46765 ZIP Code — Leo, IN

Allen County, Indiana

ZIP code 46765 is located in Leo, Indiana, within Allen County. It covers approximately 12.65 square miles and serves a population of 5,935 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 260.

About ZIP code 46765

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $247,000. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($99,375) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Overall, ZIP code 46765 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,935

population

12.65

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46765 ZIP code map

Cities in ZIP code 46765

Below are the cities the US Postal Service accepts for ZIP code 46765. Using any city not on this list may result in mail delivery delays.

City	Status
Leo	Acceptable
Leo	Preferred

Nearby ZIP codes

46845 Fort Wayne (3.2 mi) 46835 Fort Wayne (5.1 mi) 46741 Grabill (5.6 mi) 46748 Huntertown (6.2 mi) 46825 Fort Wayne (6.7 mi) 46788 Spencerville (7.2 mi) 46706 Auburn (7.3 mi) 46738 Garrett (8.2 mi) 46743 Harlan (8.7 mi) 46815 Fort Wayne (9.1 mi) 46774 New Haven (9.6 mi) 46805 Fort Wayne (9.9 mi)

Demographics updated 05/2026

Population
Total population	5,935
Population density	469 / sq mi
State FIPS	18
County FIPS	003

Geography
Land area	12.65 sq mi
Water area	0.18 sq mi
Latitude	41.2296
Longitude	-85.0413
Timezone	Eastern (ET)
Area code	260

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.8%	43.7%	42.9%
$50k – $100k	39.9%	34.2%	32.7%
$100k – $200k	32.7%	18.1%	19.8%
Over $200k	8.5%	4.0%	4.5%

Demographics & statistics

5,935

Population

469

People per sq mi

41.0

Median age

$99,375

Median household income

$47,983

Per capita income

$247,000

Median home value

$1,107

Median monthly rent

95.9%

Home ownership

3.5%

Poverty rate

1.8%

Unemployment

1,975

Housing units

37.3%

Bachelor's or higher

Age distribution

Male Female

104

Under 5

107

235

5–9

242

193

10–14

198

248

15–19

255

218

20–24

223

301

25–34

309

262

35–44

268

351

45–54

360

302

55–59

309

159

60–64

163

206

65–74

212

314

75–84

322

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,468	24.7%
18 and over	4,467	75.3%
65 and over	1,128	19.0%
Median age	41.0 years

Race & ethnicity

White 94.2%

Hispanic or Latino 2.2%

Two or more races 1.6%

Other race 1.4%

Asian 0.3%

Black or African American 0.3%

Group	Count	%
White	5,717	94.2%
Hispanic or Latino	131	2.2%
Two or more races	97	1.6%
Other race	86	1.4%
Asian	18	0.3%
Black or African American	17	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.8%	43.7%	42.9%
$50k – $100k	39.9%	34.2%	32.7%
$100k – $200k	32.7%	18.1%	19.8%
Over $200k	8.5%	4.0%	4.5%

Under $10k 2.7%

$15k–$25k 3.4%

$25k–$35k 4.0%

$35k–$50k 7.8%

$50k–$75k 16.2%

$75k–$100k 16.8%

$100k–$150k 16.3%

$150k–$200k 19.4%

$200k+ 13.5%

Range	% of households
Under $10k	2.7%
$15k–$25k	3.4%
$25k–$35k	4.0%
$35k–$50k	7.8%
$50k–$75k	16.2%
$75k–$100k	16.8%
$100k–$150k	16.3%
$150k–$200k	19.4%
$200k+	13.5%
Median income	$99,375

Housing

Home values

Under $50k 4.9%

$50k–$100k 2.2%

$100k–$150k 5.1%

$150k–$200k 22.0%

$200k–$300k 30.2%

$300k–$500k 23.2%

$500k–$1M 11.5%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$247,000
Median rent / month	$1,107
Owner occupied	95.9%
Renter occupied	4.1%
Vacant	3.4%
Single-family detached	98.4%
Large apartment buildings	0.8%
Mobile homes	0.0%
Median rooms	7.7
Avg household size (owned)	2.99

Year built

Era	%
2020 or later	1.7%
2010–2019	6.0%
2000–2009	17.9%
1990–1999	16.3%
1980–1989	3.4%
1970–1979	18.8%
1960–1969	10.8%
1950–1959	16.3%
1940–1949	1.6%
1939 or earlier	7.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	7.4%
3 bedrooms	44.5%
4 bedrooms	37.5%
5+ bedrooms	9.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	14.2%
2 vehicles	35.4%
3 or more	45.9%

Heating fuel

Fuel type	%
Utility gas	78.9%
Electricity	15.8%
Propane / LP gas	2.2%
Solar	0.6%

Households & families

Household type	Count	%
Married-couple family	1,460	73.5%
Cohabiting couple	8	0.4%
Male householder, no spouse	178	9.0%
Female householder, no spouse	341	17.2%
Households with children under 18	756	38.0%
Households with seniors (65+)	689	34.7%
Average household size	2.95

Marital status

Status	Male	Female
Never married	25.4%	19.9%
Married	65.1%	67.2%
Separated	0.3%	0.0%
Widowed	4.4%	8.8%
Divorced	4.8%	4.1%

Education

Less than 9th grade 0.9%

Some HS, no diploma 0.8%

HS graduate 25.8%

Some college, no degree 25.9%

Associate's degree 9.3%

Bachelor's degree 25.8%

Graduate / professional 11.5%

Metric	%
HS diploma or higher	98.3%
Bachelor's or higher	37.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	3.2%
Kindergarten	186	12.9%
Elementary school	537	37.2%
High school	511	35.4%
College / grad school	164	11.4%

Employment

Industry of employment

Education & healthcare 20.0%

Manufacturing 18.8%

Finance & real estate 13.8%

Retail trade 9.2%

Construction 9.1%

Other services 6.9%

Professional & management 6.0%

Arts, food & hospitality 5.8%

Transportation & utilities 4.9%

Public administration 3.3%

Wholesale trade 1.2%

Information 1.2%

Occupation

Category	%
Management, business & arts	43.5%
Service	12.9%
Sales & office	21.2%
Natural resources & construction	7.9%
Production & transportation	14.6%

Employment type

Type	%
Private sector	88.4%
Government	8.0%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.7%
Carpool	3.7%
Public transit	0.0%
Walk	0.0%
Work from home	7.6%
Other means	0.0%
Avg commute (minutes)	20.4

Poverty

All people 3.5%

Under 18 years 5.4%

18 and over 2.9%

Married-couple families 2.6%

Female-led households 24.4%

Income support

Source	% of households
Social Security	34.2%
Retirement income	30.6%
Supplemental Security	3.3%
Cash public assistance	0.8%
Food stamps / SNAP	0.8%

Health indicators

Condition	%
Obesity	33.5%
High blood pressure	31.0%
High cholesterol	30.7%
Diabetes	8.9%
Heart disease	6.0%
Stroke	2.6%
Asthma	9.8%
Arthritis	25.7%
Kidney disease	2.6%
Pulmonary disease	6.8%
Cancer	6.9%

Behavior / access	%
Smoking	18.4%
Binge drinking	17.0%
No physical activity	21.2%
Less than 7 hrs sleep	30.1%
Depression	22.7%
Fair or poor health	12.3%
Poor mental health	14.0%
Poor physical health	9.7%
No health insurance	9.9%
Visited doctor (checkup)	74.6%
Visited dentist	69.3%
Cholesterol screening	90.5%
Teeth loss	13.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	332	7.4%

Disability	%
Any disability	8.0%
Under 18	0.0%
18–64 years	4.8%
65 and over	28.1%

Health insurance coverage

Type	%
Private insurance	82.3%
Public insurance	25.2%
No insurance	0.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,724	96.4%
Spanish	35	0.6%
Other Indo-European	35	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,823	98.1%
Born in same state	5,796	97.7%
Born in different state	4,102	69.1%
Foreign born	27	0.5%
Naturalized citizen	112	1.9%
Not a US citizen	77	68.8%

Ancestry

Ancestry	Count	%
French	954	16.1%
Italian	770	13%
Arab	189	3.2%

Ancestry	Count	%
English	86	1.4%
Irish	11	0.2%

Technology access

Metric	% of households
Computer access	33.5%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46765

What city is ZIP code 46765 in?

ZIP code 46765 is primarily assigned to Leo, Indiana.

What county is ZIP code 46765 in?

ZIP code 46765 falls within Allen County, Indiana.

Is ZIP code 46765 mostly owner-occupied?

96% of occupied units in ZIP code 46765 are owner-occupied, well above the national average.

What is the population of ZIP code 46765?

ZIP code 46765 has an estimated population of 5,935 residents, with a density of 469 people per square mile.

What is the median household income in ZIP code 46765?

The median household income in ZIP code 46765 is $99,375, above the national median of ~$75,000.

What is the typical home value in ZIP code 46765?

The median home value in ZIP code 46765 is $247,000.

What timezone is ZIP code 46765 in?

ZIP code 46765 observes the EST timezone.