	2,455	58.9%
Foreign born	50	1.2%
Naturalized citizen	77	1.8%
Not a US citizen	37	48.1%

Ancestry

Ancestry	Count	%
Arab	349	8.4%
Italian	327	7.8%
French	190	4.6%
English	27	0.6%

Ancestry	Count	%
Irish	26	0.6%
Polish	17	0.4%
Dutch	6	0.1%

Technology access

Metric	% of households
Computer access	60.3%
Internet access	86.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37402

What city is ZIP code 37402 in?

ZIP code 37402 is primarily assigned to Chattanooga, Tennessee.

What county is ZIP code 37402 in?

ZIP code 37402 falls within Hamilton County, Tennessee.

Is ZIP code 37402 mostly rentals?

95% of occupied units in ZIP code 37402 are renter-occupied.

What is the poverty rate in ZIP code 37402?

32% of residents in ZIP code 37402 live below the poverty line, above the national average.

Does ZIP code 37402 have a large retiree population?

36% of households in ZIP code 37402 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 37402?

The median home value in ZIP code 37402 is $414,500.

What timezone is ZIP code 37402 in?

ZIP code 37402 observes the EST timezone.