Saint Joe ZIP Code List — Dekalb County, IN

There is one unique ZIP code in Saint Joe, Indiana and it is 46785. Area code: 260.

ZIP codes

25.60

sq mi land

0.04

sq mi water

260

area code

Saint Joe, IN ZIP code map

About Saint Joe, IN

Saint Joe is a quaint city located in the state of Indiana, specifically within Dekalb County. Known for its peaceful atmosphere and rural charm, it offers a great escape from the hustle of urban life. The community is characterized by its friendly residents and tight-knit family values, making it an inviting place to call home.

Location & geography

Saint Joe is situated in northeastern Indiana, surrounded by lush landscapes and scenic farmland. It is approximately 10 miles northeast of Auburn, about 15 miles west of the Ohio border, and roughly 20 miles from Fort Wayne. The city covers a total land area of 25.60 square miles, with a small water area of 0.04 square miles, contributing to its primarily rural terrain.

Community & economy

The character of Saint Joe reflects a strong sense of community, with locals often coming together for various events and social gatherings. Agriculture plays a significant role in the local economy, with many residents involved in farming and related industries. Daily life in Saint Joe is calm and relaxed, making it a perfect spot for those looking to enjoy a slower pace of living.

Transportation

Saint Joe is conveniently located near major transportation routes, including U.S. Route 6, which provides access to nearby towns and cities. The nearest regional airport is Fort Wayne International Airport, located about 22 miles to the south, facilitating travel for residents and visitors alike. Public transit options are limited, highlighting the city’s more rural character.

History

Saint Joe was founded in the mid-19th century as part of the westward expansion in America. The area initially thrived on agriculture and small-scale manufacturing, contributing to the settlement's growth and establishment in the region. Notable events in its history include the expansion of the railroad in the late 1800s, which connected the community to larger markets.

Did you know?

One surprising fact about Saint Joe is that it hosts a variety of community events that celebrate local culture and heritage, which attract visitors from neighboring areas. Additionally, the city is located near several natural attractions, making it a hidden gem for outdoor enthusiasts.

ZIP codes for Saint Joe, IN (1)

ZIP code	City	County	Map
46785	Saint Joe	Dekalb	View map

Demographics & statistics

1,732

Population

34.9

Median age

$69,688

Median household income

$29,364

Per capita income

$189,900

Median home value

$693

Median monthly rent

89.0%

Home ownership

8.1%

Poverty rate

9.3%

Unemployment

568

Housing units

15.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

150

25–34

124

153

35–44

127

105

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	433	25.0%
18 and over	1,299	75.0%
65 and over	189	10.9%
Median age	34.9 years

Race & ethnicity

White 83.4%

Two or more races 7.8%

Hispanic or Latino 7.6%

Other race 1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,564	83.4%
Two or more races	147	7.8%
Hispanic or Latino	143	7.6%
Other race	19	1%
American Indian / Alaska Native	2	0.1%

Household income

Under $10k 10.6%

$10k–$15k 1.4%

$15k–$25k 7.7%

$25k–$35k 6.1%

$35k–$50k 3.3%

$50k–$75k 23.2%

$75k–$100k 16.4%

$100k–$150k 14.7%

$150k–$200k 6.8%

$200k+ 9.8%

Range	% of households
Under $10k	10.6%
$10k–$15k	1.4%
$15k–$25k	7.7%
$25k–$35k	6.1%
$35k–$50k	3.3%
$50k–$75k	23.2%
$75k–$100k	16.4%
$100k–$150k	14.7%
$150k–$200k	6.8%
$200k+	9.8%
Median income	$69,688

Housing

Home values

Under $50k 6.3%

$50k–$100k 20.0%

$100k–$150k 12.0%

$150k–$200k 18.0%

$200k–$300k 14.1%

$300k–$500k 23.7%

$500k–$1M 5.9%

Housing overview

Metric	Value
Median home value	$189,900
Median rent / month	$693
Owner occupied	89.0%
Renter occupied	11.0%
Vacant	9.2%
Single-family detached	90.5%
Large apartment buildings	0.0%
Mobile homes	7.6%
Median rooms	7.1
Avg household size (owned)	3.14

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	16.6%
1990–1999	9.2%
1980–1989	10.9%
1970–1979	13.6%
1960–1969	4.8%
1950–1959	7.0%
1940–1949	4.0%
1939 or earlier	29.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	1.0%
2 bedrooms	13.8%
3 bedrooms	46.9%
4 bedrooms	34.5%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	16.2%
2 vehicles	17.8%
3 or more	64.9%

Heating fuel

Fuel type	%
Utility gas	26.2%
Electricity	42.2%
Propane / LP gas	22.2%
Fuel oil	0.3%
Wood	5.4%
Solar	3.7%

Households & families

Household type	Count	%
Married-couple family	398	69.5%
Cohabiting couple	18	3.1%
Male householder, no spouse	63	11.0%
Female householder, no spouse	94	16.4%
Households with children under 18	213	37.2%
Households with seniors (65+)	140	24.4%
Average household size	3.02

Marital status

Status	Male	Female
Never married	32.8%	27.3%
Married	61.7%	54.5%
Separated	1.3%	0.8%
Widowed	0.6%	3.6%
Divorced	3.8%	13.8%

Education

Less than 9th grade 1.9%

Some HS, no diploma 9.1%

HS graduate 49.3%

Some college, no degree 19.5%

Associate's degree 4.2%

Bachelor's degree 12.2%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	15.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	6.8%
Kindergarten	2	0.5%
Elementary school	207	50.2%
High school	125	30.3%
College / grad school	50	12.1%

Employment

Industry of employment

Manufacturing 31.1%

Education & healthcare 13.7%

Transportation & utilities 11.5%

Retail trade 10.3%

Other services 6.6%

Arts, food & hospitality 6.1%

Construction 5.2%

Agriculture & mining 5.1%

Public administration 3.9%

Wholesale trade 3.4%

Professional & management 1.6%

Information 1.3%

Finance & real estate 0.3%

Occupation

Category	%
Management, business & arts	32.0%
Service	7.8%
Sales & office	17.6%
Natural resources & construction	10.6%
Production & transportation	31.9%

Employment type

Type	%
Private sector	75.7%
Government	9.9%
Self-employed	14.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.7%
Carpool	15.2%
Public transit	0.0%
Walk	0.9%
Other means	1.7%
Avg commute (minutes)	22.9

Poverty

All people 8.1%

Under 18 years 4.4%

18 and over 9.4%

Married-couple families 12.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.3%
Retirement income	18.8%
Supplemental Security	12.4%
Cash public assistance	2.4%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
High blood pressure	35.5%
High cholesterol	33.9%
Heart disease	6.5%
Stroke	3.0%
Asthma	10.3%
Arthritis	26.1%
Kidney disease	2.8%
Pulmonary disease	8.3%
Cancer	6.3%

Behavior / access	%
Binge drinking	16.6%
No physical activity	25.9%
Less than 7 hrs sleep	32.2%
Fair or poor health	15.9%
Poor mental health	16.2%
Poor physical health	11.6%
No health insurance	13.1%
Visited doctor (checkup)	73.2%
Visited dentist	62.7%
Cholesterol screening	88.0%
Teeth loss	16.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	35	2.7%

Disability	%
Any disability	8.7%
Under 18	2.8%
18–64 years	10.1%
65 and over	13.8%

Health insurance coverage

Type	%
Private insurance	64.5%
Public insurance	29.7%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,616	93.3%
Spanish	11	0.7%
Other Indo-European	11	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,717	99.1%
Born in same state	1,717	99.1%
Born in different state	1,365	78.8%
Foreign born	0	0.0%
Naturalized citizen	15	0.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	187	10.8%
Arab	142	8.2%
Italian	125	7.2%

Ancestry	Count	%
Polish	39	2.3%
Irish	16	0.9%
English	15	0.9%

Technology access

Metric	% of households
Computer access	33.1%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Saint Joe, IN?

Saint Joe, IN has one ZIP code: 46785.

What is the main ZIP code for Saint Joe, IN?

The primary ZIP code for Saint Joe, IN is 46785. The city uses area code 260 for phone service.

What county is Saint Joe, IN in?

Saint Joe is located in Dekalb County, Indiana.

How many ZIP codes are in Saint Joe, IN?

Saint Joe, IN has 1 ZIP code.

What is the ZIP code for downtown Saint Joe, Indiana?

Downtown Saint Joe is located in ZIP code 46785, which serves as the primary postal code for the city in Dekalb County.

What ZIP code should I use when mailing packages to businesses in Saint Joe, IN?

All mailing addresses in Saint Joe, Indiana use the ZIP code 46785, as it is the sole ZIP code serving the entire city.