32466 ZIP Code — Youngstown, FL

Bay County, Florida

ZIP code 32466 is located in Youngstown, Florida, within Bay County. It covers approximately 172.99 square miles and serves a population of 6,167 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32466

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $158,300. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($64,424) and mean household income suggests income inequality — a small number of higher earners pull the average up. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.

Overall, ZIP code 32466 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

6,167

population

172.99

sq mi land

Standard

ZIP type

Central (CT)

timezone

32466 ZIP code map

Cities in ZIP code 32466

Below are the cities the US Postal Service accepts for ZIP code 32466. Using any city not on this list may result in mail delivery delays.

City	Status
Youngstown	Acceptable
Youngstown	Preferred

Nearby ZIP codes

32438 Fountain (11.1 mi) 32409 Panama City (11.6 mi) 32444 Lynn Haven (12.1 mi) 32404 Panama City (12.8 mi) 32405 Panama City (14.6 mi) 32430 Clarksville (15.6 mi) 32461 Inlet Beach (16.9 mi) 32449 Wewahitchka (16.9 mi) 32401 Panama City (17 mi) 32428 Chipley (18.2 mi) 32407 Panama City Beach (19.5 mi)

Demographics updated 05/2026

Population
Total population	6,167
Population density	36 / sq mi
State FIPS	12
County FIPS	005

Geography
Land area	172.99 sq mi
Water area	3.90 sq mi
Latitude	30.3743
Longitude	-85.5271
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.8%	43.3%	43.4%
$50k – $100k	37.6%	34.8%	30.8%
$100k – $200k	16.6%	17.8%	19.3%
Over $200k	6.0%	4.2%	6.4%

Demographics & statistics

6,167

Population

People per sq mi

37.9

Median age

$64,424

Median household income

$31,515

Per capita income

$158,300

Median home value

$1,090

Median monthly rent

76.6%

Home ownership

13.7%

Poverty rate

4.8%

Unemployment

1,978

Housing units

9.4%

Bachelor's or higher

Age distribution

Male Female

283

Under 5

257

175

5–9

158

272

10–14

246

215

15–19

194

20–24

376

25–34

340

526

35–44

476

419

45–54

380

239

55–59

217

182

60–64

164

328

65–74

296

136

75–84

124

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,617	26.2%
18 and over	4,550	73.8%
65 and over	914	14.8%
Median age	37.9 years

Race & ethnicity

White 87.7%

Two or more races 5.7%

Black or African American 3.3%

Hispanic or Latino 1.7%

Asian 0.8%

American Indian / Alaska Native 0.7%

Other race 0.1%

Group	Count	%
White	5,507	87.7%
Two or more races	355	5.7%
Black or African American	205	3.3%
Hispanic or Latino	109	1.7%
Asian	51	0.8%
American Indian / Alaska Native	44	0.7%
Other race	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.8%	43.3%	43.4%
$50k – $100k	37.6%	34.8%	30.8%
$100k – $200k	16.6%	17.8%	19.3%
Over $200k	6.0%	4.2%	6.4%

Under $10k 4.2%

$10k–$15k 4.1%

$15k–$25k 10.7%

$25k–$35k 4.6%

$35k–$50k 14.4%

$50k–$75k 17.1%

$75k–$100k 12.6%

$100k–$150k 16.9%

$150k–$200k 2.7%

$200k+ 12.7%

Range	% of households
Under $10k	4.2%
$10k–$15k	4.1%
$15k–$25k	10.7%
$25k–$35k	4.6%
$35k–$50k	14.4%
$50k–$75k	17.1%
$75k–$100k	12.6%
$100k–$150k	16.9%
$150k–$200k	2.7%
$200k+	12.7%
Median income	$64,424

Housing

Home values

Under $50k 7.2%

$50k–$100k 20.6%

$100k–$150k 17.1%

$150k–$200k 22.3%

$200k–$300k 20.2%

$300k–$500k 10.6%

$500k–$1M 0.5%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$158,300
Median rent / month	$1,090
Owner occupied	76.6%
Renter occupied	23.4%
Vacant	12.2%
Single-family detached	43.8%
Large apartment buildings	0.6%
Mobile homes	51.8%
Median rooms	5.4
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.9%
2010–2019	12.4%
2000–2009	17.7%
1990–1999	25.9%
1980–1989	20.3%
1970–1979	10.9%
1960–1969	4.7%
1950–1959	2.0%
1940–1949	0.9%
1939 or earlier	4.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	1.7%
2 bedrooms	28.0%
3 bedrooms	51.3%
4 bedrooms	14.5%
5+ bedrooms	4.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	31.9%
2 vehicles	36.0%
3 or more	30.1%

Heating fuel

Fuel type	%
Utility gas	0.7%
Electricity	97.5%
Propane / LP gas	1.7%

Households & families

Household type	Count	%
Married-couple family	1,343	61.4%
Cohabiting couple	64	2.9%
Male householder, no spouse	449	20.5%
Female householder, no spouse	331	15.1%
Households with children under 18	937	42.8%
Households with seniors (65+)	674	30.8%
Average household size	2.82

Marital status

Status	Male	Female
Never married	21.0%	20.1%
Married	59.3%	61.4%
Separated	2.3%	0.2%
Widowed	6.9%	6.3%
Divorced	10.5%	12.0%

Education

Less than 9th grade 2.2%

Some HS, no diploma 7.1%

HS graduate 39.4%

Some college, no degree 26.9%

Associate's degree 15.0%

Bachelor's degree 6.9%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	90.7%
Bachelor's or higher	9.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	45	3.5%
Kindergarten	63	4.9%
Elementary school	787	60.6%
High school	306	23.6%
College / grad school	97	7.5%

Employment

Industry of employment

Education & healthcare 21.9%

Construction 21.3%

Manufacturing 12.1%

Professional & management 9.8%

Retail trade 9.7%

Public administration 7.3%

Arts, food & hospitality 6.7%

Other services 3.7%

Finance & real estate 2.2%

Transportation & utilities 2.0%

Wholesale trade 1.8%

Agriculture & mining 1.7%

Occupation

Category	%
Management, business & arts	30.2%
Service	15.7%
Sales & office	17.9%
Natural resources & construction	24.6%
Production & transportation	11.6%

Employment type

Type	%
Private sector	71.5%
Government	18.8%
Self-employed	9.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.1%
Carpool	16.2%
Public transit	1.2%
Walk	1.1%
Work from home	0.3%
Other means	0.0%
Avg commute (minutes)	33.6

Poverty

All people 13.7%

Under 18 years 19.7%

18 and over 11.6%

Married-couple families 7.3%

Female-led households 38.7%

Income support

Source	% of households
Social Security	34.0%
Retirement income	20.2%
Supplemental Security	10.4%
Cash public assistance	7.6%
Food stamps / SNAP	16.9%

Health indicators

Condition	%
Obesity	31.2%
High blood pressure	32.9%
High cholesterol	32.5%
Diabetes	10.7%
Heart disease	6.8%
Stroke	3.2%
Asthma	9.6%
Arthritis	25.3%
Kidney disease	2.8%
Pulmonary disease	9.4%
Cancer	6.3%

Behavior / access	%
Smoking	24.3%
Binge drinking	17.1%
No physical activity	28.1%
Less than 7 hrs sleep	34.6%
Depression	23.4%
Fair or poor health	17.2%
Poor mental health	17.6%
Poor physical health	13.2%
No health insurance	20.1%
Visited doctor (checkup)	73.0%
Visited dentist	54.6%
Cholesterol screening	89.0%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	814	17.9%

Disability	%
Any disability	19.9%
Under 18	7.2%
18–64 years	20.0%
65 and over	41.9%

Health insurance coverage

Type	%
Private insurance	59.5%
Public insurance	39.7%
No insurance	13.5%
Uninsured under 19	8.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,627	91.2%
Spanish	51	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	51	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,016	97.6%
Born in same state	5,986	97.1%
Born in different state	3,510	56.9%
Foreign born	30	0.5%
Naturalized citizen	151	2.4%
Not a US citizen	78	51.7%

Ancestry

Ancestry	Count	%
Italian	698	11.3%
French	500	8.1%
Arab	487	7.9%
Polish	212	3.4%

Ancestry	Count	%
Norwegian	56	0.9%
German	20	0.3%
English	17	0.3%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	98.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32466

What city is ZIP code 32466 in?

ZIP code 32466 is primarily assigned to Youngstown, Florida.

What county is ZIP code 32466 in?

ZIP code 32466 falls within Bay County, Florida.

How educated is the population of ZIP code 32466?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 32466 have a large veteran population?

18% of civilians in ZIP code 32466 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 32466?

The median home value in ZIP code 32466 is $158,300.

What is the population of ZIP code 32466?

ZIP code 32466 has an estimated population of 6,167 residents, with a density of 36 people per square mile.

What timezone is ZIP code 32466 in?

ZIP code 32466 observes the CST timezone.