46737 ZIP Code — Fremont, IN

Steuben County, Indiana

ZIP code 46737 is located in Fremont, Indiana, within Steuben County. It covers approximately 63.70 square miles and serves a population of 7,043 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46737

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $173,000. Owner-occupancy is high at 89%, well above the national average.

Median household income is $69,107. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46737 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,043

population

63.70

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46737 ZIP code map

Cities in ZIP code 46737

Below are the cities the US Postal Service accepts for ZIP code 46737. Using any city not on this list may result in mail delivery delays.

City	Status
Fremont	Acceptable
Fremont	Preferred

Nearby ZIP codes

46703 Angola (4.6 mi) 49255 Montgomery (5.6 mi) 46779 Pleasant Lake (10.4 mi) 46776 Orland (10.5 mi) 46742 Hamilton (12.1 mi) 43518 Edon (13.7 mi) 46705 Ashley (14.1 mi) 49036 Coldwater (14.2 mi) 49274 Reading (14.5 mi) 46747 Hudson (14.6 mi) 49028 Bronson (15.4 mi) 49232 Camden (15.7 mi)

Demographics updated 05/2026

Population
Total population	7,043
Population density	111 / sq mi
State FIPS	18
County FIPS	151

Geography
Land area	63.70 sq mi
Water area	3.97 sq mi
Latitude	41.7146
Longitude	-84.9457
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.5%	41.1%	42.9%
$50k – $100k	34.0%	35.7%	32.7%
$100k – $200k	19.9%	20.0%	19.8%
Over $200k	2.6%	3.2%	4.5%

Demographics & statistics

7,043

Population

111

People per sq mi

47.6

Median age

$69,107

Median household income

$38,580

Per capita income

$173,000

Median home value

$1,152

Median monthly rent

89.0%

Home ownership

7.8%

Poverty rate

14.1%

Unemployment

4,196

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

177

Under 5

165

5–9

154

207

10–14

193

244

15–19

227

237

20–24

220

280

25–34

260

407

35–44

378

505

45–54

470

250

55–59

233

310

60–64

288

546

65–74

507

229

75–84

213

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,249	17.7%
18 and over	5,794	82.3%
65 and over	1,673	23.8%
Median age	47.6 years

Race & ethnicity

White 91.7%

Two or more races 2.8%

Hispanic or Latino 2.4%

Asian 1.6%

Other race 1.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	6,611	91.7%
Two or more races	203	2.8%
Hispanic or Latino	170	2.4%
Asian	116	1.6%
Other race	108	1.5%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.5%	41.1%	42.9%
$50k – $100k	34.0%	35.7%	32.7%
$100k – $200k	19.9%	20.0%	19.8%
Over $200k	2.6%	3.2%	4.5%

Under $10k 3.3%

$10k–$15k 2.4%

$15k–$25k 8.0%

$25k–$35k 9.1%

$35k–$50k 13.3%

$50k–$75k 20.0%

$75k–$100k 14.9%

$100k–$150k 14.9%

$150k–$200k 8.7%

$200k+ 5.4%

Range	% of households
Under $10k	3.3%
$10k–$15k	2.4%
$15k–$25k	8.0%
$25k–$35k	9.1%
$35k–$50k	13.3%
$50k–$75k	20.0%
$75k–$100k	14.9%
$100k–$150k	14.9%
$150k–$200k	8.7%
$200k+	5.4%
Median income	$69,107

Housing

Home values

Under $50k 7.3%

$50k–$100k 13.7%

$100k–$150k 19.1%

$150k–$200k 16.7%

$200k–$300k 13.9%

$300k–$500k 13.9%

$500k–$1M 12.6%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$173,000
Median rent / month	$1,152
Owner occupied	89.0%
Renter occupied	11.0%
Vacant	35.1%
Single-family detached	84.6%
Large apartment buildings	0.6%
Mobile homes	11.7%
Median rooms	6.1
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.2%
2010–2019	6.8%
2000–2009	13.5%
1990–1999	19.5%
1980–1989	13.2%
1970–1979	12.0%
1960–1969	8.0%
1950–1959	4.2%
1940–1949	4.8%
1939 or earlier	17.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	3.6%
2 bedrooms	17.5%
3 bedrooms	54.2%
4 bedrooms	19.2%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	27.9%
2 vehicles	48.2%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	67.3%
Electricity	7.3%
Propane / LP gas	23.0%
Fuel oil	0.8%
Wood	1.3%

Households & families

Household type	Count	%
Married-couple family	1,439	49.1%
Cohabiting couple	347	11.8%
Male householder, no spouse	552	18.8%
Female householder, no spouse	595	20.3%
Households with children under 18	644	22.0%
Households with seniors (65+)	1,177	40.1%
Average household size	2.40

Marital status

Status	Male	Female
Never married	32.9%	22.2%
Married	50.0%	55.4%
Separated	1.3%	0.6%
Widowed	4.1%	10.2%
Divorced	11.8%	11.6%

Education

Less than 9th grade 1.1%

Some HS, no diploma 7.9%

HS graduate 45.5%

Some college, no degree 16.7%

Associate's degree 6.1%

Bachelor's degree 15.0%

Graduate / professional 7.7%

Metric	%
HS diploma or higher	90.9%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	116	9.8%
Kindergarten	65	5.5%
Elementary school	541	45.7%
High school	356	30.0%
College / grad school	107	9.0%

Employment

Industry of employment

Manufacturing 35.8%

Education & healthcare 18.4%

Arts, food & hospitality 8.9%

Retail trade 8.1%

Finance & real estate 6.6%

Transportation & utilities 4.4%

Construction 4.3%

Professional & management 3.5%

Public administration 3.1%

Other services 2.9%

Agriculture & mining 2.3%

Wholesale trade 1.3%

Information 0.5%

Occupation

Category	%
Management, business & arts	27.8%
Service	16.8%
Sales & office	18.9%
Natural resources & construction	9.0%
Production & transportation	27.4%

Employment type

Type	%
Private sector	83.2%
Government	10.9%
Self-employed	5.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	85.6%
Carpool	5.5%
Public transit	0.0%
Walk	2.2%
Work from home	6.2%
Other means	0.5%
Avg commute (minutes)	23.6

Poverty

All people 7.8%

Under 18 years 9.7%

18 and over 7.5%

Married-couple families 2.0%

Female-led households 30.0%

Income support

Source	% of households
Social Security	41.8%
Retirement income	32.0%
Supplemental Security	5.7%
Cash public assistance	0.5%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	35.8%
High cholesterol	34.8%
Diabetes	11.2%
Heart disease	7.3%
Stroke	3.2%
Asthma	9.7%
Arthritis	27.4%
Kidney disease	3.0%
Pulmonary disease	8.5%
Cancer	7.4%

Behavior / access	%
Smoking	21.2%
Binge drinking	15.6%
No physical activity	25.8%
Less than 7 hrs sleep	33.3%
Depression	23.0%
Fair or poor health	15.8%
Poor mental health	15.0%
Poor physical health	11.3%
No health insurance	12.1%
Visited doctor (checkup)	74.2%
Visited dentist	63.5%
Cholesterol screening	90.0%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	309	5.3%

Disability	%
Any disability	15.3%
Under 18	6.7%
18–64 years	13.0%
65 and over	27.3%

Health insurance coverage

Type	%
Private insurance	69.9%
Public insurance	42.9%
No insurance	6.1%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,701	95.1%
Spanish	60	0.9%
Other Indo-European	47	0.7%
Asian & Pacific Islander	6	0.1%
Other languages	7	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,877	97.6%
Born in same state	6,848	97.2%
Born in different state	4,126	58.6%
Foreign born	29	0.4%
Naturalized citizen	166	2.4%
Not a US citizen	122	73.5%

Ancestry

Ancestry	Count	%
French	1,251	17.8%
Italian	585	8.3%
Arab	581	8.2%
English	190	2.7%

Ancestry	Count	%
Polish	59	0.8%
Irish	36	0.5%
German	28	0.4%
Dutch	7	0.1%

Technology access

Metric	% of households
Computer access	41.6%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46737

What city is ZIP code 46737 in?

ZIP code 46737 is primarily assigned to Fremont, Indiana.

What county is ZIP code 46737 in?

ZIP code 46737 falls within Steuben County, Indiana.

Is ZIP code 46737 mostly owner-occupied?

89% of occupied units in ZIP code 46737 are owner-occupied, well above the national average.

Does ZIP code 46737 have a large retiree population?

42% of households in ZIP code 46737 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46737?

The median home value in ZIP code 46737 is $173,000.

What is the population of ZIP code 46737?

ZIP code 46737 has an estimated population of 7,043 residents, with a density of 111 people per square mile.

What timezone is ZIP code 46737 in?

ZIP code 46737 observes the EST timezone.