37407 ZIP Code — Chattanooga, TN

Hamilton County, Tennessee

ZIP code 37407 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 3.40 square miles and serves a population of 9,827 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37407

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $86,600. Renters make up the majority at 62%, typical of denser urban areas.

Median household income is $32,255. Poverty affects 43% of residents, above the national average. SNAP benefit usage at 37% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (35%), poor mental health (23%) compared to national benchmarks. 31% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 25% of households.

Overall, ZIP code 37407 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

9,827

population

3.40

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37407 ZIP code map

Cities in ZIP code 37407

Below are the cities the US Postal Service accepts for ZIP code 37407. Using any city not on this list may result in mail delivery delays.

City	Status
Chattanooga	Preferred

Nearby ZIP codes

37410 Chattanooga (1.4 mi) 37404 Chattanooga (1.7 mi) 37408 Chattanooga (2.1 mi) 37403 Chattanooga (3 mi) 37450 Chattanooga (3.1 mi) 37402 Chattanooga (3.3 mi) 37409 Chattanooga (3.4 mi) 37350 Lookout Mountain (3.6 mi) 37412 Chattanooga (3.7 mi) 37411 Chattanooga (3.7 mi) 30741 Rossville (4.7 mi) 37406 Chattanooga (5.3 mi)

Demographics updated 05/2026

Population
Total population	9,827
Population density	2,890 / sq mi
State FIPS	47
County FIPS	065

Geography
Land area	3.40 sq mi
Water area	0.01 sq mi
Latitude	35.0040
Longitude	-85.2894
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	78.7%	44.3%	45.7%
$50k – $100k	18.1%	30.0%	30.9%
$100k – $200k	3.2%	19.5%	18.3%
Over $200k	0.1%	6.2%	5.1%

Demographics & statistics

9,827

Population

2,890

People per sq mi

28.4

Median age

$32,255

Median household income

$13,829

Per capita income

$86,600

Median home value

$834

Median monthly rent

38.0%

Home ownership

43.4%

Poverty rate

10.0%

Unemployment

1,577

Housing units

6.0%

Bachelor's or higher

Age distribution

Male Female

589

Under 5

530

566

5–9

508

541

10–14

486

358

15–19

321

300

20–24

269

638

25–34

573

625

35–44

562

477

45–54

429

330

55–59

296

372

60–64

334

232

65–74

209

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,724	37.9%
18 and over	6,103	62.1%
65 and over	723	7.4%
Median age	28.4 years

Race & ethnicity

White 36.8%

Black or African American 25.5%

Hispanic or Latino 17.3%

Two or more races 10.8%

Other race 9.6%

Group	Count	%
White	4,369	36.8%
Black or African American	3,029	25.5%
Hispanic or Latino	2,056	17.3%
Two or more races	1,287	10.8%
Other race	1,142	9.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	78.7%	44.3%	45.7%
$50k – $100k	18.1%	30.0%	30.9%
$100k – $200k	3.2%	19.5%	18.3%
Over $200k	0.1%	6.2%	5.1%

Under $10k 8.2%

$10k–$15k 10.4%

$15k–$25k 16.6%

$25k–$35k 20.0%

$35k–$50k 15.3%

$50k–$75k 18.5%

$75k–$100k 4.7%

$100k–$150k 5.7%

$200k+ 0.6%

Range	% of households
Under $10k	8.2%
$10k–$15k	10.4%
$15k–$25k	16.6%
$25k–$35k	20.0%
$35k–$50k	15.3%
$50k–$75k	18.5%
$75k–$100k	4.7%
$100k–$150k	5.7%
$200k+	0.6%
Median income	$32,255

Housing

Home values

Under $50k 17.3%

$50k–$100k 46.8%

$100k–$150k 9.1%

$150k–$200k 10.5%

$200k–$300k 8.3%

$300k–$500k 3.7%

$500k–$1M 4.2%

Housing overview

Metric	Value
Median home value	$86,600
Median rent / month	$834
Owner occupied	38.0%
Renter occupied	62.0%
Vacant	14.1%
Single-family detached	73.9%
Large apartment buildings	0.0%
Mobile homes	1.5%
Median rooms	4.8
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	2.7%
1990–1999	0.5%
1980–1989	3.4%
1970–1979	10.4%
1960–1969	8.3%
1950–1959	16.0%
1940–1949	21.0%
1939 or earlier	35.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	11.5%
2 bedrooms	46.7%
3 bedrooms	35.0%
4 bedrooms	4.8%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	14.3%
1 vehicle	32.4%
2 vehicles	32.5%
3 or more	20.8%

Heating fuel

Fuel type	%
Utility gas	12.4%
Electricity	84.8%
Propane / LP gas	1.5%
Fuel oil	1.1%

Households & families

Household type	Count	%
Married-couple family	794	27.4%
Cohabiting couple	303	10.5%
Male householder, no spouse	841	29.0%
Female householder, no spouse	961	33.1%
Households with children under 18	1,177	40.6%
Households with seniors (65+)	644	22.2%
Average household size	3.39

Marital status

Status	Male	Female
Never married	50.6%	40.2%
Married	28.5%	31.8%
Separated	5.2%	2.7%
Widowed	4.4%	12.2%
Divorced	11.2%	13.1%

Education

Less than 9th grade 21.4%

Some HS, no diploma 19.0%

HS graduate 40.2%

Some college, no degree 10.6%

Associate's degree 2.8%

Bachelor's degree 3.6%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	59.6%
Bachelor's or higher	6.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	58	2.1%
Kindergarten	177	6.5%
Elementary school	1,784	65.5%
High school	594	21.8%
College / grad school	112	4.1%

Employment

Industry of employment

Manufacturing 19.1%

Arts, food & hospitality 18.2%

Professional & management 12.4%

Construction 10.7%

Education & healthcare 9.7%

Other services 9.3%

Retail trade 7.6%

Transportation & utilities 6.6%

Public administration 2.3%

Finance & real estate 2.2%

Wholesale trade 1.9%

Occupation

Category	%
Management, business & arts	16.8%
Service	28.3%
Sales & office	12.9%
Natural resources & construction	15.4%
Production & transportation	26.5%

Employment type

Type	%
Private sector	91.5%
Government	6.2%
Self-employed	2.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.4%
Carpool	16.3%
Public transit	4.6%
Walk	1.2%
Work from home	2.9%
Other means	1.6%
Avg commute (minutes)	19.1

Poverty

All people 43.4%

Under 18 years 57.6%

18 and over 34.7%

Married-couple families 42.2%

Female-led households 44.4%

Income support

Source	% of households
Social Security	31.5%
Retirement income	12.5%
Supplemental Security	12.5%
Cash public assistance	4.3%
Food stamps / SNAP	36.5%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	44.0%
High cholesterol	35.2%
Diabetes	18.0%
Heart disease	8.7%
Stroke	5.6%
Asthma	13.6%
Arthritis	30.1%
Kidney disease	4.4%
Pulmonary disease	13.6%
Cancer	5.1%

Behavior / access	%
Smoking	35.1%
Binge drinking	12.1%
No physical activity	41.2%
Less than 7 hrs sleep	42.2%
Depression	29.1%
Fair or poor health	32.5%
Poor mental health	22.6%
Poor physical health	18.7%
No health insurance	31.2%
Visited doctor (checkup)	74.4%
Visited dentist	36.4%
Cholesterol screening	83.9%
Teeth loss	36.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	291	4.8%

Disability	%
Any disability	14.8%
Under 18	2.6%
18–64 years	17.9%
65 and over	53.9%

Health insurance coverage

Type	%
Private insurance	19.7%
Public insurance	54.6%
No insurance	30.9%
Uninsured under 19	12.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,708	88.6%
Spanish	2,139	24.6%
Other Indo-European	1,972	22.6%
Asian & Pacific Islander	7	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,540	76.7%
Born in same state	7,502	76.3%
Born in different state	5,414	55.1%
Foreign born	38	0.4%
Naturalized citizen	2,287	23.3%
Not a US citizen	132	5.8%

Ancestry

Ancestry	Count	%
Italian	632	6.4%
Arab	264	2.7%

Ancestry	Count	%
French	152	1.5%
English	42	0.4%

Technology access

Metric	% of households
Computer access	29.5%
Internet access	86.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37407

What city is ZIP code 37407 in?

ZIP code 37407 is primarily assigned to Chattanooga, Tennessee.

What county is ZIP code 37407 in?

ZIP code 37407 falls within Hamilton County, Tennessee.

What is the poverty rate in ZIP code 37407?

43% of residents in ZIP code 37407 live below the poverty line, above the national average.

Is ZIP code 37407 family-oriented?

38% of residents in ZIP code 37407 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 37407?

6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 37407 mostly rentals?

62% of occupied units in ZIP code 37407 are renter-occupied.

What timezone is ZIP code 37407 in?

ZIP code 37407 observes the EST timezone.