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Indiana ZIP Codes
Steuben County
Orland, IN
46776
46776 ZIP Code — Orland, IN
Steuben County, Indiana
ZIP code 46776 is located in
Orland ,
Indiana ,
within Steuben County .
It covers approximately 25.03 square miles and serves a population of
1,593 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 260 .
About ZIP code 46776
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $177,100. Owner-occupancy is high at 77%, well above the national average.
Median household income is $51,810. 46% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 20 minutes is near the national average.
College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 46776 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
46776 ZIP code map
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Cities in ZIP code 46776
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,593
Population density
64 / sq mi
State FIPS
18
County FIPS
151
Geography
Land area
25.03 sq mi
Water area
1.44 sq mi
Latitude
41.7190
Longitude
-85.1497
Timezone
Eastern (ET)
Area code
260
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
48.4%
41.1%
42.9%
$50k – $100k
41.0%
35.7%
32.7%
$100k – $200k
9.2%
20.0%
19.8%
Over $200k
1.5%
3.2%
4.5%
Demographics & statistics
$51,810
Median household income
$177,100
Median home value
10.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 391 24.5%
18 and over 1,202 75.5%
65 and over 347 21.8%
Median age 41.7 years
Race & ethnicity
Black or African American
0.1%
American Indian / Alaska Native
0.1%
Group Count %
White 1,508 90.8%
Hispanic or Latino 68 4.1%
Other race 68 4.1%
Two or more races 9 0.5%
Asian 6 0.4%
Black or African American 1 0.1%
American Indian / Alaska Native 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
48.4%
41.1%
42.9%
$50k – $100k
41.0%
35.7%
32.7%
$100k – $200k
9.2%
20.0%
19.8%
Over $200k
1.5%
3.2%
4.5%
Range % of households
Under $10k 6.7%
$10k–$15k 1.5%
$15k–$25k 2.0%
$25k–$35k 8.5%
$35k–$50k 28.1%
$50k–$75k 27.4%
$75k–$100k 5.6%
$100k–$150k 12.2%
$150k–$200k 6.7%
$200k+ 1.4%
Median income $51,810
Housing
Housing overview
Metric Value
Median home value $177,100
Median rent / month $809
Owner occupied 77.4%
Renter occupied 22.6%
Vacant 23.5%
Single-family detached 87.6%
Large apartment buildings 0.0%
Mobile homes 7.1%
Median rooms 5.8
Avg household size (owned) 2.27
Year built
Era %
2020 or later 0.0%
2010–2019 0.7%
2000–2009 18.7%
1990–1999 16.6%
1980–1989 5.3%
1970–1979 5.7%
1960–1969 10.8%
1950–1959 12.7%
1940–1949 10.6%
1939 or earlier 18.8%
Bedrooms
Size % of units
No bedroom (studio) 1.3%
1 bedroom 4.1%
2 bedrooms 29.1%
3 bedrooms 53.1%
4 bedrooms 11.4%
5+ bedrooms 1.0%
Vehicles per household
Vehicles % of households
No vehicle 3.0%
1 vehicle 21.7%
2 vehicles 43.3%
3 or more 31.9%
Heating fuel
Fuel type %
Utility gas 41.0%
Electricity 17.2%
Propane / LP gas 32.2%
Fuel oil 0.3%
Wood 9.0%
Households & families
Household type Count %
Married-couple family 342 52.0%
Cohabiting couple 104 15.8%
Male householder, no spouse 142 21.6%
Female householder, no spouse 70 10.6%
Households with children under 18 185 28.1%
Households with seniors (65+) 261 39.7%
Average household size 2.42
Marital status
Status Male Female
Never married 23.5% 17.3%
Married 52.6% 59.4%
Separated 0.0% 1.2%
Widowed 0.3% 5.6%
Divorced 23.6% 16.4%
Education
Some college, no degree
19.1%
Graduate / professional
4.3%
Metric %
HS diploma or higher 87.6%
Bachelor's or higher 10.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 2 0.7%
Kindergarten 50 16.7%
Elementary school 169 56.5%
High school 53 17.7%
College / grad school 25 8.4%
Employment
Industry of employment
Arts, food & hospitality
12.1%
Professional & management
6.8%
Education & healthcare
5.7%
Transportation & utilities
4.4%
Public administration
4.2%
Agriculture & mining
3.1%
Finance & real estate
2.8%
Occupation
Category %
Management, business & arts 17.3%
Service 19.4%
Sales & office 4.6%
Natural resources & construction 5.7%
Production & transportation 53.0%
Employment type
Type %
Private sector 90.0%
Government 6.9%
Self-employed 3.1%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 81.6%
Carpool 10.5%
Public transit 0.0%
Walk 0.1%
Work from home 6.2%
Other means 1.7%
Avg commute (minutes) 19.7
Poverty
Married-couple families
1.8%
Female-led households
15.6%
Income support
Source % of households
Social Security 46.4%
Retirement income 20.7%
Supplemental Security 2.1%
Cash public assistance 0.0%
Food stamps / SNAP 2.4%
Health indicators
Condition %
Obesity 41.5%
High blood pressure 38.9%
High cholesterol 36.8%
Diabetes 13.4%
Heart disease 8.5%
Stroke 4.0%
Asthma 10.4%
Arthritis 30.1%
Kidney disease 3.6%
Pulmonary disease 10.9%
Cancer 7.3%
Behavior / access %
Smoking 25.4%
Binge drinking 14.8%
No physical activity 30.5%
Less than 7 hrs sleep 34.9%
Depression 24.2%
Fair or poor health 20.5%
Poor mental health 16.3%
Poor physical health 13.9%
No health insurance 14.8%
Visited doctor (checkup) 74.4%
Visited dentist 56.6%
Cholesterol screening 88.7%
Teeth loss 20.5%
Veterans & disability
Veterans Count %
Civilian veterans 82 6.8%
Disability %
Any disability 10.0%
Under 18 6.6%
18–64 years 3.2%
65 and over 30.5%
Health insurance coverage
Type %
Private insurance 63.0%
Public insurance 43.8%
No insurance 10.9%
Uninsured under 19 2.2%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,486 93.3%
Spanish 28 1.9%
Other Indo-European 28 1.9%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 1,581 99.2%
Born in same state 1,529 96.0%
Born in different state 994 62.4%
Foreign born 52 3.3%
Naturalized citizen 12 0.8%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
French 377 23.7%
Italian 266 16.7%
English 107 6.7%
Ancestry Count %
Arab 86 5.4%
Irish 3 0.2%
Technology access
Metric % of households
Computer access 41.3%
Internet access 92.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46776
What city is ZIP code 46776 in?
ZIP code 46776 is primarily assigned to Orland, Indiana.
What county is ZIP code 46776 in?
ZIP code 46776 falls within Steuben County, Indiana.
How educated is the population of ZIP code 46776?
10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 46776 have a large retiree population?
46% of households in ZIP code 46776 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 46776?
The median home value in ZIP code 46776 is $177,100.
What is the population of ZIP code 46776?
ZIP code 46776 has an estimated population of 1,593 residents, with a density of 64 people per square mile.
What timezone is ZIP code 46776 in?
ZIP code 46776 observes the EST timezone.
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