46705 ZIP Code — Ashley, IN

Dekalb County, Indiana

ZIP code 46705 is located in Ashley, Indiana, within Dekalb County. It covers approximately 22.25 square miles and serves a population of 1,936 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46705

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $127,800. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($54,954) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46705 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,936

population

22.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46705 ZIP code map

Cities in ZIP code 46705

Below are the cities the US Postal Service accepts for ZIP code 46705. Using any city not on this list may result in mail delivery delays.

City	Status
Ashley	Acceptable
Ashley	Preferred

Nearby ZIP codes

46779 Pleasant Lake (3.7 mi) 46793 Waterloo (4.6 mi) 46747 Hudson (5.5 mi) 46730 Corunna (7 mi) 46742 Hamilton (8.7 mi) 46703 Angola (9.7 mi) 46721 Butler (11.3 mi) 46755 Kendallville (13 mi) 46706 Auburn (13.3 mi) 46737 Fremont (14.1 mi) 46776 Orland (14.2 mi) 46795 Wolcottville (14.4 mi)

Demographics updated 05/2026

Population
Total population	1,936
Population density	87 / sq mi
State FIPS	18
County FIPS	033

Geography
Land area	22.25 sq mi
Water area	0.11 sq mi
Latitude	41.5270
Longitude	-85.0539
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.2%	41.8%	42.9%
$50k – $100k	35.8%	37.0%	32.7%
$100k – $200k	14.1%	18.4%	19.8%
Over $200k	1.8%	2.8%	4.5%

Demographics & statistics

1,936

Population

People per sq mi

34.9

Median age

$54,954

Median household income

$33,621

Per capita income

$127,800

Median home value

$547

Median monthly rent

81.3%

Home ownership

17.8%

Poverty rate

0.8%

Unemployment

642

Housing units

19.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

105

5–9

120

10–14

103

15–19

20–24

142

25–34

121

35–44

153

45–54

130

104

55–59

60–64

112

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	638	33.0%
18 and over	1,298	67.0%
65 and over	273	14.1%
Median age	34.9 years

Race & ethnicity

White 80.2%

Two or more races 11.1%

Hispanic or Latino 5.8%

Other race 1.3%

American Indian / Alaska Native 1%

Asian 0.6%

Group	Count	%
White	1,649	80.2%
Two or more races	228	11.1%
Hispanic or Latino	119	5.8%
Other race	27	1.3%
American Indian / Alaska Native	20	1%
Asian	12	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.2%	41.8%	42.9%
$50k – $100k	35.8%	37.0%	32.7%
$100k – $200k	14.1%	18.4%	19.8%
Over $200k	1.8%	2.8%	4.5%

Under $10k 7.3%

$10k–$15k 6.9%

$15k–$25k 4.9%

$25k–$35k 11.3%

$35k–$50k 15.4%

$50k–$75k 11.8%

$75k–$100k 17.2%

$100k–$150k 15.5%

$150k–$200k 5.2%

$200k+ 4.6%

Range	% of households
Under $10k	7.3%
$10k–$15k	6.9%
$15k–$25k	4.9%
$25k–$35k	11.3%
$35k–$50k	15.4%
$50k–$75k	11.8%
$75k–$100k	17.2%
$100k–$150k	15.5%
$150k–$200k	5.2%
$200k+	4.6%
Median income	$54,954

Housing

Home values

Under $50k 9.9%

$50k–$100k 22.9%

$100k–$150k 34.4%

$150k–$200k 18.3%

$200k–$300k 9.0%

$300k–$500k 3.5%

$500k–$1M 1.9%

Housing overview

Metric	Value
Median home value	$127,800
Median rent / month	$547
Owner occupied	81.3%
Renter occupied	18.7%
Vacant	9.7%
Single-family detached	81.3%
Large apartment buildings	5.8%
Mobile homes	4.5%
Median rooms	6.4
Avg household size (owned)	2.95

Year built

Era	%
2020 or later	0.9%
2010–2019	2.5%
2000–2009	8.7%
1990–1999	7.0%
1980–1989	15.4%
1970–1979	14.4%
1960–1969	4.0%
1950–1959	0.6%
1940–1949	2.6%
1939 or earlier	43.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.3%
2 bedrooms	14.9%
3 bedrooms	53.0%
4 bedrooms	18.1%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	27.7%
2 vehicles	46.2%
3 or more	25.1%

Heating fuel

Fuel type	%
Utility gas	49.1%
Electricity	20.9%
Propane / LP gas	24.8%
Fuel oil	4.4%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	372	53.4%
Cohabiting couple	39	5.6%
Male householder, no spouse	132	18.9%
Female householder, no spouse	154	22.1%
Households with children under 18	238	34.1%
Households with seniors (65+)	229	32.9%
Average household size	2.78

Marital status

Status	Male	Female
Never married	25.8%	23.2%
Married	53.1%	52.5%
Separated	3.6%	0.3%
Widowed	1.9%	11.4%
Divorced	15.6%	12.5%

Education

Less than 9th grade 1.6%

Some HS, no diploma 5.1%

HS graduate 44.2%

Some college, no degree 21.0%

Associate's degree 8.5%

Bachelor's degree 11.6%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	93.3%
Bachelor's or higher	19.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	2.5%
Kindergarten	23	3.8%
Elementary school	362	60.1%
High school	117	19.4%
College / grad school	85	14.1%

Employment

Industry of employment

Manufacturing 29.0%

Education & healthcare 17.3%

Construction 11.3%

Professional & management 8.4%

Retail trade 6.7%

Transportation & utilities 6.6%

Arts, food & hospitality 5.3%

Agriculture & mining 4.3%

Other services 3.6%

Finance & real estate 2.9%

Wholesale trade 2.8%

Public administration 1.6%

Information 0.2%

Occupation

Category	%
Management, business & arts	19.2%
Service	25.9%
Sales & office	15.1%
Natural resources & construction	11.3%
Production & transportation	28.5%

Employment type

Type	%
Private sector	80.9%
Government	8.4%
Self-employed	10.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.6%
Carpool	15.3%
Public transit	0.0%
Walk	0.7%
Work from home	4.1%
Other means	2.3%
Avg commute (minutes)	22.8

Poverty

All people 17.8%

Under 18 years 30.2%

18 and over 11.8%

Married-couple families 9.7%

Female-led households 8.2%

Income support

Source	% of households
Social Security	31.0%
Retirement income	33.9%
Supplemental Security	1.9%
Cash public assistance	2.3%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	33.8%
High cholesterol	32.6%
Diabetes	9.9%
Heart disease	6.3%
Stroke	2.8%
Asthma	9.7%
Arthritis	24.7%
Kidney disease	2.6%
Pulmonary disease	7.5%
Cancer	6.3%

Behavior / access	%
Smoking	21.4%
Binge drinking	17.3%
No physical activity	24.5%
Less than 7 hrs sleep	32.6%
Depression	23.3%
Fair or poor health	14.4%
Poor mental health	15.6%
Poor physical health	10.6%
No health insurance	12.7%
Visited doctor (checkup)	72.6%
Visited dentist	64.3%
Cholesterol screening	88.6%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	80	6.2%

Disability	%
Any disability	20.4%
Under 18	13.8%
18–64 years	16.1%
65 and over	51.6%

Health insurance coverage

Type	%
Private insurance	64.9%
Public insurance	42.8%
No insurance	8.4%
Uninsured under 19	5.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,824	94.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,923	99.3%
Born in same state	1,904	98.3%
Born in different state	1,401	72.4%
Foreign born	19	1.0%
Naturalized citizen	13	0.7%
Not a US citizen	13	100.0%

Ancestry

Ancestry	Count	%
French	377	19.5%
Italian	191	9.9%
Arab	190	9.8%

Ancestry	Count	%
Irish	27	1.4%
English	13	0.7%
Norwegian	7	0.4%

Technology access

Metric	% of households
Computer access	36.0%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46705

What city is ZIP code 46705 in?

ZIP code 46705 is primarily assigned to Ashley, Indiana.

What county is ZIP code 46705 in?

ZIP code 46705 falls within Dekalb County, Indiana.

Is ZIP code 46705 family-oriented?

33% of residents in ZIP code 46705 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 46705?

18% of residents in ZIP code 46705 live below the poverty line, above the national average.

Is ZIP code 46705 mostly owner-occupied?

81% of occupied units in ZIP code 46705 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 46705?

The median home value in ZIP code 46705 is $127,800.

What timezone is ZIP code 46705 in?

ZIP code 46705 observes the EST timezone.