Spencerville ZIP Codes — Allen County, IN

There is one unique ZIP code in Spencerville, Indiana and it is 46788. Area code: 260.

ZIP codes

34.55

sq mi land

0.33

sq mi water

260

area code

Spencerville, IN ZIP code map

About Spencerville, IN

Spencerville is a small community located in the state of Indiana, known for its friendly atmosphere and rich heritage. Nestled in Allen County, Spencerville offers a quiet, rural lifestyle while being close to larger urban areas. With a unique blend of agricultural roots and modern living, it serves as a charming home for its residents.

Location & geography

Spencerville is situated approximately 10 miles northeast of Fort Wayne, Indiana, making it an accessible location for those commuting to the city. It is surrounded by other small towns such as New Haven, which lies about 8 miles to the west, and Leo-Cedarville, approximately 5 miles to the southwest. The town covers a land area of 34.55 square miles, with a small water area of 0.33 square miles, primarily consisting of rural terrain.

Community & economy

The character of Spencerville reflects a tight-knit community where residents often participate in local events and gatherings. The economy is largely based on agriculture, as well as small local businesses that contribute to daily life. Residents enjoy a peaceful existence, with opportunities for outdoor activities and a strong sense of community involvement.

Transportation

Spencerville is conveniently accessed via nearby highways, including Indiana State Road 37, which runs north to south and connects to major road networks. The nearest airport is Fort Wayne International Airport, approximately 15 miles to the southwest, offering regional travel options. Public transportation is limited, but the town's layout encourages a community-oriented lifestyle.

History

Founded in the mid-19th century, Spencerville emerged as a hub for local agriculture and trade. Over the years, key industries have included farming and small manufacturing, reflecting the town’s rural roots. Significant community events have shaped its history, fostering a strong local identity.

Did you know?

A little-known fact about Spencerville is that it features a beautiful landscape that attracts nature enthusiasts and birdwatchers. The town's rural charm and close proximity to Fort Wayne offer a unique blend of tranquility and convenience.

ZIP codes for Spencerville, IN (1)

ZIP code	City	County	Map
46788	Spencerville	Allen	View map

Demographics & statistics

4,099

Population

27.5

Median age

$94,784

Median household income

$42,132

Per capita income

$225,800

Median home value

Median monthly rent

95.8%

Home ownership

4.7%

Poverty rate

3.6%

Unemployment

1,154

Housing units

27.4%

Bachelor's or higher

Age distribution

Male Female

265

Under 5

272

316

5–9

324

138

10–14

141

139

15–19

143

20–24

270

25–34

277

252

35–44

258

219

45–54

226

100

55–59

103

60–64

142

65–74

146

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,524	37.2%
18 and over	2,575	62.8%
65 and over	390	9.5%
Median age	27.5 years

Race & ethnicity

White 87.8%

Hispanic or Latino 6.1%

Two or more races 6.1%

Group	Count	%
White	3,832	87.8%
Hispanic or Latino	267	6.1%
Two or more races	267	6.1%

Household income

Under $10k 0.8%

$15k–$25k 2.8%

$25k–$35k 5.6%

$35k–$50k 11.7%

$50k–$75k 13.9%

$75k–$100k 21.7%

$100k–$150k 21.3%

$150k–$200k 8.1%

$200k+ 14.1%

Range	% of households
Under $10k	0.8%
$15k–$25k	2.8%
$25k–$35k	5.6%
$35k–$50k	11.7%
$50k–$75k	13.9%
$75k–$100k	21.7%
$100k–$150k	21.3%
$150k–$200k	8.1%
$200k+	14.1%
Median income	$94,784

Housing

Home values

Under $50k 11.5%

$50k–$100k 1.9%

$100k–$150k 18.5%

$150k–$200k 6.7%

$200k–$300k 27.0%

$300k–$500k 14.1%

$500k–$1M 19.5%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$225,800
Median rent / month	$0
Owner occupied	95.8%
Renter occupied	4.2%
Vacant	2.0%
Single-family detached	93.6%
Large apartment buildings	0.0%
Mobile homes	6.4%
Median rooms	7.7
Avg household size (owned)	3.50

Year built

Era	%
2020 or later	0.0%
2010–2019	8.9%
2000–2009	20.2%
1990–1999	8.6%
1980–1989	9.1%
1970–1979	12.6%
1960–1969	6.3%
1950–1959	6.1%
1940–1949	3.4%
1939 or earlier	24.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	14.0%
3 bedrooms	53.8%
4 bedrooms	27.7%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	8.2%
1 vehicle	10.8%
2 vehicles	34.7%
3 or more	46.2%

Heating fuel

Fuel type	%
Utility gas	41.4%
Electricity	14.8%
Propane / LP gas	33.9%
Fuel oil	1.5%
Wood	2.5%
No fuel used	2.0%

Households & families

Household type	Count	%
Married-couple family	825	69.9%
Cohabiting couple	138	11.7%
Male householder, no spouse	147	12.5%
Female householder, no spouse	70	5.9%
Households with children under 18	482	40.8%
Households with seniors (65+)	224	19.0%
Average household size	3.47

Marital status

Status	Male	Female
Never married	27.6%	21.6%
Married	62.6%	71.2%
Separated	0.6%	0.0%
Widowed	1.3%	0.6%
Divorced	7.9%	6.7%

Education

Less than 9th grade 13.7%

Some HS, no diploma 0.4%

HS graduate 31.4%

Some college, no degree 17.1%

Associate's degree 10.0%

Bachelor's degree 15.7%

Graduate / professional 11.8%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	27.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	94	9.4%
Kindergarten	173	17.4%
Elementary school	587	58.9%
High school	57	5.7%
College / grad school	85	8.5%

Employment

Industry of employment

Manufacturing 22.0%

Construction 21.6%

Education & healthcare 17.3%

Retail trade 12.9%

Professional & management 6.9%

Other services 6.6%

Finance & real estate 5.3%

Transportation & utilities 3.0%

Wholesale trade 2.9%

Arts, food & hospitality 1.5%

Occupation

Category	%
Management, business & arts	39.5%
Service	9.0%
Sales & office	17.4%
Natural resources & construction	19.4%
Production & transportation	14.7%

Employment type

Type	%
Private sector	89.6%
Government	2.3%
Self-employed	8.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.0%
Carpool	15.8%
Public transit	0.0%
Walk	1.1%
Other means	2.1%
Avg commute (minutes)	26.8

Poverty

All people 4.7%

Under 18 years 5.1%

18 and over 4.5%

Married-couple families 3.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	27.5%
Retirement income	20.4%
Supplemental Security	7.4%
Cash public assistance	1.9%
Food stamps / SNAP	1.9%

Health indicators

Condition	%
High blood pressure	33.6%
High cholesterol	32.1%
Heart disease	6.5%
Stroke	3.0%
Asthma	10.6%
Arthritis	26.2%
Kidney disease	2.7%
Pulmonary disease	8.6%
Cancer	6.2%

Behavior / access	%
Binge drinking	17.1%
No physical activity	25.8%
Less than 7 hrs sleep	32.1%
Fair or poor health	16.2%
Poor mental health	16.3%
Poor physical health	11.8%
No health insurance	13.4%
Visited doctor (checkup)	73.0%
Visited dentist	61.6%
Cholesterol screening	87.4%
Teeth loss	17.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	180	7.0%

Disability	%
Any disability	9.6%
Under 18	2.6%
18–64 years	12.1%
65 and over	22.8%

Health insurance coverage

Type	%
Private insurance	63.0%
Public insurance	31.8%
Uninsured under 19	18.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,562	86.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,069	99.3%
Born in same state	4,069	99.3%
Born in different state	3,043	74.2%
Foreign born	0	0.0%
Naturalized citizen	30	0.7%
Not a US citizen	30	100.0%

Ancestry

Ancestry	Count	%
Arab	503	12.3%
Italian	483	11.8%

Ancestry	Count	%
French	475	11.6%
English	130	3.2%

Technology access

Metric	% of households
Computer access	28.8%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Spencerville, IN have?

Spencerville, IN has one ZIP code: 46788. Each ZIP code serves a distinct delivery area within the city and surrounding region.