37415 ZIP Code — Chattanooga, TN
Hamilton County, Tennessee
ZIP code 37415 is located in Chattanooga, Tennessee, within Hamilton County. It covers approximately 17.52 square miles and serves a population of 22,928 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423.
About ZIP code 37415
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $234,200. Owner-occupancy sits near the national average at 62%.
The gap between median ($66,776) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.
22,928
population
17.52
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
37415 ZIP code map
Cities in ZIP code 37415
Below are the cities the US Postal Service accepts for ZIP code 37415. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Chattanooga | Acceptable |
| Chattanooga | Preferred |
Nearby ZIP codes
37406 Chattanooga (4 mi)
37343 Hixson (4.2 mi)
37416 Chattanooga (4.4 mi)
37377 Signal Mountain (5.5 mi)
37403 Chattanooga (6 mi)
37450 Chattanooga (6.4 mi)
37402 Chattanooga (6.5 mi)
37405 Chattanooga (7 mi)
37411 Chattanooga (7.1 mi)
37404 Chattanooga (7.3 mi)
37408 Chattanooga (7.4 mi)
37407 Chattanooga (8.8 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 22,928 |
| Population density | 1,309 / sq mi |
| State FIPS | 47 |
| County FIPS | 065 |
| Geography | |
|---|---|
| Land area | 17.52 sq mi |
| Water area | 0.79 sq mi |
| Latitude | 35.1288 |
| Longitude | -85.2590 |
| Timezone | Eastern (ET) |
| Area code | 423 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.7% | 44.3% | 45.7% |
| $50k – $100k | 30.1% | 30.0% | 30.9% |
| $100k – $200k | 15.2% | 19.5% | 18.3% |
| Over $200k | 5.0% | 6.2% | 5.1% |
Demographics & statistics
22,928
Population
1,309
People per sq mi
37.7
Median age
$66,776
Median household income
$45,964
Per capita income
$234,200
Median home value
$1,132
Median monthly rent
62.1%
Home ownership
9.7%
Poverty rate
2.6%
Unemployment
7,903
Housing units
43.6%
Bachelor's or higher
Age distribution
Male
Female
491
Under 5
553
389
5–9
439
672
10–14
758
447
15–19
504
623
20–24
702
2,280
25–34
2,571
1,520
35–44
1,714
1,086
45–54
1,225
695
55–59
783
733
60–64
827
1,019
65–74
1,149
507
75–84
572
314
85+
355
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,827 | 16.7% |
| 18 and over | 19,101 | 83.3% |
| 65 and over | 3,916 | 17.1% |
| Median age | 37.7 years | |
Race & ethnicity
White
84.1%
Black or African American
6%
Two or more races
4.7%
Hispanic or Latino
2.8%
Asian
1.2%
Other race
1.1%
| Group | Count | % |
|---|---|---|
| White | 19,836 | 84.1% |
| Black or African American | 1,421 | 6% |
| Two or more races | 1,120 | 4.7% |
| Hispanic or Latino | 658 | 2.8% |
| Asian | 292 | 1.2% |
| Other race | 253 | 1.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.7% | 44.3% | 45.7% |
| $50k – $100k | 30.1% | 30.0% | 30.9% |
| $100k – $200k | 15.2% | 19.5% | 18.3% |
| Over $200k | 5.0% | 6.2% | 5.1% |
Under $10k
3.8%
$10k–$15k
3.3%
$15k–$25k
6.7%
$25k–$35k
9.6%
$35k–$50k
15.3%
$50k–$75k
16.6%
$75k–$100k
14.3%
$100k–$150k
16.1%
$150k–$200k
7.8%
$200k+
6.4%
| Range | % of households |
|---|---|
| Under $10k | 3.8% |
| $10k–$15k | 3.3% |
| $15k–$25k | 6.7% |
| $25k–$35k | 9.6% |
| $35k–$50k | 15.3% |
| $50k–$75k | 16.6% |
| $75k–$100k | 14.3% |
| $100k–$150k | 16.1% |
| $150k–$200k | 7.8% |
| $200k+ | 6.4% |
| Median income | $66,776 |
Housing
Home values
Under $50k
2.1%
$50k–$100k
5.3%
$100k–$150k
13.4%
$150k–$200k
14.5%
$200k–$300k
36.8%
$300k–$500k
18.2%
$500k–$1M
7.8%
$1M+
1.8%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $234,200 |
| Median rent / month | $1,132 |
| Owner occupied | 62.1% |
| Renter occupied | 37.9% |
| Vacant | 9.2% |
| Single-family detached | 63.2% |
| Large apartment buildings | 8.6% |
| Mobile homes | 0.7% |
| Median rooms | 5.3 |
| Avg household size (owned) | 2.23 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 3.7% |
| 2000–2009 | 9.3% |
| 1990–1999 | 6.5% |
| 1980–1989 | 8.8% |
| 1970–1979 | 20.6% |
| 1960–1969 | 14.4% |
| 1950–1959 | 22.3% |
| 1940–1949 | 6.8% |
| 1939 or earlier | 7.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.5% |
| 1 bedroom | 13.3% |
| 2 bedrooms | 33.2% |
| 3 bedrooms | 34.9% |
| 4 bedrooms | 12.4% |
| 5+ bedrooms | 3.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.5% |
| 1 vehicle | 39.5% |
| 2 vehicles | 41.4% |
| 3 or more | 16.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 32.6% |
| Electricity | 65.4% |
| Propane / LP gas | 1.4% |
| Fuel oil | 0.1% |
| Wood | 0.1% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,206 | 38.4% |
| Cohabiting couple | 699 | 6.4% |
| Male householder, no spouse | 2,537 | 23.2% |
| Female householder, no spouse | 3,501 | 32.0% |
| Households with children under 18 | 2,374 | 21.7% |
| Households with seniors (65+) | 2,932 | 26.8% |
| Average household size | 2.08 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 34.4% | 26.4% |
| Married | 46.8% | 43.2% |
| Separated | 2.1% | 3.2% |
| Widowed | 3.1% | 10.2% |
| Divorced | 13.6% | 17.0% |
Education
Less than 9th grade
2.9%
Some HS, no diploma
2.7%
HS graduate
20.6%
Some college, no degree
21.8%
Associate's degree
8.4%
Bachelor's degree
27.4%
Graduate / professional
16.1%
| Metric | % |
|---|---|
| HS diploma or higher | 94.4% |
| Bachelor's or higher | 43.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 220 | 4.8% |
| Kindergarten | 137 | 3.0% |
| Elementary school | 1,946 | 42.5% |
| High school | 863 | 18.9% |
| College / grad school | 1,410 | 30.8% |
Employment
Industry of employment
Education & healthcare
24.1%
Professional & management
11.2%
Arts, food & hospitality
11.2%
Retail trade
10.8%
Manufacturing
10.3%
Finance & real estate
10.0%
Transportation & utilities
5.8%
Construction
5.2%
Other services
4.4%
Wholesale trade
3.3%
Public administration
2.3%
Information
1.0%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.1% |
| Service | 14.5% |
| Sales & office | 21.6% |
| Natural resources & construction | 8.4% |
| Production & transportation | 10.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.2% |
| Government | 10.9% |
| Self-employed | 4.8% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.9% |
| Carpool | 8.2% |
| Public transit | 0.1% |
| Walk | 0.3% |
| Work from home | 10.9% |
| Other means | 0.7% |
| Avg commute (minutes) | 19.3 |
Poverty
All people
9.7%
Under 18 years
8.7%
18 and over
9.9%
Married-couple families
1.4%
Female-led households
18.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.8% |
| Retirement income | 21.7% |
| Supplemental Security | 2.7% |
| Cash public assistance | 2.1% |
| Food stamps / SNAP | 7.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 28.3% |
| High blood pressure | 34.8% |
| High cholesterol | 35.6% |
| Diabetes | 10.5% |
| Heart disease | 6.7% |
| Stroke | 3.1% |
| Asthma | 9.8% |
| Arthritis | 26.3% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.3% |
| Cancer | 7.1% |
| Behavior / access | % |
|---|---|
| Smoking | 17.9% |
| Binge drinking | 14.9% |
| No physical activity | 21.8% |
| Less than 7 hrs sleep | 32.4% |
| Depression | 25.2% |
| Fair or poor health | 13.6% |
| Poor mental health | 15.9% |
| Poor physical health | 10.0% |
| No health insurance | 14.2% |
| Visited doctor (checkup) | 73.8% |
| Visited dentist | 64.4% |
| Cholesterol screening | 90.2% |
| Teeth loss | 13.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,316 | 6.9% |
| Disability | % |
|---|---|
| Any disability | 15.8% |
| Under 18 | 1.9% |
| 18–64 years | 12.7% |
| 65 and over | 41.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 78.6% |
| Public insurance | 28.9% |
| No insurance | 7.7% |
| Uninsured under 19 | 2.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 21,884 | 95.4% |
| Spanish | 310 | 1.4% |
| Other Indo-European | 125 | 0.6% |
| Asian & Pacific Islander | 19 | 0.1% |
| Other languages | 124 | 0.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,220 | 96.9% |
| Born in same state | 21,753 | 94.9% |
| Born in different state | 12,327 | 53.8% |
| Foreign born | 467 | 2.0% |
| Naturalized citizen | 708 | 3.1% |
| Not a US citizen | 390 | 55.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,139 | 18.1% |
| Italian | 3,072 | 13.4% |
| Arab | 1,557 | 6.8% |
| English | 289 | 1.3% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 193 | 0.8% |
| Irish | 70 | 0.3% |
| German | 52 | 0.2% |
| Dutch | 29 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 47.7% |
| Internet access | 92.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37415
What city is ZIP code 37415 in?
ZIP code 37415 is primarily assigned to Chattanooga, Tennessee.
What county is ZIP code 37415 in?
ZIP code 37415 falls within Hamilton County, Tennessee.
What is the population of ZIP code 37415?
ZIP code 37415 has an estimated population of 22,928 residents, with a density of 1,309 people per square mile.
What is the median household income in ZIP code 37415?
The median household income in ZIP code 37415 is $66,776, below the national median of ~$75,000.
What is the typical home value in ZIP code 37415?
The median home value in ZIP code 37415 is $234,200.
What timezone is ZIP code 37415 in?
ZIP code 37415 observes the EST timezone.