46795 ZIP Code — Wolcottville, IN

Lagrange County, Indiana

ZIP code 46795 is located in Wolcottville, Indiana, within Lagrange County. It covers approximately 57.12 square miles and serves a population of 6,963 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46795

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $227,300. Owner-occupancy is high at 84%, well above the national average.

Median household income is $77,802. The poverty rate of 7% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 21% of residents lack health insurance, above the national average.

Overall, ZIP code 46795 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

6,963

population

57.12

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46795 ZIP code map

Cities in ZIP code 46795

Below are the cities the US Postal Service accepts for ZIP code 46795. Using any city not on this list may result in mail delivery delays.

City	Status
Wolcottville	Acceptable
Wolcottville	Preferred

Nearby ZIP codes

46761 Lagrange (5.1 mi) 46784 Rome City (6 mi) 46755 Kendallville (8.9 mi) 46794 Wawaka (9.2 mi) 46747 Hudson (9.4 mi) 46746 Howe (10.2 mi) 46571 Topeka (11.8 mi) 46730 Corunna (12.2 mi) 46776 Orland (14.1 mi) 46705 Ashley (14.4 mi) 46565 Shipshewana (14.8 mi) 46767 Ligonier (14.8 mi)

Demographics updated 05/2026

Population
Total population	6,963
Population density	122 / sq mi
State FIPS	18
County FIPS	087

Geography
Land area	57.12 sq mi
Water area	3.67 sq mi
Latitude	41.5655
Longitude	-85.3281
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.9%	34.6%	42.9%
$50k – $100k	42.1%	42.4%	32.7%
$100k – $200k	22.7%	19.2%	19.8%
Over $200k	4.3%	3.7%	4.5%

Demographics & statistics

6,963

Population

122

People per sq mi

43.8

Median age

$77,802

Median household income

$36,937

Per capita income

$227,300

Median home value

$858

Median monthly rent

84.3%

Home ownership

6.5%

Poverty rate

2.3%

Unemployment

3,180

Housing units

17.5%

Bachelor's or higher

Age distribution

Male Female

199

Under 5

195

253

5–9

247

239

10–14

233

226

15–19

222

176

20–24

172

318

25–34

311

422

35–44

412

462

45–54

452

249

55–59

243

318

60–64

312

480

65–74

470

151

75–84

148

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,670	24.0%
18 and over	5,293	76.0%
65 and over	1,302	18.7%
Median age	43.8 years

Race & ethnicity

White 97.1%

Two or more races 1.7%

Hispanic or Latino 0.8%

Other race 0.2%

American Indian / Alaska Native 0.1%

Black or African American 0.1%

Group	Count	%
White	6,813	97.1%
Two or more races	118	1.7%
Hispanic or Latino	53	0.8%
Other race	16	0.2%
American Indian / Alaska Native	9	0.1%
Black or African American	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.9%	34.6%	42.9%
$50k – $100k	42.1%	42.4%	32.7%
$100k – $200k	22.7%	19.2%	19.8%
Over $200k	4.3%	3.7%	4.5%

Under $10k 3.4%

$10k–$15k 1.8%

$15k–$25k 3.7%

$25k–$35k 7.1%

$35k–$50k 13.1%

$50k–$75k 20.0%

$75k–$100k 17.6%

$100k–$150k 16.7%

$150k–$200k 8.3%

$200k+ 8.3%

Range	% of households
Under $10k	3.4%
$10k–$15k	1.8%
$15k–$25k	3.7%
$25k–$35k	7.1%
$35k–$50k	13.1%
$50k–$75k	20.0%
$75k–$100k	17.6%
$100k–$150k	16.7%
$150k–$200k	8.3%
$200k+	8.3%
Median income	$77,802

Housing

Home values

Under $50k 5.6%

$50k–$100k 10.2%

$100k–$150k 11.2%

$150k–$200k 17.1%

$200k–$300k 22.5%

$300k–$500k 19.3%

$500k–$1M 12.5%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$227,300
Median rent / month	$858
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	27.7%
Single-family detached	91.1%
Large apartment buildings	0.1%
Mobile homes	5.9%
Median rooms	6.0
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	1.1%
2010–2019	7.8%
2000–2009	12.9%
1990–1999	16.8%
1980–1989	8.4%
1970–1979	4.6%
1960–1969	10.6%
1950–1959	13.9%
1940–1949	3.6%
1939 or earlier	20.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	7.1%
2 bedrooms	24.7%
3 bedrooms	42.2%
4 bedrooms	16.8%
5+ bedrooms	7.9%

Vehicles per household

Vehicles	% of households
No vehicle	9.2%
1 vehicle	22.1%
2 vehicles	43.8%
3 or more	24.9%

Heating fuel

Fuel type	%
Utility gas	60.2%
Electricity	13.8%
Propane / LP gas	13.5%
Wood	5.9%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	1,652	63.7%
Cohabiting couple	129	5.0%
Male householder, no spouse	347	13.4%
Female householder, no spouse	465	17.9%
Households with children under 18	696	26.8%
Households with seniors (65+)	885	34.1%
Average household size	2.69

Marital status

Status	Male	Female
Never married	27.9%	17.9%
Married	61.0%	62.0%
Separated	0.3%	0.1%
Widowed	2.4%	9.3%
Divorced	8.4%	10.7%

Education

Less than 9th grade 9.8%

Some HS, no diploma 5.2%

HS graduate 38.0%

Some college, no degree 16.6%

Associate's degree 12.9%

Bachelor's degree 11.3%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	17.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	54	4.3%
Kindergarten	60	4.8%
Elementary school	782	62.6%
High school	228	18.3%
College / grad school	125	10.0%

Employment

Industry of employment

Manufacturing 32.1%

Education & healthcare 16.9%

Construction 11.0%

Arts, food & hospitality 7.8%

Other services 6.4%

Retail trade 6.0%

Professional & management 5.2%

Transportation & utilities 4.4%

Finance & real estate 4.1%

Wholesale trade 2.8%

Agriculture & mining 2.1%

Public administration 1.3%

Occupation

Category	%
Management, business & arts	30.9%
Service	13.4%
Sales & office	13.2%
Natural resources & construction	15.2%
Production & transportation	27.3%

Employment type

Type	%
Private sector	86.3%
Government	7.2%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.5%
Carpool	23.7%
Public transit	1.8%
Walk	0.4%
Work from home	6.5%
Other means	3.0%
Avg commute (minutes)	30.0

Poverty

All people 6.5%

Under 18 years 5.2%

18 and over 6.9%

Married-couple families 4.4%

Female-led households 14.4%

Income support

Source	% of households
Social Security	36.6%
Retirement income	31.4%
Supplemental Security	3.2%
Cash public assistance	0.6%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	36.6%
High cholesterol	35.7%
Diabetes	11.6%
Heart disease	7.6%
Stroke	3.3%
Asthma	9.9%
Arthritis	28.9%
Kidney disease	3.1%
Pulmonary disease	9.1%
Cancer	7.5%

Behavior / access	%
Smoking	21.9%
Binge drinking	15.5%
No physical activity	26.1%
Less than 7 hrs sleep	33.6%
Depression	23.5%
Fair or poor health	16.7%
Poor mental health	15.5%
Poor physical health	11.8%
No health insurance	13.6%
Visited doctor (checkup)	74.8%
Visited dentist	63.1%
Cholesterol screening	89.4%
Teeth loss	16.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	278	5.3%

Disability	%
Any disability	11.2%
Under 18	1.9%
18–64 years	10.0%
65 and over	27.0%

Health insurance coverage

Type	%
Private insurance	59.3%
Public insurance	33.3%
No insurance	21.2%
Uninsured under 19	37.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,569	94.3%
Spanish	371	5.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	371	5.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,963	100.0%
Born in same state	6,955	99.9%
Born in different state	5,468	78.5%
Foreign born	8	0.1%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	704	10.1%
Italian	673	9.7%
Arab	494	7.1%
English	93	1.3%

Ancestry	Count	%
Irish	67	1%
German	20	0.3%
Dutch	16	0.2%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46795

What city is ZIP code 46795 in?

ZIP code 46795 is primarily assigned to Wolcottville, Indiana.

What county is ZIP code 46795 in?

ZIP code 46795 falls within Lagrange County, Indiana.

Is ZIP code 46795 mostly owner-occupied?

84% of occupied units in ZIP code 46795 are owner-occupied, well above the national average.

Does ZIP code 46795 have a large retiree population?

37% of households in ZIP code 46795 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 46795?

ZIP code 46795 has an estimated population of 6,963 residents, with a density of 122 people per square mile.

What is the typical home value in ZIP code 46795?

The median home value in ZIP code 46795 is $227,300.

What timezone is ZIP code 46795 in?

ZIP code 46795 observes the EST timezone.