37409 ZIP Code — Chattanooga, TN
Hamilton County, Tennessee
ZIP code 37409 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 4.42 square miles and serves a population of 3,494 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.
About ZIP code 37409
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $225,300. Owner-occupancy sits near the national average at 62%.
Median household income is $69,620.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.
3,494
population
4.42
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
37409 ZIP code map
Cities in ZIP code 37409
Below are the cities the US Postal Service accepts for ZIP code 37409. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Chattanooga | Preferred |
Nearby ZIP codes
37350 Lookout Mountain (0.5 mi)
37410 Chattanooga (2 mi)
37408 Chattanooga (2.9 mi)
37407 Chattanooga (3.4 mi)
37402 Chattanooga (3.5 mi)
37450 Chattanooga (3.7 mi)
37403 Chattanooga (4.4 mi)
37396 Whiteside (4.4 mi)
37404 Chattanooga (4.6 mi)
37419 Chattanooga (5.3 mi)
30725 Flintstone (5.7 mi)
30750 Lookout Mountain (6.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 3,494 |
| Population density | 790 / sq mi |
| State FIPS | 47 |
| County FIPS | 065 |
| Geography | |
|---|---|
| Land area | 4.42 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 35.0042 |
| Longitude | -85.3495 |
| Timezone | Eastern (ET) |
| Area code | 423 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 40.1% | 44.3% | 45.7% |
| $50k – $100k | 41.5% | 30.0% | 30.9% |
| $100k – $200k | 17.8% | 19.5% | 18.3% |
| Over $200k | 0.5% | 6.2% | 5.1% |
Demographics & statistics
3,494
Population
790
People per sq mi
36.1
Median age
$69,620
Median household income
$35,233
Per capita income
$225,300
Median home value
$1,108
Median monthly rent
62.4%
Home ownership
15.0%
Poverty rate
6.4%
Unemployment
1,195
Housing units
53.8%
Bachelor's or higher
Age distribution
Male
Female
148
Under 5
135
63
5–9
57
111
10–14
100
84
15–19
76
41
20–24
38
428
25–34
387
409
35–44
370
206
45–54
187
66
55–59
59
61
60–64
55
154
65–74
140
35
75–84
32
27
85+
25
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 739 | 21.2% |
| 18 and over | 2,755 | 78.8% |
| 65 and over | 413 | 11.8% |
| Median age | 36.1 years | |
Race & ethnicity
White
68.8%
Two or more races
11.3%
Black or African American
8.8%
Asian
5.7%
Hispanic or Latino
5%
Other race
0.4%
| Group | Count | % |
|---|---|---|
| White | 2,530 | 68.8% |
| Two or more races | 415 | 11.3% |
| Black or African American | 322 | 8.8% |
| Asian | 211 | 5.7% |
| Hispanic or Latino | 182 | 5% |
| Other race | 16 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 40.1% | 44.3% | 45.7% |
| $50k – $100k | 41.5% | 30.0% | 30.9% |
| $100k – $200k | 17.8% | 19.5% | 18.3% |
| Over $200k | 0.5% | 6.2% | 5.1% |
Under $10k
0.7%
$10k–$15k
5.8%
$15k–$25k
2.8%
$25k–$35k
5.3%
$35k–$50k
12.9%
$50k–$75k
37.8%
$75k–$100k
6.3%
$100k–$150k
18.8%
$150k–$200k
7.4%
$200k+
2.1%
| Range | % of households |
|---|---|
| Under $10k | 0.7% |
| $10k–$15k | 5.8% |
| $15k–$25k | 2.8% |
| $25k–$35k | 5.3% |
| $35k–$50k | 12.9% |
| $50k–$75k | 37.8% |
| $75k–$100k | 6.3% |
| $100k–$150k | 18.8% |
| $150k–$200k | 7.4% |
| $200k+ | 2.1% |
| Median income | $69,620 |
Housing
Home values
Under $50k
5.0%
$50k–$100k
12.0%
$100k–$150k
2.9%
$150k–$200k
17.9%
$200k–$300k
37.7%
$300k–$500k
20.4%
$500k–$1M
4.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $225,300 |
| Median rent / month | $1,108 |
| Owner occupied | 62.4% |
| Renter occupied | 37.6% |
| Vacant | 13.1% |
| Single-family detached | 82.9% |
| Large apartment buildings | 3.5% |
| Mobile homes | 0.0% |
| Median rooms | 5.6 |
| Avg household size (owned) | 2.28 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 8.1% |
| 2000–2009 | 3.4% |
| 1990–1999 | 0.5% |
| 1980–1989 | 3.9% |
| 1970–1979 | 1.6% |
| 1960–1969 | 0.6% |
| 1950–1959 | 16.3% |
| 1940–1949 | 13.2% |
| 1939 or earlier | 52.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 6.9% |
| 2 bedrooms | 43.8% |
| 3 bedrooms | 41.8% |
| 4 bedrooms | 7.6% |
| 5+ bedrooms | 0.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.6% |
| 1 vehicle | 31.0% |
| 2 vehicles | 57.3% |
| 3 or more | 8.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 35.8% |
| Electricity | 64.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 676 | 43.8% |
| Cohabiting couple | 224 | 14.5% |
| Male householder, no spouse | 264 | 17.1% |
| Female householder, no spouse | 380 | 24.6% |
| Households with children under 18 | 431 | 27.9% |
| Households with seniors (65+) | 311 | 20.1% |
| Average household size | 2.25 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 38.6% | 31.7% |
| Married | 50.1% | 47.1% |
| Separated | 0.7% | 0.0% |
| Widowed | 0.4% | 5.0% |
| Divorced | 10.2% | 16.2% |
Education
Less than 9th grade
3.4%
Some HS, no diploma
5.0%
HS graduate
12.9%
Some college, no degree
18.6%
Associate's degree
6.3%
Bachelor's degree
40.3%
Graduate / professional
13.6%
| Metric | % |
|---|---|
| HS diploma or higher | 91.6% |
| Bachelor's or higher | 53.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 55 | 6.5% |
| Kindergarten | 44 | 5.2% |
| Elementary school | 273 | 32.1% |
| High school | 160 | 18.8% |
| College / grad school | 319 | 37.5% |
Employment
Industry of employment
Education & healthcare
27.5%
Finance & real estate
17.6%
Professional & management
16.7%
Arts, food & hospitality
14.8%
Other services
5.2%
Manufacturing
4.4%
Transportation & utilities
4.4%
Construction
3.4%
Public administration
3.2%
Retail trade
1.6%
Wholesale trade
1.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 61.5% |
| Service | 16.8% |
| Sales & office | 13.9% |
| Natural resources & construction | 3.6% |
| Production & transportation | 4.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 89.1% |
| Government | 8.1% |
| Self-employed | 2.8% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 86.8% |
| Carpool | 3.0% |
| Public transit | 0.0% |
| Walk | 0.4% |
| Work from home | 9.2% |
| Other means | 0.6% |
| Avg commute (minutes) | 22.6 |
Poverty
All people
15.0%
Under 18 years
11.7%
18 and over
15.8%
Married-couple families
4.9%
Female-led households
61.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 19.0% |
| Retirement income | 9.1% |
| Supplemental Security | 1.6% |
| Cash public assistance | 0.0% |
| Food stamps / SNAP | 3.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 29.5% |
| High blood pressure | 34.1% |
| High cholesterol | 33.3% |
| Diabetes | 10.8% |
| Heart disease | 5.4% |
| Stroke | 2.9% |
| Asthma | 10.0% |
| Arthritis | 23.3% |
| Kidney disease | 2.6% |
| Pulmonary disease | 5.9% |
| Cancer | 5.8% |
| Behavior / access | % |
|---|---|
| Smoking | 16.6% |
| Binge drinking | 15.3% |
| No physical activity | 20.4% |
| Less than 7 hrs sleep | 33.6% |
| Depression | 23.8% |
| Fair or poor health | 13.0% |
| Poor mental health | 15.4% |
| Poor physical health | 9.1% |
| No health insurance | 14.0% |
| Visited doctor (checkup) | 73.7% |
| Visited dentist | 65.2% |
| Cholesterol screening | 90.3% |
| Teeth loss | 12.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 154 | 5.6% |
| Disability | % |
|---|---|
| Any disability | 12.5% |
| Under 18 | 0.0% |
| 18–64 years | 9.8% |
| 65 and over | 50.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 66.7% |
| Public insurance | 27.3% |
| No insurance | 12.3% |
| Uninsured under 19 | 7.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 3,211 | 91.9% |
| Spanish | 152 | 4.7% |
| Other Indo-European | 123 | 3.8% |
| Asian & Pacific Islander | 29 | 0.9% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 3,153 | 90.2% |
| Born in same state | 3,153 | 90.2% |
| Born in different state | 1,589 | 45.5% |
| Foreign born | 0 | 0.0% |
| Naturalized citizen | 341 | 9.8% |
| Not a US citizen | 178 | 52.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 441 | 12.6% |
| Italian | 406 | 11.6% |
| Arab | 123 | 3.5% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 118 | 3.4% |
| English | 52 | 1.5% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 44.2% |
| Internet access | 94.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37409
What city is ZIP code 37409 in?
ZIP code 37409 is primarily assigned to Chattanooga, Tennessee.
What county is ZIP code 37409 in?
ZIP code 37409 falls within Hamilton County, Tennessee.
How educated is the population of ZIP code 37409?
54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the population of ZIP code 37409?
ZIP code 37409 has an estimated population of 3,494 residents, with a density of 791 people per square mile.
What is the typical home value in ZIP code 37409?
The median home value in ZIP code 37409 is $225,300.
What is the median household income in ZIP code 37409?
The median household income in ZIP code 37409 is $69,620, below the national median of ~$75,000.
What timezone is ZIP code 37409 in?
ZIP code 37409 observes the EST timezone.