46706 ZIP Code — Auburn, IN

Dekalb County, Indiana

ZIP code 46706 is located in Auburn, Indiana, within Dekalb County. It covers approximately 87.90 square miles and serves a population of 20,000 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46706

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $172,100. Owner-occupancy is high at 79%, well above the national average.

Median household income is $73,165. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 46706 reflects a community defined by high homeownership and a significant Social Security-dependent population.

20,000

population

87.90

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46706 ZIP code map

Cities in ZIP code 46706

Below are the cities the US Postal Service accepts for ZIP code 46706. Using any city not on this list may result in mail delivery delays.

City	Status
Auburn	Acceptable
Auburn	Preferred

Nearby ZIP codes

46738 Garrett (5.7 mi) 46765 Leo (7.3 mi) 46785 Saint Joe (7.5 mi) 46788 Spencerville (7.7 mi) 46793 Waterloo (8.8 mi) 46748 Huntertown (8.9 mi) 46845 Fort Wayne (9.1 mi) 46721 Butler (9.7 mi) 46741 Grabill (10.1 mi) 46730 Corunna (10.2 mi) 46763 Laotto (10.9 mi) 46743 Harlan (11.1 mi)

Demographics updated 05/2026

Population
Total population	20,000
Population density	228 / sq mi
State FIPS	18
County FIPS	033

Geography
Land area	87.90 sq mi
Water area	0.31 sq mi
Latitude	41.3347
Longitude	-85.0311
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.7%	41.8%	42.9%
$50k – $100k	34.6%	37.0%	32.7%
$100k – $200k	22.0%	18.4%	19.8%
Over $200k	2.7%	2.8%	4.5%

Demographics & statistics

20,000

Population

228

People per sq mi

36.7

Median age

$73,165

Median household income

$34,398

Per capita income

$172,100

Median home value

$782

Median monthly rent

79.4%

Home ownership

8.4%

Poverty rate

4.7%

Unemployment

6,673

Housing units

24.7%

Bachelor's or higher

Age distribution

Male Female

597

Under 5

592

637

5–9

630

738

10–14

730

681

15–19

674

701

20–24

695

1,241

25–34

1,228

1,351

35–44

1,337

1,204

45–54

1,192

646

55–59

640

611

60–64

604

961

65–74

952

481

75–84

477

201

85+

199

← Male

Female →

Age summary

Group	Count	%
Under 18	4,828	24.1%
18 and over	15,172	75.9%
65 and over	3,271	16.4%
Median age	36.7 years

Race & ethnicity

White 96.3%

Two or more races 2.3%

Hispanic or Latino 0.9%

Other race 0.2%

Black or African American 0.1%

Asian 0.1%

Group	Count	%
White	19,454	96.3%
Two or more races	469	2.3%
Hispanic or Latino	191	0.9%
Other race	31	0.2%
Black or African American	26	0.1%
Asian	20	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.7%	41.8%	42.9%
$50k – $100k	34.6%	37.0%	32.7%
$100k – $200k	22.0%	18.4%	19.8%
Over $200k	2.7%	2.8%	4.5%

Under $10k 2.5%

$10k–$15k 2.4%

$15k–$25k 7.0%

$25k–$35k 10.3%

$35k–$50k 13.6%

$50k–$75k 15.7%

$75k–$100k 16.8%

$100k–$150k 20.5%

$150k–$200k 6.5%

$200k+ 4.7%

Range	% of households
Under $10k	2.5%
$10k–$15k	2.4%
$15k–$25k	7.0%
$25k–$35k	10.3%
$35k–$50k	13.6%
$50k–$75k	15.7%
$75k–$100k	16.8%
$100k–$150k	20.5%
$150k–$200k	6.5%
$200k+	4.7%
Median income	$73,165

Housing

Home values

Under $50k 10.0%

$50k–$100k 8.3%

$100k–$150k 23.1%

$150k–$200k 18.9%

$200k–$300k 20.1%

$300k–$500k 14.7%

$500k–$1M 4.4%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$172,100
Median rent / month	$782
Owner occupied	79.4%
Renter occupied	20.6%
Vacant	4.6%
Single-family detached	76.3%
Large apartment buildings	4.6%
Mobile homes	9.7%
Median rooms	6.1
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.6%
2010–2019	8.0%
2000–2009	12.2%
1990–1999	18.0%
1980–1989	14.1%
1970–1979	11.2%
1960–1969	9.8%
1950–1959	7.9%
1940–1949	3.6%
1939 or earlier	14.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	3.8%
2 bedrooms	22.9%
3 bedrooms	53.5%
4 bedrooms	15.5%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	6.9%
1 vehicle	31.2%
2 vehicles	33.6%
3 or more	28.3%

Heating fuel

Fuel type	%
Utility gas	62.7%
Electricity	25.9%
Propane / LP gas	9.0%
Fuel oil	0.3%
Wood	0.7%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	4,199	53.0%
Cohabiting couple	486	6.1%
Male householder, no spouse	1,551	19.6%
Female householder, no spouse	1,689	21.3%
Households with children under 18	2,727	34.4%
Households with seniors (65+)	2,408	30.4%
Average household size	2.49

Marital status

Status	Male	Female
Never married	30.1%	21.3%
Married	52.8%	53.6%
Separated	1.0%	0.5%
Widowed	4.7%	7.8%
Divorced	11.4%	16.8%

Education

Less than 9th grade 1.2%

Some HS, no diploma 5.2%

HS graduate 40.8%

Some college, no degree 17.9%

Associate's degree 10.1%

Bachelor's degree 17.1%

Graduate / professional 7.6%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	24.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	287	6.2%
Kindergarten	279	6.0%
Elementary school	2,110	45.5%
High school	1,266	27.3%
College / grad school	697	15.0%

Employment

Industry of employment

Manufacturing 37.4%

Education & healthcare 20.9%

Retail trade 6.6%

Arts, food & hospitality 6.4%

Professional & management 5.2%

Transportation & utilities 4.7%

Finance & real estate 4.7%

Other services 4.6%

Construction 4.0%

Public administration 3.4%

Wholesale trade 1.1%

Information 0.7%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	33.2%
Service	15.8%
Sales & office	14.6%
Natural resources & construction	5.3%
Production & transportation	31.1%

Employment type

Type	%
Private sector	86.3%
Government	10.5%
Self-employed	3.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.5%
Carpool	9.8%
Public transit	0.1%
Walk	1.9%
Work from home	3.4%
Other means	1.3%
Avg commute (minutes)	18.3

Poverty

All people 8.4%

Under 18 years 13.5%

18 and over 6.8%

Married-couple families 2.8%

Female-led households 38.7%

Income support

Source	% of households
Social Security	31.1%
Retirement income	23.9%
Supplemental Security	2.4%
Cash public assistance	0.8%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	35.8%
High cholesterol	34.3%
Diabetes	10.5%
Heart disease	6.7%
Stroke	3.0%
Asthma	9.8%
Arthritis	26.6%
Kidney disease	2.9%
Pulmonary disease	7.9%
Cancer	7.0%

Behavior / access	%
Smoking	20.3%
Binge drinking	16.1%
No physical activity	24.6%
Less than 7 hrs sleep	31.2%
Depression	23.1%
Fair or poor health	14.8%
Poor mental health	15.1%
Poor physical health	10.9%
No health insurance	12.4%
Visited doctor (checkup)	73.9%
Visited dentist	65.4%
Cholesterol screening	89.1%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,013	6.7%

Disability	%
Any disability	11.7%
Under 18	7.2%
18–64 years	8.0%
65 and over	32.1%

Health insurance coverage

Type	%
Private insurance	74.3%
Public insurance	30.4%
No insurance	6.1%
Uninsured under 19	6.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,811	94.1%
Spanish	115	0.6%
Other Indo-European	59	0.3%
Asian & Pacific Islander	42	0.2%
Other languages	14	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,843	99.2%
Born in same state	19,772	98.9%
Born in different state	15,725	78.6%
Foreign born	71	0.4%
Naturalized citizen	157	0.8%
Not a US citizen	40	25.5%

Ancestry

Ancestry	Count	%
French	3,013	15.1%
Italian	2,124	10.6%
Arab	1,374	6.9%
English	503	2.5%
Polish	121	0.6%

Ancestry	Count	%
German	53	0.3%
Norwegian	36	0.2%
Irish	32	0.2%
Dutch	6	0%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46706

What city is ZIP code 46706 in?

ZIP code 46706 is primarily assigned to Auburn, Indiana.

What county is ZIP code 46706 in?

ZIP code 46706 falls within Dekalb County, Indiana.

What is the typical home value in ZIP code 46706?

The median home value in ZIP code 46706 is $172,100.

What is the population of ZIP code 46706?

ZIP code 46706 has an estimated population of 20,000 residents, with a density of 228 people per square mile.

What is the median household income in ZIP code 46706?

The median household income in ZIP code 46706 is $73,165, below the national median of ~$75,000.

What timezone is ZIP code 46706 in?

ZIP code 46706 observes the EST timezone.