37412 ZIP Code — Chattanooga, TN

Hamilton County, Tennessee

ZIP code 37412 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 8.66 square miles and serves a population of 21,840 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.

About ZIP code 37412

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $164,300. Owner-occupancy sits near the national average at 61%.

Median household income is $53,409. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

21,840

population

8.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37412 ZIP code map

Cities in ZIP code 37412

Below are the cities the US Postal Service accepts for ZIP code 37412. Using any city not on this list may result in mail delivery delays.

City	Status
Chattanooga	Acceptable
Chattanooga	Preferred

Nearby ZIP codes

37411 Chattanooga (1.8 mi) 37404 Chattanooga (3.1 mi) 37407 Chattanooga (3.7 mi) 37421 Chattanooga (4.3 mi) 30742 Fort Oglethorpe (4.7 mi) 37406 Chattanooga (4.9 mi) 37403 Chattanooga (5 mi) 37410 Chattanooga (5.1 mi) 37408 Chattanooga (5.2 mi) 30741 Rossville (5.4 mi) 37450 Chattanooga (5.7 mi) 37402 Chattanooga (6 mi)

Demographics updated 05/2026

Population
Total population	21,840
Population density	2,522 / sq mi
State FIPS	47
County FIPS	065

Geography
Land area	8.66 sq mi
Water area	0.00 sq mi
Latitude	35.0027
Longitude	-85.2238
Timezone	Eastern (ET)
Area code	423

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.2%	44.3%	45.7%
$50k – $100k	36.0%	30.0%	30.9%
$100k – $200k	11.6%	19.5%	18.3%
Over $200k	1.1%	6.2%	5.1%

Demographics & statistics

21,840

Population

2,522

People per sq mi

39.4

Median age

$53,409

Median household income

$30,522

Per capita income

$164,300

Median home value

$1,035

Median monthly rent

60.8%

Home ownership

15.7%

Poverty rate

6.5%

Unemployment

6,582

Housing units

21.6%

Bachelor's or higher

Age distribution

Male Female

556

Under 5

589

639

5–9

676

483

10–14

511

621

15–19

657

533

20–24

564

1,806

25–34

1,911

1,268

35–44

1,342

1,316

45–54

1,393

716

55–59

758

689

60–64

729

1,078

65–74

1,140

580

75–84

614

326

85+

345

← Male

Female →

Age summary

Group	Count	%
Under 18	4,233	19.4%
18 and over	17,607	80.6%
65 and over	4,083	18.7%
Median age	39.4 years

Race & ethnicity

White 70.9%

Black or African American 11.1%

Hispanic or Latino 7.6%

Other race 5.3%

Two or more races 4%

Asian 1.2%

Group	Count	%
White	16,749	70.9%
Black or African American	2,627	11.1%
Hispanic or Latino	1,789	7.6%
Other race	1,250	5.3%
Two or more races	938	4%
Asian	276	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.2%	44.3%	45.7%
$50k – $100k	36.0%	30.0%	30.9%
$100k – $200k	11.6%	19.5%	18.3%
Over $200k	1.1%	6.2%	5.1%

Under $10k 3.0%

$10k–$15k 5.3%

$15k–$25k 13.3%

$25k–$35k 10.3%

$35k–$50k 14.7%

$50k–$75k 18.9%

$75k–$100k 13.3%

$100k–$150k 14.0%

$150k–$200k 5.2%

$200k+ 1.9%

Range	% of households
Under $10k	3.0%
$10k–$15k	5.3%
$15k–$25k	13.3%
$25k–$35k	10.3%
$35k–$50k	14.7%
$50k–$75k	18.9%
$75k–$100k	13.3%
$100k–$150k	14.0%
$150k–$200k	5.2%
$200k+	1.9%
Median income	$53,409

Housing

Home values

Under $50k 1.8%

$50k–$100k 8.9%

$100k–$150k 28.5%

$150k–$200k 32.8%

$200k–$300k 21.7%

$300k–$500k 4.9%

$500k–$1M 0.9%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$164,300
Median rent / month	$1,035
Owner occupied	60.8%
Renter occupied	39.2%
Vacant	8.0%
Single-family detached	69.1%
Large apartment buildings	6.3%
Mobile homes	0.7%
Median rooms	5.5
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	0.0%
2010–2019	2.5%
2000–2009	6.3%
1990–1999	4.6%
1980–1989	10.4%
1970–1979	16.7%
1960–1969	16.2%
1950–1959	29.6%
1940–1949	9.9%
1939 or earlier	3.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	10.7%
2 bedrooms	33.5%
3 bedrooms	40.4%
4 bedrooms	10.8%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	39.1%
2 vehicles	35.7%
3 or more	20.2%

Heating fuel

Fuel type	%
Utility gas	16.1%
Electricity	82.0%
Propane / LP gas	1.0%
Fuel oil	0.1%
Wood	0.4%
Solar	0.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,834	40.5%
Cohabiting couple	745	7.9%
Male householder, no spouse	1,947	20.6%
Female householder, no spouse	2,935	31.0%
Households with children under 18	2,221	23.5%
Households with seniors (65+)	3,001	31.7%
Average household size	2.29

Marital status

Status	Male	Female
Never married	35.4%	30.7%
Married	46.9%	41.2%
Separated	2.1%	1.2%
Widowed	4.7%	9.9%
Divorced	10.9%	17.0%

Education

Less than 9th grade 6.8%

Some HS, no diploma 7.8%

HS graduate 28.2%

Some college, no degree 26.8%

Associate's degree 8.8%

Bachelor's degree 14.9%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	85.4%
Bachelor's or higher	21.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	178	4.3%
Kindergarten	266	6.4%
Elementary school	1,696	40.7%
High school	1,053	25.3%
College / grad school	971	23.3%

Employment

Industry of employment

Education & healthcare 19.1%

Retail trade 14.5%

Manufacturing 10.6%

Arts, food & hospitality 10.5%

Transportation & utilities 9.9%

Finance & real estate 9.5%

Professional & management 8.5%

Construction 5.7%

Other services 4.5%

Wholesale trade 2.5%

Public administration 2.4%

Information 1.4%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	28.4%
Service	21.5%
Sales & office	26.0%
Natural resources & construction	8.2%
Production & transportation	15.9%

Employment type

Type	%
Private sector	82.8%
Government	9.8%
Self-employed	6.6%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	73.0%
Carpool	10.8%
Public transit	0.0%
Walk	2.6%
Work from home	12.0%
Other means	1.6%
Avg commute (minutes)	19.1

Poverty

All people 15.7%

Under 18 years 24.4%

18 and over 13.7%

Married-couple families 10.8%

Female-led households 12.9%

Income support

Source	% of households
Social Security	31.8%
Retirement income	19.9%
Supplemental Security	4.8%
Cash public assistance	2.0%
Food stamps / SNAP	12.6%

Health indicators

Condition	%
Obesity	30.7%
High blood pressure	38.0%
High cholesterol	37.1%
Diabetes	12.3%
Heart disease	7.8%
Stroke	3.8%
Asthma	10.5%
Arthritis	29.0%
Kidney disease	3.3%
Pulmonary disease	9.3%
Cancer	7.2%

Behavior / access	%
Smoking	22.0%
Binge drinking	14.1%
No physical activity	26.2%
Less than 7 hrs sleep	34.3%
Depression	26.4%
Fair or poor health	17.4%
Poor mental health	17.3%
Poor physical health	12.2%
No health insurance	17.4%
Visited doctor (checkup)	74.2%
Visited dentist	58.5%
Cholesterol screening	89.4%
Teeth loss	18.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,286	7.3%

Disability	%
Any disability	16.8%
Under 18	6.3%
18–64 years	12.8%
65 and over	41.7%

Health insurance coverage

Type	%
Private insurance	60.8%
Public insurance	38.8%
No insurance	13.9%
Uninsured under 19	3.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,695	94.8%
Spanish	1,516	7.3%
Other Indo-European	1,325	6.4%
Asian & Pacific Islander	154	0.7%
Other languages	16	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,813	90.7%
Born in same state	19,535	89.4%
Born in different state	11,958	54.8%
Foreign born	278	1.3%
Naturalized citizen	2,027	9.3%
Not a US citizen	753	37.1%

Ancestry

Ancestry	Count	%
French	2,245	10.3%
Arab	2,143	9.8%
Italian	1,918	8.8%
English	150	0.7%

Ancestry	Count	%
German	108	0.5%
Irish	44	0.2%
Polish	31	0.1%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37412

What city is ZIP code 37412 in?

ZIP code 37412 is primarily assigned to Chattanooga, Tennessee.

What county is ZIP code 37412 in?

ZIP code 37412 falls within Hamilton County, Tennessee.

What is the poverty rate in ZIP code 37412?

16% of residents in ZIP code 37412 live below the poverty line, above the national average.

What is the typical home value in ZIP code 37412?

The median home value in ZIP code 37412 is $164,300.

What is the population of ZIP code 37412?

ZIP code 37412 has an estimated population of 21,840 residents, with a density of 2,522 people per square mile.

What is the median household income in ZIP code 37412?

The median household income in ZIP code 37412 is $53,409, below the national median of ~$75,000.

What timezone is ZIP code 37412 in?

ZIP code 37412 observes the EST timezone.