Garrett ZIP Codes — Dekalb County, IN

There is one unique ZIP code in Garrett, Indiana and it is 46738. Area code: 260.

ZIP codes

26.04

sq mi land

0.07

sq mi water

260

area code

Garrett, IN ZIP code map

About Garrett, IN

Garrett is a charming city located in the state of Indiana, specifically within Dekalb County. Known for its welcoming community and rich history, Garrett offers a blend of small-town charm and accessible amenities. The city has a distinct character that reflects the pride of its residents and the heritage of the region.

Location & geography

Garrett is situated in northeastern Indiana and covers a land area of 26.04 square miles, with a small water area of 0.07 square miles. It is surrounded by several notable cities, including Auburn, approximately 9 miles to the west, and Fort Wayne, about 20 miles to the south. The terrain is primarily flat, making it ideal for agriculture and residential development.

Community & economy

The character of Garrett is shaped by its friendly atmosphere and community events, which bring residents together throughout the year. The local economy thrives on key industries such as manufacturing and agriculture, providing a steady source of employment for the community. Daily life in Garrett is enriched by local shops, parks, and annual festivals that celebrate the city's heritage.

Transportation

Garrett is conveniently located near major highways, including Interstate 69, which provides easy access to larger cities in the region. The nearest airport for commercial flights is Fort Wayne International Airport, approximately 20 miles south of the city. Public transit options are limited, but there are regional bus services available for residents.

History

Founded in the late 19th century, Garrett grew as a railroad town, significantly boosting its economic prospects. Over the years, the city has seen the establishment of several key industries including automotive and agriculture, which have shaped its development. Notable events in its history include the creation of the city's annual festivals, which celebrate its local heritage.

Did you know?

One little-known fact about Garrett is that it is home to the Historic Garrett Depot, which showcases the city's railroad heritage. Additionally, Garrett serves as a central hub for various community events that draw visitors from surrounding areas.

ZIP codes for Garrett, IN (1)

ZIP code	City	County	Map
46738	Garrett	Dekalb	View map

Demographics & statistics

8,339

Population

38.5

Median age

$59,656

Median household income

$29,761

Per capita income

$139,800

Median home value

$827

Median monthly rent

83.7%

Home ownership

10.8%

Poverty rate

4.0%

Unemployment

3,106

Housing units

15.9%

Bachelor's or higher

Age distribution

Male Female

307

Under 5

362

216

5–9

254

281

10–14

332

205

15–19

241

208

20–24

246

513

25–34

604

440

35–44

518

456

45–54

538

271

55–59

320

256

60–64

302

420

65–74

496

190

75–84

224

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,036	24.4%
18 and over	6,303	75.6%
65 and over	1,469	17.6%
Median age	38.5 years

Race & ethnicity

White 93.1%

Two or more races 3.4%

Asian 1.5%

Hispanic or Latino 1.3%

Black or African American 0.5%

Other race 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,863	93.1%
Two or more races	284	3.4%
Asian	127	1.5%
Hispanic or Latino	111	1.3%
Black or African American	46	0.5%
Other race	10	0.1%
American Indian / Alaska Native	9	0.1%

Household income

Under $10k 1.3%

$10k–$15k 3.1%

$15k–$25k 9.0%

$25k–$35k 8.8%

$35k–$50k 18.1%

$50k–$75k 24.6%

$75k–$100k 18.2%

$100k–$150k 12.4%

$150k–$200k 1.8%

$200k+ 2.8%

Range	% of households
Under $10k	1.3%
$10k–$15k	3.1%
$15k–$25k	9.0%
$25k–$35k	8.8%
$35k–$50k	18.1%
$50k–$75k	24.6%
$75k–$100k	18.2%
$100k–$150k	12.4%
$150k–$200k	1.8%
$200k+	2.8%
Median income	$59,656

Housing

Home values

Under $50k 5.7%

$50k–$100k 17.5%

$100k–$150k 32.5%

$150k–$200k 13.2%

$200k–$300k 20.2%

$300k–$500k 9.7%

$500k–$1M 1.0%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$139,800
Median rent / month	$827
Owner occupied	83.7%
Renter occupied	16.3%
Vacant	8.2%
Single-family detached	80.8%
Large apartment buildings	0.7%
Mobile homes	6.0%
Median rooms	6.3
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.9%
2010–2019	6.6%
2000–2009	7.8%
1990–1999	15.9%
1980–1989	6.1%
1970–1979	8.7%
1960–1969	6.5%
1950–1959	6.5%
1940–1949	3.2%
1939 or earlier	37.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.5%
2 bedrooms	20.2%
3 bedrooms	50.7%
4 bedrooms	20.0%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	28.8%
2 vehicles	45.5%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	72.1%
Electricity	21.1%
Propane / LP gas	6.3%
Wood	0.4%

Households & families

Household type	Count	%
Married-couple family	1,863	55.6%
Cohabiting couple	328	9.8%
Male householder, no spouse	400	11.9%
Female householder, no spouse	760	22.7%
Households with children under 18	1,076	32.1%
Households with seniors (65+)	996	29.7%
Average household size	2.46

Marital status

Status	Male	Female
Never married	23.1%	22.0%
Married	64.7%	50.3%
Separated	0.9%	1.0%
Widowed	2.6%	9.8%
Divorced	8.7%	16.8%

Education

Less than 9th grade 2.5%

Some HS, no diploma 8.9%

HS graduate 42.1%

Some college, no degree 21.9%

Associate's degree 8.6%

Bachelor's degree 11.8%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	15.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	176	9.1%
Kindergarten	111	5.7%
Elementary school	914	47.3%
High school	397	20.5%
College / grad school	336	17.4%

Employment

Industry of employment

Manufacturing 37.6%

Education & healthcare 17.4%

Retail trade 12.8%

Finance & real estate 6.5%

Professional & management 6.5%

Arts, food & hospitality 5.4%

Construction 4.9%

Other services 2.7%

Transportation & utilities 2.1%

Wholesale trade 1.7%

Public administration 1.0%

Agriculture & mining 0.8%

Information 0.7%

Occupation

Category	%
Management, business & arts	21.6%
Service	12.1%
Sales & office	18.2%
Natural resources & construction	9.2%
Production & transportation	38.8%

Employment type

Type	%
Private sector	91.9%
Government	5.4%
Self-employed	2.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.0%
Carpool	8.3%
Public transit	0.3%
Walk	0.1%
Other means	1.0%
Avg commute (minutes)	20.5

Poverty

All people 10.8%

Under 18 years 12.0%

18 and over 10.4%

Married-couple families 2.7%

Female-led households 29.9%

Income support

Source	% of households
Social Security	34.8%
Retirement income	24.3%
Supplemental Security	5.2%
Cash public assistance	0.8%
Food stamps / SNAP	9.1%

Health indicators

Condition	%
High blood pressure	34.8%
High cholesterol	33.1%
Heart disease	6.5%
Stroke	3.0%
Asthma	10.2%
Arthritis	25.6%
Kidney disease	2.8%
Pulmonary disease	8.2%
Cancer	6.3%

Behavior / access	%
Binge drinking	16.8%
No physical activity	26.1%
Less than 7 hrs sleep	32.3%
Fair or poor health	15.8%
Poor mental health	16.4%
Poor physical health	11.4%
No health insurance	14.0%
Visited doctor (checkup)	72.6%
Visited dentist	62.0%
Cholesterol screening	87.3%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	351	5.6%

Disability	%
Any disability	14.6%
Under 18	5.5%
18–64 years	14.1%
65 and over	29.5%

Health insurance coverage

Type	%
Private insurance	69.8%
Public insurance	35.7%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,670	92.0%
Spanish	42	0.5%
Other Indo-European	28	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	14	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,243	98.8%
Born in same state	8,212	98.5%
Born in different state	6,457	77.4%
Foreign born	31	0.4%
Naturalized citizen	96	1.2%
Not a US citizen	80	83.3%

Ancestry

Ancestry	Count	%
French	912	10.9%
Italian	853	10.2%
Arab	646	7.7%
English	54	0.6%

Ancestry	Count	%
Irish	43	0.5%
Norwegian	18	0.2%
Polish	14	0.2%
German	2	0%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	88.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Garrett, IN have?

Garrett, IN has one ZIP code: 46738. Each ZIP code serves a distinct delivery area within the city and surrounding region.