37408 ZIP Code — Chattanooga, TN

Hamilton County, Tennessee

ZIP code 37408 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 2.13 square miles and serves a population of 2,727 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37408

The housing stock consists of a significant share of large multi-unit buildings. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $422,800. Renters make up the majority at 66%, typical of denser urban areas.

The gap between median ($70,438) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

2,727

population

2.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37408 ZIP code map

Cities in ZIP code 37408

Below are the cities the US Postal Service accepts for ZIP code 37408. Using any city not on this list may result in mail delivery delays.

City	Status
Chattanooga	Preferred

Nearby ZIP codes

37450 Chattanooga (1.1 mi) 37402 Chattanooga (1.2 mi) 37403 Chattanooga (1.5 mi) 37410 Chattanooga (1.7 mi) 37407 Chattanooga (2.1 mi) 37404 Chattanooga (2.1 mi) 37409 Chattanooga (2.9 mi) 37350 Lookout Mountain (3.3 mi) 37411 Chattanooga (4.4 mi) 37406 Chattanooga (4.6 mi) 37412 Chattanooga (5.2 mi) 37396 Whiteside (5.4 mi)

Demographics updated 05/2026

Population
Total population	2,727
Population density	1,280 / sq mi
State FIPS	47
County FIPS	065

Geography
Land area	2.13 sq mi
Water area	0.33 sq mi
Latitude	35.0296
Longitude	-85.3091
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.2%	44.3%	45.7%
$50k – $100k	16.5%	30.0%	30.9%
$100k – $200k	24.4%	19.5%	18.3%
Over $200k	13.9%	6.2%	5.1%

Demographics & statistics

2,727

Population

1,280

People per sq mi

32.4

Median age

$70,438

Median household income

$67,818

Per capita income

$422,800

Median home value

$1,229

Median monthly rent

34.3%

Home ownership

11.1%

Poverty rate

3.0%

Unemployment

807

Housing units

58.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

103

443

25–34

475

133

35–44

142

101

45–54

108

55–59

60–64

107

65–74

114

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	478	17.5%
18 and over	2,249	82.5%
65 and over	339	12.4%
Median age	32.4 years

Race & ethnicity

White 57.7%

Black or African American 30.7%

Hispanic or Latino 4.4%

Two or more races 3%

Other race 2.1%

Asian 1.8%

American Indian / Alaska Native 0.2%

Group	Count	%
White	1,647	57.7%
Black or African American	877	30.7%
Hispanic or Latino	127	4.4%
Two or more races	85	3%
Other race	61	2.1%
Asian	52	1.8%
American Indian / Alaska Native	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.2%	44.3%	45.7%
$50k – $100k	16.5%	30.0%	30.9%
$100k – $200k	24.4%	19.5%	18.3%
Over $200k	13.9%	6.2%	5.1%

Under $10k 2.1%

$10k–$15k 8.8%

$15k–$25k 11.5%

$25k–$35k 11.2%

$35k–$50k 7.2%

$50k–$75k 10.4%

$75k–$100k 7.0%

$100k–$150k 14.7%

$150k–$200k 12.3%

$200k+ 14.7%

Range	% of households
Under $10k	2.1%
$10k–$15k	8.8%
$15k–$25k	11.5%
$25k–$35k	11.2%
$35k–$50k	7.2%
$50k–$75k	10.4%
$75k–$100k	7.0%
$100k–$150k	14.7%
$150k–$200k	12.3%
$200k+	14.7%
Median income	$70,438

Housing

Home values

$50k–$100k 0.4%

$100k–$150k 1.3%

$150k–$200k 11.7%

$200k–$300k 15.2%

$300k–$500k 46.0%

$500k–$1M 18.9%

$1M+ 6.4%

Housing overview

Metric	Value
Median home value	$422,800
Median rent / month	$1,229
Owner occupied	34.3%
Renter occupied	65.7%
Vacant	21.0%
Single-family detached	27.4%
Large apartment buildings	47.4%
Mobile homes	0.0%
Median rooms	3.5
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.5%
2010–2019	44.9%
2000–2009	20.9%
1990–1999	12.0%
1980–1989	1.9%
1970–1979	5.1%
1960–1969	1.5%
1950–1959	2.6%
1940–1949	0.4%
1939 or earlier	10.3%

Bedrooms

Size	% of units
No bedroom (studio)	12.1%
1 bedroom	33.7%
2 bedrooms	23.6%
3 bedrooms	24.4%
4 bedrooms	5.8%
5+ bedrooms	0.4%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	54.7%
2 vehicles	30.9%
3 or more	7.2%

Heating fuel

Fuel type	%
Utility gas	7.4%
Electricity	91.2%
Propane / LP gas	0.9%
Solar	0.5%

Households & families

Household type	Count	%
Married-couple family	357	26.9%
Cohabiting couple	127	9.6%
Male householder, no spouse	468	35.3%
Female householder, no spouse	373	28.2%
Households with children under 18	219	16.5%
Households with seniors (65+)	243	18.3%
Average household size	2.06

Marital status

Status	Male	Female
Never married	40.4%	43.0%
Married	35.0%	32.5%
Separated	4.5%	8.3%
Widowed	5.8%	3.2%
Divorced	14.3%	12.9%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.0%

HS graduate 16.0%

Some college, no degree 14.3%

Associate's degree 5.4%

Bachelor's degree 38.8%

Graduate / professional 19.7%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	58.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	4.1%
Kindergarten	30	4.9%
Elementary school	248	40.4%
High school	56	9.1%
College / grad school	255	41.5%

Employment

Industry of employment

Education & healthcare 21.3%

Professional & management 18.0%

Arts, food & hospitality 16.5%

Transportation & utilities 9.6%

Manufacturing 8.5%

Finance & real estate 7.7%

Construction 6.8%

Retail trade 6.4%

Other services 2.7%

Wholesale trade 0.9%

Information 0.9%

Public administration 0.9%

Occupation

Category	%
Management, business & arts	59.7%
Service	20.1%
Sales & office	14.7%
Natural resources & construction	0.3%
Production & transportation	5.1%

Employment type

Type	%
Private sector	86.7%
Government	10.3%
Self-employed	2.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	73.3%
Carpool	2.1%
Public transit	0.7%
Walk	5.3%
Work from home	18.2%
Other means	0.4%
Avg commute (minutes)	16.4

Poverty

All people 11.1%

Under 18 years 4.0%

18 and over 12.6%

Married-couple families 0.8%

Female-led households 8.0%

Income support

Source	% of households
Social Security	21.2%
Retirement income	8.5%
Supplemental Security	2.3%
Cash public assistance	2.6%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	36.8%
High cholesterol	32.4%
Diabetes	12.9%
Heart disease	5.5%
Stroke	3.3%
Asthma	10.3%
Arthritis	22.4%
Kidney disease	2.9%
Pulmonary disease	5.7%
Cancer	4.9%

Behavior / access	%
Smoking	17.7%
Binge drinking	14.6%
No physical activity	22.9%
Less than 7 hrs sleep	36.7%
Depression	22.4%
Fair or poor health	15.3%
Poor mental health	15.8%
Poor physical health	9.7%
No health insurance	16.6%
Visited doctor (checkup)	74.5%
Visited dentist	60.2%
Cholesterol screening	89.8%
Teeth loss	15.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	160	7.1%

Disability	%
Any disability	6.7%
Under 18	4.2%
18–64 years	2.7%
65 and over	33.3%

Health insurance coverage

Type	%
Private insurance	66.1%
Public insurance	25.8%
No insurance	11.1%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,598	95.3%
Spanish	86	3.3%
Other Indo-European	25	1.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,523	92.5%
Born in same state	2,415	88.6%
Born in different state	1,236	45.3%
Foreign born	108	4.0%
Naturalized citizen	204	7.5%
Not a US citizen	29	14.2%

Ancestry

Ancestry	Count	%
French	363	13.3%
Italian	362	13.3%
Arab	53	1.9%

Ancestry	Count	%
Polish	42	1.5%
English	17	0.6%
German	11	0.4%

Technology access

Metric	% of households
Computer access	48.6%
Internet access	89.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37408

What city is ZIP code 37408 in?

ZIP code 37408 is primarily assigned to Chattanooga, Tennessee.

What county is ZIP code 37408 in?

ZIP code 37408 falls within Hamilton County, Tennessee.

Is ZIP code 37408 mostly rentals?

66% of occupied units in ZIP code 37408 are renter-occupied.

How educated is the population of ZIP code 37408?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 37408?

The median home value in ZIP code 37408 is $422,800.

What is the population of ZIP code 37408?

ZIP code 37408 has an estimated population of 2,727 residents, with a density of 1,283 people per square mile.

What timezone is ZIP code 37408 in?

ZIP code 37408 observes the EST timezone.