49232 ZIP Code — Camden, MI

Hillsdale County, Michigan

ZIP code 49232 is located in Camden, Michigan, within Hillsdale County. It covers approximately 62.77 square miles and serves a population of 2,742 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 517.

About ZIP code 49232

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $202,300. Owner-occupancy is high at 83%, well above the national average.

Median household income is $53,203. Poverty affects 30% of residents, above the national average. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 49232 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,742

population

62.77

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49232 ZIP code map

Cities in ZIP code 49232

Below are the cities the US Postal Service accepts for ZIP code 49232. Using any city not on this list may result in mail delivery delays.

City	Status
Camden	Preferred

Nearby ZIP codes

49266 Osseo (7.1 mi) 43554 Pioneer (7.7 mi) 49274 Reading (8.2 mi) 49242 Hillsdale (8.4 mi) 43543 Montpelier (9.7 mi) 49288 Waldron (10.2 mi) 43501 Alvordton (11.2 mi) 43518 Edon (11.8 mi) 49271 Pittsford (12.2 mi) 49255 Montgomery (14.3 mi) 43570 West Unity (14.8 mi) 43570 West Unity (14.8 mi)

Demographics updated 06/2026

Population
Total population	2,742
Population density	44 / sq mi
State FIPS	26
County FIPS	059

Geography
Land area	62.77 sq mi
Water area	0.70 sq mi
Latitude	41.7470
Longitude	-84.6438
Timezone	Eastern (ET)
Area code	517

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	49.4%	42.6%
$50k – $100k	37.0%	34.2%	31.1%
$100k – $200k	9.8%	14.0%	20.6%
Over $200k	2.2%	2.4%	5.7%

Demographics & statistics

2,742

Population

People per sq mi

40.8

Median age

$53,203

Median household income

$23,701

Per capita income

$202,300

Median home value

$826

Median monthly rent

83.2%

Home ownership

30.3%

Poverty rate

5.0%

Unemployment

1,086

Housing units

7.5%

Bachelor's or higher

Age distribution

Male Female

100

Under 5

5–9

117

10–14

104

137

15–19

122

20–24

25–34

152

35–44

135

170

45–54

151

117

55–59

104

128

60–64

114

168

65–74

150

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	754	27.5%
18 and over	1,988	72.5%
65 and over	469	17.1%
Median age	40.8 years

Race & ethnicity

White 93.9%

Two or more races 3.4%

Hispanic or Latino 2.5%

Black or African American 0.2%

Group	Count	%
White	2,641	93.9%
Two or more races	95	3.4%
Hispanic or Latino	70	2.5%
Black or African American	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.0%	49.4%	42.6%
$50k – $100k	37.0%	34.2%	31.1%
$100k – $200k	9.8%	14.0%	20.6%
Over $200k	2.2%	2.4%	5.7%

Under $10k 4.4%

$10k–$15k 2.9%

$15k–$25k 11.6%

$25k–$35k 12.6%

$35k–$50k 15.9%

$50k–$75k 19.7%

$75k–$100k 11.5%

$100k–$150k 16.8%

$150k–$200k 2.4%

$200k+ 2.2%

Range	% of households
Under $10k	4.4%
$10k–$15k	2.9%
$15k–$25k	11.6%
$25k–$35k	12.6%
$35k–$50k	15.9%
$50k–$75k	19.7%
$75k–$100k	11.5%
$100k–$150k	16.8%
$150k–$200k	2.4%
$200k+	2.2%
Median income	$53,203

Housing

Home values

Under $50k 9.2%

$50k–$100k 21.3%

$100k–$150k 11.2%

$150k–$200k 7.8%

$200k–$300k 22.6%

$300k–$500k 17.9%

$500k–$1M 10.0%

Housing overview

Metric	Value
Median home value	$202,300
Median rent / month	$826
Owner occupied	83.2%
Renter occupied	16.8%
Vacant	24.4%
Single-family detached	91.2%
Large apartment buildings	0.9%
Mobile homes	6.8%
Median rooms	6.2
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	0.5%
2010–2019	3.9%
2000–2009	8.2%
1990–1999	24.5%
1980–1989	7.2%
1970–1979	11.4%
1960–1969	5.4%
1950–1959	2.7%
1940–1949	5.5%
1939 or earlier	30.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	2.9%
2 bedrooms	19.4%
3 bedrooms	49.8%
4 bedrooms	22.7%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	11.4%
1 vehicle	31.3%
2 vehicles	38.5%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	26.5%
Electricity	5.8%
Propane / LP gas	40.6%
Fuel oil	3.1%
Wood	19.9%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	586	62.3%
Cohabiting couple	44	4.7%
Male householder, no spouse	145	15.4%
Female householder, no spouse	166	17.6%
Households with children under 18	291	30.9%
Households with seniors (65+)	323	34.3%
Average household size	2.91

Marital status

Status	Male	Female
Never married	28.8%	21.3%
Married	57.0%	58.3%
Separated	0.3%	0.3%
Widowed	1.9%	5.9%
Divorced	12.0%	14.2%

Education

Less than 9th grade 11.7%

Some HS, no diploma 6.0%

HS graduate 42.4%

Some college, no degree 24.6%

Associate's degree 7.8%

Bachelor's degree 4.2%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	82.3%
Bachelor's or higher	7.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	4.6%
Kindergarten	13	2.4%
Elementary school	323	59.4%
High school	135	24.8%
College / grad school	48	8.8%

Employment

Industry of employment

Manufacturing 24.4%

Education & healthcare 19.6%

Retail trade 14.8%

Construction 8.0%

Transportation & utilities 8.0%

Other services 5.7%

Agriculture & mining 5.3%

Arts, food & hospitality 4.0%

Public administration 3.1%

Professional & management 2.8%

Wholesale trade 2.4%

Finance & real estate 1.3%

Information 0.6%

Occupation

Category	%
Management, business & arts	23.4%
Service	10.3%
Sales & office	22.2%
Natural resources & construction	13.4%
Production & transportation	30.8%

Employment type

Type	%
Private sector	72.4%
Government	14.1%
Self-employed	13.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.0%
Carpool	7.9%
Public transit	0.3%
Walk	4.1%
Work from home	13.3%
Other means	5.4%
Avg commute (minutes)	28.3

Poverty

All people 30.3%

Under 18 years 54.2%

18 and over 21.2%

Married-couple families 13.1%

Female-led households 48.9%

Income support

Source	% of households
Social Security	38.7%
Retirement income	26.4%
Supplemental Security	3.7%
Cash public assistance	1.7%
Food stamps / SNAP	11.3%

Health indicators

Condition	%
Obesity	38.4%
High blood pressure	37.4%
High cholesterol	37.1%
Diabetes	13.0%
Heart disease	8.2%
Stroke	4.1%
Asthma	12.3%
Arthritis	33.1%
Kidney disease	3.5%
Pulmonary disease	11.3%
Cancer	6.8%

Behavior / access	%
Smoking	27.3%
Binge drinking	17.8%
No physical activity	26.3%
Less than 7 hrs sleep	37.5%
Depression	24.5%
Fair or poor health	20.2%
Poor mental health	18.6%
Poor physical health	14.5%
No health insurance	12.0%
Visited doctor (checkup)	73.2%
Visited dentist	60.3%
Cholesterol screening	89.1%
Teeth loss	19.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	109	5.5%

Disability	%
Any disability	11.1%
Under 18	5.8%
18–64 years	9.7%
65 and over	23.9%

Health insurance coverage

Type	%
Private insurance	51.1%
Public insurance	45.8%
No insurance	17.0%
Uninsured under 19	16.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,553	93.1%
Spanish	112	4.4%
Other Indo-European	4	0.2%
Asian & Pacific Islander	108	4.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,734	99.7%
Born in same state	2,734	99.7%
Born in different state	1,959	71.4%
Foreign born	0	0.0%
Naturalized citizen	8	0.3%
Not a US citizen	7	87.5%

Ancestry

Ancestry	Count	%
Italian	229	8.4%
French	178	6.5%
Arab	159	5.8%
English	38	1.4%

Ancestry	Count	%
Irish	13	0.5%
German	11	0.4%
Dutch	7	0.3%
Polish	6	0.2%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	84.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49232

What city is ZIP code 49232 in?

ZIP code 49232 is primarily assigned to Camden, Michigan.

What county is ZIP code 49232 in?

ZIP code 49232 falls within Hillsdale County, Michigan.

What is the poverty rate in ZIP code 49232?

30% of residents in ZIP code 49232 live below the poverty line, above the national average.

How educated is the population of ZIP code 49232?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 49232 mostly owner-occupied?

83% of occupied units in ZIP code 49232 are owner-occupied, well above the national average.

Does ZIP code 49232 have a large retiree population?

39% of households in ZIP code 49232 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 49232 in?

ZIP code 49232 observes the EST timezone.