32444 ZIP Code — Lynn Haven, FL

Bay County, Florida

ZIP code 32444 is located in Lynn Haven, Florida, within Bay County. It covers approximately 9.81 square miles and serves a population of 21,564 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 850.

About ZIP code 32444

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $270,100. Owner-occupancy sits near the national average at 72%.

Median household income is $84,893. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 32444 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

21,564

population

9.81

sq mi land

Standard

ZIP type

Central (CT)

timezone

32444 ZIP code map

Cities in ZIP code 32444

Below are the cities the US Postal Service accepts for ZIP code 32444. Using any city not on this list may result in mail delivery delays.

City	Status
Lynn Haven	Preferred

Nearby ZIP codes

32405 Panama City (2.5 mi) 32401 Panama City (5 mi) 32461 Inlet Beach (5.1 mi) 32409 Panama City (8.6 mi) 32408 Panama City (8.7 mi) 32404 Panama City (8.9 mi) 32407 Panama City Beach (9.1 mi) 32466 Youngstown (12.1 mi) 32403 Panama City (14.8 mi) 32413 Panama City Beach (18.3 mi)

Demographics updated 05/2026

Population
Total population	21,564
Population density	2,198 / sq mi
State FIPS	12
County FIPS	005

Geography
Land area	9.81 sq mi
Water area	4.85 sq mi
Latitude	30.2306
Longitude	-85.6436
Timezone	Central (CT)
Area code	850

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.0%	43.3%	43.4%
$50k – $100k	39.4%	34.8%	30.8%
$100k – $200k	23.5%	17.8%	19.3%
Over $200k	5.1%	4.2%	6.4%

Demographics & statistics

21,564

Population

2,198

People per sq mi

36.9

Median age

$84,893

Median household income

$38,411

Per capita income

$270,100

Median home value

$1,436

Median monthly rent

71.6%

Home ownership

7.9%

Poverty rate

3.6%

Unemployment

6,654

Housing units

32.0%

Bachelor's or higher

Age distribution

Male Female

802

Under 5

887

679

5–9

751

809

10–14

894

646

15–19

713

715

20–24

790

1,166

25–34

1,288

1,325

35–44

1,464

1,317

45–54

1,455

535

55–59

592

535

60–64

591

1,096

65–74

1,212

429

75–84

474

190

85+

209

← Male

Female →

Age summary

Group	Count	%
Under 18	5,768	26.7%
18 and over	15,796	73.3%
65 and over	3,610	16.7%
Median age	36.9 years

Race & ethnicity

White 76.3%

Two or more races 7.8%

Black or African American 6.6%

Hispanic or Latino 4.9%

Asian 2.8%

Other race 1.7%

Group	Count	%
White	17,293	76.3%
Two or more races	1,760	7.8%
Black or African American	1,495	6.6%
Hispanic or Latino	1,112	4.9%
Asian	630	2.8%
Other race	379	1.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.0%	43.3%	43.4%
$50k – $100k	39.4%	34.8%	30.8%
$100k – $200k	23.5%	17.8%	19.3%
Over $200k	5.1%	4.2%	6.4%

Under $10k 1.9%

$10k–$15k 2.3%

$15k–$25k 4.3%

$25k–$35k 7.2%

$35k–$50k 10.6%

$50k–$75k 17.4%

$75k–$100k 18.0%

$100k–$150k 22.1%

$150k–$200k 8.4%

$200k+ 7.7%

Range	% of households
Under $10k	1.9%
$10k–$15k	2.3%
$15k–$25k	4.3%
$25k–$35k	7.2%
$35k–$50k	10.6%
$50k–$75k	17.4%
$75k–$100k	18.0%
$100k–$150k	22.1%
$150k–$200k	8.4%
$200k+	7.7%
Median income	$84,893

Housing

Home values

Under $50k 2.5%

$50k–$100k 3.0%

$100k–$150k 6.4%

$150k–$200k 14.7%

$200k–$300k 33.6%

$300k–$500k 30.1%

$500k–$1M 8.6%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$270,100
Median rent / month	$1,436
Owner occupied	71.6%
Renter occupied	28.4%
Vacant	10.2%
Single-family detached	75.4%
Large apartment buildings	3.1%
Mobile homes	0.6%
Median rooms	6.0
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.7%
2010–2019	8.3%
2000–2009	23.7%
1990–1999	20.0%
1980–1989	20.4%
1970–1979	13.3%
1960–1969	6.1%
1950–1959	2.6%
1940–1949	3.6%
1939 or earlier	1.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	3.1%
2 bedrooms	18.2%
3 bedrooms	54.9%
4 bedrooms	20.6%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	27.1%
2 vehicles	45.9%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	9.8%
Electricity	85.8%
Propane / LP gas	1.8%
Wood	0.1%
Solar	1.8%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	4,911	61.2%
Cohabiting couple	260	3.2%
Male householder, no spouse	980	12.2%
Female householder, no spouse	1,876	23.4%
Households with children under 18	3,509	43.7%
Households with seniors (65+)	2,471	30.8%
Average household size	2.68

Marital status

Status	Male	Female
Never married	26.0%	22.9%
Married	65.9%	55.1%
Separated	0.7%	2.2%
Widowed	2.6%	9.3%
Divorced	4.7%	10.4%

Education

Less than 9th grade 2.6%

Some HS, no diploma 3.5%

HS graduate 24.0%

Some college, no degree 24.8%

Associate's degree 13.2%

Bachelor's degree 22.7%

Graduate / professional 9.3%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	32.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	259	4.3%
Kindergarten	180	3.0%
Elementary school	2,507	41.9%
High school	1,429	23.9%
College / grad school	1,606	26.9%

Employment

Industry of employment

Education & healthcare 19.2%

Public administration 13.8%

Construction 11.1%

Arts, food & hospitality 10.7%

Retail trade 9.7%

Professional & management 8.8%

Finance & real estate 6.6%

Manufacturing 5.8%

Transportation & utilities 5.7%

Other services 4.2%

Agriculture & mining 1.8%

Wholesale trade 1.6%

Information 1.0%

Occupation

Category	%
Management, business & arts	43.4%
Service	13.7%
Sales & office	22.0%
Natural resources & construction	11.7%
Production & transportation	9.2%

Employment type

Type	%
Private sector	71.3%
Government	24.1%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.6%
Carpool	8.7%
Public transit	0.6%
Walk	0.9%
Work from home	8.0%
Other means	1.1%
Avg commute (minutes)	24.6

Poverty

All people 7.9%

Under 18 years 9.3%

18 and over 7.4%

Married-couple families 2.1%

Female-led households 25.9%

Income support

Source	% of households
Social Security	33.3%
Retirement income	31.3%
Supplemental Security	2.4%
Cash public assistance	2.1%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	29.2%
High blood pressure	32.6%
High cholesterol	32.0%
Diabetes	10.2%
Heart disease	6.3%
Stroke	3.0%
Asthma	8.9%
Arthritis	24.5%
Kidney disease	2.8%
Pulmonary disease	7.4%
Cancer	7.0%

Behavior / access	%
Smoking	18.0%
Binge drinking	16.0%
No physical activity	24.4%
Less than 7 hrs sleep	32.7%
Depression	20.8%
Fair or poor health	14.0%
Poor mental health	15.3%
Poor physical health	11.0%
No health insurance	16.5%
Visited doctor (checkup)	75.1%
Visited dentist	61.3%
Cholesterol screening	91.4%
Teeth loss	12.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,308	15.0%

Disability	%
Any disability	14.7%
Under 18	8.0%
18–64 years	11.9%
65 and over	34.9%

Health insurance coverage

Type	%
Private insurance	73.7%
Public insurance	31.9%
No insurance	10.6%
Uninsured under 19	9.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,875	92.2%
Spanish	868	4.4%
Other Indo-European	437	2.2%
Asian & Pacific Islander	111	0.6%
Other languages	275	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,024	92.9%
Born in same state	19,387	89.9%
Born in different state	9,165	42.5%
Foreign born	637	3.0%
Naturalized citizen	1,540	7.1%
Not a US citizen	824	53.5%

Ancestry

Ancestry	Count	%
French	2,664	12.4%
Arab	2,556	11.9%
Italian	2,217	10.3%
Polish	94	0.4%
Dutch	87	0.4%

Ancestry	Count	%
German	81	0.4%
English	45	0.2%
Norwegian	20	0.1%
Irish	10	0%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32444

What city is ZIP code 32444 in?

ZIP code 32444 is primarily assigned to Lynn Haven, Florida.

What county is ZIP code 32444 in?

ZIP code 32444 falls within Bay County, Florida.

Does ZIP code 32444 have a large veteran population?

15% of civilians in ZIP code 32444 are veterans, above the national average of ~7%.

What is the population of ZIP code 32444?

ZIP code 32444 has an estimated population of 21,564 residents, with a density of 2,197 people per square mile.

What is the median household income in ZIP code 32444?

The median household income in ZIP code 32444 is $84,893, above the national median of ~$75,000.

What is the typical home value in ZIP code 32444?

The median home value in ZIP code 32444 is $270,100.

What timezone is ZIP code 32444 in?

ZIP code 32444 observes the CST timezone.