49266 ZIP Code — Osseo, MI

Hillsdale County, Michigan

ZIP code 49266 is located in Osseo, Michigan, within Hillsdale County. It covers approximately 44.97 square miles and serves a population of 3,338 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 517.

About ZIP code 49266

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $150,000. Owner-occupancy is high at 87%, well above the national average.

Median household income is $63,801. The poverty rate of 7% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 49266 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,338

population

44.97

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49266 ZIP code map

Cities in ZIP code 49266

Below are the cities the US Postal Service accepts for ZIP code 49266. Using any city not on this list may result in mail delivery delays.

City	Status
Osseo	Preferred

Nearby ZIP codes

49242 Hillsdale (4.4 mi) 49271 Pittsford (5.1 mi) 49232 Camden (7.1 mi) 49288 Waldron (7.6 mi) 49274 Reading (9.7 mi) 49262 North Adams (10 mi) 49247 Hudson (11 mi) 43501 Alvordton (11.6 mi) 43554 Pioneer (11.8 mi) 49250 Jonesville (14.1 mi) 49227 Allen (14.8 mi) 43543 Montpelier (15.3 mi)

Demographics updated 06/2026

Population
Total population	3,338
Population density	74 / sq mi
State FIPS	26
County FIPS	059

Geography
Land area	44.97 sq mi
Water area	0.60 sq mi
Latitude	41.8184
Longitude	-84.5444
Timezone	Eastern (ET)
Area code	517

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	49.4%	42.6%
$50k – $100k	43.2%	34.2%	31.1%
$100k – $200k	14.5%	14.0%	20.6%
Over $200k	0.2%	2.4%	5.7%

Demographics & statistics

3,338

Population

People per sq mi

52.3

Median age

$63,801

Median household income

$31,088

Per capita income

$150,000

Median home value

$746

Median monthly rent

86.5%

Home ownership

6.5%

Poverty rate

3.7%

Unemployment

1,504

Housing units

11.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

116

15–19

111

109

20–24

104

143

25–34

137

122

35–44

117

286

45–54

275

105

55–59

100

225

60–64

217

275

65–74

264

140

75–84

134

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	444	13.3%
18 and over	2,894	86.7%
65 and over	854	25.6%
Median age	52.3 years

Race & ethnicity

White 89.8%

Hispanic or Latino 3.9%

Other race 3.6%

Two or more races 2.5%

Black or African American 0.2%

Group	Count	%
White	3,118	89.8%
Hispanic or Latino	134	3.9%
Other race	126	3.6%
Two or more races	86	2.5%
Black or African American	7	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	49.4%	42.6%
$50k – $100k	43.2%	34.2%	31.1%
$100k – $200k	14.5%	14.0%	20.6%
Over $200k	0.2%	2.4%	5.7%

Under $10k 2.5%

$10k–$15k 2.5%

$15k–$25k 9.7%

$25k–$35k 9.5%

$35k–$50k 14.2%

$50k–$75k 18.6%

$75k–$100k 16.7%

$100k–$150k 18.6%

$150k–$200k 6.3%

$200k+ 1.5%

Range	% of households
Under $10k	2.5%
$10k–$15k	2.5%
$15k–$25k	9.7%
$25k–$35k	9.5%
$35k–$50k	14.2%
$50k–$75k	18.6%
$75k–$100k	16.7%
$100k–$150k	18.6%
$150k–$200k	6.3%
$200k+	1.5%
Median income	$63,801

Housing

Home values

Under $50k 9.7%

$50k–$100k 20.5%

$100k–$150k 19.7%

$150k–$200k 15.5%

$200k–$300k 17.7%

$300k–$500k 9.7%

$500k–$1M 3.6%

$1M+ 3.4%

Housing overview

Metric	Value
Median home value	$150,000
Median rent / month	$746
Owner occupied	86.5%
Renter occupied	13.5%
Vacant	20.4%
Single-family detached	90.6%
Large apartment buildings	0.0%
Mobile homes	8.4%
Median rooms	6.1
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.0%
2010–2019	2.9%
2000–2009	10.4%
1990–1999	17.6%
1980–1989	7.2%
1970–1979	10.9%
1960–1969	15.2%
1950–1959	11.2%
1940–1949	4.0%
1939 or earlier	20.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.1%
2 bedrooms	26.9%
3 bedrooms	54.8%
4 bedrooms	13.6%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.1%
1 vehicle	24.5%
2 vehicles	48.3%
3 or more	19.1%

Heating fuel

Fuel type	%
Utility gas	28.6%
Electricity	2.8%
Propane / LP gas	52.7%
Fuel oil	6.1%
Wood	9.4%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	721	53.8%
Cohabiting couple	107	8.0%
Male householder, no spouse	285	21.3%
Female householder, no spouse	228	17.0%
Households with children under 18	268	20.0%
Households with seniors (65+)	595	44.4%
Average household size	2.48

Marital status

Status	Male	Female
Never married	25.5%	21.5%
Married	53.3%	55.9%
Separated	0.4%	0.0%
Widowed	7.8%	9.8%
Divorced	13.1%	12.8%

Education

Less than 9th grade 3.2%

Some HS, no diploma 6.0%

HS graduate 51.5%

Some college, no degree 18.4%

Associate's degree 9.3%

Bachelor's degree 7.8%

Graduate / professional 3.8%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	11.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	0.9%
Kindergarten	58	13.1%
Elementary school	103	23.2%
High school	216	48.6%
College / grad school	63	14.2%

Employment

Industry of employment

Manufacturing 28.8%

Education & healthcare 23.0%

Transportation & utilities 9.2%

Construction 7.2%

Other services 7.2%

Agriculture & mining 6.1%

Arts, food & hospitality 5.6%

Retail trade 5.5%

Professional & management 3.1%

Finance & real estate 2.7%

Public administration 0.9%

Information 0.4%

Wholesale trade 0.1%

Occupation

Category	%
Management, business & arts	30.8%
Service	17.1%
Sales & office	17.7%
Natural resources & construction	11.7%
Production & transportation	22.7%

Employment type

Type	%
Private sector	85.0%
Government	7.5%
Self-employed	7.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.1%
Carpool	4.7%
Public transit	0.2%
Walk	0.2%
Work from home	8.8%
Other means	0.0%
Avg commute (minutes)	28.8

Poverty

All people 6.5%

Under 18 years 7.3%

18 and over 6.4%

Married-couple families 2.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	52.0%
Retirement income	34.8%
Supplemental Security	2.0%
Cash public assistance	2.1%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	35.4%
High cholesterol	36.8%
Diabetes	11.4%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.2%
Arthritis	31.1%
Kidney disease	3.1%
Pulmonary disease	9.0%
Cancer	7.2%

Behavior / access	%
Smoking	22.1%
Binge drinking	18.3%
No physical activity	22.1%
Less than 7 hrs sleep	35.8%
Depression	22.4%
Fair or poor health	15.7%
Poor mental health	16.6%
Poor physical health	11.9%
No health insurance	10.1%
Visited doctor (checkup)	73.5%
Visited dentist	67.4%
Cholesterol screening	90.8%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	352	12.2%

Disability	%
Any disability	15.8%
Under 18	0.5%
18–64 years	13.7%
65 and over	28.8%

Health insurance coverage

Type	%
Private insurance	74.6%
Public insurance	38.0%
No insurance	7.0%
Uninsured under 19	11.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,239	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,338	100.0%
Born in same state	3,337	100.0%
Born in different state	2,377	71.2%
Foreign born	1	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	444	13.3%
French	353	10.6%
Arab	169	5.1%
English	103	3.1%

Ancestry	Count	%
German	25	0.7%
Irish	19	0.6%
Polish	15	0.4%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	87.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49266

What city is ZIP code 49266 in?

ZIP code 49266 is primarily assigned to Osseo, Michigan.

What county is ZIP code 49266 in?

ZIP code 49266 falls within Hillsdale County, Michigan.

Does ZIP code 49266 have a large retiree population?

52% of households in ZIP code 49266 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49266 have an older population?

26% of residents in ZIP code 49266 are 65 or older, above the national average of ~17%.

Is ZIP code 49266 mostly owner-occupied?

87% of occupied units in ZIP code 49266 are owner-occupied, well above the national average.

How educated is the population of ZIP code 49266?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 49266 in?

ZIP code 49266 observes the EST timezone.