46742 ZIP Code — Hamilton, IN

Steuben County, Indiana

ZIP code 46742 is located in Hamilton, Indiana, within Steuben County. It covers approximately 51.95 square miles and serves a population of 3,143 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46742

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $231,500. Owner-occupancy is high at 78%, well above the national average.

Median household income is $71,371. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46742 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,143

population

51.95

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46742 ZIP code map

Cities in ZIP code 46742

Below are the cities the US Postal Service accepts for ZIP code 46742. Using any city not on this list may result in mail delivery delays.

City	Status
Hamilton	Acceptable
Hamilton	Preferred

Nearby ZIP codes

46779 Pleasant Lake (7.7 mi) 43518 Edon (8.4 mi) 46721 Butler (8.4 mi) 46705 Ashley (8.7 mi) 46793 Waterloo (9.3 mi) 46703 Angola (10 mi) 43517 Edgerton (11 mi) 46737 Fremont (12.1 mi) 46747 Hudson (13.5 mi) 43543 Montpelier (13.8 mi) 46730 Corunna (14.8 mi) 46785 Saint Joe (15.5 mi)

Demographics updated 05/2026

Population
Total population	3,143
Population density	61 / sq mi
State FIPS	18
County FIPS	151

Geography
Land area	51.95 sq mi
Water area	1.48 sq mi
Latitude	41.5445
Longitude	-84.8868
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.9%	41.1%	42.9%
$50k – $100k	43.9%	35.7%	32.7%
$100k – $200k	23.4%	20.0%	19.8%
Over $200k	3.8%	3.2%	4.5%

Demographics & statistics

3,143

Population

People per sq mi

45.8

Median age

$71,371

Median household income

$41,438

Per capita income

$231,500

Median home value

$875

Median monthly rent

78.3%

Home ownership

12.5%

Poverty rate

2.9%

Unemployment

1,751

Housing units

24.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

112

5–9

10–14

102

15–19

104

20–24

147

25–34

179

157

35–44

192

150

45–54

184

140

55–59

170

108

60–64

132

213

65–74

260

75–84

112

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	710	22.6%
18 and over	2,433	77.4%
65 and over	742	23.6%
Median age	45.8 years

Race & ethnicity

White 96.2%

Two or more races 2%

Hispanic or Latino 0.9%

Asian 0.4%

Other race 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	3,051	96.2%
Two or more races	63	2%
Hispanic or Latino	29	0.9%
Asian	14	0.4%
Other race	13	0.4%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.9%	41.1%	42.9%
$50k – $100k	43.9%	35.7%	32.7%
$100k – $200k	23.4%	20.0%	19.8%
Over $200k	3.8%	3.2%	4.5%

Under $10k 3.5%

$10k–$15k 1.5%

$15k–$25k 10.3%

$25k–$35k 6.1%

$35k–$50k 8.8%

$50k–$75k 24.8%

$75k–$100k 6.8%

$100k–$150k 22.3%

$150k–$200k 9.2%

$200k+ 6.5%

Range	% of households
Under $10k	3.5%
$10k–$15k	1.5%
$15k–$25k	10.3%
$25k–$35k	6.1%
$35k–$50k	8.8%
$50k–$75k	24.8%
$75k–$100k	6.8%
$100k–$150k	22.3%
$150k–$200k	9.2%
$200k+	6.5%
Median income	$71,371

Housing

Home values

Under $50k 6.5%

$50k–$100k 9.3%

$100k–$150k 15.0%

$150k–$200k 14.1%

$200k–$300k 20.3%

$300k–$500k 19.3%

$500k–$1M 14.5%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$231,500
Median rent / month	$875
Owner occupied	78.3%
Renter occupied	21.7%
Vacant	34.6%
Single-family detached	77.3%
Large apartment buildings	0.0%
Mobile homes	16.8%
Median rooms	5.6
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.0%
2010–2019	7.8%
2000–2009	7.5%
1990–1999	18.6%
1980–1989	10.9%
1970–1979	12.3%
1960–1969	6.7%
1950–1959	6.3%
1940–1949	9.0%
1939 or earlier	20.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	6.1%
2 bedrooms	31.1%
3 bedrooms	45.3%
4 bedrooms	12.3%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.2%
1 vehicle	25.0%
2 vehicles	45.3%
3 or more	21.4%

Heating fuel

Fuel type	%
Utility gas	54.7%
Electricity	17.9%
Propane / LP gas	18.3%
Wood	7.9%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	777	58.2%
Cohabiting couple	70	5.2%
Male householder, no spouse	223	16.7%
Female householder, no spouse	264	19.8%
Households with children under 18	321	24.1%
Households with seniors (65+)	537	40.3%
Average household size	2.36

Marital status

Status	Male	Female
Never married	20.6%	24.7%
Married	63.9%	55.8%
Separated	0.5%	0.0%
Widowed	1.4%	6.4%
Divorced	13.6%	13.1%

Education

Less than 9th grade 2.8%

Some HS, no diploma 3.5%

HS graduate 37.0%

Some college, no degree 18.6%

Associate's degree 13.7%

Bachelor's degree 14.5%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	93.7%
Bachelor's or higher	24.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	83	13.3%
Kindergarten	32	5.1%
Elementary school	308	49.2%
High school	146	23.3%
College / grad school	57	9.1%

Employment

Industry of employment

Manufacturing 27.5%

Education & healthcare 21.6%

Transportation & utilities 8.0%

Retail trade 7.9%

Arts, food & hospitality 7.4%

Professional & management 6.7%

Construction 6.6%

Finance & real estate 3.7%

Agriculture & mining 2.7%

Other services 2.7%

Public administration 2.5%

Wholesale trade 1.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	35.2%
Service	10.3%
Sales & office	15.9%
Natural resources & construction	11.5%
Production & transportation	27.1%

Employment type

Type	%
Private sector	86.2%
Government	9.0%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.2%
Carpool	9.2%
Public transit	1.5%
Walk	0.7%
Work from home	8.5%
Other means	0.9%
Avg commute (minutes)	26.8

Poverty

All people 12.5%

Under 18 years 20.7%

18 and over 10.2%

Married-couple families 4.1%

Female-led households 24.0%

Income support

Source	% of households
Social Security	41.5%
Retirement income	34.6%
Supplemental Security	4.6%
Cash public assistance	0.0%
Food stamps / SNAP	3.7%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	36.2%
High cholesterol	35.5%
Diabetes	11.1%
Heart disease	7.2%
Stroke	3.2%
Asthma	9.6%
Arthritis	27.7%
Kidney disease	2.9%
Pulmonary disease	8.4%
Cancer	7.4%

Behavior / access	%
Smoking	20.6%
Binge drinking	15.9%
No physical activity	25.2%
Less than 7 hrs sleep	32.8%
Depression	22.8%
Fair or poor health	15.2%
Poor mental health	14.8%
Poor physical health	11.1%
No health insurance	11.7%
Visited doctor (checkup)	74.4%
Visited dentist	64.7%
Cholesterol screening	90.1%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	187	7.7%

Disability	%
Any disability	14.7%
Under 18	7.3%
18–64 years	11.3%
65 and over	29.6%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	34.7%
No insurance	8.6%
Uninsured under 19	15.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,940	93.5%
Spanish	20	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	12	0.4%
Other languages	8	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,097	98.5%
Born in same state	3,064	97.5%
Born in different state	2,278	72.5%
Foreign born	33	1.0%
Naturalized citizen	46	1.5%
Not a US citizen	12	26.1%

Ancestry

Ancestry	Count	%
French	536	17.1%
Italian	285	9.1%
Arab	169	5.4%
English	85	2.7%

Ancestry	Count	%
German	16	0.5%
Polish	14	0.4%
Dutch	11	0.3%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46742

What city is ZIP code 46742 in?

ZIP code 46742 is primarily assigned to Hamilton, Indiana.

What county is ZIP code 46742 in?

ZIP code 46742 falls within Steuben County, Indiana.

Does ZIP code 46742 have a large retiree population?

42% of households in ZIP code 46742 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 46742?

ZIP code 46742 has an estimated population of 3,143 residents, with a density of 61 people per square mile.

What is the typical home value in ZIP code 46742?

The median home value in ZIP code 46742 is $231,500.

What is the median household income in ZIP code 46742?

The median household income in ZIP code 46742 is $71,371, below the national median of ~$75,000.

What timezone is ZIP code 46742 in?

ZIP code 46742 observes the EST timezone.